Latest / Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
How Much Can You Spend in Retirement? A Smarter Take on the 4% Rule
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For decades, the 4% rule has been used as a simple guideline for retirement spending—but it was never meant to be a guarantee.
In this episode, Tyler Emrick, CFA®, CFP®, will revisit the research behind the 4% rule and explore new findings from its creator, Bill Bengen, suggesting that retirees may be able to spend more under updated assumptions. We explain why sequence-of-returns risk matters more than average returns, how thinking in terms of portfolio “runway” can help manage…
The skinny
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