Latest / Becker’s Payer Issues Podcast / Howard Weiss, Vice President of Government Affairs at EmblemHealth
Transcript
- 0:02This is where health insurance leadership comes together.
- 0:05Becker's fourth annual spring payer issues roundtable brings
- 0:08together over 400 payer and health plan executives
- 0:12and more than 100 speakers to Chicago April.
- 0:16This year's event includes keynote conversations with the
- 0:19industry's top leaders and former president George W.
- 0:23Bush. For the full agenda and event details,
- 0:25visit beckershospitalreview.com
- 0:27and click on the events tab in the
- 0:29upper right. We're looking forward to hosting you
- 0:31here in Chicago.
- 0:34Hello, everyone, and welcome to the Becker's Healthcare
- 0:36Podcast. I'm Scott King. Thrilled today to be
- 0:38joined by a very special guest, Howard Weiss,
- 0:40vice president, government affairs with EmblemHealth.
- 0:43Howard, how are you doing today?
- 0:45Just fine. Thanks for having me. Thanks so
- 0:48much for joining us. I I really appreciate
- 0:49it. You know, I know we're gonna get
- 0:50into a lot of kind of the big
- 0:51trends and topics,
- 0:53facing health care today. But before we get
- 0:55started, could you please just tell me a
- 0:56little bit about your background, Howard, and and
- 0:58how you started your career journey?
- 1:00Sure. So,
- 1:02I work at EmblemHealth.
- 1:04We are a nonprofit health insurer
- 1:08headquartered in New York City and mostly serving
- 1:10Downstate New York.
- 1:12I've
- 1:13been working in government relations here for about
- 1:15nine years.
- 1:17Before that, I worked at the National Trade
- 1:20Association
- 1:21representing health insurers,
- 1:23AHIP, for fifteen years in Washington DC,
- 1:27mostly focusing on Medicare and Medicaid issues. And
- 1:29before that, worked at another trade association
- 1:32in DC,
- 1:33representing Chang pharmacies.
- 1:36Thanks so much for sharing that background info
- 1:38there, Howard.
- 1:39The first topic I wanted to get to,
- 1:41first question I have for you is how
- 1:43are your relationships with providers
- 1:45changing as both sides face cost pressure and
- 1:48workforce shortages?
- 1:50Yeah.
- 1:51It's a very, interesting question.
- 1:54I think speaking at the system level,
- 1:57you know, that the American health care system
- 1:59is being challenged by consumers and government in
- 2:02unprecedented
- 2:04ways.
- 2:06Despite all the good collaboration between plans and
- 2:08providers
- 2:10to develop arrangements rewarding value over volume, there
- 2:13remains
- 2:14strong levels of dissatisfaction
- 2:16about the quality and cost of care.
- 2:19At EmblemHealth, we have a unique relationship with
- 2:22a physician practice called
- 2:24AdvantageCare
- 2:25Physicians of New York or ACPMY
- 2:28that provides primary specialty care to about half
- 2:31a million people in New York City and
- 2:32Long Island.
- 2:34We have seen from our arrangements with ACPMY
- 2:37and others
- 2:38how developing value based arrangements
- 2:40holding both the plan and provider accountable
- 2:43leads to better outcomes and more affordable care.
- 2:47However, in many cases, especially with some of
- 2:49the large hospital systems,
- 2:51we have had difficulty developing
- 2:54similar types of arrangements.
- 2:57We at EmblemHealth firmly believe that the best
- 3:00solutions to
- 3:01the the growing dissatisfaction with the health care
- 3:03system
- 3:04will come from collaborations between plans and providers.
- 3:09How however, we will need to meet each
- 3:11other halfway
- 3:12to create real changes for the people we
- 3:15serve.
- 3:16Now from a health plan perspective, that means
- 3:18fixing our systems that take clinicians
- 3:21away from treating patients and reduce the availability
- 3:24of services people really need.
- 3:27That includes taking a serious look at our
- 3:29utilization management processes,
- 3:31eliminating them to services where there is significant
- 3:34evidence of misuse,
- 3:36and making it as easy as possible for
- 3:38providers to work with us.
- 3:40From a provider perspective,
- 3:42there needs to be a recognition that high,
- 3:45that the high prices they sometimes charge
- 3:47affect everyone.
- 3:50Health insurance usually protects consumers
- 3:53from,
- 3:54the high list prices
- 3:55for expensive services like hospital stays and some
- 3:58prescription drugs.
- 4:00And that's really important because that's the way
- 4:02people access care.
- 4:05However, these high price increases,
- 4:08these high prices
- 4:10increase the cost of health insurance,
- 4:12which means fewer people can afford the coverage
- 4:14that they need.
- 4:16We really hope that the pressures that we
- 4:18all we are all under
- 4:20from consumers and from policymakers
- 4:23will lead to more constructive collaborations
- 4:26on solutions that best serve our customers.
- 4:30Howard, I I wanna follow-up some on something
- 4:32you said there. It's really interesting. You know,
- 4:33obviously, we we've heard about, you know, the
- 4:36this administration, how it's affecting health care, the
- 4:39regulations. But you you mentioned consumers, and I
- 4:42thought that was interesting. How are you
- 4:44seeing consumer and maybe consumer demands kind of
- 4:47challenge,
- 4:48the system and and the work health plans
- 4:49are doing?
- 4:50Yeah. I mean, I think,
- 4:52what we're hearing from policymakers
- 4:55in large part reflects the real concerns of
- 4:57consumers.
- 4:59And we've heard loud and clear,
- 5:02and I think in more intense ways than
- 5:04we have in the twenty five years that
- 5:06I've been doing this,
- 5:08that
- 5:09there's dissatisfaction
- 5:11with the high cost of health care and,
- 5:13yes, from some of the utilization
- 5:16managements,
- 5:17techniques that plans use, which people
- 5:21see as
- 5:22denying them access to the care they need.
- 5:25So
- 5:26not only from a micro sort of market
- 5:28level
- 5:30perspective, from a broader perspective,
- 5:33these are the real pressures that, you know,
- 5:36ICR industry is under,
- 5:38and how we navigate those pressures
- 5:42can really dictate the industry's future.
- 5:45Absolutely.
- 5:47And moving along to the next topic, where
- 5:49do you see the biggest gap today between
- 5:51payer strategy
- 5:52and operational execution?
- 5:54Yeah.
- 5:55Well, I wanna preface my response because you
- 5:57might think I won't be getting to the
- 6:00answer, but I promise you I will.
- 6:02The I am really fortunate to work for
- 6:05a company that understands how active participation
- 6:08in communities
- 6:09is not only good practice, it's good business
- 6:11strategy.
- 6:13For example, EmblemHealth really made,
- 6:15recently made significant
- 6:17investments
- 6:18in addressing food insecurity in the areas we
- 6:20serve.
- 6:22My colleague, Heather Tamberrino, our chief financial officer,
- 6:25recorded
- 6:26a Becker's podcast on this initiative not too
- 6:29long ago that I would really encourage others
- 6:32to listen to to better understand the business
- 6:34case for doing good.
- 6:36And in addition, EmblemHealth operates 15 neighborhood care
- 6:39centers
- 6:40throughout New York City where we offer free
- 6:42services to all members in the community, so
- 6:45not just our members.
- 6:46And these services include wellness classes,
- 6:49help with social service navigation,
- 6:52and nutritious food, giveaways.
- 6:55However, as we have pursued this approach, we
- 6:58have often found that there's a gap between
- 7:00strategy and successful execution
- 7:02at the community level
- 7:04where these well intentioned strategies
- 7:07meet real world barriers.
- 7:10When the programs we operate don't reflect how
- 7:12members and communities access care,
- 7:15it can create a a sense of disconnect
- 7:18or distrust
- 7:19in many of the entities that are responsible
- 7:21for their care.
- 7:22We saw this recently play out in our
- 7:25community diabetes wellness program,
- 7:28a free community based initiative focused on prevention,
- 7:31education,
- 7:32and ongoing
- 7:33support,
- 7:35which we piloted in The Bronx, a part
- 7:37of our city that is home of diverse
- 7:39communities with high levels of chronic disease.
- 7:43One key takeaway,
- 7:45from this project was that sustained participation
- 7:48required an engagement strategy that was designed around
- 7:51trust, culture, and convenience.
- 7:54That meant understanding that offering classes in multiple
- 7:58languages, flexibility
- 7:59in class design,
- 8:01whether it be in person, virtual, or hybrid
- 8:03options,
- 8:04and timing to fit our, our neighbor schedules
- 8:08early morning, evening, and weekend classes
- 8:11and bringing care to,
- 8:13directly to the community we serve
- 8:15in non traditional spaces
- 8:17like places of worship or community centers
- 8:20or local block parties.
- 8:23We learned these lessons and,
- 8:25after one year, the program demonstrated that a
- 8:28neighborhood based model could measurably improve access, engagement,
- 8:32and clinical outcomes.
- 8:34We held more than a 100 diabetes
- 8:37related events,
- 8:38across The Bronx with,
- 8:41almost 1,500
- 8:42community
- 8:43participants who
- 8:44were able to get get screened
- 8:47or get advice on,
- 8:50lifestyle changes,
- 8:53that they could make to be,
- 8:55healthier.
- 8:56So
- 8:57to me, the success of this program reinforces
- 8:59that
- 9:01closing the gaps between strategy and successful execution
- 9:03depends on meeting communities on their terms,
- 9:06in their languages,
- 9:08and in their neighborhoods
- 9:09to build the kind of trust that improves
- 9:11health care outcomes.
- 9:13Yeah. I I think that that sounds like
- 9:15tremendous work done in the community there, Howard.
- 9:17You know, great job to everyone.
- 9:19When you're able to plan and execute that
- 9:22way and and you and you see the
- 9:23impact it has in the community, do do
- 9:25you think about what it takes to scale
- 9:27something like that, or or or do you
- 9:28kinda work on another initiative?
- 9:31Yeah. I I mean,
- 9:33we specifically chose The Bronx
- 9:36to do a pilot program. I think that
- 9:37those
- 9:38of my colleagues,
- 9:40are now thinking about ways to
- 9:43more broadly offer these,
- 9:45types of programs throughout the rest of the
- 9:47city.
- 9:48So,
- 9:49for us, right, I mean, I I think
- 9:51we,
- 9:52not to toot our own horn, but we
- 9:53approached in a very smart way,
- 9:55understanding that we are trying something new,
- 9:58and we want to learn from what we
- 10:00were doing,
- 10:02before we,
- 10:03more broadly offered this type of,
- 10:06this type of program.
- 10:08Well, yeah, I I think that's incredible. I
- 10:10think programs like that obviously make a huge
- 10:12difference.
- 10:13And now, Howard, if I can get you
- 10:14to put on your, health plan fortune telling
- 10:16hat and look into your, health plan crystal
- 10:19ball, what's one investment or initiative you believe
- 10:22will most reshape how health plans operate over
- 10:24the next two to three years?
- 10:27Well, Scott, I'm gonna surprise you with this
- 10:28answer, but I'm I'm gonna mention
- 10:31AI or artificial intelligence.
- 10:33I'm sure you haven't heard that answer,
- 10:35from
- 10:36anyone
- 10:37else. Right.
- 10:39But we do think it has a a
- 10:41a great potential,
- 10:42in several different ways.
- 10:44Again, I'm going to,
- 10:48recommend a recent Becker's podcast with EmblemHealth's,
- 10:52executive chair, Karen Ignani, and our chief medical
- 10:55officer,
- 10:56doctor Dan Net, in which they explain how,
- 10:59our company is establishing
- 11:01AI based initiatives that identify our enrollees who
- 11:04are most affected by climate events like heat
- 11:06waves or snowstorms
- 11:08and help them connect with the resources they
- 11:10need.
- 11:12We also have used AI to encourage our
- 11:14enrollees to get their flu vaccines
- 11:16and are concerning other ways to help them
- 11:18get this the services they need.
- 11:21From my perspective and hitting on some of
- 11:23the issues that, we discussed earlier,
- 11:26my hope is that responsible use of AI
- 11:28will improve health plan relationships with providers,
- 11:32whether that means creating more uniform clinically based
- 11:35utilization management tech standards
- 11:38across the industry
- 11:39or improvements to administrative processes,
- 11:42AI has the potential to eliminate many consumer
- 11:45concerns about the health care system.
- 11:48And if you could change one regulatory or
- 11:51industry practice
- 11:52tomorrow to improve affordability and and access,
- 11:56what would it be and why?
- 11:58Yeah. Scott, as you can imagine, I'm sort
- 12:00of a pie in the sky type of
- 12:01person.
- 12:02But I consulted with colleagues, and they recommended
- 12:05that we talk about things that were actually
- 12:07doable.
- 12:08And as we
- 12:10look at the, existing environment,
- 12:13there are several achievable reforms that will reduce
- 12:16cost for health plans and providers
- 12:18and allow clinicians to focus on patients rather
- 12:21than paperwork.
- 12:23The one that always comes to our mind
- 12:25is
- 12:26the issue about
- 12:28provider directories,
- 12:29right, and the accuracy of provider directories, which
- 12:32we all agree that health plan enrollees need
- 12:34accurate information about the providers in our networks.
- 12:38However, that means that provider offices spend hours
- 12:41and hours responding to the same questions
- 12:44from different health plans looking to update their
- 12:46directories.
- 12:48We know now that the Federal Centers for
- 12:50Medicare and Medicaid Services
- 12:52is working on solutions that will allow providers
- 12:55to send
- 12:56or may update it information
- 12:59once to a database that health plans would
- 13:01consult without having to,
- 13:03contact their offices.
- 13:05These solutions could also be a source of
- 13:07credentialing information,
- 13:09limiting the need for providers to submit different
- 13:12forms to multiple health plans.
- 13:16So that's just one if I can be
- 13:17granted one and a half. You know, we
- 13:19would also mention,
- 13:21scope of practice reforms,
- 13:23which we think also has a way of
- 13:25alleviating,
- 13:27pressures on
- 13:29advanced clinicians so that they can focus on
- 13:31what they do best and increase
- 13:33satisfaction amongst other,
- 13:35providers.
- 13:37We're very hopeful that these changes will improve
- 13:39plan provider relationships
- 13:41and support more collaboration on solutions to improve
- 13:44affordable access to health care services
- 13:47for everyone.
- 13:49And the last question I have for you,
- 13:50Howard,
- 13:51what issue is putting the most pressure on
- 13:54health plan margins right now, and how are
- 13:56you responding responding differently or are going to
- 13:59respond differently in in 2026?
- 14:02Yeah. I mean, I think we know that
- 14:03each insurer is developing
- 14:05strategies for what promises to be another challenging
- 14:08year.
- 14:09You know, I think that includes
- 14:11dealing with high hospital and drug costs,
- 14:14plus the changes to Medicaid and other public
- 14:17health programs
- 14:18that were put into the into place by
- 14:20HR one.
- 14:22As I you know, the issue that I
- 14:24tend to focus on and dwell on, I
- 14:26think my colleagues would probably say, is the
- 14:29increased scrutiny of federal state governments
- 14:32that are all focused on reducing health care
- 14:34costs.
- 14:35You know, as I mentioned before, I don't
- 14:37think that this is an issue that we
- 14:39can address alone,
- 14:41and I'm very satisfied that the level of
- 14:44dissatisfaction
- 14:45pardon me, that we are seeing industry efforts,
- 14:48to reestablish
- 14:50trust
- 14:51such as the national effort to voluntarily reform
- 14:53prior authorization practices
- 14:56led by AHIP and the Blue Cross Blue
- 14:57Shield as association.
- 14:59We think that that's a really significant step.
- 15:03However,
- 15:04in order to address
- 15:06the real,
- 15:07issues affecting our health care system, we need
- 15:10significant cooperation from health care facilities and drug
- 15:13companies
- 15:14to make health insurance more affordable and increase
- 15:17accountability for outcomes.
- 15:19Otherwise, all of us are at risk for
- 15:22creating an even larger role for government in
- 15:24the health care system.
- 15:27Well, I think a lot of us can
- 15:28certainly agree on that, Howard, and thanks so
- 15:30much for joining us on podcast and and
- 15:31for a great conversation. I look forward to
- 15:33working with you again in the future. Thank
- 15:35you very much.