Latest / Kyler Hood's DFW Market Brief
DFW Market Brief, Episode 12 — Saturday, October 10, 2026
Adjustable-rate mortgages were 10.3 percent of applications in late September, the highest share in about a year. What a 5/1 ARM actually is, how the caps work, the three numbers to get in writing before comparing one against a fixed rate, and which buyers should worry. Vocabulary, not lending advice.
The numbers from this episode:
ARMs were 10.3% of mortgage applications, highest share since October 2025 (MBA, week ending September 25)
ARM rates running about 0.8 percentage points below fixed rates (MBA)
Sources:
Mortgage Bankers Association Weekly Mortgage Applications Survey, September 30…
The skinny
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