Latest / Mortgage Research Network Podcast
A 0.25% Rate Drop = 5.5 Million New Buyers? Here’s Why
A tiny quarter-percent drop in mortgage rates could unlock 5.5 million homebuyers—more people than the entire population of Colorado. Tim Lucas and Craig Berry unpack how a small rate shift can trigger massive demand and reshape the housing market heading into 2026.In this episode you’ll learn:Why it matters: NAR’s research shows a 0.25% drop could unleash 5.5M buyers, especially renters desperate for relief.We’re already close: Rates have fallen from 7% → ~6.25%, putting this scenario in motion right now.The move-up domino: Millions of owners locked into 3% mortgages may finally list their…
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