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What’s My Secret Weapon Against Losing Financial Motivation? · Becoming Financially Confident

• 0:38
  Got
• 0:38
  a
• 0:38
  great
• 0:38
  listener
• 0:38
  question
• 0:39
  they
• 0:39
  emailed
• 0:39
  the
• 0:39
  other
• 0:40
  day.
• 0:40
  That's
• 0:40
  what
• 0:40
  they
• 0:40
  said.
• 0:40
  They
• 0:40
  said,
• 0:41
  ralph,
• 0:41
  what's
• 0:42
  my
• 0:42
  secret
• 0:42
  weapon
• 0:43
  against
• 0:43
  losing
• 0:44
  financial
• 0:44
  motivation?
• 0:45
  What
• 0:46
  a
• 0:46
  great
• 0:46
  question.
• 0:47
  Because
• 0:48
  for
• 0:48
  so
• 0:48
  many
• 0:48
  of
• 0:49
  us,
• 0:49
  we're
• 0:49
  doing
• 0:49
  the
• 0:49
  work.
• 0:50
  We're
• 0:50
  making
• 0:51
  better,
• 0:51
  smarter
• 0:52
  financial
• 0:52
  choices.
• 0:54
  When
• 0:54
  we're
• 0:54
  honest
• 0:54
  with
• 0:55
  ourselves,
• 0:55
  that
• 0:56
  journey
• 0:56
  can
• 0:56
  feel
• 0:57
  slow.
• 0:57
  That
• 0:57
  journey
• 0:58
  can
• 0:58
  feel
• 0:58
  long.
• 0:58
  And
• 0:59
  that
• 0:59
  journey
• 0:59
  can
• 0:59
  feel
• 0:59
  exhausting
• 1:01
  for
• 1:01
  so
• 1:01
  many
• 1:01
  of
• 1:01
  us.
• 1:02
  Debt
• 1:02
  payments
• 1:02
  seem
• 1:03
  like
• 1:03
  they're
• 1:03
  barely
• 1:03
  moving
• 1:04
  the
• 1:04
  needle.
• 1:05
  Savings
• 1:06
  are
• 1:06
  growing,
• 1:06
  but
• 1:06
  not
• 1:06
  fast
• 1:07
  enough.
• 1:07
  Budgets
• 1:07
  seem
• 1:08
  like
• 1:08
  they're
• 1:08
  this
• 1:08
  grind.
• 1:10
  And
• 1:10
  it's
• 1:10
  in
• 1:11
  those
• 1:11
  moments
• 1:12
  we're
• 1:12
  not
• 1:12
  careful
• 1:13
  that
• 1:14
  motivation
• 1:14
  slips
• 1:14
  away.
• 1:15
  Start
• 1:15
  wondering,
• 1:16
  will
• 1:16
  I
• 1:17
  ever
• 1:17
  really
• 1:17
  get
• 1:18
  there?
• 1:19
  I'll
• 1:19
  tell
• 1:19
  you
• 1:19
  right
• 1:20
  now,
• 1:20
  you're
• 1:20
  not
• 1:20
  alone
• 1:20
  in
• 1:20
  it.
• 1:21
  Studies
• 1:21
  have
• 1:21
  shown
• 1:21
  that
• 1:21
  80%,
• 1:22
  80%
• 1:23
  of
• 1:23
  people
• 1:24
  abandon
• 1:25
  their
• 1:25
  financial
• 1:25
  goals
• 1:25
  within
• 1:26
  the
• 1:26
  first
• 1:26
  year
• 1:27
  because
• 1:27
  motivation
• 1:28
  fades.
• 1:29
  But
• 1:29
  here's
• 1:30
  the
• 1:30
  truth
• 1:30
  I
• 1:30
  want
• 1:30
  you
• 1:30
  to
• 1:30
  hear
• 1:30
  today.
• 1:31
  Motivation
• 1:31
  doesn't
• 1:32
  just
• 1:32
  happen.
• 1:32
  A
• 1:32
  lot
• 1:33
  of
• 1:33
  people
• 1:33
  think,
• 1:33
  oh,
• 1:33
  I'm
• 1:33
  just
• 1:33
  going
• 1:34
  to
• 1:34
  be
• 1:34
  magically
• 1:34
  motivated.
• 1:35
  Doesn't
• 1:35
  work
• 1:35
  that
• 1:35
  way.
• 1:36
  Motivation
• 1:37
  is
• 1:37
  fueled
• 1:38
  and
• 1:38
  it's
• 1:38
  fueled
• 1:38
  by
• 1:38
  intentional
• 1:39
  practices,
• 1:39
  by
• 1:40
  community.
• 1:40
  And
• 1:41
  most
• 1:41
  of
• 1:41
  all.
• 1:41
  And
• 1:41
  this
• 1:41
  is
• 1:41
  what
• 1:41
  we're
• 1:41
  going
• 1:42
  to
• 1:42
  talk
• 1:42
  about
• 1:42
  on
• 1:42
  today's
• 1:42
  show,
• 1:43
  by
• 1:43
  God's
• 1:43
  strength.
• 1:44
  So
• 1:44
  today
• 1:44
  I'm
• 1:44
  going
• 1:44
  to
• 1:44
  show
• 1:44
  you
• 1:45
  the
• 1:45
  secret
• 1:45
  weapon.
• 1:45
  Yes,
• 1:46
  there
• 1:46
  is
• 1:46
  a
• 1:46
  secret
• 1:47
  weapon
• 1:47
  that's
• 1:48
  going
• 1:48
  to
• 1:48
  keep
• 1:48
  you
• 1:48
  moving
• 1:49
  forward
• 1:49
  even
• 1:50
  when
• 1:50
  the
• 1:50
  finish
• 1:50
  line
• 1:51
  feels
• 1:51
  far
• 1:51
  away.
• 1:51
  So
• 1:52
  stick
• 1:52
  with
• 1:52
  me
• 1:52
  today
• 1:53
  because
• 1:53
  your
• 1:53
  financial
• 1:53
  motivation
• 1:54
  is
• 1:55
  about
• 1:55
  to
• 1:55
  get
• 1:55
  a
• 1:55
  serious
• 1:56
  boost.
• 1:58
  This
• 1:58
  is
• 1:59
  Financially
• 1:59
  Confident
• 2:00
  Christian,
• 2:00
  your
• 2:01
  daily
• 2:01
  dose
• 2:01
  of
• 2:01
  gospel,
• 2:02
  grounded
• 2:02
  insight
• 2:03
  and
• 2:03
  faith
• 2:03
  driven
• 2:04
  tips
• 2:04
  for
• 2:05
  to
• 2:05
  help
• 2:05
  you
• 2:05
  break
• 2:05
  the
• 2:05
  cycle
• 2:06
  of
• 2:06
  financial
• 2:06
  shame
• 2:07
  with
• 2:07
  confidence.
• 2:09
  Hey
• 2:10
  there.
• 2:10
  Welcome
• 2:10
  back
• 2:10
  to
• 2:11
  Financially
• 2:11
  Confident
• 2:11
  Christian.
• 2:12
  I'm
• 2:12
  Ralph
• 2:12
  and
• 2:13
  I'm
• 2:13
  here
• 2:13
  every
• 2:13
  day
• 2:14
  helping
• 2:14
  you
• 2:14
  answer
• 2:15
  this
• 2:15
  question.
• 2:16
  How
• 2:16
  can
• 2:16
  I
• 2:16
  become
• 2:16
  a
• 2:17
  financially
• 2:17
  confident
• 2:17
  Christian?
• 2:18
  And
• 2:18
  we're
• 2:19
  continuing
• 2:19
  our
• 2:19
  mini
• 2:19
  series
• 2:20
  of
• 2:20
  financial
• 2:21
  momentum.
• 2:22
  If
• 2:22
  you
• 2:22
  missed
• 2:22
  yesterday's
• 2:23
  show,
• 2:23
  we
• 2:23
  started
• 2:23
  a
• 2:24
  four
• 2:24
  day
• 2:24
  miniseries
• 2:25
  of
• 2:25
  locking
• 2:25
  in
• 2:25
  your
• 2:26
  wins,
• 2:26
  turning
• 2:27
  progress
• 2:27
  into
• 2:28
  habits.
• 2:28
  If
• 2:28
  you
• 2:28
  miss
• 2:28
  it,
• 2:28
  I
• 2:29
  encourage
• 2:29
  you
• 2:29
  to
• 2:29
  go
• 2:29
  check
• 2:29
  it
• 2:29
  out.
• 2:30
  You
• 2:30
  can
• 2:30
  find
• 2:30
  all
• 2:31
  of
• 2:31
  our
• 2:31
  episodes
• 2:32
  at
• 2:33
  financiallyconfidentchristian.com
• 2:35
  but
• 2:35
  today
• 2:35
  we're
• 2:35
  going
• 2:35
  to
• 2:35
  talk
• 2:35
  about
• 2:36
  motivation.
• 2:37
  Great
• 2:37
  listener
• 2:38
  question
• 2:38
  today.
• 2:38
  How
• 2:39
  do
• 2:39
  I
• 2:39
  stay
• 2:39
  motivated,
• 2:40
  Ralph?
• 2:40
  How
• 2:41
  do
• 2:41
  I
• 2:41
  stay
• 2:41
  alive
• 2:42
  on
• 2:42
  this
• 2:42
  truly
• 2:43
  long
• 2:43
  journey?
• 2:43
  It's
• 2:44
  a
• 2:44
  long
• 2:44
  journey.
• 2:45
  You
• 2:45
  didn't
• 2:45
  get
• 2:45
  into
• 2:46
  a
• 2:46
  bad
• 2:46
  financial
• 2:46
  situation
• 2:47
  overnight.
• 2:48
  It
• 2:48
  takes
• 2:48
  time
• 2:48
  to
• 2:49
  get
• 2:49
  out
• 2:49
  of
• 2:49
  it.
• 2:50
  And
• 2:50
  for
• 2:50
  so
• 2:51
  many
• 2:51
  of
• 2:51
  us,
• 2:51
  and
• 2:51
  I'm
• 2:51
  speaking
• 2:52
  for
• 2:52
  myself
• 2:52
  right
• 2:52
  now,
• 2:53
  maybe
• 2:53
  you're
• 2:54
  listening
• 2:54
  or
• 2:54
  watching.
• 2:54
  You're
• 2:54
  like,
• 2:55
  Ralph,
• 2:55
  yeah,
• 2:55
  I
• 2:55
  started
• 2:56
  off
• 2:56
  enthusiastic,
• 2:57
  man.
• 2:57
  I
• 2:57
  was
• 2:57
  so
• 2:57
  excited
• 2:58
  to
• 2:58
  get
• 2:58
  on
• 2:58
  board
• 2:58
  this
• 2:59
  train.
• 2:59
  I
• 2:59
  was
• 2:59
  ready
• 2:59
  to
• 3:00
  go.
• 3:00
  We
• 3:00
  were
• 3:00
  rolling.
• 3:02
  But
• 3:02
  over
• 3:02
  time,
• 3:02
  that
• 3:03
  enthusiasm
• 3:04
  just
• 3:04
  started
• 3:04
  to
• 3:04
  fade
• 3:04
  a
• 3:05
  little
• 3:05
  bit.
• 3:06
  I
• 3:06
  saw
• 3:06
  that
• 3:06
  mountain
• 3:07
  of
• 3:07
  debt
• 3:07
  before
• 3:07
  me,
• 3:08
  man.
• 3:08
  I
• 3:08
  was
• 3:08
  running
• 3:08
  the
• 3:09
  race.
• 3:09
  I
• 3:09
  was
• 3:10
  climbing
• 3:10
  that
• 3:10
  debt.
• 3:11
  I
• 3:12
  was
• 3:12
  building
• 3:12
  that
• 3:13
  savings,
• 3:14
  man.
• 3:15
  The
• 3:15
  progress
• 3:15
  just
• 3:15
  got
• 3:16
  slow
• 3:16
  and
• 3:16
  it
• 3:16
  feels
• 3:17
  endless.
• 3:18
  And
• 3:19
  when
• 3:19
  you
• 3:19
  live
• 3:19
  in
• 3:19
  that
• 3:19
  reality,
• 3:20
  when
• 3:20
  you
• 3:20
  live
• 3:20
  in
• 3:20
  that
• 3:21
  level
• 3:21
  of
• 3:21
  discouragement,
• 3:24
  this
• 3:24
  leads
• 3:25
  us
• 3:25
  into
• 3:25
  apathy.
• 3:25
  It
• 3:26
  leads
• 3:26
  us
• 3:26
  to
• 3:26
  lose
• 3:26
  our
• 3:26
  motivation.
• 3:27
  We
• 3:27
  feel
• 3:27
  like
• 3:27
  we're
• 3:28
  going
• 3:28
  to
• 3:28
  slip
• 3:28
  back,
• 3:28
  we're
• 3:28
  going
• 3:28
  to
• 3:28
  get
• 3:29
  back
• 3:29
  to
• 3:29
  those
• 3:29
  bad
• 3:29
  habits
• 3:30
  that
• 3:30
  put
• 3:30
  us
• 3:31
  in
• 3:31
  this
• 3:31
  place
• 3:32
  in
• 3:32
  the
• 3:32
  first
• 3:32
  place.
• 3:34
  And
• 3:34
  that's
• 3:34
  the
• 3:34
  problem.
• 3:34
  When
• 3:35
  you
• 3:35
  live
• 3:35
  in
• 3:35
  this
• 3:35
  emotional
• 3:36
  drain
• 3:36
  of
• 3:36
  persistence,
• 3:38
  so
• 3:39
  many
• 3:39
  people
• 3:39
  get
• 3:39
  burned
• 3:39
  out.
• 3:40
  Listen
• 3:40
  to
• 3:40
  this
• 3:40
  statistic.
• 3:41
  Only
• 3:42
  19%
• 3:43
  of
• 3:43
  people
• 3:43
  stick
• 3:44
  with
• 3:44
  their
• 3:44
  long
• 3:44
  term
• 3:44
  financial
• 3:45
  goals
• 3:45
  without
• 3:45
  external
• 3:46
  support
• 3:46
  or
• 3:47
  accountability.
• 3:47
  That's
• 3:48
  from
• 3:48
  the
• 3:48
  National
• 3:48
  Financial
• 3:49
  Educators
• 3:50
  Council.
• 3:51
  19%.
• 3:53
  After
• 3:53
  one
• 3:53
  year,
• 3:54
  they
• 3:54
  give
• 3:54
  up.
• 3:55
  And
• 3:55
  so
• 3:55
  many
• 3:55
  of
• 3:56
  us
• 3:56
  live
• 3:56
  in
• 3:56
  this
• 3:56
  fear.
• 3:56
  Listen,
• 3:57
  I've
• 3:57
  lived
• 3:57
  in
• 3:57
  this
• 3:57
  fear
• 3:57
  from
• 3:58
  time
• 3:58
  to
• 3:58
  time.
• 3:58
  You
• 3:58
  might
• 3:58
  be
• 3:59
  right
• 3:59
  now
• 3:59
  living
• 3:59
  in
• 3:59
  this
• 3:59
  fear
• 4:00
  as
• 4:00
  well.
• 4:01
  You're
• 4:01
  so
• 4:02
  afraid
• 4:02
  you're
• 4:02
  going
• 4:02
  to
• 4:02
  lose
• 4:02
  steam
• 4:03
  before
• 4:03
  that
• 4:03
  finish
• 4:04
  line.
• 4:04
  That's
• 4:04
  what
• 4:04
  the
• 4:04
  listener
• 4:05
  was
• 4:05
  asking
• 4:05
  me
• 4:05
  today.
• 4:05
  Ralph,
• 4:06
  how
• 4:06
  do
• 4:06
  I
• 4:06
  maintain
• 4:06
  this
• 4:06
  motivation?
• 4:08
  But
• 4:08
  here's
• 4:09
  the
• 4:09
  thing,
• 4:09
  and
• 4:09
  I
• 4:09
  said
• 4:09
  this
• 4:09
  a
• 4:09
  few
• 4:10
  minutes
• 4:10
  ago,
• 4:10
  motivation
• 4:11
  isn't
• 4:11
  random.
• 4:11
  It's
• 4:12
  not
• 4:12
  some
• 4:12
  magical
• 4:13
  thing,
• 4:13
  oh,
• 4:13
  I'm
• 4:13
  going
• 4:13
  to
• 4:14
  get
• 4:14
  motivated.
• 4:14
  It's
• 4:14
  going
• 4:14
  to
• 4:14
  pop.
• 4:15
  It's
• 4:15
  going
• 4:15
  to
• 4:15
  be
• 4:15
  good
• 4:15
  for
• 4:15
  good.
• 4:15
  It
• 4:15
  doesn't
• 4:16
  work
• 4:16
  that
• 4:16
  way.
• 4:17
  Motivation
• 4:17
  is
• 4:18
  cultivated.
• 4:19
  It's
• 4:20
  a
• 4:20
  financial
• 4:20
  journey.
• 4:21
  It's
• 4:21
  a
• 4:21
  marathon.
• 4:22
  So
• 4:22
  many
• 4:22
  people
• 4:22
  think
• 4:22
  it's
• 4:22
  a
• 4:23
  sprint.
• 4:23
  I'm
• 4:23
  going
• 4:23
  to
• 4:23
  sprint.
• 4:23
  I'm
• 4:24
  going
• 4:24
  to
• 4:24
  get
• 4:24
  out
• 4:24
  of
• 4:24
  debt.
• 4:24
  I'm
• 4:25
  going
• 4:25
  to
• 4:25
  pay
• 4:25
  off
• 4:25
  those
• 4:25
  credit
• 4:26
  cards.
• 4:26
  I'm
• 4:26
  going
• 4:26
  to
• 4:26
  build
• 4:26
  that
• 4:26
  emergency
• 4:27
  fund.
• 4:27
  I'm
• 4:27
  going
• 4:27
  to
• 4:27
  do
• 4:27
  whatever
• 4:28
  those
• 4:28
  things
• 4:28
  are
• 4:28
  to
• 4:28
  make
• 4:29
  you
• 4:29
  feel
• 4:29
  better
• 4:29
  financially.
• 4:31
  It's
• 4:31
  not
• 4:31
  random
• 4:32
  and
• 4:33
  it's
• 4:33
  not
• 4:33
  a
• 4:33
  sprint.
• 4:34
  It's
• 4:34
  a
• 4:35
  journey.
• 4:36
  And
• 4:36
  here's
• 4:36
  the
• 4:36
  secret
• 4:37
  to
• 4:37
  the
• 4:37
  whole
• 4:37
  thing.
• 4:37
  Secret
• 4:37
  weapon.
• 4:38
  You
• 4:38
  ready
• 4:38
  for
• 4:38
  it?
• 4:39
  I
• 4:39
  promised
• 4:39
  it.
• 4:40
  The
• 4:40
  true
• 4:41
  strength
• 4:41
  comes
• 4:41
  from
• 4:41
  Christ.
• 4:43
  Let's
• 4:43
  get
• 4:43
  into
• 4:43
  the
• 4:44
  Word.
• 4:44
  This
• 4:44
  one
• 4:45
  comes
• 4:45
  from
• 4:45
  Hebrews,
• 4:46
  chapter
• 4:46
  12,
• 4:47
  verses
• 4:47
  1
• 4:47
  and
• 4:47
  2.
• 4:47
  I
• 4:48
  always
• 4:48
  want
• 4:48
  to
• 4:48
  give
• 4:48
  you
• 4:48
  some
• 4:48
  scripture
• 4:49
  to
• 4:49
  back
• 4:49
  up
• 4:49
  what
• 4:49
  I'm
• 4:50
  saying.
• 4:50
  Hebrews
• 4:51
  12,
• 4:51
  verses
• 4:51
  1
• 4:52
  and
• 4:52
  2.
• 4:52
  Therefore,
• 4:53
  whenever
• 4:53
  you
• 4:53
  hear
• 4:54
  therefore
• 4:54
  better,
• 4:54
  listen
• 4:55
  up.
• 4:56
  Therefore,
• 4:56
  since
• 4:56
  we
• 4:56
  are
• 4:57
  surrounded
• 4:57
  by
• 4:57
  such
• 4:57
  a
• 4:58
  cloud
• 4:58
  of
• 4:58
  witnesses,
• 4:59
  let
• 5:00
  us
• 5:00
  throw
• 5:00
  off
• 5:00
  everything
• 5:01
  that
• 5:01
  hinders
• 5:02
  and
• 5:02
  the
• 5:02
  sin
• 5:02
  that
• 5:03
  so
• 5:03
  easily
• 5:03
  tangles.
• 5:05
  And
• 5:05
  let
• 5:05
  us
• 5:05
  run
• 5:06
  with
• 5:06
  perseverance
• 5:06
  the
• 5:07
  race
• 5:07
  marked
• 5:07
  out
• 5:08
  for
• 5:08
  us,
• 5:09
  fixing
• 5:09
  our
• 5:09
  eyes
• 5:09
  On
• 5:10
  Jesus,
• 5:11
  the
• 5:12
  pioneer
• 5:12
  and
• 5:12
  a
• 5:13
  perfecter
• 5:13
  of
• 5:13
  faith.
• 5:14
  What
• 5:15
  a
• 5:15
  reassuring
• 5:16
  Bible
• 5:16
  verse
• 5:16
  this
• 5:16
  is.
• 5:16
  When
• 5:17
  you
• 5:17
  put
• 5:17
  on
• 5:17
  the
• 5:17
  fridge,
• 5:18
  when
• 5:19
  you're
• 5:19
  starting
• 5:19
  to
• 5:19
  feel
• 5:19
  down,
• 5:20
  you're
• 5:20
  starting
• 5:20
  to
• 5:20
  feel
• 5:20
  like
• 5:20
  that
• 5:21
  motivation
• 5:21
  is
• 5:21
  waning.
• 5:23
  We're
• 5:23
  surrounded
• 5:23
  by
• 5:24
  a
• 5:24
  great
• 5:24
  cloud
• 5:24
  of
• 5:24
  witnesses.
• 5:25
  Let
• 5:25
  us
• 5:25
  throw
• 5:25
  off
• 5:26
  everything
• 5:26
  that
• 5:26
  hinders
• 5:27
  us,
• 5:27
  the
• 5:28
  sin
• 5:28
  that
• 5:28
  easily
• 5:28
  entangles
• 5:29
  us.
• 5:29
  And
• 5:29
  let's
• 5:30
  run
• 5:30
  with
• 5:30
  perseverance,
• 5:32
  the
• 5:32
  race
• 5:33
  that's
• 5:33
  marked
• 5:33
  out
• 5:33
  for
• 5:33
  us,
• 5:34
  fixing
• 5:34
  our
• 5:34
  eyes
• 5:34
  on
• 5:35
  Jesus,
• 5:36
  the
• 5:36
  pioneer,
• 5:37
  the
• 5:37
  perfecter
• 5:38
  of
• 5:38
  faith.
• 5:39
  The
• 5:39
  true
• 5:39
  answer
• 5:40
  to
• 5:40
  today's
• 5:40
  question
• 5:41
  is
• 5:41
  financial
• 5:41
  journey
• 5:42
  requires
• 5:42
  perseverance.
• 5:44
  The
• 5:44
  only
• 5:44
  way
• 5:45
  you're
• 5:45
  going
• 5:45
  to
• 5:45
  stay
• 5:45
  in
• 5:46
  that
• 5:46
  journey
• 5:46
  is
• 5:46
  if
• 5:46
  you
• 5:47
  fix
• 5:47
  your
• 5:47
  eyes
• 5:47
  on
• 5:47
  Jesus.
• 5:48
  Because
• 5:48
  if
• 5:48
  you
• 5:48
  fix
• 5:48
  them
• 5:48
  on
• 5:49
  the
• 5:49
  obstacles,
• 5:49
  you
• 5:50
  fix
• 5:50
  them
• 5:50
  on
• 5:50
  that
• 5:50
  mountain
• 5:50
  of
• 5:51
  debt,
• 5:51
  you
• 5:51
  fix
• 5:51
  them
• 5:52
  on
• 5:52
  that
• 5:52
  mountain
• 5:52
  of
• 5:52
  what
• 5:52
  you
• 5:53
  want
• 5:53
  to
• 5:53
  save,
• 5:53
  whatever
• 5:53
  those
• 5:54
  things
• 5:54
  are
• 5:54
  for
• 5:54
  your
• 5:54
  life.
• 5:56
  You're
• 5:56
  going
• 5:56
  to
• 5:56
  get
• 5:56
  burdened
• 5:57
  by
• 5:57
  those
• 5:57
  obstacles
• 5:57
  unless
• 5:58
  you
• 5:58
  look
• 5:58
  past
• 5:58
  those
• 5:58
  obstacles
• 5:59
  and
• 5:59
  look
• 5:59
  to
• 5:59
  Jesus.
• 6:01
  And
• 6:01
  when
• 6:01
  you
• 6:01
  can
• 6:02
  do
• 6:02
  this,
• 6:03
  your
• 6:03
  motivation
• 6:04
  will
• 6:04
  be
• 6:04
  maintained
• 6:05
  and
• 6:05
  you
• 6:05
  will
• 6:05
  build
• 6:06
  resilience
• 6:06
  and
• 6:06
  you
• 6:06
  will
• 6:07
  find
• 6:07
  long
• 6:07
  term
• 6:08
  peace
• 6:08
  and
• 6:08
  progress.
• 6:10
  I
• 6:10
  love
• 6:10
  what
• 6:10
  John
• 6:10
  Maxwell
• 6:11
  said.
• 6:12
  And
• 6:12
  listen,
• 6:13
  this
• 6:13
  is
• 6:13
  another
• 6:13
  one
• 6:13
  you
• 6:13
  might
• 6:13
  want
• 6:13
  to
• 6:14
  put
• 6:14
  on
• 6:14
  the
• 6:14
  fridge
• 6:14
  today.
• 6:15
  Motivation
• 6:16
  gets
• 6:16
  you
• 6:17
  going,
• 6:18
  but
• 6:18
  discipline
• 6:19
  keeps
• 6:19
  you
• 6:20
  growing.
• 6:20
  One
• 6:20
  more
• 6:20
  time,
• 6:21
  I
• 6:21
  want
• 6:21
  to
• 6:21
  say
• 6:21
  that
• 6:21
  because
• 6:21
  it's
• 6:22
  so
• 6:22
  very
• 6:22
  important,
• 6:22
  it's
• 6:23
  so
• 6:23
  impactful.
• 6:24
  Motivation
• 6:25
  gets
• 6:26
  you
• 6:26
  going,
• 6:27
  but
• 6:27
  discipline
• 6:28
  keeps
• 6:28
  you
• 6:29
  growing.
• 6:30
  So
• 6:30
  now
• 6:30
  you're
• 6:30
  asking,
• 6:31
  Ralph,
• 6:31
  how
• 6:31
  do
• 6:31
  I
• 6:31
  keep
• 6:31
  that
• 6:31
  momentum
• 6:32
  alive?
• 6:32
  How
• 6:33
  do
• 6:33
  I
• 6:33
  keep
• 6:33
  that
• 6:33
  momentum
• 6:34
  when
• 6:34
  progress
• 6:34
  feels
• 6:35
  slow?
• 6:35
  It
• 6:35
  feels
• 6:35
  slow
• 6:36
  as
• 6:36
  death,
• 6:36
  Ralph.
• 6:38
  Well,
• 6:38
  here's
• 6:38
  the
• 6:38
  answer.
• 6:39
  Reconnect
• 6:39
  with
• 6:39
  your
• 6:39
  why
• 6:40
  celebrate
• 6:41
  your
• 6:41
  progress
• 6:41
  and
• 6:41
  share
• 6:42
  your
• 6:42
  journey?
• 6:43
  Because
• 6:43
  once
• 6:44
  you
• 6:44
  change
• 6:44
  that
• 6:44
  mindset,
• 6:46
  you
• 6:46
  have
• 6:46
  a
• 6:46
  fresh
• 6:46
  energy,
• 6:47
  enjoy
• 6:47
  and
• 6:47
  resilience
• 6:48
  for
• 6:48
  the
• 6:48
  long.
• 6:48
  I
• 6:48
  like
• 6:48
  what
• 6:49
  Tony
• 6:49
  Robbins
• 6:49
  is
• 6:49
  not
• 6:50
  a
• 6:50
  big
• 6:50
  fan
• 6:50
  of
• 6:50
  Tony
• 6:50
  Robbins,
• 6:51
  but
• 6:51
  I
• 6:51
  love
• 6:52
  what
• 6:52
  he
• 6:52
  said
• 6:52
  here
• 6:52
  because
• 6:52
  he
• 6:52
  reinforced
• 6:53
  something
• 6:53
  that
• 6:54
  I
• 6:54
  think
• 6:54
  is
• 6:54
  so
• 6:54
  true.
• 6:55
  People
• 6:56
  are
• 6:56
  not
• 6:56
  lazy.
• 6:58
  They
• 6:58
  simply
• 6:58
  have
• 6:59
  goals
• 6:59
  that
• 6:59
  do
• 6:59
  not
• 7:00
  inspire
• 7:00
  them.
• 7:01
  Wow,
• 7:01
  that's
• 7:01
  a
• 7:01
  great
• 7:02
  way
• 7:02
  to
• 7:02
  say
• 7:02
  it,
• 7:02
  isn't
• 7:02
  it?
• 7:02
  They're
• 7:02
  not
• 7:03
  lazy.
• 7:04
  Their
• 7:04
  goals
• 7:04
  just
• 7:04
  don't
• 7:04
  inspire
• 7:05
  them.
• 7:06
  So
• 7:06
  here's
• 7:07
  your
• 7:07
  one
• 7:07
  action
• 7:07
  step
• 7:08
  today
• 7:08
  to
• 7:08
  get
• 7:09
  inspired,
• 7:09
  to
• 7:09
  stay
• 7:10
  motivated,
• 7:10
  to
• 7:10
  stay
• 7:10
  running
• 7:11
  that
• 7:11
  race.
• 7:13
  And
• 7:13
  I
• 7:13
  said
• 7:13
  it
• 7:13
  a
• 7:13
  second
• 7:13
  ago,
• 7:14
  reconnect
• 7:14
  with
• 7:14
  your
• 7:15
  why.
• 7:16
  Picture
• 7:16
  your
• 7:17
  biggest
• 7:17
  goal.
• 7:17
  What
• 7:17
  does
• 7:18
  that
• 7:18
  thing
• 7:18
  look
• 7:18
  like
• 7:18
  for
• 7:19
  you?
• 7:19
  Picture
• 7:20
  it
• 7:20
  in
• 7:20
  your
• 7:20
  mind.
• 7:21
  Is
• 7:21
  it
• 7:21
  being
• 7:21
  debt
• 7:21
  free?
• 7:22
  I
• 7:22
  don't
• 7:23
  want
• 7:23
  to
• 7:23
  have
• 7:23
  that
• 7:23
  burden
• 7:23
  to
• 7:23
  death
• 7:24
  with
• 7:24
  that
• 7:24
  mountain
• 7:24
  of
• 7:24
  debt.
• 7:24
  I
• 7:24
  don't
• 7:25
  have
• 7:25
  those
• 7:25
  credit
• 7:25
  cards.
• 7:25
  I
• 7:25
  want
• 7:25
  to
• 7:26
  pay
• 7:26
  that
• 7:26
  mortgage
• 7:26
  off,
• 7:26
  whatever
• 7:26
  those
• 7:27
  things
• 7:27
  are.
• 7:28
  Maybe
• 7:28
  it's
• 7:28
  building
• 7:28
  savings,
• 7:29
  building
• 7:29
  that
• 7:29
  emergency
• 7:30
  fund,
• 7:30
  building
• 7:30
  that
• 7:30
  go
• 7:31
  to
• 7:31
  savings
• 7:31
  account.
• 7:33
  Or
• 7:33
  maybe
• 7:33
  for
• 7:33
  you,
• 7:33
  you
• 7:33
  just
• 7:34
  want
• 7:34
  to
• 7:34
  be
• 7:34
  free
• 7:34
  to
• 7:34
  give
• 7:34
  more.
• 7:35
  You
• 7:35
  want
• 7:35
  to
• 7:35
  be
• 7:35
  able
• 7:35
  to
• 7:36
  bless
• 7:36
  others
• 7:36
  with
• 7:37
  what
• 7:37
  you've
• 7:37
  been
• 7:37
  blessed
• 7:37
  by.
• 7:38
  Visualize
• 7:38
  that
• 7:38
  goal
• 7:40
  and
• 7:40
  ask
• 7:40
  yourself
• 7:41
  why
• 7:41
  that's
• 7:41
  important.
• 7:42
  Why
• 7:43
  is
• 7:43
  that
• 7:43
  goal
• 7:43
  important?
• 7:43
  Because
• 7:44
  here's
• 7:44
  what's
• 7:44
  going
• 7:44
  to
• 7:44
  keep
• 7:44
  you
• 7:44
  motivated.
• 7:46
  Is
• 7:46
  it
• 7:46
  less
• 7:46
  stress?
• 7:47
  Is
• 7:47
  it
• 7:48
  you
• 7:48
  want
• 7:48
  to
• 7:48
  be
• 7:48
  more
• 7:48
  generous?
• 7:49
  Is
• 7:49
  it
• 7:49
  freedom
• 7:50
  to
• 7:50
  serve
• 7:50
  other
• 7:50
  people?
• 7:50
  But
• 7:51
  write
• 7:51
  those
• 7:51
  things
• 7:51
  down.
• 7:52
  Keep
• 7:52
  it
• 7:52
  visible.
• 7:53
  I
• 7:53
  love
• 7:53
  sticky
• 7:54
  notes.
• 7:54
  I
• 7:54
  love
• 7:54
  it
• 7:54
  on
• 7:54
  your
• 7:55
  phone
• 7:55
  wallpaper.
• 7:56
  Maybe
• 7:56
  use
• 7:56
  a
• 7:56
  budgeting
• 7:57
  app.
• 7:57
  But
• 7:57
  visualize
• 7:58
  that
• 7:58
  biggest
• 7:58
  goal,
• 7:59
  why
• 7:59
  it's
• 7:59
  important
• 8:00
  to
• 8:00
  you.
• 8:00
  And
• 8:01
  look
• 8:01
  at
• 8:01
  that
• 8:01
  every
• 8:02
  single
• 8:02
  day.
• 8:03
  And
• 8:04
  here's
• 8:04
  something
• 8:04
  you
• 8:04
  weren't
• 8:04
  expecting
• 8:05
  me
• 8:05
  to
• 8:05
  tell
• 8:05
  you.
• 8:05
  Plan
• 8:06
  a
• 8:06
  micro
• 8:06
  celebration.
• 8:08
  Pick
• 8:08
  that
• 8:08
  next
• 8:09
  milestone,
• 8:10
  whatever
• 8:10
  those
• 8:10
  things
• 8:10
  are
• 8:11
  for
• 8:11
  you.
• 8:11
  Maybe
• 8:11
  it's
• 8:11
  $500
• 8:12
  of
• 8:12
  debt
• 8:12
  paid,
• 8:13
  $100
• 8:14
  saved,
• 8:14
  one
• 8:14
  week
• 8:15
  on
• 8:15
  a
• 8:15
  budget.
• 8:15
  Just
• 8:16
  do
• 8:16
  something
• 8:16
  simple.
• 8:17
  And
• 8:17
  I'm
• 8:17
  not
• 8:17
  saying
• 8:17
  go
• 8:17
  blow
• 8:17
  your
• 8:18
  budget
• 8:18
  doing
• 8:18
  it,
• 8:19
  but
• 8:19
  some
• 8:19
  joyful
• 8:20
  celebration,
• 8:21
  a
• 8:22
  prayer
• 8:22
  of
• 8:22
  thanks,
• 8:22
  a
• 8:22
  nature
• 8:23
  walk,
• 8:23
  a
• 8:23
  game
• 8:23
  night,
• 8:24
  your
• 8:24
  favorite
• 8:24
  meal,
• 8:24
  whatever
• 8:24
  it
• 8:25
  is.
• 8:25
  Do
• 8:25
  those
• 8:26
  celebrations
• 8:26
  because
• 8:27
  you
• 8:27
  want
• 8:27
  to
• 8:27
  stay
• 8:27
  motivated.
• 8:29
  I'm
• 8:29
  on
• 8:29
  a
• 8:29
  diet
• 8:30
  right
• 8:30
  now.
• 8:30
  I
• 8:30
  shouldn't
• 8:30
  call
• 8:30
  it
• 8:30
  a
• 8:30
  diet.
• 8:31
  My
• 8:31
  doctor
• 8:31
  keeps
• 8:31
  telling
• 8:31
  me,
• 8:31
  say
• 8:32
  it's
• 8:32
  a
• 8:32
  lifestyle
• 8:32
  change.
• 8:32
  You
• 8:33
  know
• 8:33
  what
• 8:33
  keeps
• 8:33
  me
• 8:33
  motivated?
• 8:33
  When
• 8:34
  I
• 8:34
  get
• 8:34
  on
• 8:34
  that
• 8:34
  scale
• 8:35
  and
• 8:35
  I'm
• 8:35
  down
• 8:35
  a
• 8:35
  little
• 8:36
  bit,
• 8:36
  I
• 8:36
  can
• 8:37
  be
• 8:37
  totally
• 8:37
  honest
• 8:37
  with
• 8:37
  you.
• 8:38
  When
• 8:38
  I
• 8:39
  first
• 8:39
  started
• 8:39
  this,
• 8:39
  if
• 8:39
  I
• 8:39
  wasn't
• 8:40
  down
• 8:40
  a
• 8:40
  lot,
• 8:40
  I
• 8:40
  got
• 8:41
  demotivated.
• 8:42
  But
• 8:42
  you
• 8:43
  got
• 8:43
  to
• 8:43
  do
• 8:43
  the
• 8:43
  same
• 8:43
  thing
• 8:43
  in
• 8:44
  your
• 8:44
  financial
• 8:44
  life.
• 8:45
  Pick
• 8:45
  a
• 8:45
  milestone,
• 8:46
  whether
• 8:46
  it's
• 8:46
  that
• 8:47
  next
• 8:47
  hundred
• 8:47
  dollars
• 8:48
  saved
• 8:48
  or
• 8:48
  that
• 8:48
  $500
• 8:49
  debt
• 8:49
  paid
• 8:49
  off,
• 8:49
  whatever
• 8:50
  that
• 8:50
  is,
• 8:51
  and
• 8:51
  celebrate
• 8:52
  those
• 8:52
  things.
• 8:53
  And
• 8:53
  I'm
• 8:54
  encouraged
• 8:54
  to
• 8:54
  do
• 8:54
  one
• 8:54
  more
• 8:55
  thing.
• 8:56
  Share
• 8:56
  the
• 8:56
  progress.
• 8:58
  Share
• 8:58
  the
• 8:58
  progress.
• 8:59
  Share
• 8:59
  the
• 8:59
  struggles.
• 9:00
  Tell
• 9:00
  a
• 9:00
  friend,
• 9:00
  a
• 9:00
  family
• 9:01
  member,
• 9:01
  if
• 9:01
  you've
• 9:01
  got
• 9:02
  an
• 9:02
  accountability
• 9:02
  partner.
• 9:04
  Share
• 9:04
  those
• 9:04
  wins
• 9:05
  with
• 9:05
  other
• 9:05
  people.
• 9:05
  Encourage
• 9:06
  other
• 9:06
  people.
• 9:06
  Tell
• 9:06
  them
• 9:07
  about
• 9:07
  your
• 9:07
  next
• 9:07
  milestone.
• 9:08
  Get
• 9:08
  them
• 9:08
  to
• 9:09
  be
• 9:09
  bought
• 9:09
  into
• 9:10
  what
• 9:10
  you're
• 9:10
  doing.
• 9:12
  And
• 9:12
  at
• 9:12
  the
• 9:12
  same
• 9:12
  time,
• 9:13
  if
• 9:13
  you're
• 9:13
  feeling
• 9:13
  discouraged,
• 9:15
  share
• 9:16
  that
• 9:16
  with
• 9:16
  them.
• 9:17
  Say,
• 9:17
  listen,
• 9:17
  I'm
• 9:18
  really
• 9:18
  feeling
• 9:18
  discouraged.
• 9:18
  I
• 9:19
  thought
• 9:19
  I
• 9:19
  could
• 9:19
  do
• 9:19
  this
• 9:19
  a
• 9:19
  lot
• 9:19
  quicker
• 9:20
  than
• 9:20
  was.
• 9:20
  This
• 9:20
  race
• 9:20
  is
• 9:21
  deeper
• 9:21
  than
• 9:21
  I
• 9:21
  ever
• 9:21
  thought
• 9:22
  it
• 9:22
  would
• 9:22
  be
• 9:23
  because
• 9:23
  they
• 9:23
  can
• 9:24
  encourage
• 9:24
  you.
• 9:24
  And
• 9:24
  I'll
• 9:24
  tell
• 9:24
  you
• 9:24
  right
• 9:25
  now,
• 9:25
  encouragement
• 9:25
  will
• 9:25
  fuel
• 9:26
  that
• 9:26
  perseverance.
• 9:28
  And
• 9:28
  that's
• 9:28
  what
• 9:28
  we
• 9:28
  need
• 9:28
  to
• 9:28
  do.
• 9:29
  We
• 9:29
  need
• 9:29
  to
• 9:29
  fuel
• 9:29
  this.
• 9:30
  Like
• 9:30
  I
• 9:30
  said,
• 9:30
  this
• 9:31
  isn't
• 9:31
  some
• 9:31
  magic.
• 9:31
  You
• 9:32
  need
• 9:32
  to
• 9:32
  fuel
• 9:32
  this
• 9:32
  almost
• 9:33
  daily.
• 9:34
  There's
• 9:34
  gonna
• 9:34
  be
• 9:34
  times
• 9:35
  you're
• 9:35
  gonna
• 9:35
  need
• 9:35
  that.
• 9:36
  But
• 9:36
  when
• 9:36
  you
• 9:36
  do
• 9:37
  this,
• 9:37
  you're
• 9:37
  gonna
• 9:37
  combat
• 9:38
  discouragement
• 9:39
  by
• 9:40
  focusing
• 9:40
  on
• 9:40
  your
• 9:40
  why.
• 9:41
  You're
• 9:41
  gonna
• 9:41
  keep
• 9:42
  that
• 9:42
  vision
• 9:42
  fresh.
• 9:43
  It's
• 9:43
  gonna
• 9:43
  be
• 9:43
  compelling.
• 9:45
  And
• 9:45
  if
• 9:45
  you
• 9:45
  have
• 9:45
  that
• 9:45
  accountability
• 9:46
  person,
• 9:47
  you
• 9:47
  can
• 9:48
  share
• 9:48
  in
• 9:48
  the
• 9:48
  joys.
• 9:48
  You
• 9:49
  can
• 9:49
  share
• 9:49
  in
• 9:49
  the
• 9:49
  low
• 9:49
  moments,
• 9:50
  too.
• 9:51
  You
• 9:51
  can
• 9:51
  share
• 9:51
  in
• 9:51
  those
• 9:51
  times
• 9:52
  when
• 9:52
  you're
• 9:52
  really
• 9:52
  struggling
• 9:53
  and
• 9:53
  get
• 9:53
  some
• 9:53
  reassurance
• 9:54
  from
• 9:54
  that
• 9:54
  person,
• 9:55
  because
• 9:55
  all
• 9:55
  those
• 9:56
  things
• 9:56
  are
• 9:56
  gonna
• 9:56
  fuel
• 9:56
  your
• 9:57
  momentum.
• 9:58
  How
• 9:58
  about
• 9:58
  we
• 9:58
  pray
• 9:58
  together
• 9:58
  now?
• 9:59
  Father
• 9:59
  God,
• 10:00
  let
• 10:00
  us
• 10:00
  thank
• 10:00
  you
• 10:00
  for
• 10:01
  calling
• 10:01
  us
• 10:01
  to
• 10:01
  run
• 10:01
  with
• 10:02
  perseverance
• 10:02
  the
• 10:02
  race
• 10:03
  you've
• 10:03
  set
• 10:03
  before
• 10:03
  us.
• 10:05
  And
• 10:05
  we
• 10:05
  confess
• 10:05
  that
• 10:06
  financial
• 10:06
  journeys
• 10:06
  can
• 10:07
  feel
• 10:07
  long
• 10:07
  and
• 10:07
  tiring
• 10:08
  and
• 10:08
  discouraging,
• 10:09
  Lord,
• 10:10
  and
• 10:10
  we
• 10:10
  need
• 10:10
  your
• 10:10
  strength
• 10:11
  to
• 10:11
  keep
• 10:11
  moving
• 10:11
  forward.
• 10:12
  Just
• 10:13
  ask
• 10:13
  that
• 10:13
  you
• 10:13
  would
• 10:13
  help
• 10:13
  keep
• 10:14
  our
• 10:14
  eyes
• 10:14
  fixed
• 10:15
  on
• 10:15
  you
• 10:16
  and
• 10:16
  truly
• 10:17
  remember
• 10:17
  our
• 10:17
  why
• 10:18
  and
• 10:18
  celebrate
• 10:18
  the
• 10:18
  progress
• 10:19
  you've
• 10:19
  already
• 10:19
  given
• 10:20
  us,
• 10:20
  Lord.
• 10:21
  Surround
• 10:22
  us
• 10:22
  with
• 10:22
  people
• 10:22
  who
• 10:22
  encourage
• 10:23
  us,
• 10:23
  Lord.
• 10:23
  And
• 10:23
  surrenders
• 10:24
  are
• 10:24
  people
• 10:24
  who
• 10:24
  fill
• 10:24
  our
• 10:24
  hearts
• 10:25
  with
• 10:25
  renewed
• 10:25
  energy
• 10:26
  and
• 10:26
  joy.
• 10:27
  And
• 10:28
  Lord,
• 10:28
  we
• 10:28
  trust
• 10:28
  that
• 10:29
  you
• 10:29
  will
• 10:29
  carry
• 10:29
  us
• 10:29
  through
• 10:30
  this
• 10:30
  to
• 10:30
  the
• 10:30
  finish
• 10:30
  line.
• 10:31
  We
• 10:31
  ask
• 10:31
  this
• 10:31
  in
• 10:32
  complete
• 10:32
  confidence.
• 10:32
  In
• 10:33
  the
• 10:33
  name
• 10:33
  of
• 10:33
  Jesus,
• 10:35
  Amen.
• 10:36
  Your
• 10:36
  secret
• 10:37
  weapon
• 10:37
  is
• 10:37
  staying
• 10:38
  connected
• 10:38
  to
• 10:38
  your
• 10:39
  why.
• 10:40
  I
• 10:40
  said
• 10:40
  at
• 10:40
  the
• 10:40
  beginning,
• 10:40
  I'm
• 10:41
  going
• 10:41
  to
• 10:41
  give
• 10:41
  you
• 10:41
  the
• 10:41
  secret
• 10:41
  weapon.
• 10:41
  That's
• 10:41
  really
• 10:42
  what
• 10:42
  it
• 10:42
  is.
• 10:42
  Staying
• 10:42
  connected
• 10:42
  to
• 10:42
  your
• 10:43
  why,
• 10:43
  celebrating
• 10:44
  those
• 10:44
  wins
• 10:44
  and
• 10:45
  leaning
• 10:45
  on
• 10:45
  God
• 10:46
  and
• 10:46
  the
• 10:46
  community.
• 10:47
  So
• 10:48
  my
• 10:48
  challenge
• 10:48
  for
• 10:48
  you
• 10:48
  today,
• 10:49
  write
• 10:49
  down
• 10:49
  your
• 10:49
  why.
• 10:51
  What
• 10:51
  is
• 10:51
  it
• 10:51
  that
• 10:51
  you
• 10:52
  have
• 10:52
  that
• 10:52
  goal?
• 10:52
  What
• 10:52
  is
• 10:53
  it?
• 10:53
  Why
• 10:53
  is
• 10:53
  that
• 10:53
  important
• 10:53
  to
• 10:53
  you?
• 10:54
  Plan
• 10:54
  those
• 10:54
  micro
• 10:55
  celebrations
• 10:55
  for
• 10:55
  your
• 10:55
  next
• 10:56
  milestone.
• 10:57
  And
• 10:57
  remember,
• 10:58
  you're
• 10:58
  not
• 10:58
  running
• 10:59
  this
• 10:59
  race
• 10:59
  alone.
• 11:00
  God
• 11:01
  is
• 11:01
  with
• 11:01
  you
• 11:01
  every
• 11:02
  single
• 11:02
  step
• 11:02
  of
• 11:02
  the
• 11:02
  way.
• 11:03
  I
• 11:03
  love
• 11:03
  what
• 11:03
  Craig
• 11:04
  Groeschel
• 11:04
  said.
• 11:04
  He
• 11:04
  said
• 11:04
  successful
• 11:05
  people
• 11:06
  do
• 11:06
  consistently
• 11:07
  what
• 11:07
  others
• 11:07
  do
• 11:08
  occasionally.
• 11:09
  Consistency,
• 11:10
  that's
• 11:11
  the
• 11:11
  key
• 11:11
  to
• 11:11
  it.
• 11:12
  If
• 11:12
  this
• 11:13
  show
• 11:13
  has
• 11:13
  encouraged
• 11:13
  you,
• 11:14
  if
• 11:15
  it's
• 11:15
  made
• 11:15
  you
• 11:15
  feel
• 11:15
  some
• 11:16
  hope,
• 11:16
  I
• 11:16
  want
• 11:16
  to
• 11:16
  encourage
• 11:17
  you
• 11:17
  to
• 11:17
  share
• 11:17
  it
• 11:17
  with
• 11:17
  somebody
• 11:18
  else
• 11:18
  who's
• 11:18
  on
• 11:18
  a
• 11:18
  financial
• 11:19
  journey
• 11:19
  themselves.
• 11:19
  Maybe
• 11:20
  they
• 11:20
  need
• 11:20
  a
• 11:20
  fresh
• 11:21
  boost
• 11:21
  of
• 11:21
  motivation.
• 11:23
  Your
• 11:23
  share
• 11:23
  may
• 11:24
  very
• 11:24
  well
• 11:24
  be
• 11:24
  the
• 11:24
  encouragement
• 11:25
  they
• 11:25
  need
• 11:25
  today.
• 11:25
  Just
• 11:25
  point
• 11:26
  them
• 11:26
  right
• 11:26
  to
• 11:26
  our
• 11:26
  website.
• 11:26
  That's
• 11:28
  at
• 11:29
  financiallyconfidentchristian.com.
• 11:30
  just
• 11:30
  send
• 11:30
  them
• 11:30
  to
• 11:30
  our
• 11:30
  website.
• 11:30
  Send
• 11:31
  them
• 11:31
  a
• 11:31
  text,
• 11:31
  send
• 11:31
  them
• 11:31
  an
• 11:31
  email,
• 11:31
  give
• 11:32
  them
• 11:32
  a
• 11:32
  call.
• 11:32
  Say,
• 11:32
  hey,
• 11:32
  I
• 11:32
  know
• 11:33
  you're
• 11:33
  feeling
• 11:33
  a
• 11:33
  bit
• 11:33
  down
• 11:33
  lately.
• 11:34
  I
• 11:35
  got
• 11:35
  some
• 11:35
  encouragement
• 11:35
  for
• 11:36
  you.
• 11:36
  Another
• 11:36
  thing
• 11:37
  you
• 11:37
  can
• 11:37
  do
• 11:37
  is
• 11:37
  go
• 11:37
  pick
• 11:37
  up
• 11:37
  a
• 11:38
  free
• 11:38
  copy
• 11:38
  of
• 11:38
  my
• 11:38
  book.
• 11:38
  I
• 11:38
  just
• 11:39
  finished
• 11:39
  writing
• 11:39
  my
• 11:39
  third
• 11:39
  book.
• 11:40
  It's
• 11:40
  called
• 11:40
  Becoming
• 11:41
  a
• 11:41
  Financially
• 11:41
  Confident
• 11:42
  Christian.
• 11:42
  It's
• 11:42
  a
• 11:43
  guidebook
• 11:43
  to
• 11:43
  how
• 11:44
  to
• 11:44
  find
• 11:44
  this
• 11:44
  success,
• 11:45
  how
• 11:45
  to
• 11:45
  stay
• 11:45
  motivated.
• 11:46
  There's
• 11:46
  all
• 11:46
  kinds
• 11:47
  of
• 11:47
  stories
• 11:47
  of
• 11:47
  people
• 11:48
  that
• 11:48
  I've
• 11:48
  worked
• 11:48
  with
• 11:48
  over
• 11:49
  the
• 11:49
  past
• 11:49
  30
• 11:49
  years
• 11:50
  who
• 11:50
  have
• 11:50
  gotten
• 11:50
  to
• 11:51
  this
• 11:51
  point.
• 11:52
  You
• 11:52
  can
• 11:52
  get
• 11:52
  that
• 11:52
  free
• 11:52
  by
• 11:52
  going
• 11:53
  to
• 11:53
  financiallyconfidentchristian.com/becoming
• 11:56
  I'm
• 11:56
  going
• 11:56
  to
• 11:57
  give
• 11:57
  you
• 11:57
  that
• 11:57
  website
• 11:57
  one
• 11:57
  more
• 11:57
  time
• 11:58
  so
• 11:58
  you
• 11:58
  don't
• 11:58
  miss
• 11:58
  it.
• 11:58
  Send
• 11:59
  it
• 11:59
  to
• 11:59
  your
• 11:59
  friends.
• 11:59
  You
• 12:00
  can
• 12:00
  share
• 12:00
  it
• 12:00
  with
• 12:00
  anybody
• 12:00
  who
• 12:01
  wants
• 12:01
  to
• 12:01
  download
• 12:01
  a
• 12:01
  free
• 12:01
  copy
• 12:02
  of
• 12:02
  my
• 12:02
  book.
• 12:02
  It's
• 12:04
  at
• 12:05
  financiallyconfidentchristian.com/becoming
• 12:07
  now.
• 12:07
  Don't
• 12:07
  forget
• 12:07
  to
• 12:07
  join
• 12:08
  me
• 12:08
  tomorrow.
• 12:08
  Tomorrow
• 12:09
  we're
• 12:09
  going
• 12:09
  to
• 12:09
  continue
• 12:10
  on
• 12:10
  our
• 12:10
  four
• 12:10
  day
• 12:11
  mini
• 12:11
  series.
• 12:11
  We're
• 12:12
  going
• 12:12
  to
• 12:12
  talk
• 12:12
  about
• 12:12
  Grace
• 12:13
  when
• 12:13
  habits
• 12:13
  aren't
• 12:14
  Perfect.
• 12:14
  How
• 12:15
  to
• 12:15
  overcome
• 12:15
  shame
• 12:16
  after
• 12:17
  slips.
• 12:17
  Because
• 12:17
  let
• 12:17
  me
• 12:17
  tell
• 12:17
  you
• 12:18
  something
• 12:18
  right
• 12:18
  now.
• 12:18
  I'm
• 12:18
  going
• 12:18
  to
• 12:18
  give
• 12:18
  you
• 12:18
  a
• 12:18
  little
• 12:19
  foreshadowing
• 12:19
  tomorrow.
• 12:20
  You
• 12:20
  are
• 12:21
  going
• 12:21
  to
• 12:21
  slip
• 12:22
  and
• 12:23
  I
• 12:23
  don't
• 12:23
  want
• 12:23
  you
• 12:23
  to
• 12:23
  fall
• 12:24
  in
• 12:24
  that
• 12:24
  level
• 12:24
  of
• 12:24
  shame.
• 12:24
  So
• 12:24
  join
• 12:25
  me
• 12:25
  tomorrow.
• 12:25
  We'll
• 12:25
  talk
• 12:25
  about
• 12:25
  grace
• 12:26
  when
• 12:26
  Habits
• 12:27
  aren't
• 12:27
  Perfect.
• 12:27
  It'll
• 12:27
  be
• 12:27
  a
• 12:28
  great
• 12:28
  show
• 12:28
  tomorrow.
• 12:29
  I
• 12:29
  just
• 12:29
  want
• 12:29
  to
• 12:29
  encourage
• 12:30
  you
• 12:30
  right
• 12:30
  now.
• 12:30
  Go
• 12:31
  out
• 12:31
  there
• 12:31
  and
• 12:31
  be
• 12:32
  a
• 12:32
  financially
• 12:32
  confident
• 12:33
  Christian.
• 12:33
  You
• 12:33
  can
• 12:33
  do
• 12:34
  this.
• 12:35
  I
• 12:35
  truly
• 12:35
  believe
• 12:36
  in
• 12:36
  you.
• 12:36
  But
• 12:36
  more
• 12:36
  importantly
• 12:36
  than
• 12:37
  any
• 12:37
  of
• 12:37
  those
• 12:37
  things,
• 12:38
  God
• 12:39
  believes
• 12:39
  in
• 12:39
  you.
• 12:40
  Stay
• 12:40
  financially
• 12:41
  savvy,
• 12:41
  God
• 12:41
  bless
• 12:41
  you
• 12:42
  and
• 12:42
  you
• 12:42
  have
• 12:42
  a
• 12:43
  great
• 12:43
  day.