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Are My Insurance Policies Protecting Me Enough? · Becoming Financially Confident

• 0:37
  You've
• 0:38
  got
• 0:38
  your
• 0:38
  insurance
• 0:39
  policies,
• 0:39
  check.
• 0:40
  But
• 0:40
  are
• 0:41
  they
• 0:41
  truly
• 0:41
  safeguarding
• 0:42
  everything
• 0:42
  you've
• 0:42
  worked
• 0:43
  so
• 0:43
  hard
• 0:43
  for?
• 0:44
  Or
• 0:44
  could
• 0:44
  an
• 0:44
  unexpected
• 0:45
  crisis
• 0:46
  leave
• 0:46
  you
• 0:46
  financially
• 0:47
  devastated?
• 0:48
  What
• 0:48
  if
• 0:48
  a
• 0:49
  checkup
• 0:49
  on
• 0:49
  your
• 0:49
  coverage
• 0:50
  could
• 0:50
  prevent
• 0:50
  future
• 0:51
  financial
• 0:51
  heartache?
• 0:52
  Well,
• 0:52
  stick
• 0:53
  with
• 0:53
  me
• 0:53
  today
• 0:53
  and
• 0:53
  let's
• 0:53
  talk
• 0:54
  about
• 0:54
  how
• 0:54
  to
• 0:54
  be
• 0:54
  truly
• 0:55
  protected.
• 0:55
  That's
• 0:56
  what
• 0:56
  I'm
• 0:56
  going
• 0:56
  to
• 0:56
  talk
• 0:56
  about
• 0:56
  on
• 0:57
  today's
• 0:57
  show.
• 0:59
  This
• 0:59
  is
• 0:59
  Financially
• 1:00
  Confident
• 1:00
  Christian,
• 1:01
  your
• 1:01
  daily
• 1:02
  dose
• 1:02
  of
• 1:02
  gospel
• 1:03
  grounded
• 1:03
  insight
• 1:03
  and
• 1:04
  faith
• 1:04
  driven
• 1:04
  tips
• 1:05
  to
• 1:05
  help
• 1:05
  you
• 1:06
  break
• 1:06
  the
• 1:06
  cycle
• 1:06
  of
• 1:06
  financial
• 1:07
  shame
• 1:07
  with
• 1:07
  Confidence.
• 1:10
  Hey
• 1:10
  there
• 1:10
  and
• 1:10
  welcome
• 1:11
  back
• 1:11
  to
• 1:11
  Financially
• 1:12
  Confident
• 1:12
  Christian.
• 1:13
  I'm
• 1:13
  Ralph,
• 1:13
  I'm
• 1:14
  your
• 1:14
  guy
• 1:14
  and
• 1:14
  I'm
• 1:14
  so
• 1:15
  happy
• 1:15
  you
• 1:15
  chose
• 1:15
  to
• 1:15
  join
• 1:16
  me
• 1:16
  today.
• 1:17
  This
• 1:17
  show
• 1:17
  is
• 1:17
  all
• 1:17
  about
• 1:17
  answering
• 1:18
  that
• 1:18
  question.
• 1:19
  How
• 1:19
  can
• 1:19
  I
• 1:20
  become
• 1:20
  a
• 1:20
  financially
• 1:21
  confident
• 1:21
  Christian?
• 1:22
  And
• 1:22
  we're
• 1:22
  in
• 1:22
  the
• 1:23
  fork
• 1:23
  week
• 1:23
  of
• 1:23
  our
• 1:24
  series
• 1:24
  Smart
• 1:24
  Money
• 1:25
  for
• 1:25
  Back
• 1:25
  to
• 1:25
  school
• 1:26
  and
• 1:26
  beyond,
• 1:26
  all
• 1:26
  about
• 1:27
  equipping
• 1:27
  your
• 1:27
  family
• 1:28
  for
• 1:28
  a
• 1:28
  thriving
• 1:29
  school
• 1:29
  year.
• 1:29
  Now
• 1:30
  if
• 1:30
  you
• 1:30
  missed
• 1:30
  yesterday's
• 1:31
  show,
• 1:31
  we
• 1:31
  talked
• 1:32
  about
• 1:32
  getting
• 1:32
  ahead
• 1:32
  for
• 1:33
  fall
• 1:33
  by
• 1:33
  pre
• 1:34
  planning
• 1:34
  expenses
• 1:35
  like
• 1:35
  school
• 1:35
  and
• 1:35
  the
• 1:35
  holidays.
• 1:36
  Yeah,
• 1:36
  we
• 1:37
  covered
• 1:37
  a
• 1:37
  great
• 1:37
  deal
• 1:37
  the
• 1:38
  last
• 1:38
  couple
• 1:38
  days.
• 1:39
  If
• 1:39
  you
• 1:39
  missed
• 1:39
  it,
• 1:39
  I'm
• 1:40
  going
• 1:40
  to
• 1:40
  encourage
• 1:40
  you
• 1:40
  to
• 1:40
  go
• 1:40
  check
• 1:41
  it
• 1:41
  out.
• 1:41
  You
• 1:41
  can
• 1:41
  find
• 1:41
  all
• 1:42
  of
• 1:42
  our
• 1:42
  back
• 1:42
  catalog
• 1:43
  of
• 1:43
  episodes
• 1:43
  at
• 1:43
  our
• 1:44
  website.
• 1:44
  That's
• 1:45
  financiallyconfidentchristian.com
• 1:47
  now
• 1:47
  today
• 1:47
  we're
• 1:48
  going
• 1:48
  to
• 1:48
  change
• 1:48
  the
• 1:48
  topic
• 1:48
  completely.
• 1:49
  We're
• 1:49
  going
• 1:50
  to
• 1:50
  be
• 1:50
  talking
• 1:50
  about
• 1:50
  another
• 1:51
  financial
• 1:51
  thing.
• 1:52
  We're
• 1:52
  going
• 1:52
  to
• 1:52
  talk
• 1:53
  about
• 1:53
  reviewing
• 1:53
  your
• 1:53
  insurance
• 1:54
  needs
• 1:54
  this
• 1:54
  fall.
• 1:55
  And
• 1:55
  I
• 1:55
  want
• 1:55
  to
• 1:55
  answer
• 1:55
  this
• 1:55
  question
• 1:56
  so
• 1:57
  a
• 1:57
  lot
• 1:57
  of
• 1:57
  people
• 1:57
  overlook
• 1:58
  this.
• 1:58
  This
• 1:59
  question
• 1:59
  is
• 1:59
  very,
• 2:00
  so
• 2:00
  critical
• 2:01
  today.
• 2:02
  Are
• 2:02
  my
• 2:02
  insurance
• 2:03
  policies
• 2:03
  protecting
• 2:04
  me
• 2:04
  enough?
• 2:05
  Hey,
• 2:05
  you
• 2:05
  know
• 2:06
  the
• 2:06
  feeling.
• 2:07
  You
• 2:07
  signed
• 2:07
  up
• 2:07
  for
• 2:07
  that
• 2:07
  auto
• 2:08
  policy,
• 2:08
  maybe
• 2:08
  that
• 2:09
  home
• 2:09
  policy
• 2:09
  or
• 2:10
  maybe
• 2:10
  health
• 2:10
  insurance.
• 2:11
  Maybe
• 2:11
  you
• 2:11
  did
• 2:11
  it
• 2:11
  last
• 2:11
  year
• 2:12
  or
• 2:12
  years
• 2:12
  ago.
• 2:12
  So
• 2:13
  many
• 2:13
  people
• 2:13
  just
• 2:13
  set
• 2:14
  it
• 2:14
  and
• 2:14
  forget
• 2:14
  it
• 2:14
  when
• 2:15
  it
• 2:15
  comes
• 2:15
  to
• 2:15
  insurance.
• 2:16
  But
• 2:16
  then
• 2:17
  like
• 2:17
  most
• 2:17
  people,
• 2:17
  life
• 2:18
  happens.
• 2:18
  The
• 2:18
  kids
• 2:18
  go
• 2:19
  off
• 2:19
  to
• 2:19
  college,
• 2:20
  you
• 2:20
  got
• 2:20
  a
• 2:20
  kid
• 2:21
  is
• 2:21
  just
• 2:21
  starting
• 2:21
  to
• 2:21
  drop
• 2:22
  away.
• 2:22
  I
• 2:22
  remember
• 2:22
  those
• 2:22
  days.
• 2:23
  Maybe
• 2:23
  you
• 2:24
  did
• 2:24
  a
• 2:24
  home
• 2:24
  renovation
• 2:25
  or
• 2:25
  maybe
• 2:25
  a
• 2:26
  storm
• 2:26
  came
• 2:26
  through.
• 2:27
  And
• 2:27
  here's
• 2:28
  the
• 2:28
  problem.
• 2:28
  If
• 2:28
  you
• 2:28
  don't
• 2:28
  pay
• 2:29
  attention
• 2:29
  to
• 2:29
  these
• 2:29
  things,
• 2:30
  that
• 2:30
  old
• 2:31
  policy,
• 2:31
  that
• 2:31
  policy
• 2:32
  that
• 2:32
  you
• 2:32
  set
• 2:33
  and
• 2:33
  forget
• 2:33
  years
• 2:33
  ago
• 2:34
  might
• 2:34
  not
• 2:35
  be
• 2:35
  fully
• 2:35
  protecting
• 2:36
  your
• 2:36
  new
• 2:36
  reality.
• 2:37
  And
• 2:38
  you've
• 2:38
  got
• 2:38
  this
• 2:38
  false
• 2:39
  sense
• 2:39
  of
• 2:39
  security
• 2:39
  from
• 2:40
  his
• 2:40
  outdated
• 2:41
  or
• 2:41
  inadequate
• 2:42
  insurance.
• 2:42
  Yeah,
• 2:42
  you're
• 2:43
  paying
• 2:43
  that
• 2:43
  premium
• 2:43
  every
• 2:44
  month,
• 2:44
  but
• 2:44
  are
• 2:45
  you
• 2:45
  really
• 2:45
  covered?
• 2:46
  And
• 2:46
  then
• 2:46
  all
• 2:47
  of
• 2:47
  a
• 2:47
  sudden
• 2:47
  you
• 2:47
  have
• 2:47
  a
• 2:47
  devastating
• 2:48
  loss
• 2:48
  and
• 2:49
  you
• 2:49
  get
• 2:49
  this
• 2:49
  financial
• 2:50
  consequence
• 2:51
  during
• 2:51
  something
• 2:52
  that
• 2:52
  you
• 2:52
  couldn't
• 2:52
  control.
• 2:52
  Maybe
• 2:53
  an
• 2:53
  accident,
• 2:53
  maybe
• 2:54
  you
• 2:54
  were
• 2:54
  in
• 2:54
  a
• 2:54
  car
• 2:55
  accident,
• 2:55
  wasn't
• 2:56
  your
• 2:56
  fault.
• 2:56
  But
• 2:57
  man,
• 2:57
  you
• 2:57
  Got
• 2:57
  the
• 2:58
  insurance,
• 2:58
  but
• 2:58
  then
• 2:58
  all
• 2:58
  of
• 2:58
  a
• 2:58
  sudden
• 2:59
  you
• 2:59
  find
• 2:59
  out
• 2:59
  it
• 2:59
  doesn't
• 2:59
  cover
• 3:00
  anything.
• 3:01
  Or
• 3:01
  maybe
• 3:01
  you've
• 3:01
  got
• 3:02
  an
• 3:02
  illness
• 3:03
  and
• 3:03
  you
• 3:03
  just
• 3:03
  always
• 3:04
  figured
• 3:04
  that
• 3:04
  your
• 3:05
  health
• 3:05
  insurance
• 3:05
  would
• 3:06
  cover
• 3:06
  this.
• 3:06
  Maybe
• 3:06
  you're
• 3:07
  fortunate
• 3:07
  to
• 3:07
  have
• 3:08
  long
• 3:08
  term
• 3:08
  disability
• 3:09
  or
• 3:09
  short
• 3:09
  term
• 3:09
  disability,
• 3:10
  but
• 3:10
  do
• 3:10
  you
• 3:10
  really
• 3:11
  understand
• 3:11
  what
• 3:11
  it
• 3:12
  covers?
• 3:13
  Or
• 3:13
  maybe,
• 3:13
  like
• 3:14
  so
• 3:14
  many
• 3:14
  people,
• 3:15
  you've
• 3:15
  got
• 3:15
  an
• 3:16
  unexpected
• 3:16
  disaster
• 3:17
  and
• 3:17
  you
• 3:17
  just
• 3:17
  weren't
• 3:18
  prepared
• 3:18
  for
• 3:18
  it.
• 3:19
  And
• 3:19
  the
• 3:19
  problem
• 3:20
  is,
• 3:20
  here's
• 3:20
  the
• 3:20
  burden
• 3:21
  of
• 3:21
  this
• 3:21
  whole
• 3:21
  thing.
• 3:21
  It's
• 3:21
  why
• 3:21
  I
• 3:22
  wanted
• 3:22
  to
• 3:22
  do
• 3:22
  this
• 3:22
  on
• 3:22
  today's
• 3:23
  show.
• 3:24
  Oftentimes
• 3:24
  you
• 3:25
  realize
• 3:25
  too
• 3:25
  late
• 3:25
  that
• 3:26
  your
• 3:26
  protection
• 3:26
  wasn't
• 3:27
  enough.
• 3:28
  And
• 3:28
  then
• 3:28
  what
• 3:28
  happens?
• 3:29
  You
• 3:29
  end
• 3:29
  up
• 3:29
  going
• 3:29
  into
• 3:30
  debt,
• 3:30
  triggers
• 3:31
  anxiety,
• 3:32
  and
• 3:32
  you
• 3:33
  work
• 3:33
  so
• 3:33
  hard
• 3:34
  to
• 3:34
  build
• 3:34
  this
• 3:34
  financial
• 3:35
  progress
• 3:36
  and
• 3:36
  you
• 3:36
  undo
• 3:37
  it
• 3:37
  all
• 3:37
  because
• 3:38
  you
• 3:38
  didn't
• 3:38
  have
• 3:39
  adequate
• 3:40
  insurance
• 3:40
  coverage.
• 3:41
  But
• 3:41
  here's
• 3:42
  the
• 3:42
  thing.
• 3:43
  A
• 3:43
  lot
• 3:43
  of
• 3:43
  people
• 3:43
  don't
• 3:44
  want
• 3:44
  to
• 3:44
  talk
• 3:44
  about
• 3:44
  this,
• 3:45
  but
• 3:46
  a
• 3:46
  wise
• 3:46
  part
• 3:47
  of
• 3:47
  stewardship
• 3:48
  is
• 3:48
  having
• 3:48
  insurance
• 3:49
  because.
• 3:50
  And
• 3:50
  a
• 3:50
  lot
• 3:50
  of
• 3:50
  people
• 3:50
  say,
• 3:50
  well,
• 3:50
  you
• 3:51
  just,
• 3:51
  you
• 3:51
  got
• 3:51
  to
• 3:51
  trust
• 3:51
  in
• 3:52
  God.
• 3:52
  God's
• 3:52
  going
• 3:52
  to
• 3:52
  handle
• 3:53
  it.
• 3:53
  Yes,
• 3:53
  he
• 3:53
  will.
• 3:53
  But,
• 3:55
  but
• 3:55
  I
• 3:55
  want
• 3:55
  you
• 3:55
  to
• 3:55
  hear
• 3:56
  this
• 3:56
  right
• 3:56
  now.
• 3:57
  Insurance
• 3:58
  protects
• 3:59
  what
• 3:59
  God
• 3:59
  has
• 3:59
  entrusted
• 4:00
  to
• 4:00
  you.
• 4:01
  And
• 4:01
  it's
• 4:01
  all
• 4:02
  about
• 4:02
  being
• 4:02
  prudent.
• 4:02
  I
• 4:02
  don't
• 4:03
  say
• 4:03
  live
• 4:03
  in
• 4:03
  fear.
• 4:04
  We're
• 4:04
  going
• 4:04
  to
• 4:04
  talk
• 4:04
  about
• 4:04
  some
• 4:05
  Bible
• 4:05
  verses
• 4:06
  right
• 4:06
  now
• 4:06
  about
• 4:06
  that.
• 4:07
  I'm
• 4:07
  not
• 4:07
  telling
• 4:08
  you
• 4:08
  to
• 4:08
  live
• 4:08
  in
• 4:08
  fear,
• 4:09
  but
• 4:09
  I
• 4:10
  am
• 4:10
  telling
• 4:10
  you
• 4:10
  to
• 4:10
  be
• 4:11
  prudent
• 4:11
  and
• 4:12
  make
• 4:12
  sure
• 4:12
  you've
• 4:12
  got
• 4:12
  the
• 4:12
  insurance
• 4:13
  coverage
• 4:13
  that's
• 4:14
  going
• 4:14
  to
• 4:14
  protect
• 4:14
  you.
• 4:14
  So
• 4:15
  let's
• 4:15
  jump
• 4:15
  right
• 4:15
  into
• 4:15
  our
• 4:16
  Bible
• 4:16
  verses.
• 4:17
  Today
• 4:17
  we're
• 4:17
  going
• 4:17
  to
• 4:18
  go
• 4:18
  right
• 4:18
  to
• 4:18
  Proverbs
• 4:19
  chapter
• 4:19
  22,
• 4:20
  verse
• 4:20
  3.
• 4:22
  And
• 4:22
  it
• 4:22
  says
• 4:22
  this
• 4:23
  again,
• 4:23
  Proverbs
• 4:23
  22:3.
• 4:24
  The
• 4:24
  prudence,
• 4:25
  see
• 4:25
  danger
• 4:26
  and
• 4:26
  take
• 4:26
  refuge.
• 4:27
  But
• 4:28
  the
• 4:28
  simple
• 4:28
  keep
• 4:29
  going
• 4:29
  and
• 4:29
  suffer
• 4:30
  for
• 4:30
  it.
• 4:31
  So
• 4:31
  what
• 4:31
  we're
• 4:31
  talking
• 4:32
  about,
• 4:32
  when
• 4:32
  it
• 4:32
  comes
• 4:32
  to
• 4:32
  insurance,
• 4:33
  you
• 4:34
  see
• 4:34
  the
• 4:34
  potential
• 4:35
  dangers
• 4:36
  and
• 4:36
  you
• 4:37
  take
• 4:37
  refuge.
• 4:37
  You
• 4:37
  buy
• 4:37
  that
• 4:38
  insurance
• 4:38
  policy.
• 4:39
  If
• 4:39
  you
• 4:39
  don't
• 4:40
  guess
• 4:40
  what,
• 4:40
  you're
• 4:40
  being
• 4:41
  a
• 4:41
  simpleton
• 4:42
  and
• 4:42
  you're
• 4:42
  going
• 4:42
  to
• 4:42
  suffer
• 4:43
  for
• 4:43
  that.
• 4:44
  Just
• 4:44
  really
• 4:45
  need
• 4:45
  to
• 4:45
  focus
• 4:45
  on
• 4:46
  that
• 4:46
  biblical
• 4:46
  context
• 4:47
  today.
• 4:48
  Be
• 4:48
  prudent,
• 4:49
  see
• 4:49
  the
• 4:49
  danger
• 4:50
  and
• 4:50
  take
• 4:50
  refuge.
• 4:51
  Let's
• 4:52
  look
• 4:52
  at
• 4:52
  the
• 4:52
  book
• 4:52
  of
• 4:52
  Ecclesiastes,
• 4:53
  chapter
• 4:54
  7,
• 4:54
  verse
• 4:54
  12.
• 4:55
  It
• 4:55
  tells
• 4:55
  us
• 4:55
  this
• 4:55
  again,
• 4:56
  Ecclesiastes
• 4:57
  7,
• 4:57
  verse
• 4:57
  12.
• 4:58
  For
• 4:59
  wisdom
• 4:59
  is
• 5:00
  a
• 5:00
  defense,
• 5:00
  as
• 5:00
  money
• 5:01
  is
• 5:01
  a
• 5:01
  defense.
• 5:02
  But
• 5:03
  the
• 5:03
  excellence
• 5:03
  of
• 5:04
  knowledge
• 5:04
  is
• 5:04
  that
• 5:05
  wisdom
• 5:05
  gives
• 5:05
  life
• 5:06
  to
• 5:06
  those
• 5:06
  who
• 5:06
  have
• 5:07
  it.
• 5:07
  Well,
• 5:07
  think
• 5:07
  about
• 5:07
  that
• 5:08
  for
• 5:08
  a
• 5:08
  second.
• 5:09
  The
• 5:09
  excellence
• 5:10
  of
• 5:10
  knowledge,
• 5:12
  what
• 5:12
  you
• 5:12
  know,
• 5:13
  what
• 5:13
  you
• 5:13
  understand,
• 5:15
  is
• 5:15
  that
• 5:15
  wisdom
• 5:16
  gives
• 5:16
  life
• 5:16
  to
• 5:16
  those
• 5:17
  who
• 5:17
  have
• 5:17
  it.
• 5:18
  See,
• 5:18
  wisdom
• 5:19
  is
• 5:19
  a
• 5:19
  defense.
• 5:19
  We've
• 5:20
  got
• 5:20
  to
• 5:20
  arm
• 5:20
  ourselves
• 5:21
  with
• 5:21
  this
• 5:22
  and
• 5:22
  review
• 5:22
  on
• 5:23
  our
• 5:23
  insurance.
• 5:23
  Having
• 5:24
  insurance
• 5:24
  is
• 5:25
  a
• 5:25
  diligent
• 5:26
  act
• 5:26
  of
• 5:26
  stewardship.
• 5:27
  Guess
• 5:28
  what?
• 5:28
  It
• 5:28
  insures
• 5:29
  our
• 5:29
  family.
• 5:29
  It
• 5:30
  ensures
• 5:30
  our
• 5:30
  stuff
• 5:31
  that
• 5:31
  we
• 5:31
  work
• 5:31
  so
• 5:31
  hard
• 5:32
  for
• 5:32
  is
• 5:32
  covered.
• 5:33
  And
• 5:33
  it
• 5:33
  prevents.
• 5:34
  Listen
• 5:34
  to
• 5:34
  me
• 5:34
  on
• 5:34
  this
• 5:34
  one.
• 5:35
  If
• 5:35
  you
• 5:35
  don't
• 5:35
  hear
• 5:36
  anything
• 5:36
  else
• 5:36
  I
• 5:36
  say
• 5:37
  today.
• 5:37
  It
• 5:38
  prevents
• 5:38
  financial
• 5:39
  ruin
• 5:39
  from
• 5:40
  things
• 5:40
  that
• 5:40
  are
• 5:40
  beyond
• 5:41
  your
• 5:41
  control.
• 5:42
  Yes,
• 5:43
  some
• 5:43
  things
• 5:43
  happen.
• 5:44
  It's
• 5:44
  within
• 5:44
  your
• 5:45
  control.
• 5:45
  But
• 5:45
  oftentimes
• 5:47
  people
• 5:47
  get
• 5:47
  to
• 5:47
  the
• 5:48
  point
• 5:48
  of
• 5:48
  financial
• 5:48
  ruin
• 5:49
  because
• 5:49
  of
• 5:49
  things
• 5:50
  that
• 5:50
  they
• 5:50
  had
• 5:50
  no
• 5:51
  control
• 5:51
  over.
• 5:52
  And
• 5:52
  I
• 5:53
  don't
• 5:53
  want
• 5:53
  that
• 5:53
  for
• 5:53
  you.
• 5:53
  I
• 5:53
  want
• 5:54
  you
• 5:54
  to
• 5:54
  live
• 5:54
  in
• 5:54
  peace.
• 5:55
  I
• 5:55
  want
• 5:55
  you
• 5:55
  to
• 5:55
  live
• 5:55
  in
• 5:55
  peace
• 5:56
  with
• 5:56
  preparedness
• 5:57
  and
• 5:57
  handle
• 5:57
  your
• 5:58
  resources
• 5:58
  wisely.
• 5:59
  So
• 6:00
  now
• 6:00
  you're
• 6:00
  asking,
• 6:00
  Ralph?
• 6:01
  Now
• 6:01
  you've
• 6:01
  got
• 6:01
  me
• 6:01
  scared,
• 6:01
  Ralph.
• 6:02
  I'm
• 6:02
  not
• 6:02
  even
• 6:03
  sure
• 6:03
  what
• 6:03
  insurances
• 6:03
  I
• 6:04
  have.
• 6:04
  How
• 6:04
  do
• 6:04
  I
• 6:05
  do
• 6:05
  this?
• 6:05
  How
• 6:05
  do
• 6:05
  I
• 6:05
  move
• 6:05
  from
• 6:06
  just
• 6:06
  paying
• 6:06
  those
• 6:06
  premiums,
• 6:07
  Ralph,
• 6:07
  to.
• 6:08
  To
• 6:08
  confidently
• 6:08
  knowing
• 6:09
  insurance
• 6:09
  protects
• 6:09
  enough
• 6:10
  for
• 6:10
  my.
• 6:10
  For
• 6:11
  this
• 6:11
  fall?
• 6:11
  Hey,
• 6:11
  this
• 6:11
  is
• 6:12
  the
• 6:12
  season
• 6:12
  we're
• 6:12
  in.
• 6:13
  But
• 6:13
  beyond
• 6:13
  that.
• 6:14
  Well,
• 6:14
  here's
• 6:15
  my
• 6:15
  solution
• 6:15
  for
• 6:15
  you
• 6:16
  today.
• 6:16
  And
• 6:16
  I
• 6:16
  encourage
• 6:17
  every
• 6:17
  single
• 6:17
  person
• 6:18
  I
• 6:18
  meet
• 6:18
  with
• 6:18
  to
• 6:18
  do
• 6:18
  this.
• 6:19
  This
• 6:19
  is
• 6:20
  the
• 6:20
  time
• 6:20
  to
• 6:20
  conduct
• 6:21
  a
• 6:21
  brief,
• 6:21
  targeted
• 6:22
  review
• 6:22
  of
• 6:22
  your
• 6:22
  key
• 6:23
  insurance
• 6:23
  policies.
• 6:24
  Now,
• 6:24
  let
• 6:25
  me
• 6:25
  just
• 6:25
  take
• 6:25
  a
• 6:25
  little
• 6:25
  sidetrack.
• 6:26
  I'm
• 6:26
  gonna
• 6:26
  tell
• 6:26
  you
• 6:26
  what
• 6:26
  I
• 6:26
  think
• 6:26
  your
• 6:27
  key
• 6:27
  ones
• 6:27
  are.
• 6:27
  That's
• 6:28
  your
• 6:28
  auto
• 6:28
  policy,
• 6:29
  your
• 6:29
  homeowner's
• 6:30
  policy,
• 6:30
  if
• 6:30
  your
• 6:31
  rent,
• 6:31
  a
• 6:31
  renter's
• 6:32
  policy.
• 6:32
  A
• 6:32
  lot
• 6:32
  of
• 6:32
  people
• 6:32
  don't
• 6:32
  think
• 6:33
  about
• 6:33
  that
• 6:33
  one,
• 6:33
  but
• 6:34
  go
• 6:34
  get
• 6:34
  it.
• 6:34
  It's
• 6:34
  not
• 6:34
  expensive.
• 6:35
  Your
• 6:35
  health
• 6:35
  policy
• 6:36
  and
• 6:37
  life
• 6:37
  insurance.
• 6:38
  And
• 6:38
  you
• 6:38
  want
• 6:38
  to
• 6:39
  ask
• 6:39
  this
• 6:39
  big
• 6:39
  question.
• 6:40
  You
• 6:40
  gotta
• 6:40
  make
• 6:41
  sure
• 6:41
  that
• 6:41
  they
• 6:41
  adequately
• 6:42
  cover
• 6:42
  your
• 6:42
  current
• 6:43
  needs
• 6:43
  and
• 6:43
  those
• 6:44
  potential
• 6:44
  risks
• 6:45
  and
• 6:46
  compare
• 6:46
  the
• 6:46
  rates
• 6:46
  because
• 6:47
  you
• 6:47
  might
• 6:47
  have
• 6:47
  said
• 6:47
  it.
• 6:47
  And
• 6:48
  maybe
• 6:48
  you
• 6:48
  could
• 6:48
  make
• 6:48
  some.
• 6:49
  You
• 6:49
  get
• 6:49
  some
• 6:50
  better
• 6:50
  benefits
• 6:50
  now,
• 6:51
  it
• 6:51
  might
• 6:51
  even
• 6:51
  cost
• 6:51
  you
• 6:52
  less.
• 6:52
  And
• 6:52
  being
• 6:53
  proactive
• 6:54
  will
• 6:54
  give
• 6:54
  you
• 6:54
  peace
• 6:55
  of
• 6:55
  mind.
• 6:55
  So
• 6:56
  here's
• 6:56
  your
• 6:56
  action
• 6:57
  step
• 6:57
  for
• 6:57
  today
• 6:57
  with
• 6:58
  the
• 6:58
  goal
• 6:58
  to
• 6:58
  review
• 6:58
  your
• 6:59
  insurance
• 6:59
  needs
• 6:59
  for
• 6:59
  the
• 7:00
  fall.
• 7:00
  And
• 7:00
  we're
• 7:00
  going
• 7:00
  to
• 7:01
  look
• 7:01
  a
• 7:01
  little
• 7:01
  bit
• 7:01
  beyond
• 7:01
  the
• 7:01
  fall.
• 7:02
  First
• 7:02
  thing
• 7:02
  I
• 7:02
  want
• 7:02
  you
• 7:03
  to
• 7:03
  do,
• 7:03
  and
• 7:03
  this
• 7:03
  is
• 7:03
  something
• 7:04
  you
• 7:04
  should
• 7:04
  be
• 7:04
  able
• 7:04
  to
• 7:04
  put
• 7:04
  your
• 7:04
  hands
• 7:05
  on
• 7:05
  right
• 7:05
  away.
• 7:06
  So
• 7:06
  this
• 7:06
  could
• 7:06
  be
• 7:06
  an
• 7:06
  action
• 7:07
  step
• 7:07
  that
• 7:07
  would
• 7:08
  be
• 7:08
  beneficial.
• 7:08
  Anyway.
• 7:09
  Gather
• 7:09
  your
• 7:09
  key
• 7:10
  policies,
• 7:11
  get
• 7:11
  the
• 7:11
  most
• 7:12
  recent
• 7:12
  statements,
• 7:12
  get
• 7:13
  those
• 7:13
  documents
• 7:14
  for
• 7:14
  your
• 7:14
  primary
• 7:15
  insurances,
• 7:15
  those
• 7:15
  health,
• 7:16
  those
• 7:16
  auto,
• 7:17
  the
• 7:17
  renters,
• 7:17
  the
• 7:17
  health
• 7:18
  and
• 7:18
  the
• 7:18
  life
• 7:18
  insurance.
• 7:19
  And
• 7:19
  put
• 7:19
  those
• 7:20
  into
• 7:20
  a
• 7:20
  folder
• 7:21
  and
• 7:21
  put
• 7:21
  those
• 7:22
  aside.
• 7:22
  Know
• 7:22
  where
• 7:22
  those
• 7:23
  things
• 7:23
  are
• 7:24
  when
• 7:24
  I
• 7:24
  talk
• 7:24
  to
• 7:24
  people.
• 7:25
  Oftentimes,
• 7:26
  yeah.
• 7:26
  You
• 7:26
  know,
• 7:27
  I
• 7:27
  do
• 7:27
  have
• 7:27
  insurance.
• 7:28
  I
• 7:28
  just
• 7:28
  can't
• 7:28
  put
• 7:28
  my
• 7:28
  hand
• 7:28
  on
• 7:29
  it
• 7:29
  right
• 7:29
  now.
• 7:30
  Well,
• 7:30
  guess
• 7:30
  what?
• 7:31
  When
• 7:31
  you
• 7:31
  have
• 7:32
  an
• 7:32
  accident
• 7:32
  or
• 7:33
  some
• 7:33
  natural
• 7:34
  disaster
• 7:34
  happens,
• 7:35
  you
• 7:35
  need
• 7:35
  to
• 7:35
  be
• 7:35
  able
• 7:36
  to
• 7:36
  put
• 7:36
  your
• 7:36
  hands
• 7:36
  on
• 7:36
  those
• 7:37
  right
• 7:37
  away
• 7:37
  so
• 7:38
  that
• 7:38
  you
• 7:38
  can
• 7:38
  move
• 7:38
  quickly
• 7:39
  and
• 7:39
  protect
• 7:40
  yourself.
• 7:40
  So
• 7:40
  that's
• 7:41
  the
• 7:41
  first
• 7:41
  thing.
• 7:41
  Gather
• 7:42
  those
• 7:42
  policies.
• 7:43
  Second
• 7:44
  thing,
• 7:44
  I
• 7:44
  want
• 7:44
  you
• 7:44
  to
• 7:44
  really
• 7:45
  think
• 7:45
  about
• 7:45
  some
• 7:46
  life
• 7:46
  changes
• 7:46
  that
• 7:47
  you've
• 7:47
  been
• 7:47
  through.
• 7:47
  I
• 7:48
  don't
• 7:48
  know
• 7:48
  how
• 7:48
  many
• 7:48
  times
• 7:49
  I've
• 7:49
  worked
• 7:49
  with
• 7:50
  people
• 7:50
  and
• 7:51
  they're
• 7:51
  like,
• 7:51
  Ralph,
• 7:51
  you
• 7:51
  don't
• 7:51
  have
• 7:52
  insurance.
• 7:52
  But
• 7:52
  I
• 7:52
  never
• 7:52
  even
• 7:52
  thought
• 7:53
  about
• 7:53
  this.
• 7:53
  My
• 7:54
  kids
• 7:54
  are
• 7:54
  away
• 7:54
  at
• 7:54
  college.
• 7:55
  Well,
• 7:55
  guess
• 7:56
  what?
• 7:56
  If
• 7:56
  your
• 7:56
  kids
• 7:56
  are
• 7:56
  away
• 7:56
  at
• 7:57
  college
• 7:57
  and
• 7:57
  I'm
• 7:57
  not
• 7:57
  an
• 7:57
  insurance
• 7:58
  agent,
• 7:58
  you
• 7:58
  might
• 7:59
  be
• 7:59
  able
• 7:59
  to
• 7:59
  save
• 7:59
  on
• 8:00
  your
• 8:00
  auto
• 8:00
  policy
• 8:01
  because
• 8:02
  you
• 8:02
  don't
• 8:02
  need
• 8:02
  to
• 8:02
  have
• 8:02
  the
• 8:03
  same
• 8:03
  coverage
• 8:03
  if
• 8:04
  there's
• 8:04
  so
• 8:04
  many
• 8:04
  miles
• 8:04
  from
• 8:04
  home.
• 8:05
  Again,
• 8:05
  talk
• 8:05
  to
• 8:05
  your
• 8:05
  insurance
• 8:06
  agent
• 8:06
  about
• 8:06
  that.
• 8:07
  Maybe
• 8:07
  you've
• 8:07
  got
• 8:07
  a
• 8:08
  new
• 8:08
  driver.
• 8:08
  You're
• 8:08
  thinking,
• 8:08
  Ralph,
• 8:09
  I
• 8:09
  just
• 8:09
  remembered
• 8:10
  I
• 8:10
  didn't
• 8:10
  even
• 8:10
  add
• 8:10
  my
• 8:10
  new
• 8:10
  driver
• 8:11
  to
• 8:11
  it.
• 8:12
  Maybe
• 8:12
  you've
• 8:12
  done
• 8:13
  some
• 8:13
  renovations
• 8:13
  to
• 8:14
  your
• 8:14
  home
• 8:14
  and
• 8:14
  all
• 8:14
  of
• 8:14
  a
• 8:14
  sudden
• 8:15
  your
• 8:15
  homeowner's
• 8:16
  policy
• 8:16
  is
• 8:16
  woefully
• 8:17
  inadequate.
• 8:18
  Maybe
• 8:18
  there's
• 8:19
  some
• 8:19
  risk
• 8:19
  coming
• 8:19
  up.
• 8:20
  Maybe
• 8:20
  you're
• 8:20
  in
• 8:20
  an
• 8:20
  area
• 8:20
  that
• 8:21
  floods,
• 8:21
  or
• 8:21
  maybe
• 8:21
  you're
• 8:22
  in
• 8:22
  an
• 8:22
  area
• 8:22
  that
• 8:22
  gets
• 8:23
  bad
• 8:23
  storms.
• 8:25
  Maybe
• 8:25
  you
• 8:25
  need
• 8:25
  to
• 8:26
  be
• 8:26
  prepared
• 8:27
  for
• 8:27
  that.
• 8:27
  Or
• 8:28
  maybe,
• 8:28
  just
• 8:28
  maybe,
• 8:29
  you've
• 8:29
  had
• 8:29
  some
• 8:29
  health
• 8:30
  changes
• 8:30
  and
• 8:31
  you
• 8:31
  really
• 8:31
  need
• 8:31
  to
• 8:31
  take
• 8:32
  a
• 8:32
  deep
• 8:32
  look
• 8:32
  and
• 8:32
  say,
• 8:33
  does
• 8:33
  this
• 8:33
  health
• 8:33
  policy
• 8:34
  truly
• 8:35
  meet
• 8:35
  my
• 8:35
  needs
• 8:35
  anymore?
• 8:36
  Or
• 8:37
  other
• 8:37
  options
• 8:37
  I
• 8:37
  really
• 8:38
  should
• 8:38
  explore.
• 8:38
  So
• 8:39
  second
• 8:39
  thing,
• 8:39
  like
• 8:39
  I
• 8:39
  said,
• 8:40
  identify
• 8:41
  one
• 8:41
  or
• 8:41
  two
• 8:41
  of
• 8:42
  those
• 8:42
  life
• 8:42
  changes.
• 8:43
  And
• 8:44
  then
• 8:44
  I
• 8:44
  don't
• 8:44
  want
• 8:44
  you
• 8:45
  to
• 8:45
  be
• 8:45
  burdened
• 8:45
  by
• 8:45
  this.
• 8:45
  I
• 8:45
  want
• 8:46
  you
• 8:46
  to
• 8:46
  just
• 8:46
  take
• 8:46
  one
• 8:46
  policy,
• 8:47
  maybe
• 8:47
  one
• 8:48
  a
• 8:48
  week,
• 8:48
  maybe
• 8:49
  this
• 8:49
  week,
• 8:49
  pick
• 8:49
  your
• 8:50
  auto
• 8:50
  policy
• 8:50
  or
• 8:51
  pick
• 8:51
  your
• 8:51
  homeowner's
• 8:52
  policy
• 8:52
  and
• 8:53
  read
• 8:53
  it
• 8:53
  from
• 8:53
  COVID
• 8:54
  to
• 8:54
  cover.
• 8:54
  Now,
• 8:54
  you
• 8:55
  might
• 8:55
  get
• 8:55
  lost
• 8:55
  in
• 8:55
  the
• 8:55
  legal
• 8:56
  because
• 8:56
  there's
• 8:56
  a
• 8:57
  lot
• 8:57
  of
• 8:57
  that
• 8:57
  there.
• 8:57
  It's
• 8:57
  one
• 8:57
  of
• 8:58
  the
• 8:58
  other
• 8:58
  things.
• 8:58
  I'm
• 8:58
  going
• 8:58
  to
• 8:58
  encourage
• 8:58
  you
• 8:58
  to
• 8:58
  pick
• 8:59
  up
• 8:59
  the
• 8:59
  phone
• 8:59
  and
• 8:59
  call
• 8:59
  your
• 8:59
  agent
• 9:00
  and
• 9:00
  say,
• 9:00
  explain
• 9:01
  this
• 9:01
  policy
• 9:01
  to
• 9:02
  me.
• 9:02
  I
• 9:02
  want
• 9:02
  you
• 9:03
  to
• 9:03
  explain
• 9:03
  to
• 9:03
  me
• 9:03
  what
• 9:03
  I'm
• 9:04
  covered
• 9:04
  by,
• 9:04
  what
• 9:05
  I'm
• 9:05
  covered
• 9:05
  for,
• 9:06
  what
• 9:06
  I'm
• 9:06
  not
• 9:06
  covered
• 9:06
  for.
• 9:07
  Understand
• 9:07
  the
• 9:08
  limits,
• 9:08
  understand
• 9:09
  any
• 9:09
  recent
• 9:10
  changes
• 9:10
  and
• 9:10
  talk
• 9:10
  that
• 9:10
  out
• 9:11
  with
• 9:11
  your
• 9:11
  insurge
• 9:11
  agent.
• 9:12
  Listen,
• 9:12
  this
• 9:12
  is
• 9:12
  what
• 9:13
  your
• 9:13
  insurance
• 9:13
  agents
• 9:14
  are
• 9:14
  earning
• 9:14
  a
• 9:14
  premium
• 9:15
  for.
• 9:15
  It's
• 9:16
  like
• 9:16
  the
• 9:16
  best
• 9:16
  deal
• 9:17
  in
• 9:17
  town.
• 9:17
  These
• 9:17
  insurance
• 9:18
  agents,
• 9:18
  and
• 9:18
  I'm
• 9:18
  not
• 9:18
  bad
• 9:18
  mouthing
• 9:19
  insurance
• 9:19
  agents,
• 9:20
  they've
• 9:20
  got
• 9:20
  a
• 9:21
  great
• 9:21
  business,
• 9:21
  they
• 9:21
  sell
• 9:22
  the
• 9:22
  policy
• 9:22
  and
• 9:22
  then
• 9:23
  you
• 9:23
  just
• 9:23
  keep
• 9:23
  renewing
• 9:24
  it
• 9:24
  and
• 9:24
  they're
• 9:24
  just
• 9:24
  getting
• 9:25
  paid
• 9:25
  every
• 9:25
  year.
• 9:26
  But
• 9:27
  ask
• 9:27
  them
• 9:27
  questions
• 9:28
  like
• 9:28
  given
• 9:28
  My
• 9:28
  current
• 9:29
  life,
• 9:29
  my
• 9:30
  assets,
• 9:30
  my.
• 9:30
  The
• 9:31
  upcoming
• 9:31
  season
• 9:31
  that
• 9:32
  we're
• 9:32
  going
• 9:32
  through,
• 9:32
  does
• 9:32
  this
• 9:33
  still
• 9:33
  adequately
• 9:33
  protect
• 9:34
  me
• 9:34
  if
• 9:34
  something
• 9:35
  major
• 9:35
  happened?
• 9:36
  This
• 9:36
  is
• 9:36
  a
• 9:36
  very
• 9:37
  fair
• 9:37
  question
• 9:38
  to
• 9:38
  ask
• 9:38
  your
• 9:38
  insurance
• 9:39
  agent.
• 9:39
  And
• 9:40
  if
• 9:40
  they
• 9:40
  don't
• 9:40
  have
• 9:40
  an
• 9:41
  answer,
• 9:41
  guess
• 9:41
  what?
• 9:41
  Time
• 9:42
  to
• 9:42
  shop
• 9:42
  around.
• 9:43
  Time
• 9:43
  to
• 9:43
  maybe
• 9:43
  get
• 9:44
  a
• 9:44
  new
• 9:44
  agent.
• 9:45
  So
• 9:45
  that's
• 9:45
  the
• 9:45
  second
• 9:46
  thing.
• 9:46
  Just
• 9:46
  review
• 9:46
  one
• 9:47
  policy
• 9:47
  for
• 9:47
  coverage.
• 9:48
  Maybe
• 9:48
  pick
• 9:48
  one
• 9:49
  every
• 9:49
  week
• 9:49
  so
• 9:49
  you
• 9:50
  can
• 9:50
  get
• 9:50
  through
• 9:50
  these.
• 9:50
  Make
• 9:50
  sure
• 9:51
  you've
• 9:51
  got
• 9:51
  the
• 9:51
  coverage
• 9:52
  that
• 9:52
  you
• 9:52
  need.
• 9:52
  And.
• 9:53
  And
• 9:53
  finally,
• 9:53
  hey,
• 9:54
  this
• 9:54
  is
• 9:54
  an
• 9:54
  optional
• 9:54
  thing,
• 9:55
  but
• 9:55
  it
• 9:55
  might
• 9:55
  be
• 9:56
  time
• 9:56
  to
• 9:56
  consider
• 9:56
  getting
• 9:57
  a
• 9:57
  new
• 9:57
  quote.
• 9:57
  I
• 9:58
  know
• 9:58
  with
• 9:58
  my
• 9:58
  homeowner's
• 9:59
  insurance,
• 10:00
  I
• 10:00
  know
• 10:00
  with
• 10:00
  my
• 10:00
  auto
• 10:01
  insurance,
• 10:01
  there
• 10:02
  were
• 10:02
  years
• 10:02
  that
• 10:02
  went
• 10:03
  by,
• 10:03
  just
• 10:03
  kept
• 10:03
  it
• 10:03
  in
• 10:03
  the
• 10:04
  same
• 10:04
  place.
• 10:04
  I
• 10:04
  never
• 10:04
  really
• 10:05
  shopped
• 10:05
  there.
• 10:05
  You
• 10:06
  know,
• 10:06
  it's
• 10:06
  one
• 10:06
  of
• 10:06
  those
• 10:06
  things
• 10:06
  that.
• 10:07
  Out
• 10:07
  of
• 10:07
  sight,
• 10:07
  out
• 10:07
  of
• 10:07
  mind,
• 10:08
  I'm
• 10:08
  not
• 10:08
  worried
• 10:08
  about.
• 10:08
  I
• 10:08
  pay
• 10:08
  the
• 10:09
  premium.
• 10:09
  I'm
• 10:09
  in
• 10:10
  compliance
• 10:10
  with
• 10:10
  the
• 10:11
  DMV
• 10:11
  and
• 10:11
  all
• 10:12
  that
• 10:12
  sort
• 10:12
  of
• 10:12
  thing,
• 10:13
  but
• 10:13
  I
• 10:13
  never
• 10:13
  really
• 10:14
  looked
• 10:14
  at
• 10:14
  the
• 10:14
  rates.
• 10:15
  This
• 10:15
  might
• 10:15
  be
• 10:15
  a
• 10:16
  great
• 10:16
  time
• 10:16
  to
• 10:16
  go
• 10:16
  get
• 10:16
  an
• 10:17
  online
• 10:17
  quote
• 10:17
  from
• 10:18
  a
• 10:18
  comparable
• 10:19
  website
• 10:19
  or
• 10:19
  go
• 10:20
  talk
• 10:20
  to
• 10:20
  another
• 10:20
  agent,
• 10:21
  say,
• 10:21
  hey,
• 10:21
  look,
• 10:21
  I've
• 10:22
  got
• 10:22
  this
• 10:22
  book
• 10:22
  of
• 10:22
  business.
• 10:23
  Here's
• 10:23
  what
• 10:23
  I
• 10:23
  need
• 10:24
  to
• 10:24
  cover
• 10:24
  for.
• 10:25
  Can
• 10:25
  you
• 10:25
  help
• 10:25
  me
• 10:25
  with
• 10:25
  this?
• 10:26
  Maybe
• 10:26
  you
• 10:26
  can
• 10:27
  find
• 10:27
  better
• 10:27
  coverage.
• 10:28
  Maybe
• 10:28
  you
• 10:28
  can
• 10:28
  find
• 10:28
  something.
• 10:29
  Hey,
• 10:29
  listen
• 10:29
  to
• 10:29
  this
• 10:30
  idea.
• 10:30
  Maybe
• 10:31
  you
• 10:31
  can
• 10:31
  get
• 10:31
  it
• 10:31
  for
• 10:31
  less
• 10:32
  money.
• 10:33
  Because
• 10:33
  so
• 10:34
  many
• 10:34
  of
• 10:34
  us
• 10:34
  struggle
• 10:34
  with
• 10:35
  the
• 10:35
  stress
• 10:35
  of
• 10:36
  feeling
• 10:36
  exposed
• 10:37
  that,
• 10:37
  what
• 10:37
  if
• 10:37
  something
• 10:38
  happens?
• 10:39
  It's
• 10:39
  so
• 10:39
  scary.
• 10:40
  You've
• 10:40
  worked
• 10:40
  so
• 10:40
  hard.
• 10:41
  You've
• 10:41
  put
• 10:41
  these
• 10:41
  plans
• 10:42
  together.
• 10:42
  Maybe
• 10:42
  you're
• 10:43
  a
• 10:43
  daily
• 10:43
  listener
• 10:44
  of
• 10:44
  the
• 10:44
  show
• 10:44
  and
• 10:45
  you're
• 10:45
  following
• 10:45
  all
• 10:45
  the
• 10:46
  directions
• 10:46
  that
• 10:46
  I
• 10:46
  put
• 10:46
  out
• 10:47
  there
• 10:47
  for
• 10:47
  you,
• 10:47
  like
• 10:47
  Ralph.
• 10:48
  But.
• 10:48
  But
• 10:48
  what
• 10:48
  happens
• 10:49
  if.
• 10:49
  Well,
• 10:50
  that's
• 10:50
  where
• 10:50
  insurance
• 10:51
  can
• 10:51
  really
• 10:51
  help
• 10:51
  you.
• 10:52
  And
• 10:52
  it
• 10:53
  replaces
• 10:53
  that
• 10:53
  false
• 10:54
  sense
• 10:54
  of
• 10:54
  security
• 10:54
  because
• 10:54
  so
• 10:55
  many
• 10:55
  of
• 10:55
  us
• 10:55
  have
• 10:55
  this
• 10:55
  false
• 10:55
  sense
• 10:56
  of
• 10:56
  security.
• 10:56
  Well,
• 10:57
  I've
• 10:57
  got
• 10:57
  insurance
• 10:57
  for
• 10:57
  that.
• 10:58
  But
• 10:58
  have
• 10:58
  you
• 10:59
  read
• 10:59
  the
• 10:59
  policy?
• 10:59
  Do
• 11:00
  you
• 11:00
  understand
• 11:00
  what
• 11:01
  it
• 11:01
  covers?
• 11:02
  Because
• 11:02
  I
• 11:02
  want
• 11:02
  you
• 11:02
  to
• 11:03
  be
• 11:03
  confident
• 11:03
  and
• 11:04
  I
• 11:04
  want
• 11:04
  you
• 11:04
  to
• 11:04
  be
• 11:04
  informed
• 11:05
  about
• 11:05
  the
• 11:05
  protection.
• 11:06
  And
• 11:07
  I
• 11:07
  want
• 11:07
  you
• 11:07
  to
• 11:07
  be
• 11:07
  in
• 11:08
  a
• 11:08
  place
• 11:08
  that
• 11:08
  your
• 11:08
  valuables
• 11:09
  and
• 11:10
  your
• 11:10
  family
• 11:10
  are
• 11:11
  adequately
• 11:11
  covered.
• 11:13
  Hey,
• 11:13
  sometimes
• 11:13
  you
• 11:14
  might
• 11:14
  free
• 11:14
  up
• 11:14
  some
• 11:14
  money
• 11:14
  to
• 11:15
  potentially
• 11:15
  find
• 11:15
  some
• 11:15
  better
• 11:16
  rates.
• 11:17
  And
• 11:17
  all
• 11:17
  this
• 11:17
  leads
• 11:18
  to
• 11:18
  peace
• 11:18
  of
• 11:18
  mind.
• 11:19
  Go
• 11:19
  and
• 11:19
  check
• 11:20
  out
• 11:20
  those
• 11:20
  insurance
• 11:20
  policies
• 11:21
  today
• 11:21
  and
• 11:21
  make
• 11:21
  sure
• 11:22
  they're
• 11:22
  what
• 11:22
  you
• 11:23
  think
• 11:23
  you
• 11:23
  have.
• 11:24
  And
• 11:24
  maybe
• 11:24
  look
• 11:24
  and
• 11:24
  see
• 11:25
  if
• 11:25
  you
• 11:25
  need
• 11:25
  something
• 11:25
  else.
• 11:25
  Well,
• 11:26
  let's
• 11:26
  pray
• 11:26
  together
• 11:26
  right
• 11:26
  now.
• 11:27
  Father
• 11:28
  God,
• 11:28
  we
• 11:28
  just
• 11:28
  thank
• 11:28
  you
• 11:29
  for
• 11:29
  the
• 11:29
  protection
• 11:29
  and
• 11:29
  the
• 11:30
  wisdom
• 11:30
  that
• 11:30
  you
• 11:30
  give
• 11:30
  us,
• 11:31
  Lord.
• 11:31
  And
• 11:32
  we
• 11:32
  don't
• 11:32
  live
• 11:32
  in
• 11:32
  fear,
• 11:33
  but
• 11:33
  we
• 11:33
  do
• 11:33
  live
• 11:34
  being
• 11:34
  proactive
• 11:35
  and
• 11:35
  planning.
• 11:36
  And
• 11:36
  we
• 11:36
  confess
• 11:36
  that
• 11:37
  sometimes
• 11:37
  we
• 11:37
  neglect
• 11:37
  to
• 11:38
  review
• 11:38
  our
• 11:38
  insurance,
• 11:39
  Lord,
• 11:39
  and
• 11:39
  we
• 11:39
  leave
• 11:40
  ourselves
• 11:40
  vulnerable
• 11:41
  to
• 11:41
  unexpected
• 11:42
  financial
• 11:42
  setbacks.
• 11:43
  Please
• 11:44
  grant
• 11:44
  us
• 11:44
  diligence
• 11:45
  and
• 11:45
  discernment
• 11:46
  as
• 11:46
  we
• 11:46
  review
• 11:46
  these
• 11:46
  policies.
• 11:48
  Help
• 11:48
  us
• 11:48
  to
• 11:48
  understand
• 11:49
  our
• 11:49
  needs
• 11:49
  and
• 11:50
  choose
• 11:50
  adequate
• 11:51
  coverage.
• 11:51
  And
• 11:51
  Lord,
• 11:52
  we
• 11:52
  just
• 11:52
  ask
• 11:52
  that
• 11:52
  you
• 11:53
  protect
• 11:53
  our
• 11:53
  families
• 11:53
  and
• 11:54
  protect
• 11:54
  the
• 11:54
  things
• 11:54
  that
• 11:55
  you've
• 11:55
  given
• 11:55
  unto
• 11:55
  us
• 11:56
  to
• 11:56
  even
• 11:56
  trusted
• 11:57
  to
• 11:57
  us
• 11:57
  to
• 11:57
  take
• 11:57
  care
• 11:58
  of,
• 11:58
  Lord,
• 11:58
  and
• 11:58
  guide
• 11:59
  us
• 11:59
  in
• 11:59
  all
• 11:59
  of
• 11:59
  our
• 11:59
  financial
• 12:00
  decisions.
• 12:01
  And
• 12:01
  Lord,
• 12:02
  we
• 12:02
  finally
• 12:02
  ask
• 12:02
  that
• 12:02
  our
• 12:03
  stewardship
• 12:03
  will
• 12:03
  bring
• 12:03
  you
• 12:04
  glory
• 12:04
  and
• 12:05
  bring
• 12:05
  us
• 12:05
  lasting
• 12:06
  peace.
• 12:06
  And
• 12:06
  we
• 12:06
  ask
• 12:06
  this
• 12:06
  in
• 12:07
  confidence.
• 12:08
  In
• 12:08
  Jesus
• 12:09
  name,
• 12:09
  Amen.
• 12:11
  Listen,
• 12:11
  don't
• 12:12
  think
• 12:12
  of
• 12:12
  this
• 12:12
  as
• 12:12
  a
• 12:12
  choreography.
• 12:14
  Reviewing
• 12:14
  your
• 12:14
  insurance
• 12:15
  isn't
• 12:15
  just
• 12:16
  a
• 12:16
  chore.
• 12:16
  It's
• 12:16
  a
• 12:17
  vital
• 12:17
  act
• 12:17
  of
• 12:17
  stewardship
• 12:18
  that
• 12:18
  protects
• 12:19
  your
• 12:19
  peace.
• 12:19
  So
• 12:20
  take
• 12:20
  that
• 12:20
  step
• 12:20
  today.
• 12:21
  Listen,
• 12:21
  you
• 12:21
  don't
• 12:22
  have
• 12:22
  to
• 12:22
  be
• 12:22
  overwhelmed
• 12:22
  by
• 12:22
  this.
• 12:23
  Just
• 12:23
  review
• 12:23
  one
• 12:24
  of
• 12:24
  your
• 12:24
  policies
• 12:25
  to
• 12:25
  ensure
• 12:25
  that
• 12:25
  your
• 12:26
  coverage
• 12:26
  is
• 12:26
  enough.
• 12:26
  Because
• 12:27
  I
• 12:27
  want
• 12:27
  you
• 12:27
  to
• 12:28
  move
• 12:28
  towards
• 12:28
  financial
• 12:28
  freedom.
• 12:29
  And
• 12:30
  maybe
• 12:30
  right
• 12:30
  now
• 12:30
  you're
• 12:30
  listening
• 12:31
  to
• 12:31
  this,
• 12:31
  you're
• 12:31
  like,
• 12:31
  oh,
• 12:31
  you
• 12:31
  know
• 12:31
  what,
• 12:32
  A
• 12:32
  lot
• 12:32
  of
• 12:32
  people
• 12:33
  could
• 12:33
  benefit
• 12:33
  from
• 12:33
  this.
• 12:33
  I
• 12:34
  wonder
• 12:34
  how
• 12:34
  many
• 12:34
  people
• 12:34
  thought
• 12:35
  about
• 12:35
  checking
• 12:35
  out
• 12:36
  their
• 12:36
  insurance.
• 12:36
  You
• 12:36
  know,
• 12:36
  I'm
• 12:36
  going
• 12:36
  to
• 12:37
  share
• 12:37
  this
• 12:37
  to
• 12:37
  somebody.
• 12:37
  That'd
• 12:38
  be
• 12:38
  great.
• 12:39
  Send
• 12:39
  them
• 12:39
  a
• 12:39
  text,
• 12:40
  send
• 12:40
  them
• 12:40
  an
• 12:40
  email.
• 12:40
  Hey,
• 12:40
  pick
• 12:41
  up
• 12:41
  the
• 12:41
  phone
• 12:41
  and
• 12:41
  call
• 12:41
  them.
• 12:41
  Mention
• 12:42
  it
• 12:42
  in
• 12:42
  your
• 12:42
  Bible
• 12:42
  study
• 12:43
  or
• 12:43
  your
• 12:43
  small
• 12:44
  group.
• 12:44
  You
• 12:44
  can
• 12:44
  point
• 12:44
  them
• 12:45
  right
• 12:45
  to
• 12:45
  our
• 12:45
  website
• 12:47
  at
• 12:48
  financiallyconfidentchristian.com
• 12:49
  because,
• 12:49
  hey,
• 12:50
  we
• 12:50
  all
• 12:50
  need
• 12:50
  to
• 12:50
  make
• 12:50
  sure
• 12:51
  we've
• 12:51
  got
• 12:51
  adequate
• 12:51
  insurance.
• 12:52
  We
• 12:52
  need
• 12:52
  to
• 12:53
  make
• 12:53
  sure
• 12:53
  we've
• 12:53
  got
• 12:53
  the
• 12:53
  right
• 12:53
  coverage
• 12:54
  that
• 12:54
  we
• 12:54
  need.
• 12:54
  And
• 12:55
  hey,
• 12:55
  let's
• 12:55
  save
• 12:55
  some
• 12:55
  money
• 12:56
  while
• 12:56
  we're
• 12:56
  doing
• 12:56
  it.
• 12:57
  Now,
• 12:57
  tomorrow
• 12:57
  we're
• 12:58
  going
• 12:58
  to
• 12:58
  move
• 12:58
  on
• 12:58
  to
• 12:58
  another
• 12:58
  topic.
• 12:59
  As
• 12:59
  we
• 12:59
  get
• 12:59
  organized
• 13:00
  for
• 13:00
  the
• 13:00
  fall
• 13:01
  season,
• 13:01
  we're
• 13:02
  going
• 13:02
  to
• 13:02
  be
• 13:02
  talking
• 13:02
  about
• 13:02
  how
• 13:02
  to
• 13:03
  make
• 13:03
  the
• 13:03
  most
• 13:03
  of
• 13:03
  that
• 13:03
  summer
• 13:04
  job
• 13:04
  income.
• 13:05
  Maybe
• 13:05
  you're
• 13:05
  just
• 13:05
  wrapping
• 13:05
  up
• 13:05
  the
• 13:06
  summer
• 13:06
  and
• 13:07
  whether
• 13:07
  you're
• 13:07
  a
• 13:07
  student
• 13:08
  or
• 13:08
  maybe
• 13:08
  you've
• 13:08
  done
• 13:08
  some
• 13:09
  seasonal
• 13:09
  work
• 13:09
  to
• 13:10
  help
• 13:10
  you
• 13:10
  boost
• 13:10
  your
• 13:11
  financial
• 13:11
  goals,
• 13:11
  that's
• 13:12
  a
• 13:12
  show
• 13:12
  you
• 13:12
  don't
• 13:12
  want
• 13:12
  to
• 13:12
  miss.
• 13:13
  So
• 13:13
  make
• 13:13
  sure
• 13:14
  you
• 13:14
  join
• 13:14
  me
• 13:14
  on
• 13:14
  tomorrow's
• 13:15
  show.
• 13:16
  Now,
• 13:16
  let's
• 13:16
  all
• 13:16
  go
• 13:16
  out
• 13:16
  there
• 13:17
  today
• 13:17
  and
• 13:17
  live
• 13:18
  like
• 13:18
  financially
• 13:19
  confident
• 13:19
  Christians.
• 13:20
  You
• 13:20
  can
• 13:20
  do
• 13:21
  this.
• 13:21
  I
• 13:21
  have
• 13:21
  confidence
• 13:22
  in
• 13:22
  you.
• 13:23
  Have
• 13:23
  some
• 13:23
  confidence
• 13:23
  in
• 13:24
  yourself.
• 13:24
  Stay
• 13:24
  financially
• 13:25
  savvy,
• 13:25
  make
• 13:26
  sure
• 13:26
  your
• 13:26
  insurances
• 13:27
  are
• 13:27
  in
• 13:27
  order.
• 13:27
  God
• 13:28
  bless
• 13:28
  you.
• 13:28
  And
• 13:29
  you
• 13:29
  have
• 13:29
  a
• 13:29
  great
• 13:29
  day.