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Am I Truly Embracing My Lifelong Financial Journey? · Becoming Financially Confident

• 0:37
  I
• 0:38
  usually
• 0:38
  start
• 0:38
  every
• 0:38
  show
• 0:39
  with
• 0:39
  a
• 0:39
  teaser,
• 0:39
  but
• 0:40
  today
• 0:40
  I'm
• 0:40
  going
• 0:40
  to
• 0:40
  just
• 0:40
  simply
• 0:41
  ask
• 0:41
  a
• 0:41
  question
• 0:42
  and
• 0:43
  that's
• 0:43
  what
• 0:43
  we're
• 0:43
  going
• 0:43
  to
• 0:43
  embrace
• 0:44
  on
• 0:44
  today's
• 0:44
  show.
• 0:44
  And
• 0:45
  here's
• 0:45
  the
• 0:45
  question
• 0:45
  for
• 0:45
  today.
• 0:46
  Am
• 0:47
  I
• 0:47
  truly
• 0:47
  embracing
• 0:48
  my
• 0:48
  lifelong
• 0:49
  financial
• 0:49
  journey?
• 0:51
  I
• 0:51
  just
• 0:51
  want
• 0:51
  you
• 0:51
  to
• 0:51
  think
• 0:52
  about
• 0:52
  that
• 0:52
  for
• 0:52
  just
• 0:52
  a
• 0:53
  minute
• 0:53
  that
• 0:53
  we're
• 0:53
  going
• 0:53
  to
• 0:53
  launch
• 0:54
  in
• 0:54
  this
• 0:54
  show.
• 0:54
  But
• 0:54
  today
• 0:54
  this
• 0:55
  is
• 0:55
  what
• 0:55
  I'm
• 0:55
  going
• 0:55
  to
• 0:55
  talk
• 0:55
  about.
• 0:56
  Ask
• 0:56
  yourself
• 0:57
  this
• 0:57
  very
• 0:58
  difficult
• 0:58
  question.
• 0:59
  Am
• 1:00
  I
• 1:00
  truly
• 1:00
  embracing
• 1:01
  my
• 1:02
  lifelong
• 1:02
  financial
• 1:03
  journey?
• 1:03
  Well,
• 1:03
  join
• 1:03
  me
• 1:04
  on
• 1:04
  the
• 1:04
  show
• 1:04
  today
• 1:04
  and
• 1:05
  I'm
• 1:05
  going
• 1:05
  to
• 1:05
  tell
• 1:05
  you
• 1:05
  how
• 1:06
  you
• 1:06
  can
• 1:06
  do
• 1:06
  just
• 1:06
  that.
• 1:08
  This
• 1:08
  is
• 1:08
  Financially
• 1:09
  Confident,
• 1:10
  your
• 1:10
  daily
• 1:11
  dose
• 1:11
  of
• 1:11
  gospel,
• 1:12
  grounded
• 1:12
  insight
• 1:12
  and
• 1:13
  faith
• 1:13
  driven
• 1:13
  tips
• 1:14
  to
• 1:14
  help
• 1:14
  you
• 1:14
  break
• 1:15
  the
• 1:15
  cycle
• 1:15
  of
• 1:15
  financial
• 1:16
  shame
• 1:16
  with
• 1:16
  confidence.
• 1:19
  Hey
• 1:19
  there.
• 1:19
  Welcome
• 1:20
  to
• 1:20
  the
• 1:20
  show.
• 1:20
  I'm
• 1:21
  Ralph.
• 1:21
  I
• 1:21
  just
• 1:21
  want
• 1:21
  to
• 1:21
  thank
• 1:22
  you
• 1:22
  again
• 1:22
  for
• 1:22
  joining
• 1:23
  me.
• 1:23
  If
• 1:23
  you've
• 1:23
  been
• 1:24
  with
• 1:24
  me
• 1:24
  on
• 1:24
  the
• 1:25
  last
• 1:25
  30
• 1:25
  days,
• 1:25
  we
• 1:26
  have
• 1:26
  really
• 1:26
  gotten
• 1:27
  into
• 1:27
  a
• 1:27
  great
• 1:27
  series
• 1:28
  and
• 1:28
  tomorrow
• 1:29
  we're
• 1:29
  going
• 1:29
  to
• 1:29
  be
• 1:29
  launching
• 1:29
  a
• 1:30
  new
• 1:30
  series.
• 1:31
  But
• 1:31
  this
• 1:31
  is
• 1:31
  the
• 1:31
  show
• 1:32
  called
• 1:32
  Financially
• 1:33
  Confident
• 1:33
  Christian
• 1:34
  where
• 1:34
  we
• 1:34
  answer
• 1:34
  that
• 1:35
  question,
• 1:36
  how
• 1:36
  can
• 1:36
  I
• 1:36
  become
• 1:37
  a
• 1:37
  financially
• 1:38
  confident
• 1:38
  Christian?
• 1:39
  Now,
• 1:39
  if
• 1:39
  you
• 1:39
  missed
• 1:40
  yesterday's
• 1:40
  show,
• 1:40
  we
• 1:40
  started
• 1:41
  thinking
• 1:41
  about
• 1:41
  year
• 1:42
  end
• 1:42
  finances.
• 1:42
  You're
• 1:43
  thinking,
• 1:43
  ralph,
• 1:43
  it's
• 1:44
  August,
• 1:44
  what
• 1:45
  are
• 1:45
  you
• 1:45
  doing?
• 1:45
  Yes,
• 1:46
  but
• 1:46
  we
• 1:46
  talked
• 1:47
  about
• 1:47
  planting
• 1:47
  seeds
• 1:48
  so
• 1:48
  that
• 1:48
  by
• 1:48
  the
• 1:49
  time
• 1:49
  we
• 1:49
  get
• 1:49
  to
• 1:49
  the
• 1:49
  end
• 1:50
  of
• 1:50
  the
• 1:50
  year
• 1:50
  those
• 1:51
  things
• 1:51
  have
• 1:51
  blossomed.
• 1:52
  We
• 1:52
  are
• 1:52
  really
• 1:53
  rooting
• 1:53
  ourselves
• 1:54
  strong
• 1:54
  in
• 1:54
  our
• 1:54
  faith.
• 1:55
  So
• 1:55
  if
• 1:55
  you
• 1:55
  missed
• 1:56
  it,
• 1:56
  I'm
• 1:56
  going
• 1:56
  to
• 1:56
  encourage
• 1:57
  you
• 1:57
  to
• 1:57
  check
• 1:57
  it
• 1:57
  out.
• 1:57
  You
• 1:57
  can
• 1:58
  catch
• 1:58
  all
• 1:58
  of
• 1:58
  our
• 1:58
  episodes
• 1:59
  atfinanciallyconfidentchristian.com
• 2:02
  but
• 2:03
  today's
• 2:03
  sort
• 2:03
  of
• 2:03
  a
• 2:03
  journey
• 2:04
  ending
• 2:05
  point.
• 2:05
  We're
• 2:05
  wrapping
• 2:06
  up
• 2:06
  a
• 2:06
  30
• 2:06
  day
• 2:07
  episode
• 2:07
  journey
• 2:08
  by
• 2:08
  asking
• 2:08
  that
• 2:09
  deep
• 2:09
  question
• 2:09
  I
• 2:09
  started
• 2:10
  with.
• 2:11
  And
• 2:11
  I'm
• 2:11
  going
• 2:11
  to
• 2:11
  go
• 2:12
  a
• 2:12
  little
• 2:12
  deeper
• 2:12
  even
• 2:12
  right
• 2:13
  now.
• 2:13
  Ask
• 2:14
  yourself,
• 2:14
  this
• 2:16
  is
• 2:16
  financial
• 2:16
  Peace
• 2:17
  a
• 2:17
  finish
• 2:17
  line?
• 2:19
  So
• 2:19
  many
• 2:19
  people
• 2:19
  think,
• 2:20
  hey,
• 2:20
  Ralph,
• 2:20
  I'll
• 2:20
  listen
• 2:20
  to
• 2:21
  your
• 2:21
  show
• 2:21
  for
• 2:21
  a
• 2:21
  couple
• 2:22
  days.
• 2:22
  I'll
• 2:22
  listen
• 2:22
  to
• 2:22
  a
• 2:23
  week.
• 2:23
  I'll
• 2:23
  solve
• 2:23
  all
• 2:23
  my
• 2:24
  financial
• 2:24
  problems
• 2:24
  and
• 2:25
  I'll
• 2:25
  move
• 2:25
  on.
• 2:26
  But
• 2:26
  I'm
• 2:27
  going
• 2:27
  to
• 2:27
  encourage
• 2:27
  you,
• 2:27
  I'm
• 2:27
  going
• 2:28
  to
• 2:28
  even
• 2:28
  challenge
• 2:28
  you
• 2:28
  a
• 2:28
  little
• 2:29
  bit
• 2:29
  today.
• 2:30
  Ask
• 2:30
  yourself,
• 2:31
  is
• 2:31
  financial
• 2:32
  peace
• 2:32
  a
• 2:32
  finish
• 2:33
  line
• 2:34
  or
• 2:34
  is
• 2:34
  it
• 2:34
  a
• 2:34
  lifelong
• 2:35
  path
• 2:35
  of
• 2:35
  stewardship
• 2:36
  and
• 2:36
  growth?
• 2:38
  Well,
• 2:38
  you
• 2:39
  probably
• 2:39
  guessed
• 2:39
  that.
• 2:39
  I
• 2:40
  already
• 2:40
  have
• 2:40
  an
• 2:40
  answer
• 2:40
  that
• 2:41
  probably
• 2:41
  answers
• 2:41
  that
• 2:42
  question
• 2:42
  a
• 2:42
  little
• 2:42
  bit
• 2:42
  clearer.
• 2:44
  So
• 2:44
  here's
• 2:44
  something
• 2:44
  bold
• 2:45
  I'm
• 2:45
  going
• 2:45
  to
• 2:45
  say
• 2:45
  right
• 2:46
  now.
• 2:47
  Financial
• 2:47
  peace
• 2:48
  isn't
• 2:48
  a
• 2:48
  destination.
• 2:51
  Yeah,
• 2:51
  maybe
• 2:51
  you're
• 2:52
  disappointed
• 2:52
  by
• 2:52
  that.
• 2:52
  Maybe
• 2:53
  you're
• 2:53
  listening
• 2:53
  right
• 2:53
  now.
• 2:53
  Like
• 2:54
  Ralph,
• 2:54
  I've
• 2:55
  been
• 2:55
  really
• 2:55
  working
• 2:55
  hard
• 2:56
  at
• 2:56
  this
• 2:56
  and
• 2:57
  I
• 2:57
  want
• 2:57
  to
• 2:57
  encourage
• 2:57
  you.
• 2:57
  That's
• 2:58
  fantastic.
• 2:59
  I'm
• 2:59
  sure
• 2:59
  you're
• 3:00
  seeing
• 3:00
  benefits.
• 3:01
  I'm
• 3:01
  sure
• 3:02
  you're
• 3:02
  feeling
• 3:02
  some
• 3:03
  peace
• 3:03
  in
• 3:03
  that.
• 3:05
  But
• 3:05
  financial
• 3:05
  peace
• 3:06
  isn't
• 3:06
  a
• 3:06
  destination,
• 3:08
  it's
• 3:08
  a
• 3:09
  journey.
• 3:09
  I
• 3:09
  talk
• 3:09
  about
• 3:09
  a
• 3:10
  journey
• 3:10
  on
• 3:10
  the
• 3:10
  show
• 3:11
  and
• 3:11
  I'm
• 3:11
  going
• 3:11
  to
• 3:11
  encourage
• 3:11
  you
• 3:11
  today
• 3:12
  to
• 3:12
  really
• 3:12
  embrace
• 3:13
  this
• 3:13
  as
• 3:13
  a
• 3:14
  discipleship
• 3:14
  journey.
• 3:16
  See,
• 3:16
  when
• 3:16
  you
• 3:16
  treat
• 3:16
  money
• 3:17
  like
• 3:17
  a
• 3:17
  task
• 3:17
  to
• 3:18
  complete,
• 3:19
  like,
• 3:19
  oh,
• 3:19
  I'm
• 3:19
  going
• 3:19
  to
• 3:20
  check
• 3:20
  the
• 3:20
  boxes.
• 3:21
  My
• 3:22
  concern
• 3:22
  with
• 3:22
  that,
• 3:22
  two
• 3:23
  things
• 3:23
  can
• 3:23
  happen.
• 3:24
  You
• 3:24
  either
• 3:24
  grow
• 3:25
  complacent
• 3:25
  when
• 3:26
  things
• 3:26
  go
• 3:26
  well.
• 3:27
  Oh,
• 3:27
  things
• 3:27
  are
• 3:28
  going
• 3:28
  great.
• 3:28
  Let
• 3:28
  me
• 3:28
  check
• 3:28
  the
• 3:28
  box.
• 3:29
  Ralph,
• 3:29
  I've
• 3:29
  got
• 3:30
  this
• 3:30
  figured
• 3:30
  out.
• 3:30
  I
• 3:30
  figured
• 3:31
  out
• 3:31
  how
• 3:31
  to
• 3:31
  do
• 3:31
  it.
• 3:31
  I've
• 3:32
  solved
• 3:32
  all
• 3:32
  the
• 3:32
  financial
• 3:33
  problems
• 3:33
  for
• 3:33
  me,
• 3:34
  I'm
• 3:34
  doing
• 3:34
  fantastic.
• 3:36
  And
• 3:36
  the
• 3:37
  problem
• 3:37
  with
• 3:37
  that
• 3:37
  is
• 3:37
  it
• 3:37
  leads
• 3:37
  us
• 3:38
  complacency.
• 3:38
  And
• 3:39
  then
• 3:39
  something
• 3:39
  happens.
• 3:39
  Those
• 3:40
  unexpecteds
• 3:41
  happen
• 3:41
  in
• 3:41
  your
• 3:42
  life.
• 3:43
  So
• 3:43
  that's
• 3:43
  one
• 3:44
  ought
• 3:44
  to
• 3:44
  outcome.
• 3:46
  But
• 3:46
  if
• 3:46
  you
• 3:46
  treat
• 3:46
  money
• 3:47
  like
• 3:47
  a
• 3:47
  task
• 3:47
  to
• 3:48
  complete,
• 3:48
  it
• 3:49
  might
• 3:49
  also
• 3:49
  make
• 3:49
  you
• 3:49
  just
• 3:50
  give
• 3:50
  up
• 3:50
  when
• 3:50
  you
• 3:50
  hit
• 3:50
  that
• 3:51
  setback.
• 3:51
  And
• 3:51
  let
• 3:51
  me
• 3:51
  just
• 3:52
  tell
• 3:52
  you
• 3:52
  something
• 3:52
  right
• 3:52
  now.
• 3:53
  You
• 3:53
  could
• 3:54
  do
• 3:54
  great
• 3:54
  for
• 3:54
  months
• 3:55
  and
• 3:55
  years
• 3:55
  and
• 3:56
  all
• 3:56
  those
• 3:56
  sort
• 3:56
  of
• 3:56
  things,
• 3:57
  but
• 3:58
  we're
• 3:58
  all
• 3:58
  going
• 3:59
  to
• 3:59
  find
• 3:59
  ourselves
• 3:59
  in
• 4:00
  financial
• 4:01
  setbacks
• 4:01
  from
• 4:02
  time
• 4:02
  to
• 4:02
  time.
• 4:03
  So
• 4:03
  I
• 4:04
  just
• 4:04
  want
• 4:04
  to
• 4:04
  encourage
• 4:04
  you
• 4:04
  right
• 4:05
  now,
• 4:05
  that
• 4:05
  mindset
• 4:06
  of
• 4:06
  money
• 4:07
  being
• 4:07
  a
• 4:07
  task
• 4:08
  will
• 4:08
  kill
• 4:09
  your
• 4:09
  progress.
• 4:11
  Because
• 4:11
  here's
• 4:12
  a
• 4:12
  truth,
• 4:12
  and
• 4:12
  you
• 4:12
  might
• 4:12
  want
• 4:13
  to
• 4:13
  write
• 4:13
  this
• 4:13
  down
• 4:13
  because
• 4:14
  I
• 4:14
  feel
• 4:14
  like
• 4:15
  the
• 4:15
  Lord
• 4:15
  has
• 4:15
  spoken
• 4:16
  to
• 4:16
  me
• 4:16
  today
• 4:16
  and
• 4:16
  said,
• 4:16
  ralph,
• 4:17
  really
• 4:17
  stress
• 4:17
  this
• 4:17
  in
• 4:18
  your
• 4:18
  show
• 4:18
  today.
• 4:20
  So
• 4:20
  I
• 4:20
  really
• 4:20
  want
• 4:20
  you
• 4:20
  to
• 4:21
  embrace
• 4:21
  this.
• 4:22
  Financial
• 4:23
  stewardship
• 4:24
  is
• 4:24
  never
• 4:24
  done.
• 4:26
  It's
• 4:26
  just
• 4:26
  not.
• 4:27
  You
• 4:28
  don't
• 4:28
  put
• 4:28
  it
• 4:28
  in
• 4:28
  the
• 4:28
  oven,
• 4:28
  it's
• 4:29
  baked.
• 4:29
  Hey,
• 4:29
  it's
• 4:29
  done.
• 4:29
  Let's
• 4:29
  take
• 4:30
  it
• 4:30
  out
• 4:30
  and
• 4:30
  eat.
• 4:30
  It
• 4:30
  doesn't
• 4:31
  work
• 4:31
  that
• 4:31
  way.
• 4:32
  Financial
• 4:33
  stewardship
• 4:34
  is
• 4:34
  never
• 4:35
  done.
• 4:35
  It's
• 4:36
  a
• 4:36
  lifelong
• 4:36
  walk
• 4:37
  of
• 4:37
  wisdom.
• 4:38
  It's
• 4:38
  a
• 4:38
  lifelong
• 4:39
  walk
• 4:39
  of
• 4:39
  grace.
• 4:40
  And
• 4:41
  here's
• 4:41
  the
• 4:41
  best
• 4:42
  part.
• 4:43
  It's
• 4:43
  a
• 4:44
  lifelong
• 4:44
  walk
• 4:44
  of
• 4:45
  growth.
• 4:47
  Well,
• 4:47
  let's
• 4:47
  get
• 4:47
  right
• 4:47
  into
• 4:48
  the
• 4:48
  scripture
• 4:48
  that
• 4:49
  reinforces
• 4:49
  exactly
• 4:50
  what
• 4:50
  I'm
• 4:50
  talking
• 4:51
  about
• 4:51
  here.
• 4:51
  Let's
• 4:51
  look
• 4:51
  at
• 4:51
  the
• 4:52
  book
• 4:52
  of
• 4:52
  Philippians.
• 4:53
  This
• 4:53
  is
• 4:53
  from
• 4:53
  chapter
• 4:54
  one,
• 4:54
  verse
• 4:54
  six.
• 4:55
  And
• 4:55
  it
• 4:56
  says
• 4:56
  this
• 4:56
  again,
• 4:56
  Philippians
• 4:57
  1:6.
• 4:58
  He
• 4:59
  who
• 4:59
  began
• 4:59
  a
• 4:59
  good
• 5:00
  work
• 5:00
  in
• 5:00
  you
• 5:00
  will
• 5:01
  carry
• 5:01
  it
• 5:01
  on
• 5:01
  to
• 5:02
  completion.
• 5:03
  Think
• 5:03
  about
• 5:03
  that
• 5:04
  for
• 5:04
  a
• 5:04
  second.
• 5:05
  Began
• 5:05
  a
• 5:06
  good
• 5:06
  work,
• 5:07
  will
• 5:07
  carry
• 5:08
  it
• 5:08
  on
• 5:08
  to
• 5:08
  completion.
• 5:09
  Now
• 5:09
  I'm
• 5:09
  going
• 5:09
  to
• 5:10
  challenge
• 5:10
  scripture
• 5:10
  a
• 5:10
  little
• 5:11
  bit
• 5:11
  now.
• 5:11
  Don't
• 5:11
  get
• 5:11
  the
• 5:11
  wrong
• 5:12
  idea.
• 5:12
  We're
• 5:13
  going
• 5:13
  to
• 5:13
  take
• 5:13
  it
• 5:13
  a
• 5:13
  little
• 5:13
  deeper
• 5:14
  today.
• 5:14
  I
• 5:15
  just
• 5:15
  want
• 5:15
  to
• 5:15
  focus
• 5:15
  on
• 5:16
  begin
• 5:16
  a
• 5:16
  good
• 5:17
  work.
• 5:18
  There
• 5:18
  will
• 5:19
  be
• 5:19
  a
• 5:19
  completion
• 5:19
  point
• 5:20
  when
• 5:20
  you
• 5:20
  get
• 5:20
  to
• 5:20
  the
• 5:21
  end
• 5:21
  of
• 5:21
  your
• 5:21
  life
• 5:22
  and
• 5:22
  you're
• 5:23
  standing
• 5:23
  there
• 5:23
  before
• 5:24
  Christ
• 5:24
  himself.
• 5:26
  Just
• 5:26
  think
• 5:26
  about
• 5:27
  how
• 5:27
  wonderful
• 5:27
  it's
• 5:27
  going
• 5:28
  to
• 5:28
  be
• 5:28
  when
• 5:28
  he
• 5:28
  says
• 5:28
  to
• 5:29
  you,
• 5:29
  well
• 5:29
  done,
• 5:30
  good
• 5:30
  and
• 5:30
  faithful
• 5:31
  servant.
• 5:32
  You've
• 5:32
  run
• 5:33
  the
• 5:33
  race.
• 5:33
  Well,
• 5:34
  let's
• 5:34
  look
• 5:34
  at
• 5:34
  the
• 5:34
  Book
• 5:34
  of
• 5:35
  Proverbs,
• 5:35
  chapter
• 5:36
  4,
• 5:36
  verse
• 5:36
  18
• 5:37
  says
• 5:37
  this.
• 5:39
  The
• 5:39
  path
• 5:39
  of
• 5:39
  the
• 5:39
  righteous
• 5:41
  is
• 5:41
  like
• 5:41
  the
• 5:41
  morning
• 5:42
  sun,
• 5:43
  shining
• 5:44
  ever
• 5:44
  brighter.
• 5:47
  So
• 5:47
  I
• 5:47
  just
• 5:47
  want
• 5:47
  you
• 5:47
  to
• 5:48
  be
• 5:48
  encouraged
• 5:48
  that
• 5:49
  I
• 5:49
  want
• 5:49
  you
• 5:49
  to
• 5:49
  have
• 5:49
  hope.
• 5:50
  God's
• 5:51
  not
• 5:51
  finished
• 5:51
  with
• 5:51
  your
• 5:52
  finances
• 5:53
  and
• 5:54
  your
• 5:54
  job.
• 5:55
  This
• 5:55
  is
• 5:55
  your
• 5:55
  job.
• 5:56
  This
• 5:56
  is
• 5:56
  where
• 5:56
  the
• 5:56
  rubber
• 5:57
  meets
• 5:57
  the
• 5:57
  road.
• 5:57
  Your
• 5:58
  job
• 5:58
  is
• 5:58
  to
• 5:58
  stay
• 5:59
  faithful
• 5:59
  in
• 5:59
  every
• 6:00
  season.
• 6:01
  Listen,
• 6:02
  I've
• 6:02
  been
• 6:02
  where
• 6:03
  you
• 6:03
  are.
• 6:04
  Sometimes
• 6:05
  it's
• 6:05
  hard.
• 6:05
  We
• 6:05
  have
• 6:05
  setbacks
• 6:06
  in
• 6:06
  life.
• 6:07
  It's
• 6:07
  difficult
• 6:08
  to
• 6:08
  be
• 6:08
  faithful
• 6:09
  in
• 6:09
  every
• 6:09
  season.
• 6:09
  So
• 6:09
  I
• 6:09
  just
• 6:10
  want
• 6:10
  to
• 6:10
  give
• 6:10
  you
• 6:10
  some
• 6:11
  ideas
• 6:11
  today,
• 6:11
  some
• 6:12
  action
• 6:12
  steps
• 6:13
  to
• 6:13
  help
• 6:13
  you
• 6:14
  stay
• 6:14
  there
• 6:14
  and
• 6:14
  stay
• 6:15
  committed
• 6:15
  and
• 6:16
  not
• 6:16
  fall
• 6:16
  into
• 6:17
  that
• 6:17
  giving
• 6:17
  up
• 6:18
  or
• 6:18
  fall
• 6:18
  into
• 6:18
  that
• 6:19
  complacency.
• 6:20
  I
• 6:20
  just
• 6:20
  want
• 6:20
  you
• 6:20
  to
• 6:21
  take
• 6:21
  10
• 6:21
  minutes
• 6:21
  today.
• 6:22
  I
• 6:22
  want
• 6:22
  you
• 6:22
  to
• 6:22
  do
• 6:22
  it
• 6:23
  today,
• 6:23
  right
• 6:23
  when
• 6:23
  you're
• 6:23
  done
• 6:23
  listening
• 6:24
  to
• 6:24
  this
• 6:24
  show,
• 6:25
  just
• 6:25
  take
• 6:25
  10
• 6:25
  minutes
• 6:26
  or
• 6:26
  find
• 6:26
  10
• 6:26
  minutes
• 6:27
  later
• 6:27
  today.
• 6:28
  And
• 6:28
  I
• 6:28
  want
• 6:28
  you
• 6:28
  to
• 6:29
  reflect
• 6:29
  and,
• 6:29
  and
• 6:30
  I
• 6:30
  want
• 6:30
  you
• 6:30
  to
• 6:30
  recommit
• 6:30
  because
• 6:31
  that's
• 6:31
  really
• 6:31
  what
• 6:31
  it
• 6:31
  takes.
• 6:32
  It's
• 6:32
  a
• 6:32
  daily
• 6:33
  decision
• 6:33
  to
• 6:34
  reflect
• 6:34
  on
• 6:34
  things
• 6:34
  and
• 6:35
  then
• 6:35
  recommit.
• 6:36
  Just.
• 6:36
  I
• 6:36
  want
• 6:36
  you
• 6:36
  to
• 6:37
  think
• 6:37
  about
• 6:37
  and
• 6:37
  celebrate
• 6:38
  just
• 6:38
  one
• 6:38
  specific
• 6:39
  win
• 6:39
  from
• 6:39
  the
• 6:40
  past
• 6:40
  month.
• 6:41
  If
• 6:41
  you
• 6:41
  haven't
• 6:42
  listened
• 6:42
  to
• 6:42
  the
• 6:42
  past
• 6:42
  30
• 6:43
  days,
• 6:43
  I'm
• 6:43
  going
• 6:43
  to
• 6:43
  encourage
• 6:43
  you.
• 6:44
  You
• 6:44
  can
• 6:44
  go
• 6:44
  binge,
• 6:45
  listen
• 6:45
  to
• 6:45
  those.
• 6:45
  I
• 6:45
  have
• 6:45
  many
• 6:46
  clients
• 6:46
  and
• 6:46
  many
• 6:47
  listeners
• 6:47
  that
• 6:47
  come
• 6:47
  to
• 6:47
  me.
• 6:47
  They
• 6:48
  say,
• 6:48
  ralph
• 6:48
  Van,
• 6:48
  you
• 6:48
  know
• 6:48
  what
• 6:49
  I
• 6:49
  do?
• 6:49
  I
• 6:49
  get
• 6:49
  your
• 6:49
  podcast.
• 6:50
  They're
• 6:50
  too
• 6:50
  long,
• 6:51
  so
• 6:51
  I
• 6:51
  just
• 6:51
  binge
• 6:52
  them.
• 6:52
  I
• 6:52
  might
• 6:52
  listen
• 6:52
  to
• 6:53
  all
• 6:53
  30
• 6:53
  of
• 6:54
  them
• 6:54
  in
• 6:54
  the
• 6:54
  series
• 6:54
  in
• 6:55
  one
• 6:55
  weekend.
• 6:56
  Well,
• 6:56
  go
• 6:56
  and
• 6:56
  do
• 6:56
  that
• 6:57
  and
• 6:57
  then
• 6:57
  find
• 6:58
  one
• 6:58
  specific
• 6:58
  win
• 6:59
  from
• 6:59
  the
• 6:59
  past
• 6:59
  month
• 7:00
  and
• 7:00
  just
• 7:00
  write
• 7:00
  it
• 7:01
  down.
• 7:02
  Say,
• 7:02
  you
• 7:02
  know
• 7:03
  what?
• 7:03
  That's
• 7:03
  a
• 7:03
  really
• 7:04
  good
• 7:04
  point,
• 7:04
  Ralph.
• 7:05
  I
• 7:05
  didn't
• 7:05
  think
• 7:05
  about.
• 7:06
  Because
• 7:06
  what
• 7:06
  you
• 7:06
  might
• 7:06
  find.
• 7:08
  We
• 7:08
  talk
• 7:08
  about
• 7:08
  an
• 7:09
  action
• 7:09
  step
• 7:09
  every
• 7:09
  day.
• 7:10
  You
• 7:10
  might
• 7:10
  see,
• 7:10
  Ralph,
• 7:10
  you
• 7:10
  know
• 7:10
  what?
• 7:11
  I
• 7:11
  did
• 7:11
  four
• 7:11
  or
• 7:11
  five
• 7:11
  of
• 7:12
  those
• 7:12
  things.
• 7:12
  That's
• 7:13
  fantastic.
• 7:13
  Celebrate
• 7:14
  that.
• 7:14
  And
• 7:15
  even
• 7:15
  if
• 7:15
  it's
• 7:15
  just
• 7:15
  one,
• 7:16
  celebrate
• 7:16
  that
• 7:17
  one
• 7:17
  specific
• 7:18
  win.
• 7:19
  And
• 7:19
  I
• 7:19
  also
• 7:19
  want
• 7:20
  to
• 7:20
  encourage
• 7:20
  you,
• 7:20
  set
• 7:21
  a
• 7:21
  reminder
• 7:21
  for
• 7:22
  that
• 7:22
  financial
• 7:22
  Sabbath
• 7:23
  we
• 7:23
  talked
• 7:23
  about.
• 7:25
  This
• 7:25
  is
• 7:25
  what
• 7:25
  I'm
• 7:25
  talking
• 7:26
  about
• 7:26
  today.
• 7:26
  Once
• 7:26
  a
• 7:27
  month,
• 7:27
  review
• 7:27
  your
• 7:28
  finances
• 7:28
  and
• 7:28
  pray
• 7:29
  about
• 7:29
  it.
• 7:29
  Say
• 7:29
  to
• 7:29
  the
• 7:29
  Lord,
• 7:29
  hey,
• 7:30
  Lord,
• 7:31
  I'm
• 7:31
  struggling
• 7:31
  here.
• 7:32
  You
• 7:32
  know,
• 7:32
  you
• 7:32
  can
• 7:32
  see
• 7:32
  what.
• 7:33
  Listen,
• 7:33
  the
• 7:33
  Lord
• 7:34
  knows
• 7:34
  what
• 7:34
  you're
• 7:34
  going
• 7:35
  through.
• 7:36
  I
• 7:36
  know
• 7:36
  what
• 7:36
  you're
• 7:37
  going
• 7:37
  through.
• 7:38
  I've
• 7:38
  been
• 7:38
  through
• 7:38
  those
• 7:39
  same
• 7:39
  things.
• 7:39
  I
• 7:39
  just
• 7:40
  want
• 7:40
  to
• 7:40
  encourage
• 7:40
  you
• 7:40
  today,
• 7:41
  but
• 7:42
  to
• 7:42
  do
• 7:42
  that
• 7:42
  once
• 7:43
  a
• 7:43
  month,
• 7:43
  sit
• 7:43
  down
• 7:44
  and
• 7:44
  just
• 7:44
  go
• 7:44
  over
• 7:44
  where
• 7:45
  you
• 7:45
  are,
• 7:45
  review
• 7:45
  your
• 7:46
  finances,
• 7:46
  and
• 7:46
  most
• 7:47
  importantly,
• 7:47
  pray
• 7:47
  about
• 7:48
  it,
• 7:48
  and
• 7:49
  really
• 7:49
  commit
• 7:49
  yourself
• 7:50
  to
• 7:50
  lifelong
• 7:51
  learning.
• 7:52
  It's
• 7:52
  the
• 7:52
  time
• 7:53
  to
• 7:53
  choose
• 7:53
  one
• 7:53
  book,
• 7:54
  choose
• 7:54
  a
• 7:54
  podcast,
• 7:54
  or
• 7:55
  maybe
• 7:55
  find
• 7:55
  a
• 7:55
  workshop
• 7:56
  to
• 7:56
  grow
• 7:56
  this
• 7:57
  year.
• 7:58
  Because
• 7:58
  if
• 7:58
  we're
• 7:59
  going
• 7:59
  to
• 7:59
  stay
• 7:59
  in
• 7:59
  this
• 8:00
  journey,
• 8:01
  we've
• 8:01
  got
• 8:01
  to
• 8:01
  make
• 8:02
  a
• 8:02
  commitment
• 8:02
  to
• 8:03
  lifelong
• 8:04
  learning.
• 8:05
  Because
• 8:06
  it's
• 8:06
  so
• 8:06
  easy
• 8:07
  to
• 8:07
  find
• 8:07
  that
• 8:07
  level
• 8:08
  of
• 8:08
  complacency.
• 8:10
  We
• 8:10
  got
• 8:10
  to
• 8:10
  really
• 8:11
  work
• 8:11
  to
• 8:11
  reorient
• 8:12
  our
• 8:12
  mindsets
• 8:13
  from
• 8:13
  that
• 8:13
  checklist
• 8:14
  to
• 8:14
  calling
• 8:15
  so
• 8:15
  many
• 8:15
  people
• 8:15
  get
• 8:16
  stuck
• 8:16
  on.
• 8:16
  Ralph.
• 8:16
  Okay,
• 8:17
  just
• 8:17
  give
• 8:17
  me
• 8:17
  the
• 8:17
  tools.
• 8:17
  Give
• 8:18
  me
• 8:18
  the.
• 8:18
  Give
• 8:18
  me
• 8:18
  the
• 8:18
  checklist.
• 8:18
  Ralph.
• 8:19
  If
• 8:19
  you
• 8:19
  gimme
• 8:19
  the
• 8:19
  checklist,
• 8:20
  I
• 8:20
  can
• 8:20
  make
• 8:20
  it
• 8:21
  work.
• 8:21
  I
• 8:21
  kind
• 8:21
  of
• 8:21
  feel
• 8:22
  that
• 8:22
  way
• 8:22
  when
• 8:22
  I
• 8:22
  record
• 8:22
  this
• 8:23
  show
• 8:23
  every
• 8:23
  day.
• 8:23
  I
• 8:24
  put
• 8:24
  these
• 8:24
  notes
• 8:24
  up
• 8:25
  in
• 8:25
  my
• 8:25
  prompter
• 8:25
  and
• 8:25
  I
• 8:25
  say,
• 8:26
  well,
• 8:26
  here's
• 8:26
  the
• 8:26
  things
• 8:26
  I
• 8:26
  want
• 8:26
  to
• 8:27
  cover.
• 8:28
  But
• 8:28
  lately
• 8:29
  I've
• 8:29
  been
• 8:29
  embracing
• 8:29
  a
• 8:30
  feeling.
• 8:30
  Just
• 8:30
  what
• 8:30
  is
• 8:30
  my
• 8:31
  calling?
• 8:31
  What
• 8:31
  do
• 8:32
  people
• 8:32
  need
• 8:32
  to
• 8:32
  hear?
• 8:33
  I
• 8:34
  think
• 8:34
  you
• 8:34
  need
• 8:34
  to
• 8:34
  do
• 8:34
  the
• 8:35
  same
• 8:35
  thing
• 8:35
  as
• 8:36
  you
• 8:36
  commit
• 8:36
  yourself
• 8:37
  to
• 8:37
  your
• 8:37
  finances
• 8:38
  every
• 8:38
  day.
• 8:38
  And
• 8:38
  we're
• 8:39
  going
• 8:39
  to
• 8:39
  start
• 8:39
  a
• 8:39
  new
• 8:39
  series.
• 8:39
  I'll
• 8:40
  talk
• 8:40
  about
• 8:40
  that
• 8:40
  in
• 8:40
  a
• 8:41
  couple
• 8:41
  minutes.
• 8:42
  But
• 8:43
  I
• 8:43
  want
• 8:43
  you
• 8:43
  to
• 8:43
  really
• 8:44
  reorient
• 8:44
  that
• 8:45
  mindset
• 8:45
  to
• 8:46
  your
• 8:46
  calling,
• 8:47
  because
• 8:47
  that
• 8:48
  calling
• 8:48
  is
• 8:48
  going
• 8:48
  to
• 8:48
  help
• 8:49
  you
• 8:49
  be
• 8:49
  resilient
• 8:49
  through
• 8:50
  those
• 8:50
  setbacks.
• 8:51
  And
• 8:51
  let
• 8:51
  me
• 8:51
  just
• 8:51
  tell
• 8:51
  you
• 8:51
  something
• 8:52
  right
• 8:52
  now.
• 8:53
  If
• 8:53
  you're
• 8:53
  a
• 8:53
  human
• 8:53
  being,
• 8:54
  you're
• 8:54
  going
• 8:54
  to
• 8:54
  go
• 8:54
  through
• 8:55
  setbacks.
• 8:56
  All
• 8:56
  of
• 8:56
  us
• 8:56
  have
• 8:57
  those.
• 8:57
  You
• 8:58
  might
• 8:58
  be
• 8:58
  saying,
• 8:58
  ralph,
• 8:59
  I
• 8:59
  just
• 8:59
  got
• 8:59
  ahead,
• 8:59
  got
• 9:00
  this
• 9:00
  great
• 9:00
  emergency
• 9:01
  fund
• 9:01
  saving,
• 9:02
  and
• 9:02
  then
• 9:02
  the
• 9:02
  washing
• 9:02
  machine
• 9:03
  died
• 9:03
  or
• 9:04
  the
• 9:04
  heater
• 9:04
  needs
• 9:04
  a
• 9:05
  repair
• 9:05
  or
• 9:05
  the
• 9:06
  car
• 9:06
  needs
• 9:06
  a
• 9:06
  repair.
• 9:08
  So
• 9:08
  easy
• 9:09
  to
• 9:09
  get
• 9:09
  stuck
• 9:10
  in
• 9:10
  those
• 9:10
  setbacks.
• 9:11
  But
• 9:11
  when
• 9:11
  you
• 9:11
  live
• 9:12
  by
• 9:12
  a
• 9:12
  calling,
• 9:13
  you
• 9:14
  can
• 9:14
  find
• 9:14
  resilience
• 9:15
  through
• 9:15
  those
• 9:15
  things.
• 9:16
  It's
• 9:16
  also
• 9:16
  going
• 9:17
  to
• 9:17
  encourage
• 9:18
  you
• 9:18
  to
• 9:18
  stay
• 9:19
  on
• 9:19
  track,
• 9:19
  encourage
• 9:20
  you
• 9:20
  to
• 9:20
  stay
• 9:20
  on
• 9:20
  that
• 9:21
  journey,
• 9:22
  because
• 9:22
  where
• 9:23
  are
• 9:23
  your
• 9:23
  roots
• 9:24
  planted?
• 9:24
  They're
• 9:24
  granted,
• 9:25
  they're
• 9:25
  planted
• 9:25
  in
• 9:26
  grace,
• 9:26
  and
• 9:27
  they're
• 9:27
  anchored
• 9:27
  in
• 9:28
  God's
• 9:28
  plan,
• 9:29
  not
• 9:29
  your
• 9:29
  performance.
• 9:32
  And
• 9:32
  that
• 9:32
  is
• 9:33
  how
• 9:33
  you
• 9:33
  build
• 9:34
  lasting
• 9:35
  peace.
• 9:35
  So
• 9:36
  I
• 9:36
  want
• 9:36
  to
• 9:36
  encourage
• 9:36
  it
• 9:36
  today.
• 9:37
  Let's
• 9:37
  all
• 9:37
  pray
• 9:37
  together.
• 9:37
  Father
• 9:38
  God,
• 9:39
  thank
• 9:39
  you
• 9:39
  for
• 9:39
  starting
• 9:39
  a
• 9:40
  good
• 9:40
  work
• 9:40
  in
• 9:40
  us.
• 9:40
  That's
• 9:41
  what
• 9:41
  the
• 9:41
  scripture
• 9:41
  tells
• 9:41
  us.
• 9:42
  You
• 9:42
  started
• 9:42
  a
• 9:43
  good
• 9:43
  work
• 9:43
  in
• 9:43
  us.
• 9:44
  But
• 9:45
  bigger
• 9:45
  than
• 9:45
  that,
• 9:45
  Lord,
• 9:46
  thank
• 9:46
  you
• 9:46
  for
• 9:47
  promising
• 9:47
  to
• 9:47
  complete
• 9:48
  it
• 9:48
  in
• 9:48
  each
• 9:48
  one
• 9:48
  of
• 9:49
  us.
• 9:49
  And
• 9:49
  we
• 9:49
  confess
• 9:50
  that
• 9:50
  we
• 9:50
  often
• 9:50
  want
• 9:50
  a
• 9:51
  quick
• 9:51
  fix.
• 9:51
  Lord,
• 9:51
  it's.
• 9:52
  We
• 9:52
  just
• 9:52
  want
• 9:52
  that
• 9:53
  checklist.
• 9:54
  We
• 9:54
  don't
• 9:55
  want
• 9:55
  to
• 9:55
  put
• 9:55
  in
• 9:55
  the
• 9:55
  hard
• 9:55
  work.
• 9:56
  We
• 9:56
  don't
• 9:56
  want
• 9:56
  to
• 9:56
  walk
• 9:56
  faithfully
• 9:57
  with
• 9:57
  you
• 9:57
  each
• 9:58
  day.
• 9:58
  It's
• 9:58
  just
• 9:58
  so
• 9:59
  easy
• 9:59
  to
• 9:59
  have
• 10:00
  that
• 10:00
  checklist.
• 10:00
  So
• 10:01
  help
• 10:01
  us
• 10:01
  to
• 10:01
  embrace
• 10:02
  this
• 10:02
  journey,
• 10:03
  Lord.
• 10:03
  Help
• 10:03
  us
• 10:04
  to
• 10:04
  embrace
• 10:04
  it
• 10:04
  with
• 10:05
  grace
• 10:05
  for
• 10:05
  ourselves,
• 10:06
  knowing
• 10:06
  that
• 10:06
  we
• 10:06
  will
• 10:07
  stumble,
• 10:07
  that
• 10:07
  we
• 10:07
  will
• 10:08
  fall.
• 10:09
  But
• 10:09
  help
• 10:10
  us
• 10:10
  to
• 10:10
  always
• 10:10
  trust
• 10:11
  in
• 10:11
  your
• 10:11
  provision,
• 10:12
  Lord.
• 10:12
  And
• 10:12
  we
• 10:12
  ask
• 10:12
  that
• 10:13
  you
• 10:13
  would
• 10:13
  strengthen
• 10:13
  us
• 10:14
  to
• 10:14
  keep
• 10:14
  us
• 10:14
  growing,
• 10:15
  to
• 10:15
  help
• 10:15
  us
• 10:16
  keep
• 10:16
  learning.
• 10:17
  And
• 10:18
  bigger
• 10:18
  than
• 10:18
  all
• 10:18
  that,
• 10:19
  Lord,
• 10:19
  help
• 10:19
  us
• 10:19
  to
• 10:19
  keep
• 10:20
  trusting
• 10:20
  in
• 10:20
  you
• 10:20
  as
• 10:21
  our
• 10:21
  provider
• 10:21
  and
• 10:22
  our
• 10:22
  guide
• 10:22
  in
• 10:23
  this
• 10:23
  journey
• 10:23
  of
• 10:24
  life.
• 10:25
  We
• 10:25
  ask
• 10:25
  this
• 10:26
  in
• 10:26
  Jesus
• 10:26
  name,
• 10:27
  Amen.
• 10:29
  Listen,
• 10:30
  you
• 10:30
  haven't
• 10:31
  finished
• 10:31
  your
• 10:31
  financial
• 10:32
  journey,
• 10:33
  but
• 10:34
  what
• 10:34
  you've
• 10:34
  done
• 10:34
  is
• 10:35
  you've
• 10:35
  begun
• 10:35
  it
• 10:35
  in
• 10:36
  faith.
• 10:36
  So
• 10:36
  I
• 10:36
  just
• 10:36
  want
• 10:36
  to
• 10:37
  encourage
• 10:37
  you
• 10:37
  today.
• 10:37
  Keep
• 10:38
  walking,
• 10:39
  keep
• 10:39
  learning
• 10:40
  and
• 10:41
  keep
• 10:41
  growing
• 10:41
  in
• 10:42
  grace.
• 10:43
  And
• 10:43
  I
• 10:44
  want
• 10:44
  to
• 10:44
  encourage
• 10:44
  you
• 10:44
  to
• 10:44
  do
• 10:44
  one
• 10:45
  other
• 10:45
  thing.
• 10:45
  If
• 10:45
  this
• 10:45
  series
• 10:45
  has
• 10:46
  helped
• 10:46
  you,
• 10:47
  if
• 10:47
  this
• 10:47
  series
• 10:48
  has
• 10:48
  impacted
• 10:49
  your
• 10:49
  life
• 10:49
  in
• 10:49
  a
• 10:50
  positive
• 10:50
  way,
• 10:50
  if
• 10:50
  it's
• 10:50
  given
• 10:51
  you
• 10:51
  some
• 10:51
  things
• 10:52
  that
• 10:52
  have
• 10:52
  improved
• 10:52
  your
• 10:53
  finances,
• 10:53
  if
• 10:53
  it
• 10:54
  made
• 10:54
  you
• 10:54
  feel
• 10:55
  some
• 10:55
  hope,
• 10:55
  if
• 10:55
  it
• 10:56
  made
• 10:56
  you
• 10:56
  feel
• 10:56
  stronger
• 10:57
  in
• 10:57
  your
• 10:57
  faith
• 10:58
  or
• 10:58
  in
• 10:58
  your
• 10:58
  direction,
• 10:59
  I
• 10:59
  just
• 10:59
  want
• 10:59
  to
• 10:59
  encourage
• 11:00
  you
• 11:00
  today.
• 11:00
  Think
• 11:00
  about
• 11:01
  somebody
• 11:01
  in
• 11:01
  your
• 11:01
  life.
• 11:01
  Just
• 11:02
  take
• 11:02
  a
• 11:02
  second
• 11:02
  right
• 11:02
  now
• 11:03
  and
• 11:03
  think
• 11:03
  about
• 11:03
  someone
• 11:04
  who's
• 11:04
  struggling.
• 11:04
  Think
• 11:05
  about,
• 11:05
  think
• 11:05
  about
• 11:05
  someone
• 11:05
  who
• 11:06
  needs
• 11:06
  hope,
• 11:06
  Think
• 11:07
  about
• 11:07
  someone
• 11:07
  who
• 11:07
  needs
• 11:08
  some
• 11:08
  direction
• 11:08
  or
• 11:09
  maybe
• 11:09
  somebody
• 11:09
  who
• 11:10
  needs
• 11:10
  a
• 11:10
  fresh
• 11:10
  start
• 11:11
  and
• 11:11
  just
• 11:11
  send
• 11:11
  them
• 11:12
  our
• 11:12
  website,
• 11:12
  just
• 11:12
  send
• 11:13
  them
• 11:13
  to
• 11:13
  financiallyconfidentchristian.com
• 11:16
  because
• 11:16
  listen,
• 11:17
  we've
• 11:17
  all
• 11:17
  been
• 11:18
  where
• 11:18
  they
• 11:18
  were
• 11:19
  and
• 11:19
  let's
• 11:20
  just
• 11:20
  help
• 11:20
  them,
• 11:20
  give
• 11:21
  them
• 11:21
  a
• 11:21
  tool
• 11:21
  that
• 11:21
  might
• 11:22
  be
• 11:22
  a
• 11:22
  little
• 11:22
  bit
• 11:22
  of
• 11:22
  a
• 11:23
  quick
• 11:23
  everyday,
• 11:23
  little
• 11:24
  boost
• 11:24
  to
• 11:24
  their
• 11:25
  morale,
• 11:25
  a
• 11:25
  boost
• 11:25
  to
• 11:26
  their
• 11:26
  faith,
• 11:26
  a
• 11:26
  boost
• 11:27
  to
• 11:27
  that,
• 11:27
  becoming
• 11:28
  that
• 11:28
  financially
• 11:29
  confident
• 11:30
  Christian.
• 11:31
  Now
• 11:31
  tomorrow
• 11:31
  we're
• 11:31
  going
• 11:32
  to
• 11:32
  start
• 11:32
  a
• 11:32
  brand
• 11:32
  new
• 11:33
  chapter.
• 11:33
  No,
• 11:33
  I'm
• 11:33
  not
• 11:33
  giving
• 11:34
  up.
• 11:34
  I'm
• 11:34
  going
• 11:34
  to
• 11:35
  keep
• 11:35
  trudging
• 11:35
  forward.
• 11:36
  Tomorrow
• 11:36
  we're
• 11:37
  going
• 11:37
  to
• 11:37
  talk
• 11:37
  about
• 11:37
  breaking
• 11:38
  financial
• 11:39
  change.
• 11:39
  You
• 11:39
  know,
• 11:40
  I
• 11:40
  haven't
• 11:40
  really
• 11:40
  embraced
• 11:41
  this
• 11:41
  for
• 11:41
  a
• 11:41
  few
• 11:41
  months,
• 11:42
  but
• 11:42
  I'm
• 11:42
  going
• 11:42
  to
• 11:43
  give
• 11:43
  you
• 11:43
  30
• 11:43
  days
• 11:44
  of
• 11:44
  the
• 11:44
  way
• 11:45
  to
• 11:45
  overcome
• 11:45
  your
• 11:45
  toughest
• 11:46
  money
• 11:46
  struggles.
• 11:47
  This
• 11:47
  is
• 11:47
  going
• 11:47
  to
• 11:47
  be
• 11:48
  a
• 11:48
  30
• 11:49
  day
• 11:49
  series
• 11:49
  that
• 11:50
  is
• 11:50
  going
• 11:50
  to
• 11:51
  help
• 11:51
  you
• 11:51
  and
• 11:51
  help
• 11:52
  those
• 11:52
  of
• 11:52
  us
• 11:52
  who
• 11:53
  are
• 11:53
  struggling
• 11:53
  every
• 11:54
  day
• 11:54
  financially.
• 11:55
  It's
• 11:55
  going
• 11:55
  to
• 11:55
  help
• 11:55
  us
• 11:56
  break
• 11:56
  those
• 11:56
  financial
• 11:57
  chains
• 11:57
  and
• 11:58
  overcome
• 11:58
  the
• 11:59
  toughest
• 11:59
  money
• 11:59
  struggles.
• 12:00
  So
• 12:00
  I
• 12:01
  want
• 12:01
  to
• 12:01
  encourage
• 12:01
  you,
• 12:01
  make
• 12:01
  sure
• 12:02
  you
• 12:02
  join
• 12:02
  me
• 12:02
  today,
• 12:02
  tomorrow
• 12:03
  and
• 12:03
  let
• 12:03
  everybody
• 12:03
  else
• 12:04
  know,
• 12:04
  hey,
• 12:04
  Ralph's
• 12:04
  starting
• 12:05
  a
• 12:05
  new
• 12:05
  series.
• 12:05
  You
• 12:06
  don't
• 12:06
  want
• 12:06
  to
• 12:06
  miss
• 12:06
  out
• 12:07
  on
• 12:07
  the
• 12:07
  toughest
• 12:08
  money
• 12:08
  struggles
• 12:08
  because
• 12:09
  he's
• 12:09
  going
• 12:09
  to
• 12:09
  show
• 12:09
  you
• 12:09
  how
• 12:10
  to
• 12:10
  break
• 12:10
  free
• 12:10
  of
• 12:11
  those.
• 12:12
  So
• 12:12
  today
• 12:12
  I
• 12:13
  want
• 12:13
  to
• 12:13
  encourage
• 12:13
  you
• 12:13
  again
• 12:14
  go
• 12:15
  out
• 12:15
  there
• 12:15
  and
• 12:15
  be
• 12:16
  financially
• 12:16
  confident
• 12:17
  Christians.
• 12:18
  I
• 12:18
  have
• 12:18
  confidence
• 12:19
  in
• 12:19
  you.
• 12:19
  Have
• 12:20
  confidence
• 12:20
  in
• 12:20
  yourself.
• 12:21
  Stay
• 12:21
  financially
• 12:22
  savvy.
• 12:22
  God
• 12:22
  bless
• 12:23
  you.
• 12:23
  And
• 12:23
  you
• 12:24
  have
• 12:24
  a
• 12:24
  great
• 12:24
  day
• 12:24
  today.