Latest / The Canary Report: Safety & Risk Management
How to avoid the $300K premium trap in workers' compensation with Todd Thams
I welcome Todd Thams to discuss how a workers compensation insurance experience mod score and EMR rating serve as the most critical numbers in your risk management strategy. We look at the financial mechanics of insurance premium negotiation and why a high mod score can literally put you out of business in the construction industry.
Todd shares his transition from a family broker to a tech founder and provides a deep dive into workers comp claims management to show how injury prevention ROI is calculated. We also talk about the dangers of hiring uninsured subcontractors and why protecting…
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