
Hidden Risks
A market crash won't kill your retirement, but forcing a bleeding portfolio to pay your mortgage absolutely will. Averages are a mathematical lie when you're living on distribution. High-earners routinely map out their futures using historical market upside, entirely blind to sequence-of-returns risk. The threat isn't the market dropping; it's being forced to liquidate down assets to fund your life, turning a temporary dip into permanent financial ruin. True financial resilience isn't proven when the market is climbing—it’s engineered by positioning your lifestyle entirely outside the blast…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.