Latest / Profitable Christian Business / Faith + Finances = Legacy: How Antione Anderson Builds Kingdom Wealth
Transcript
- 0:00Hello everyone and welcome to another episode of the Profit in the Christian Business podcast.
- 0:05I am delighted to have my new friend, Antoine Anderson with me here today.
- 0:10Antoine and I met probably a few weeks ago, learned a lot about him.
- 0:15It was through a networking event that we both attended and I was like, I gotta get this man on my podcast because we quickly, we had alignment on a lot of things.
- 0:25So I was like, yeah, let's share some of your wisdom with my audience.
- 0:29So glad to have you here, Antoine.
- 0:30I appreciate that, man.
- 0:31Likewise, I was definitely excited about coming on.
- 0:35That conversation that we had right there could have been recorded, because there was a lot of...
- 0:40why I love meeting people and knowing that, man, this person has a lot of value to share with people, so let's get them in front of as many people as we can.
- 0:48So ah with that being said, let's do a short introduction.
- 0:53Tell everybody who you are what you do.
- 0:55Yeah, so my name is Antoine Anderson.
- 0:57I've been married for 19 years, going on 20 years to my better half, Amanda Anderson.
- 1:02We live here in Phoenix, Arizona.
- 1:04We are pastors of a church called 210 Church here in Phoenix, Arizona.
- 1:10We're blessed with the opportunity to church plant here.
- 1:14And so in the process of that, we also are what we call bivocational.
- 1:18So we have our own businesses.
- 1:20for very long time.
- 1:21We were in the community doing group homes for youth and adolescents.
- 1:24And we have since transitioned to business coaching, personal coaching, and also helping individuals with their finances.
- 1:32And so at the heart of everything we do is discipleship.
- 1:34In this season, we're really helping individuals identify the different strategies to manage their finances better, be better stewards of what God has granted them to do.
- 1:46um Awesome, awesome, awesome.
- 1:48uh Real quick question, where did you live before Phoenix?
- 1:52I'm originally from Kansas City, Missouri.
- 1:53Die Hard Chiefs fan.
- 1:55I've been with the Chiefs since, I don't know when, since the 80s.
- 1:59So, yes sir, I'm a Die Hard Chiefs fan, man.
- 2:02People laugh because they think that my affinity with the Chiefs just started with Patrick Mahomes.
- 2:08And then I start saying things like, if you don't know who David Craig is, Christian McCoy, that you don't know, you don't know who real Chiefs There you go.
- 2:16Yeah, a nightmare.
- 2:18I've been a fan of the Chiefs for a long time, but it's because that's I'm from.
- 2:21Originally from Kansas City, Missouri, grew up right there, graduated from a school called Raytown South High School.
- 2:26So Kansas City, Missouri, on the Missouri side, not the Kansas side, we always make that, make sure you understand that there is a difference, right?
- 2:34So yeah, originally from Kansas City, moved to Arizona in 2004, actually.
- 2:39So um are you following the suns at all?
- 2:43No.
- 2:45I'm a basketball fan.
- 2:47I played basketball in high school.
- 2:48My son is really, really good basketball.
- 2:50So I'm a huge basketball fan.
- 2:51But because we didn't have a team growing up, I just like a lot of teams.
- 2:56I like to watch the game.
- 2:57I don't have an alliance or loyalty to a basketball team like I do for football and baseball.
- 3:03Nice.
- 3:03Well, I know you and I could probably talk sports for a while, but we're going to get into some other topics.
- 3:08But real quick, like one of the things that for me is I don't usually follow teams.
- 3:12I follow players.
- 3:13There's a, there is one team that I follow and that's the Clemson Tigers because I'm right here, 30 minutes away.
- 3:20I grew up a Florida state fan actually, cause I lived in Florida, but then I feel like that the culture got changed a lot, not too long ago.
- 3:30at Florida State and I just adopted Clemson as my team and been with them for a while now.
- 3:36um go back to, I follow players, Michael Jordan, right?
- 3:40I thought wherever Michael Jordan was, I mean, he was with the Bulls most of the time, but even when he went to the Wizards.
- 3:45with the bulls, but yeah.
- 3:47uh Peyton Manning, with Peyton Manning Switch Teams, I just followed Peyton Manning.
- 3:50uh
- 3:52Nah, also man, yeah, we so basketball I follow players too because again, we don't have a very specific team.
- 3:58oh I'm a huge MJ fan.
- 4:00We always get into that debate MJ or LeBron.
- 4:02You know, I'm a huge MJ guy, but I also graduated high school and played during the same time that LeBron did.
- 4:08So I have a immense amount of respect for LeBron as well.
- 4:12However, I'm an MJ guy.
- 4:14LeBron is phenomenal.
- 4:16If you had to ask me who was the greatest ever.
- 4:18I would say MJ is the greatest ever, but LeBron probably has the better longevity for his career.
- 4:23And so, yeah.
- 4:25I am 100 % in agreement with you.
- 4:27And I think it's the young people that didn't actually, like they see clips of MJ, but they didn't actually watch him play like a full games.
- 4:37Like they just don't get it.
- 4:39LeBron, hey, Michael Jordan was a bad man.
- 4:42And I think some of the younger generation now, they really haven't even really seen LeBron at his peak.
- 4:46mean, I remember one of my friends, he laughs at me all the time because LeBron's first game was phenomenal.
- 4:55And I remember going to work and saying, hey man, this dude, this dude is going to be one of the best players to ever play the game.
- 5:01So the younger folks, they just see this version of LeBron.
- 5:04They don't see when he came out of high school how dominant he was.
- 5:07Yeah, yeah, very, true.
- 5:09ah So let's dive into it.
- 5:11I have a few fun questions.
- 5:12We've already been having some fun with the sports, but ah if you have a morning routine and we peeked at it, what's one thing most people wouldn't expect from a financial
- 5:21strategist and a pastor?
- 5:23Um, I don't know if it's I would say they wouldn't expect it, but every morning I wake my wife wakes me up to get take my kids to school and such.
- 5:31But every morning I do have that time where I spend with prayer and I do get into my my Bible, my word every morning.
- 5:38Like I said, I don't know.
- 5:39They wouldn't necessarily expect that.
- 5:41I drive an electric car, so I take my kids to school.
- 5:44And I thought drop my kids off at school.
- 5:46I always go to the charging station and the charging station serves sort of as that time.
- 5:51in the morning where I'm able to kind of have some very dedicated time, because I got to charge my car anyway.
- 5:56So I always take books and have prayer time.
- 5:58Sometimes I make phone calls.
- 6:00But yeah, so I don't know if they wouldn't expect that.
- 6:02They probably would with me being a pastor.
- 6:04But yeah, getting up, making sure I have that quiet time, that prayer time, and that time in the Word as well.
- 6:09Yeah, I'm a big believer in taking that time, like priorities, right?
- 6:16Time with the Lord above everything else.
- 6:18Like we do a lot of goal setting.
- 6:21My clients, we share the Prophet Christian Business Plan in our journal, but even in that, say your main priority is spending time with the Lord.
- 6:30Everything else comes after that.
- 6:31Yeah, 100%.
- 6:32And you know, we teach our kids that as well.
- 6:36So whenever I take my children to school, we do daily devotions.
- 6:41And so I've taught them how to end the And they know when we first get in the car, before they turn on music, before they take their morning nap, because it's about 30 minutes
- 6:49drive to school, they get into their devotion, they have to read it, they have to give me an understanding of what it was about.
- 6:55How does it speak to them?
- 6:57How do they apply it to their life?
- 6:58And then how do they pray it?
- 7:00And so maybe that might be something people may not necessarily, that may be a surprise.
- 7:04Cause my kids are in high school and they know every, my daughter, typically sits in the back.
- 7:08My son sits in the front and they get in and say, hey dad, I've my daily devotion.
- 7:11All right, what was it about?
- 7:13Okay, how did it, you know, how did it speak to you?
- 7:15How does, how do you, how does it apply it to your life?
- 7:17And then how do you pray it?
- 7:18And that's something that we've made a practice of because I want them to be able to take what God gives them out of his word and apply it.
- 7:24Don't just get it from information, but to get that revelation.
- 7:27of the truth and how you actually apply that to your life.
- 7:29And then how do you pray?
- 7:30How do you have conversation with God based on what you get?
- 7:33Wow.
- 7:34I think that's a gold nugget right there, people.
- 7:38If you're a parent, think about the times, like that car time, right?
- 7:42If you're taking kids to school, boom, you've got their captured attention during that time, right?
- 7:48Sometimes it's hard to get your kids' attention all in one place.
- 7:51So that would be a perfect time if you want to adapt something that Antoine does.
- 7:57I think it do you wonders in raising your children and following.
- 8:02in the right things to do.
- 8:04So thanks for that, man.
- 8:06You know, problem at all.
- 8:09All right, so um I don't know if you have you ever watched Ted talks?
- 8:13oh I see little clips of them.
- 8:15I'm not like a huge oh TED Talk person that watch it.
- 8:19Not saying anything bad about them, but I just never really kind of got into them.
- 8:24Nice.
- 8:24Well, one of my questions for you is if you were to give a speech that wasn't around faith or finance and perhaps it would be a TED talk, what topic would you choose?
- 8:35If it wasn't around faith or finance, that's kind of hard because faith is is all, you know, as all aspects of my life.
- 8:41um I would probably say it would be around purpose, which really should be, can be connected to your, your faith as well.
- 8:48But if I had, if I was doing a TED talk, I would definitely talk about purpose and the importance of understanding what your purpose is and living your purpose out.
- 8:56Nice, nice.
- 8:57One of the things that we do on every single Profit with Christian Business podcast is the fill in the blank question.
- 9:04And your fill in the blank question is, kingdom entrepreneurship starts with blank.
- 9:10Kingdom entrepreneurship starts with godly vision.
- 9:15Yeah, godly
- 9:16that.
- 9:16How do you develop godly vision?
- 9:19So if I'm a kingdom entrepreneur, that means that I am a citizen of the kingdom.
- 9:23And the king is the one who essentially sets the standard and moves it forward and sets the vision.
- 9:29So if I'm a kingdom entrepreneur and I don't have godly vision because God isn't a king, then I'm literally moving my business in a direction that is counter to the kingdom.
- 9:39And so if I don't have godly vision, what am I pursuing?
- 9:44If I'm a kingdom entrepreneur.
- 9:45So if I don't have godly vision,
- 9:47I'm pursuing after something that does not align with the kingdom, which can be counter to the kingdom.
- 9:53So I shouldn't call myself a kingdom entrepreneur.
- 9:55I just call myself an entrepreneur.
- 9:57So would you say, this is something I would believe, in order to develop that godly vision or to get God to give you that vision, would be consistency in your prayer life, right?
- 10:10And praying for God to route your steps.
- 10:14100%.
- 10:15It would be that, consistent prayer life.
- 10:17And then getting familiar with his word, because the word kind of sets the tone for us, right?
- 10:23So if you don't have a real, you know, Bible foundation that can not only give you a picture, but give you some of the characteristics of the king and some of the things that
- 10:35he's already done, because a kingdom entrepreneur is not a new thing.
- 10:38This is not something that just got created today.
- 10:41There are many kingdom entrepreneurs in here.
- 10:44And so if I don't have that prayer life and I'm having conversation with God about it, and then if I don't look at an example of it on an ongoing basis, then it's easy for me to get
- 10:53out of track because what am I measuring this to?
- 10:56What am I comparing this to?
- 10:58So having that prayer life 100 % because that speaks to having communication with God and listening, not just talking, right?
- 11:06I got to be able to listen, but then having the ability to spend time in the Word so that I can see an example, I can get an understanding of what these things actually look like.
- 11:14Nice.
- 11:16I just had a men's Bible study this morning.
- 11:18We're doing this thing called man battles that our pastor had given us.
- 11:21And one of the things that we talked about this morning was the things that we pray for.
- 11:27So many people pray for outcomes, right?
- 11:30And we don't pray for the spiritual fruits.
- 11:32With kind of what you're saying, I'm thinking if we pray more for the spiritual fruits and direction and instruction than we do just on outcomes, our lives would play out totally
- 11:43differently.
- 11:44Yeah, 100 % because to be honest, the spiritual fruit really should be as a kingdom entrepreneur, that really should be the goal.
- 11:53mean, if that's not producing the spiritual fruit is not one of my goals, again, going back to the first question for us, kingdom entrepreneur, then how do I define or how do I
- 12:08say that I'm a kingdom entrepreneur?
- 12:09If I don't have...
- 12:11that on the list, right?
- 12:13Because that's what God desires.
- 12:14That's why he desires for us to produce fruit, spiritual fruit, right?
- 12:18It's gonna be manifested, if you will, from a natural standpoint, but that is the goal.
- 12:24And if that's not on that list, what am I really doing?
- 12:28Yeah, I think as much as I've talked to you before, think you also don't believe in manifestation like I don't, but to use to say it this way, things become manifested by
- 12:40being obedient and following God's word.
- 12:42It's not like instant manifestation, but if you do the right things in the right order, God will bless you for being obedient.
- 12:49Would you say that?
- 12:50yeah, because manifestation, that word, literally all that means is that we are seeing or experiencing something without one of our five senses.
- 12:57Right.
- 12:58And so we believe by faith and we move in faith.
- 13:01And as we move in faith, God comes into agreement with us and then it takes place in the Earth realm.
- 13:06And so it's not saying, I want to manifest this.
- 13:09No, what it's saying is I believe by faith.
- 13:11And as I move in faith, God is going to respond and then I'll start to see what I have faith for.
- 13:16So when I say manifest, it's definitely not that whole
- 13:18manifestation movement that people have.
- 13:20That's not it at all.
- 13:22But it's been, it's the reality that the things in which I'm believing God for, the things that he has spoken to me, I will see that come to pass in the earth realm.
- 13:31That's what I'm talking
- 13:33Yes, um let's sit here for a second because one of things that I like to talk about as well is expectation.
- 13:39A lot of people pray wishes.
- 13:41They don't pray expectation.
- 13:43God has made promises, right?
- 13:45And there's promises in His word.
- 13:47So we should expect Him to deliver on His promises that He's already said in His word, right?
- 13:52So can you talk a little bit about that?
- 13:54Yeah, I mean, I think you started out by having a very, I don't want to say a controversial statement.
- 14:00You said something that was really good.
- 14:02I don't know if people caught that.
- 14:03We pray wishes, not even to say godly expectations, right?
- 14:08So I think that when it comes to us making sure that our prayers are in alignment with what God has already promised, what do we have to do?
- 14:18We have to spend time in the Word because this is the thing.
- 14:21As a kingdom minded entrepreneur, my main focus shall not just be this multimillionaire just for the sake of having multimillion dollars.
- 14:30Finances are those resources or tools to move forward the vision and the mission that God has set forth for my life.
- 14:38And so my goal shouldn't just be something so carnal, if I can say it that way, as God is going to make me this multimillionaire.
- 14:45Because some of us wish for that, but that's not.
- 14:49you know, that's not the reality of it.
- 14:50Right.
- 14:50And so if I don't have the right understanding on what his promises are, I will start praying for things.
- 14:56I will start expecting the wrong things.
- 14:58And then when I expect the wrong things and start praying for the wrong things and those things don't happen, now I become discouraged and stop moving in the direction because I
- 15:07have my eyes on the wrong prize of my eyes on the wrong thing.
- 15:10When God says, I never told you that I never promised you that.
- 15:13And so now I'm upset with him for something that he never
- 15:17told me to be expecting from him to begin with.
- 15:20Yeah, yeah, that's awesome.
- 15:22uh Came up recently in a podcast is sometimes we, I said this, think sometimes we should actually pray for withholding, for God not to give us things because we are not ready,
- 15:36right?
- 15:37So.
- 15:38uh
- 15:39will require great maturity.
- 15:41I don't know too many people, I don't know too many people that I could say that would want to pray in that capacity to say, God, withhold this from me because I'm not ready for
- 15:50that.
- 15:51I have prayed for some things like that before.
- 15:53I remember there was a season in my life, and I was kind of a very young believer in this journey, actually.
- 15:59And I remember having like a quick three minute
- 16:03kind of imagination if I was to win the lottery, right?
- 16:07And all of a sudden I became very heavy and sorrowful because I started thinking about all these different things.
- 16:12And I remember sharing this with one of the deacons at the church I was at.
- 16:15And I was like, you know what?
- 16:17I'm not ready for that.
- 16:18I'm not ready for everything that comes with that.
- 16:20God, know what?
- 16:21I don't want that right now, right?
- 16:23But it was because I believe God showed me that I wasn't ready for it.
- 16:27And so I had a communication with him on that light, but a lot of people are not at that place.
- 16:33that they can pray and say, God, I'm not ready for it.
- 16:39Those are the mature saints.
- 16:41Yeah, yep, yep.
- 16:42And I think, again, just going back to prayer life and praying for God to give you the wisdom, right?
- 16:48Again, another thing that he promises, right?
- 16:50He will give us wisdom if we pray for it.
- 16:52Pray for the wisdom to ask for the things that we are ready for and not the things that we're not, right?
- 16:58100%.
- 16:58I like that.
- 17:00uh Another staple of the Profit for Christian Business podcast is our secret question, and we might have alluded to some of this stuff already, but what is the secret to aligning
- 17:09our careers and businesses with calling and purpose?
- 17:13What is to know that they're not separate?
- 17:15That's the thing.
- 17:16I heard a preacher say this many years ago.
- 17:19He said, you they asked him, you know, how is it that you do all this stuff?
- 17:22And he says, you may see me doing all this stuff, but I see me doing one thing.
- 17:27And so what's what we tend to do sometimes is we tend to limit our calling to church, what we consider to be church work or ministry work, not understanding that.
- 17:37The reality is if it's my calling, it's my calling wherever I go.
- 17:41It's my calling wherever God has planted me to have that sphere of influence.
- 17:45And so I can't separate what I do in my, what I would say my career or my, or in the marketplace for what I do or how I serve within the church or the ministry that I'm
- 17:55connected to.
- 17:56I have to understand that it's all connected.
- 18:00Now I may, it may be expressed differently in those different environments.
- 18:05but it's still me, it's still the same thing.
- 18:07I say I have the same calling, I say I have the same skills, I still have the same gifting.
- 18:12It's just being able to have that wisdom, like you mentioned.
- 18:15God, do I express this in this environment, in this area of my life?
- 18:20And so I think if many of us understood that a lot more, I just believe, and maybe I'm just too optimistic, but I believe if many of us understood that more,
- 18:31then we will see a lot more movement from a kingdom perspective when people are in the marketplace because they do not separate the two.
- 18:37They don't say, well, this is for church or this is for ministry.
- 18:40No, God is invested in me.
- 18:42He has a calling on my life.
- 18:44He's planted me here.
- 18:46Therefore my calling stage goes with me.
- 18:48It don't stay at home.
- 18:49It don't stay at the church.
- 18:50It don't stay in a car.
- 18:51My calling goes where I'm called to be.
- 18:54Yeah, I love all that.
- 18:56And I think it's especially important for men.
- 18:59And the reason I say that is because we can tend to compartmentalize our lives.
- 19:04I'm working.
- 19:04When I'm working, we separate family from work even.
- 19:08We separate faith from work.
- 19:10It's all like, this is what I'm doing because we are focused.
- 19:13Women can focus on multiple things and get multiple things, more things done at once than we can.
- 19:18So props to them.
- 19:19um
- 19:22tells me all the time that I can't multitask and I keep trying to prove her wrong but I can't not prove her wrong.
- 19:26I have a hard time multitasking.
- 19:28So you're right, women are able to do multiple things at once.
- 19:31What we as men, just, many of us don't have that gift.
- 19:35Yeah.
- 19:36and, there was something that I struggled with in the, the, the reason the Prophet Christian Business podcast and everything that we do even exists is because I had that
- 19:45conflict with God about faith and marketplace.
- 19:48And I was like, God, you want me to reach the lost.
- 19:50How am I going to track the loss when I'm, when I'm throwing out my Christianity everywhere I go, but basically it just intertwined.
- 19:57can't separate it.
- 19:58It's intertwined with everything that I do.
- 20:00So
- 20:01yeah, no one said I think one of the things that I, one of my favorite quotes that I heard years ago too, he says, you you preach and you teach to everyone you come in contact with,
- 20:10but you only use words when you have to.
- 20:13And ultimately what that spoke to me was that my greatest message, my greatest sermon is how I behave, how I live my life.
- 20:20And so when I go to work and I had a very real encounter with this, my wife and I worked at a call center some years ago.
- 20:29And I remember this lady, the young lady who stood across from me, she was not a believer.
- 20:33She was atheist.
- 20:34And she made that known to me and I was okay with that.
- 20:38But we developed a relationship and she used to ask me questions about my faith.
- 20:43And she said, you know, I can talk to you about this in ways that I've never been able to talk to anybody else.
- 20:49And she was asking a lot of questions, but it was based on how I carried myself that opened up the opportunity for me to have a conversation with her.
- 20:57And to be honest with you, it was one day that I came in and I must've been annoyed or something, because she pulled me to the side.
- 21:03said, you know, today you're a little bit shorter with the customers than you normally are.
- 21:07And so, you know, I had to check myself because again, she was watching it.
- 21:11And so when we talk about carrying our faith, our Christianity, our belief in Jesus, wherever we go, it's not always going in trying to say something with our mouth.
- 21:21Our greatest witness sometimes can be how we carry ourselves.
- 21:24When you're at your company that you work at and the managers of the job or the CEOs give bad news, or we got to cut everybody's salary or whatever the case may be, how do you
- 21:33respond to that?
- 21:35How are you going to separate yourself?
- 21:36Because that's your witness.
- 21:38And then people will say, well, why aren't you upset?
- 21:40Why aren't you panicking?
- 21:41And then you'll be able to articulate it from your mouth why that is.
- 21:46But you got their attention because of your behavior.
- 21:49Yeah, yeah, that's so good.
- 21:52And the other point about that is I love how you're talking about our Christian witness, because some people will go out there and Bible thump and judge.
- 22:00And to me, it's all about building relationships.
- 22:03And we're all sinners.
- 22:05There's not a one of us that is spotless.
- 22:07Right.
- 22:08So when we go out here in the community, like if a lot of our human nature is like, man, that person is like bad.
- 22:16Right.
- 22:16But how
- 22:18look back at our own past, right?
- 22:20There, like maybe we've grown as Christians, but there were times when we, someone might've been looking at us like that, right?
- 22:25for sure.
- 22:26You say you got to build a relationship, right?
- 22:28It's like we want to disciple someone without the relationship.
- 22:33That comes across as being a dictator or being judgmental.
- 22:36Even in our businesses, a lot of businesses become profitable.
- 22:41Why?
- 22:41Because they build relationship with their customers, their customers grow to trust them that whatever area of expertise, mine's finance or whatnot, whatever your area of
- 22:50expertise, they build that relationship with where they trust you.
- 22:54Now they're willing to listen to you.
- 22:55The same thing when it comes to discipleship, some things when it comes to your witness.
- 22:59We have to build relationship with people first.
- 23:02And as we build relationship, now they give you permission to speak into their life.
- 23:06In business, now they give you permission to offer them a product.
- 23:10They give you permission to do whatever.
- 23:12It's the same thing.
- 23:12We have to build relationship there first.
- 23:16Yeah, yeah, so, so key.
- 23:17So I love how you uh transitioned that because it doesn't matter whether it's ministry or it's in business.
- 23:24The way that you win, you win people to Christ and you win people in business is building those relationships.
- 23:30Yeah, 100%.
- 23:31That's so key.
- 23:32I mean, it is.
- 23:32I if me and you were standing on a corner selling hats and somebody walks up that knows you, even if my hat is better, they'll probably buy from you because they know you.
- 23:46They have a relationship with you.
- 23:48My hat can be better than yours.
- 23:49They don't know me.
- 23:50They don't trust me.
- 23:51They don't have a relationship with you.
- 23:53To some degree, people, understand that in business, but for whatever reason, again, separating.
- 23:58We don't understand that when it comes to ministry.
- 24:01I gotta have relationship with someone in order to speak into their life so that they can allow me to speak into their life.
- 24:08Because not just anybody is not gonna just allow you to speak into their life.
- 24:11Yeah, yeah, love that.
- 24:13Let's transition a little bit.
- 24:14I want people to know more about what you do.
- 24:17So let's talk about finance a little bit.
- 24:19So I know that you help people build wealth outside of the traditional 401k plans.
- 24:24What's the mindset shift professionals need to make start?
- 24:29Let me start over.
- 24:31We'll edit that.
- 24:33You're watching the recording.
- 24:34Yeah.
- 24:35So let's talk about outside of traditional 401ks, what's the mindset shift professionals need to make to start thinking legacy over limitations.
- 24:43So it's just, it's just that they have to, we have to a step back and understand there's more than one way.
- 24:48There's always, I'm always saying there's more than one way to skin a cat, right?
- 24:51And so sometimes we are just so locked in on what we're used to or what somebody has been telling us or what everybody else is doing.
- 25:01And that's not always the right way or that's not always the right thing for me.
- 25:05We are not believers that there's one way.
- 25:07And so we start by
- 25:09really trying to get people to take a step back and be open to learning something different.
- 25:13And it's a challenge.
- 25:14mean, you say, instance, if it's talking about somebody, the food that they eat, trying to teach them to eat different, their mindset says, no, this is the way I'm supposed to eat.
- 25:22The same thing is there with finances and finances is a very touchy touchy subject for people, which I understand.
- 25:29But the thing is, is professionals need to understand, let's take a step back.
- 25:33Let's see if what else is out there for us to build legacy because
- 25:38Before the 401k, for instance, was introduced, what was people doing then?
- 25:42Right?
- 25:42People that don't have a 401k, what are they doing?
- 25:45Not saying again, not trying to just bash the 401k all the way over the head.
- 25:49There's some benefits, there's some limitations to it.
- 25:52There's just, there just are.
- 25:53So we just got to be able to come to a place to understand that, listen, let's look at what other ways outside of just what we consider to be traditional, what are some other
- 26:04opportunities for us to be able to build wealth and pass legacy?
- 26:08So that's the first thing is that I would say is people just have to have an open mind to listen to what else is out there.
- 26:14Yeah, I think for a lot of people, it's so confusing.
- 26:17There are so many ways to invest and make money in today's environment.
- 26:22they just, again, I think let's just touch on relationship again.
- 26:25That's why they need someone like you to build a relationship with them, understand what their needs are, right?
- 26:31um And customize what uh the best thing for them, not just give them a blanket, hey, here's your 401k, go and run with it, right?
- 26:39Yeah, 100%.
- 26:41And I love what you said there's so many different ways, right?
- 26:43Then I'm gonna try to you this short example that I kind of share with you.
- 26:46You can go to a master chef's kitchen and they have all these different seasonings and you can bring your meat to the table, whether it's chicken, whether it's beef, whatever it is,
- 26:55you bring it to the table, but you got all these different seasonings.
- 26:59You can be overwhelmed by just looking in there and seeing all these seasons.
- 27:03You don't necessarily know what seasons taste like, what does it do for your body.
- 27:08You don't understand all that.
- 27:09You just got all these amazing choices.
- 27:11This is called that.
- 27:12Unless someone comes in and tells you, hey, this seasoning is good for this, even though it may taste good, it's probably not good for this part of your body.
- 27:22You need someone to come in and kind of give you guidance so that you can make the correct decisions.
- 27:28There's a statistic to say that if someone has, whether it's a financial advisor or someone that is coming alongside of them, giving them some understanding,
- 27:37about the different vehicles that are out there, the likelihood for them to be more successful in that area of their life and finances is higher than someone who does not
- 27:47have someone that's coming to give them the understanding.
- 27:50Now make sure you hear what I said, not telling them what to do, giving them the understanding.
- 27:55Because a lot of people show up to tell you what to do without giving you the understanding, but you need someone they can show up beside you and say, Hey,
- 28:03I need to get the understanding of this.
- 28:05And that's one of the things that kind of separates us, in my opinion, is that we give more understanding.
- 28:10We do this thing called teaching the three simple rules of money.
- 28:13And we do it without what I would consider to be a dog in a fight.
- 28:16And so we tell them about these three specific areas, very specific areas, when it comes to the rules of money, make sure that they have an understanding of that.
- 28:24And then we show them the different options, including the traditional way of investing.
- 28:30But it's about understanding
- 28:33what these different things, different tools, different rules of money is so that they can make a more informed decision on what they're doing.
- 28:39Yeah, yeah, I love that.
- 28:40uh I just had a, I guess a scenario of that.
- 28:46Yesterday, I had someone come alongside me in one of my investments, and they just know a whole lot more than I do.
- 28:52And we looked at it and immediately, maybe it was two days ago, but immediately I made this the switches that they recommended and and boom, I started I was losing money now I'm
- 29:02making money.
- 29:03Right.
- 29:04So I was trying to do it alone.
- 29:06Right.
- 29:07So it was
- 29:08And we typically, lot of us do because again, like you said, there's so much out there can be so confusing.
- 29:12And then we hear all these horror stories of people and or companies showing up and being more concerned about their bottom line than yours.
- 29:19And there are people out there, there are people in our industry all day long that are showing up to take advantage of people.
- 29:25We know that it's real.
- 29:26That's why it's so important for us to sort of change that narrative to show that, there are individuals out there that genuinely care about what it is that you're doing and how
- 29:34to...
- 29:34past uh resources on legacy wise, but a lot of people resist that because of the horror story.
- 29:41So grateful and thank God that you have someone that you trust that you say, this is what I'm looking at.
- 29:46How can I figure this out?
- 29:48But a lot of people resist that because of the horror stories that they hear.
- 29:51Yeah, yeah.
- 29:52So getting someone that you trust is huge.
- 29:55I mean, it all circles back to that relationships, right?
- 29:57Building those relationships and having someone that you can tell actually cares about not just your finances, but you as a person, right?
- 30:06So, mm-hmm.
- 30:09grandchildren, your great grandchildren that aren't even in existence yet.
- 30:12So yeah, absolutely.
- 30:15want you to just have money for today, but have money for your children and their children.
- 30:22Nice.
- 30:22So um what's one overlooked financial strategy that believers should consider if they want to secure tax-free retirement?
- 30:30Number one, you need to understand that there is such a thing as tax free retirement.
- 30:34um And then I would say that don't, because there's this thing that people feel like life insurance vehicles are these big, bad, terrible things.
- 30:44They're not.
- 30:45People have been using them for years.
- 30:47It's just making sure that you have individuals that understand it, again, and then understand how to structure it.
- 30:53But again, if you don't have some form of understanding, then you won't know if they know what they're doing.
- 30:58And so you don't have to go to the school and try to figure it all out yourself, but you need to be able to ask questions like when you go into a conversation with a financial
- 31:05advisor or an agent that comes up and is trying to get you to get into a specific product.
- 31:10You need to be asking questions about the product.
- 31:12You need to ask about whether the tax ramifications, is there a way that we can have some tax exemption or some tax free portions of this?
- 31:19You need to ask more questions.
- 31:21If I can say another thing that's overlooked, there's no such thing as a bad question except the one you don't ask.
- 31:27Mm-hmm.
- 31:27ever feel like that you should not ask questions because this is dealing with the money that you have worked hard for.
- 31:35God has blessed you with skills, talents, abilities, opportunities to go in and provide for your family.
- 31:40Now you're entrusting this with someone you need to ask more questions and understand that there are tax free, legal tax free opportunities that you can build for the future.
- 31:52One of the things that I, one of the questions I ask people
- 31:55And this might start a whole nother conversation, but I ask people, say, listen, if you're a farmer, right?
- 32:02And I gave you a hundred seeds in your hand and I asked you, would you prefer me to tax you on the seed or tax you on the harvest?
- 32:13What would you say?
- 32:15And a lot of people are stuck there.
- 32:17I want you to tax me on the seed because once you tax me on the seed, I can give you that.
- 32:23that percentage of whatever that is, but the harvest now belongs to me because you've already got yours.
- 32:29And so when people start thinking about that, when we think about some of the ways and some of the vehicles that we use to prepare for retirement, many of us are telling, hey,
- 32:39taxes on the harvest and not on the seed.
- 32:42And so there are vehicles, there are ways for us to say, hey, taxes on the seed, meaning tax it upfront, pay it upfront and put it in a place and environment that it can grow tax
- 32:51free.
- 32:52And so those things exist out there, but people just need to be made aware of.
- 32:56Yeah, I remember I took life insurance and I'm sure many people still even do this to this day, life insurance exactly for what it says, that it wasn't a financial vehicle, it was
- 33:06just somewhat for me, like if something happens to me, my family's taking care of it.
- 33:10But there's so much more to it.
- 33:13if that's what your sentiment is, like, what you think of life insurance is exactly what it says, it's so much more than that.
- 33:19So talk to someone like uh Antoine.
- 33:22And if I can say it like this, it's called life insurance.
- 33:28It's not called death insurance.
- 33:31We treat it as death insurance and not life insurance.
- 33:36And let me clarify, make sure people just, because this is such a hot topic these days, right?
- 33:41he must be one of those that sell cash value.
- 33:43We offer cash value, but that's not all that we offer.
- 33:46We had a young lady who had a term policy.
- 33:48This is the power of this, had a term policy.
- 33:51Then she had like a $600,000 term policy, but she had what is called living benefits.
- 33:56She was diagnosed with a terminal cancer with life insurance.
- 34:01If you have the right kind of life insurance, term or cash, she had a term policy.
- 34:05She had living benefits on it.
- 34:07The company gave her what is called an accelerated uh benefit, meaning that they paid her a portion of her death benefit because of her terminal illness, right?
- 34:19Mm-hmm.
- 34:19So she went through cancer treatment, beat cancer.
- 34:25Now she's cancer free.
- 34:27And the money that was given to her from her death benefit, she turned around and she invested that into some condos for her family.
- 34:37And because it was tax free, because it came out of the life insurance, she didn't have to pay it back, but she was able to leverage that money.
- 34:46to now she has what did you call passive income from this investment, this vehicle that she used from a life insurance policy that she was paying, I think a hundred bucks a
- 34:56month.
- 34:57She's a older lady.
- 34:57She's paying a hundred bucks a month.
- 34:58And now that paid off where they gave her something like $450,000 accelerated death benefit.
- 35:04And she then turned around and invested this in her in these condos or whatever, or not condos, but duplexes.
- 35:09And now she has passive income.
- 35:11Why?
- 35:11Because she prepared herself.
- 35:14for stuff.
- 35:14She had the right thing set up so that she can have a living benefit while she's living, not just while she's dead.
- 35:21And so a lot of times when people hear me say life insurance, they feel as though it's just for the death benefit or it's this cash value thing.
- 35:29That's a part of it, but that's not it in its totality.
- 35:32Life insurance is very simply a vehicle that can be used to get you to a destination.
- 35:38And that's how we communicate.
- 35:42I was captivated by the story, man.
- 35:44uh God is good.
- 35:46Amen.
- 35:46Hallelujah.
- 35:47uh I heard God provision all through that.
- 35:50uh Yeah, that's awesome.
- 35:55So and again, it goes back to if you don't hear it, if you don't know, if you don't if you don't hear those things, you don't know, you don't understand it because you hear all this
- 36:03other stuff.
- 36:03But there are again, life insurance is just a vehicle.
- 36:06not the only vehicle, but it's a vehicle.
- 36:08It's a great vehicle to use.
- 36:09But a lot of people don't utilize it.
- 36:11The statistics say that there is like over one hundred and twenty five million people in the United States that are uninsured or they are either uninsured or underinsured.
- 36:21There's a law that you have to have car insurance.
- 36:23There's a law that you have.
- 36:24It's almost a law that you gotta have health insurance pretty much.
- 36:27ah But life insurance, we know we're gonna die.
- 36:31We know that.
- 36:32Everybody's gonna die.
- 36:33But how many people are preparing for that?
- 36:35Right.
- 36:37Wow.
- 36:37uh Let's talk about this because there may be some people watching.
- 36:42most of the audience is Christian entrepreneurs.
- 36:44Some of those may not have uh built their business to where they're financially stable yet.
- 36:49Right.
- 36:49Some of them are below.
- 36:51They're not making six figures a year yet with their business.
- 36:54um So this idea of having financial legacy maybe escapes them at the moment.
- 37:00What can these people do in order to start on that path?
- 37:06So you got to start where you are, right?
- 37:08Understand where you are.
- 37:09So the first thing I would say is take a real good look at where they are.
- 37:11Cause some people, sometimes what I feel like, mean, where I feel like I am is not really where I'm at.
- 37:16So I may feel like I'm not doing really well, but then when I really take a hard look at it to see it, say, know what I'm doing?
- 37:21I'm doing better than I thought I was.
- 37:23Or I may feel like I'm doing really well and I'm not doing as good as I thought I was.
- 37:27So the first thing I would say is to take a look at where you are currently and then get a clear understanding of where you're trying to go.
- 37:35The best time to start is today.
- 37:37And so if I'm a Christian entrepreneur, I'm a business owner, I need to get an understanding of where I'm at today and then where am I going?
- 37:43The third thing I would ask, I would say after that, after I know where I'm at, after I know where I'm going, then what vehicle am I using to get there?
- 37:50When I say where am I going, it's not just about the revenue or the cashflow within your business, but it's about your family, it's about the retirement, it's about the legacy.
- 37:59Where am I going in that direction?
- 38:01And then how am I going to get there?
- 38:02So for instance, you in South Carolina, I'm assuming.
- 38:06I'm in Phoenix, Arizona, right?
- 38:08So if I'm trying to get to you, I have a few different options on how I can get there.
- 38:12I can take an airplane, I can take a bus, I might be able to take a train, I can even drive a car.
- 38:18All of them will get me to that destination.
- 38:21Some of them will get me quicker, more efficient.
- 38:23I may want to do sightseeing, I might want to go to scenic route, that's why I might want to take a car.
- 38:27So I need to be able to identify where I'm at, where I'm going, and then the vehicle that I'm going to use and the vehicle that I'm going to use needs to meet the needs that I
- 38:35have.
- 38:36That's why I've mentioned the scenic route.
- 38:37So understand where you are, where you're going, and then the vehicle that you need to do to get there.
- 38:43something I want to touch on that you said in there, though, is not just the revenue and cash flow.
- 38:48I think you're exactly right.
- 38:50You need to think about what your life is, what your what your life goals are, and then work backwards.
- 38:56What revenue do I need to make in order to reach that life goal?
- 38:59Right?
- 39:00What investments do I need?
- 39:01Like, think about not in terms of just dollars and cents, but think of about it in in your life.
- 39:06Like, what are you passing down in your legacy?
- 39:08All that sort of thing.
- 39:09saying.
- 39:10Yeah, and if I can speak to that or speak on that, should I say, if you ask many people today, what is the number that they need to retire?
- 39:17How many people do you think would know that answer?
- 39:215 %?
- 39:23Right.
- 39:23you ask another question on top of that, say, okay, today, what's the number you need to get to to pass on the legacy that you want to pass on to your children?
- 39:32What's that number?
- 39:34What is the number that you want to pass on to your grandchildren?
- 39:38What's that number?
- 39:39Right?
- 39:40Or what is it that you want to pass on?
- 39:42So when you talk about legacy, again, it's not about the cashflow revenue per se when it comes to the incomes of the business, but it's also about
- 39:50what I'm trying to pass on to the next generation.
- 39:52And as a Christian entrepreneur, this should be the other question that we ask.
- 39:56And this probably should be higher at the list.
- 39:58What or how many lives do I want to impact for the kingdom through my business?
- 40:06Well, that sounds like a rare question to ask.
- 40:08Well, not really, because this is one thing that I know as uh a kingdom entrepreneur is that the businesses that we operate,
- 40:15people work at 40 hours, sometimes 60 hours a week.
- 40:18They spend more time at our businesses.
- 40:21So their environment that we create is going to be very impactful in their life.
- 40:26Why?
- 40:27Because they're always there.
- 40:28And so if they're always there, if they're always with me, if they're always hearing my training, my teaching, my mentorship, I need to be able to impact, I need to be sowing
- 40:35seed on a regular basis because the bigger picture should be that I want to be able to impact them more than just employ them.
- 40:43And so that is some question that we ought to be asking as kingdom entrepreneurs as well.
- 40:48Boom, that's another gold nugget, especially any of the entrepreneurs that have employees or are thinking about having employees.
- 40:56It's more than just giving them a paycheck, right?
- 41:00So awesome, awesome.
- 41:02Let's shift gears just a little bit to talk a little bit more about faith.
- 41:05Not that we haven't been talking about faith all through this because that's just who we are, right?
- 41:09But let's talk about financial stewardship from a biblical perspective.
- 41:15we live in an instant gratification culture.
- 41:17a lot of self-reliance.
- 41:19um How do you practice godly obedience in today's society?
- 41:25Well, number one is a practice.
- 41:26It's an exercise, right?
- 41:29Again, I mentioned earlier, my son plays basketball.
- 41:31He just don't step on the court and expect to be good.
- 41:34You got to go through some preparation, some training, some exercising, building muscles, so on and so forth to be able to get to that space that you can do that.
- 41:43And so you got to start with the understanding of, number one, all of us, God belongs to God anyway.
- 41:49And so if I can come to an understanding from a perspective of this really is not mine,
- 41:55I'm probably gonna take care of his stuff better than I'm gonna take care of mine.
- 41:58Somebody loans you something, some people take more care of other people's stuff than their own.
- 42:02So my perspective has to change first and foremost.
- 42:05Once my perspective changes, then I have to start really with kind of small things.
- 42:11Like there's a debate whether you should tithe or not.
- 42:13I believe in tithing.
- 42:15Some people don't believe in tithing, whatever.
- 42:16I do believe it's biblical.
- 42:18That's my stance on the Bible.
- 42:19However, if I'm tithing to God, if I'm tithing to God's house,
- 42:24That is a practice that I should also incorporate in my house of saving.
- 42:29I shouldn't spend everything that comes in.
- 42:31So if I'm giving God a 10th, I should probably save a 10th, right?
- 42:34If I'm giving God a 10th, I should probably save a 10th.
- 42:37I have to develop that practice.
- 42:38I also should make sure that I have an account of where this money is going.
- 42:44I seen a commercial the other day, I think it was on, I forget the name of the company, but it was talking about subscriptions.
- 42:50it was trying to be fun, it was a joke.
- 42:52But I thought about it when it comes to stewardship because the guy said, well, how many, how many subscriptions do you have?
- 42:57If you're wrong, we're going to let this crocodile in the water with you or something like that.
- 43:01He's only got three subscriptions and he said, no, I put all your information in this, this tool and you have 13 subscriptions and let the alligator go.
- 43:08But what that speaks to is that there's so much waste going out that we don't even realize that we're wasting more money than we are actually saving.
- 43:18We're wasting more money than we're actually being more purposeful about.
- 43:21And so we have to have the correct disciplines in place to understand where's all this money going to?
- 43:27Because if I don't even know where the money's going to, then how do I know if I'm being a good steward over it?
- 43:32And I think, so I got some more, but I'm gonna leave it right there.
- 43:36If I don't know where I'm going, what I'm doing with it, then how do I know if I'm being a good steward over
- 43:40Yeah.
- 43:41Um, I'm going to touch on a couple of things there.
- 43:43Um, it's, it's a whole business concept too.
- 43:46It's like, you can't hit a target.
- 43:48You don't know.
- 43:49You can't, you can't aim at a target you don't see, right?
- 43:51Um, there, there's so many things.
- 43:54If what you talked about as far as where you're, where you want your legacy to end up.
- 43:59If you don't know that it's going to be hard to hit that target because you're going to be wondering aiming aimlessly at, at something out there in the distance.
- 44:06Um, really, really good.
- 44:08Um,
- 44:10man, I think I lost my train.
- 44:12tithing.
- 44:12Let me touch on that because I think it's I am totally agreement with you.
- 44:16And there's been moments in my life where I've tied and I have I just speak from experience, right?
- 44:22When I've been obedient and tithe.
- 44:26It's always come out in my favor, right?
- 44:28ah It's not like you're going to win the lottery the next day.
- 44:33It's tithing is not going to do that for you.
- 44:36But what tithing does is it gives you that perspective that it's not yours.
- 44:39It is.
- 44:40Yes.
- 44:41And we ties when we had nothing like my family we ties when we had nothing just I guess I think maybe subconsciously we're daring we're Challenging God, right God.
- 44:53We don't got nothing.
- 44:53We're gonna give it to you um And it was amazing what happened after that
- 44:59Yeah, trusting him with it.
- 45:00I I look at it like he's the one that gives us the ability to go and create wealth.
- 45:06He provides that for us.
- 45:07think it's really, really interesting because some of the discord, I'm not going to bore you with all this, but some of the conversations I get with people is always when you look
- 45:14in the Bible, you know, they're talking about, you know, see not Caesar, but food and grain and cattle.
- 45:19I said, but that's what they that's what they were doing.
- 45:22That was their business.
- 45:23That was their labor.
- 45:24That is what they were doing.
- 45:26I don't see you bringing that to the church either.
- 45:28So whatever your labor produces, God provides you the ability, the gifting to be in your right state of mind, the health, the opportunities to go and do that.
- 45:39We should honor him by saying here to the work.
- 45:42Don't worry about who, you know, don't worry about everything else.
- 45:45You do it in faith.
- 45:46God, I give back to the work because you've blessed me to be able to go out and provide for my family.
- 45:51So I give back towards the work that's going forth in your name.
- 45:55Yeah, yeah, that's awesome.
- 45:57Let's touch a little bit more on purpose.
- 45:59oh What advice do you have for someone that's kind of struggling with their purpose right now?
- 46:05That's so funny.
- 46:06We had a Bible study on Wednesday.
- 46:07This was the topic because it's on my John the Baptist.
- 46:10So the first thing I would encourage you to do is to know that you do have a purpose.
- 46:14Some individuals who struggle with it, one of the biggest things they struggle with is their belief that they don't have a purpose.
- 46:20They feel inadequate.
- 46:22Their life's experiences has told them that they're worthless.
- 46:26People have probably also told them that, you're never going to be nothing.
- 46:29And so they have this belief that I don't have a purpose.
- 46:32I'm just existing until I die.
- 46:34So the first thing I would encourage you is that you do have a purpose.
- 46:37You were made on purpose.
- 46:38God created you on purpose.
- 46:41are his workmanship, his handiwork, his masterpiece.
- 46:45And God does not create John.
- 46:46So the first thing I would encourage you and challenge you is to know that you do have a purpose, that God knew exactly what he needed to have done in the earth.
- 46:54That's why he created you.
- 46:55His wisdom is far beyond us.
- 46:58He said, listen, this is going to be something that's going on in this generation.
- 47:01I'm going to create John, Sue, Joe, whomever.
- 47:04I'm I'm a create them this height, this weight, well, weight can be determined about what we eat too.
- 47:10We'll talk about that later.
- 47:10This height, this, this in this community with this family at this day and age, because I put something inside of them that the earth needs to have on purpose.
- 47:21So you have a purpose.
- 47:22Don't believe that you don't have a purpose.
- 47:24Secondly, what I would encourage you to do is to be very prayerful.
- 47:27Look in the word.
- 47:29just, again, we just had this conversation.
- 47:30We call have something that's called a biblical mandate.
- 47:33And so biblical mandate simply means that I'm reading the word of God and something in the word speaks to me that I can relate to.
- 47:41Some of us say that we see how the the the seven that was chosen was serving when the apostles were teaching and that speaks to them because that's what's on their heart.
- 47:49Some say, well, you know, I see how when the prophets went out and shared and declared things openly, that speaks to them.
- 47:55Some of them, when they read Solomon, they see how he was a businessman and wise.
- 47:58That speaks to them.
- 47:59your biblical mandate or the thing that speaks to you or you feel like you can relate to closely in the word could be a key indication that that's what God has put in your heart.
- 48:07And so maybe that's your purpose is tied to something like that.
- 48:10Also, if something bothers you, something may bother you that don't bother me.
- 48:15And it's not because I'm good and you're bad or you're bad and I'm good.
- 48:19It's just simply maybe that's the thing that God has put you in this earth to address.
- 48:23I was walking in the church parking lot with one of my friends and we were walking together and he said, man, I'm so tired of people walking past trash and not picking it
- 48:30up.
- 48:30I didn't even see the trash.
- 48:31It was not even on my radar.
- 48:33And so I said, well, where's the trash at?
- 48:34He says back there.
- 48:35I said, well, why you didn't pick it up?
- 48:37And so he kind of said, maybe you saw it because you should have picked it up.
- 48:42So sometimes when things are bothering you,
- 48:44It could very well be because that's tied to your purpose.
- 48:47Maybe that's why God purpose to place you here on the earth to have an answer to that issue.
- 48:51And then also look at your skills, the things that you just naturally do that other people don't do.
- 48:56You may be a good speaker, you may be a good listener, you may be a good singer, you may be a good athlete, you may be a good fill in the blank.
- 49:02Whatever your skill, now skills and gifting totally different, this is for different podcasts, but whatever skills you have.
- 49:09Maybe those are tied to why God created you on purpose and what you're supposed to do when it comes to your purpose.
- 49:15so believe you have it, understand that God placed you here on purpose.
- 49:19Make sure you're very prayerful.
- 49:20Get connected with the Father who created you.
- 49:22Get into His Word so you can see what your biblical mandate is.
- 49:25And then look at your experience.
- 49:26What do you do easily?
- 49:27What do you do naturally?
- 49:28What do you enjoy doing?
- 49:29And then what do you, what annoys you?
- 49:31What bothers you?
- 49:32I that's probably been a lot of, I'm sorry.
- 49:34No, no, no, that's all good.
- 49:35The only little thing that I feel like I can add to it is being obedient when God tells you something, right?
- 49:42In that whole thing, because God often wants us to do things to make us uncomfortable in our purpose, right?
- 49:48ah And that's how we grow.
- 49:51That's the growers.
- 49:51We about to say the same thing.
- 49:52Yeah, that's the growers.
- 49:54Yep.
- 49:55So that's awesome.
- 49:57um One, just because it's still lingering in my head, I'm going to kind of go back a little bit because you were talking about how uh people spend money and they often don't
- 50:09know what they're spending money on.
- 50:10Right.
- 50:11My point being is you probably have money to invest.
- 50:14You just don't know it because you're spending money on things that could be better allocated somewhere else.
- 50:21So.
- 50:22getting with someone like Antoine and having him look at how you're spending your money, he could probably find ways, even if you're under that $100,000 mark a year, of finding
- 50:31ways that you can help, that you could start investing and making money rather than spending it all.
- 50:38100%.
- 50:38So let me add on to that.
- 50:39So let me be very clear.
- 50:41Many of our clients are under a hundred thousand.
- 50:43We kind of specialize in what is called the middle class because the middle class don't have the information.
- 50:48And so because the middle class does not have the information, they believe that it's not attainable for them.
- 50:53So they don't believe that it's even possible for them to do.
- 50:55So we specialize in the middle-class and we show them things like, no, you can do this.
- 51:00You don't have to have $250,000.
- 51:02You don't have to have $100,000.
- 51:03You don't even have to have $50,000 sitting back waiting.
- 51:05You just have to have a willingness to be able to learn information and then execute it.
- 51:10And not only that, I would like to change the word.
- 51:13You're probably investing in something that you need to be, that you said it, reallocate your investments to something else.
- 51:18You're probably investing into
- 51:21high blood pressure, sugar diabetes, you're probably investing into some bad habits, you're probably investing into this and that, when you can just take that money that
- 51:29you're putting over there and let's reallocate it to something that's going to benefit you and your family for generations to come.
- 51:34Because what I have discovered is when I sit down with people and what we know is people are going to be honest right at first.
- 51:40They're just not.
- 51:41When it comes to their money, they're going to overcompensate how much they make.
- 51:45and they're going to undercompensate how much they waste.
- 51:48But when we sit down and we do what we call this a personal financial review, we are able to hit some points.
- 51:53And I always see the light bulb come on.
- 51:56But dang, you know what?
- 51:57I do waste money over here.
- 51:59And a lot of people waste money and they don't even know, they can't even remember.
- 52:04Like I said, with a family and they were going, they wasn't showing me their banking statement, but they were going down to bank statement because we were doing the PFR.
- 52:11And the husband was like,
- 52:13I don't even remember what we spent this $500 on.
- 52:16They had the store and everything.
- 52:19He couldn't even remember what that $500 went for.
- 52:25And to that, he said, you know what?
- 52:27We have not been in good stores.
- 52:29If I can't even account, I'm looking at the bank account, I'm looking at the statement.
- 52:33I see it was spent at this store and I can't even tell you what that money was spent on.
- 52:39That's $500 that just went out the window.
- 52:41And so...
- 52:42Again, if I go back to having an account of it, if I start taking notes or being intentional about seeing those things that I'm spending, then I will see that I have more
- 52:53that I can put in a different place.
- 52:55And know this to be true.
- 52:57Satan does want to come still, killed and destroyed.
- 53:00And if he can steal your resources, if he can steal your finances, he knows he can disrupt our faith in believing that God is Jehovah-Jarrah, the God that provides.
- 53:09Because if I can steal your resources away,
- 53:12You go, you're not gonna believe that God is gonna provide for you because you haven't experienced it in your life because I'm stealing this stuff when you're not even paying
- 53:18attention.
- 53:19And now he disrupts the faith when it comes to finances and stewardship and things of that nature.
- 53:24And then how do I believe that I'm gonna be the head and not the tail?
- 53:27How do I believe that I'm gonna be the lender and not the borrower?
- 53:29How do I believe those things if I don't experience those things and I have a misbelief that I'll never be able to attain it because I haven't been a good steward?
- 53:38over what God has already given me.
- 53:39The Bible tells us this, that he said, I will provide seed for the sower.
- 53:43That means my heart has to be, as a sower, I know where I'm planting my seed.
- 53:47have an understanding, I'm taking care of those seeds, but that's a heart issue.
- 53:51And so he provides seeds to those who have the heart to sow.
- 53:55And some of us will tell the people, say, well, I'll wait that when God gives it to me, then I'll sow.
- 53:59He's not gonna give it to you because he knows your heart.
- 54:02Mm-mm.
- 54:02Mm-hmm.
- 54:03Man.
- 54:04So, so good.
- 54:05Thank you, Antoine.
- 54:07This has been awesome.
- 54:08We may have to have second episode, because we alluded to some stuff that we could probably talk more about for sure.
- 54:15Tell us where, tell the audience where they can find out more about you and check out what you have to offer.
- 54:21Yeah, so I think I provided you with some links and some some Kennedy links.
- 54:25So I'm sure the Dutt is going to make that available.
- 54:27You can hop on my link.
- 54:29We are all in my consultation.
- 54:31All my conversations.
- 54:31They are free.
- 54:32What would you mean it's free?
- 54:33No, it's free because we want to get the information out.
- 54:35We want to teach you want to educate you.
- 54:37Once you do that, if you make a decision, we can give you in the right direction.
- 54:40So if you want to connect with me, you can do that.
- 54:42um Obviously, I'm here on TikTok.
- 54:44I do post videos from here and there, just kind of give me some insights, some understanding on some of these tools that we're talking about.
- 54:50If you're here locally in Phoenix, Arizona, we're going to have some events upcoming.
- 54:53Again, all our workshops and stuff are free so that people can come and get the information.
- 54:57We want to build relationship with you.
- 54:58We want to show you these things that we're talking about.
- 55:00We want to show you how it applies to your life.
- 55:03For those that even are in close to retirement age, I've been able, this last week I probably helped about four different families that are surrounding their retirement age.
- 55:11putting their finances in a place where it's protected and they get what is called lifetime income.
- 55:16And so you can always hop on my calendar if you have questions, if you want to get more information about more stuff that we do, if you want to learn more about those three rules
- 55:23of money, hop on my calendar.
- 55:25I can give you a 30 or even a 45 minute session.
- 55:28We'll go over as much as we can in that timeframe.
- 55:31And then you drive the car after that.
- 55:33Once you understand it, once you see or hear what we say, then you let us know how we can support you.
- 55:37Because that's the thing.
- 55:38We believe we take care of God's people, God gonna take care of us.
- 55:42Yeah, I love that.
- 55:44uh yes, we will put the links if you're watching this uh on YouTube or wherever you're watching this video, it'll probably either be in the description or in the comments, links
- 55:54to connect with Anthony if you're listening to this on Spotify or...
- 56:00Yeah, so uh connect with him and also social media.
- 56:04We'll have some of the social media links below.
- 56:07We'll have all the links that you could possibly...
- 56:10Reach out to Anthony with and yes, we have one last question Antoine about uh Before we let any person go because I don't want to leave any wisdom under a rock, right?
- 56:23So What parting words of wisdom might you have just off the top of your head for any buddy watching or listening?
- 56:31So for the entrepreneur, this a believer, for the kingdom minded entrepreneur, I want to encourage you to know that God has placed that on your heart for a reason.
- 56:40I believe that if we are...
- 56:42moving our God given calling from an entrepreneur standpoint, create opportunities for people to come to live their life from the standpoint of working and learning and their
- 56:51careers that we will be able to impact so many more lives than just going to church on Sundays and Wednesdays for Bible study.
- 56:58So if you're a Christian entrepreneur, if you're a kingdom minded entrepreneur, be encouraged, make sure you continue to move in faith.
- 57:04Even when the bank account says zero and the customers are not knocking at the door, keep moving in faith because the industry, whatever industry that you're in, my mentor tells me
- 57:12all the time.
- 57:13It's going to test you before it bless you.
- 57:15The enemy is not just going to release what he is holding that has your name on it.
- 57:20When the children of Israel left Egypt and went through the wilderness, when they got to the promised land, there was still someone there occupying their territory that they had
- 57:27to go in and fight.
- 57:29God opened up the door, but the Bible said that they had to go straight in, meaning on their path, their line, their calling, if I can say it, and fight the enemy that was in
- 57:38their territory.
- 57:39So for all my kingdom-minded
- 57:41Entrepreneurs know that God has an assignment, he has a territory, and that you will be equipped to be able to conquer every territory that he has.
- 57:48For all the believers that are on here and non-believers as such, we have to be good stewards of what God has given us.
- 57:53And so my heart is to make sure that you understand what are those financial principles so that you can be the head and not the tail, so that you can be the lender and not the
- 58:02borrower.
- 58:02We don't believe in just the manifestation because you thought it and because you spoke it.
- 58:06It requires obedience.
- 58:08It requires...
- 58:09discipline and it requires the understanding to know that God said, not Antoine, not Doug, God said that you do the head and not the tail, that you're the lender and not the
- 58:18borrower.
- 58:18And so he's given us the ability to create wealth and we just have to step into it.
- 58:23Man, that was so good, so good.
- 58:24So thank you everyone and thank you Antoine.
- 58:27And until next time entrepreneurs, keep moving forward.
- 58:30Amen.