Latest / The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
The College Savings Mistake Parents Make With Grandparents
Grandparents want to help pay for college, but their direct contributions can silently slash a student’s federal financial aid eligibility by up to fifty percent. This episode breaks down the specific mechanics of how FAFSA treats grandparent-owned 529 plans versus parent-owned ones, and why the timing of those gifts matters more than the amount. We look at the real-world impact on net price for families in October 2026, offering a clear strategy for grandparents who want to support without penalizing their grandchildren's aid packages.
#CollegeSavings #529Plans #FAFSARules #FinancialAid…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.