Latest / DidiLawren / Wendy & Eddie Osefo Arrested and Indicted For Insurance Fraud

Transcript

Wendy & Eddie Osefo Arrested and Indicted For Insurance Fraud · DidiLawren

• 0:04
  Hello, welcome back to the episode of Bachelor.
• 0:06
  Lorenzi, how are you all doing? If you're doing great for
• 0:08
  today's episode, I want to talk about the Real Housewives of
• 0:11
  Patumak. Now look at me.
• 0:13
  I'm dressed, you know, representing the housewives fake
• 0:16
  hair check. Now, Wendy and her husband,
• 0:21
  Happy Eddie, these two people who we thought were like our
• 0:26
  representative, they're Nigerians.
• 0:29
  Their parents were 4th generation immigrants into the
• 0:31
  United States. I don't know if they were born
• 0:34
  there, but maybe they were born there.
• 0:38
  But they grew up. Wendy's a professor.
• 0:40
  She had 4°. She is a doctor, OK?
• 0:45
  And her husband Eddie is a lawyer.
• 0:48
  Wendy has done a whole lot of things.
• 0:51
  She is into political commentator, She's a professor
• 0:56
  lecturing, was lecturing at the university she has done and her
• 1:00
  husband Happy AD. He's just a go lucky guy.
• 1:04
  You know, he's always happy. That was why he was called Happy
• 1:06
  AD. Now, these two people decided to
• 1:09
  commit insurance fraud and allegedly what they did was that
• 1:13
  they got together, decided to travel because they don't want
• 1:17
  their kids to be in the house. So what they did, they travel to
• 1:20
  Mexico and after they got back, they called the police.
• 1:25
  They kind of ransacked the whole place to make you look as if
• 1:28
  there was a robbery. Then they called the police.
• 1:30
  The police came, they did an investigation and then they
• 1:32
  found out that. And then when they filed that
• 1:36
  report, they put through like 3 insurance claim, home insurance,
• 1:43
  travel insurance, contents insurance, which was totalling
• 1:47
  about $450,000. They said that some of their
• 1:53
  items were stolen. They said that Wendy's
• 1:56
  engagement ring or wedding bank was stolen, which was about
• 1:59
  4500. They made a claim of about
• 2:02
  $25,000 from the travel agent or travel insurance company.
• 2:06
  And then the home insurance was denied.
• 2:10
  The contents insurance was also denied.
• 2:12
  But during the investigation, because I mean, we're talking
• 2:16
  about $450,000, obviously that triggered massive financial
• 2:23
  fraud, which most times FBI gets involved.
• 2:27
  When they did the investigation, they realised that Wendy, the
• 2:31
  items that she said was stolen, she bought them and then
• 2:35
  returned them. After she has made that report,
• 2:38
  the wedding band that she said was stolen, she was reimbursed
• 2:41
  by the travel agent. They saw those wedding bands.
• 2:45
  She she was pictured wearing the wedding band.
• 2:49
  Now I don't even know how these two people this how many degree
• 2:54
  at least six degree holding 2 individuals who claim to be very
• 2:58
  intelligent could decide to commit fraud and be this sloppy.
• 3:05
  Anyway, I saw a video on TikTok which kind of explained
• 3:08
  everything. So before I go into the whole
• 3:10
  gist of the matter, let me just play that video for you to see
• 3:13
  what she had to say. Potomac star Wendy Osefo and her
• 3:18
  husband Eddie Osefo were indicted by a grand jury, then
• 3:22
  arrested on 7 counts of insurance fraud, 8 counts of
• 3:26
  conspiracy insurance fraud, and one count of false statements to
• 3:29
  a police officer. And thanks to this reporter on
• 3:32
  Twitter, I was able to read the four page court docs.
• 3:35
  And I'm not a lawyer, but let me tell you what it says.
• 3:38
  So basically, back in April of 2024, Wendy and Eddie called
• 3:42
  police to report a burglary. They said they had just gotten
• 3:45
  back from a five day trip to Jamaica and upon arriving home
• 3:49
  they found their bedroom and closets ransacked and several
• 3:52
  designer bags and jewellery stolen.
• 3:54
  Now, at first glance, it appeared the perpetrators have
• 3:57
  gotten in the house through the window of the primary bathroom.
• 4:00
  However, Wendy and Eddie had the ADT Security Service plus a Ring
• 4:04
  camera and neither of those things detected anything.
• 4:08
  In camera was picking up some of their package deliveries that
• 4:11
  was happening while they were out of town, but it did not pick
• 4:13
  up any intruders. So after reporting this
• 4:16
  burglary, the couple filed multiple insurance claims, one
• 4:19
  with their home insurance, one with their jewellery insurance,
• 4:22
  and one with their travellers insurance.
• 4:24
  But it turns out the home insurance denied their claim
• 4:28
  because Eddie didn't tell them that he was also filing a claim
• 4:31
  with the travellers insurance. So that leaves Travellers
• 4:34
  Insurance and jewellery insurance.
• 4:36
  And the travellers insurance settled their claim giving them
• 4:39
  $25,380, which included about $4500 for Wendy's wedding band.
• 4:45
  The problem with that is in their first report to the
• 4:48
  insurance, they said Wendy was wearing her wedding band during
• 4:51
  her trip to Jamaica. But then Eddie called them back
• 4:54
  a couple days later and said you know what?
• 4:56
  She ain't have her wedding band on after all.
• 5:00
  So travellers insurance gets settled and that leaves the
• 5:03
  jewellery insurance. And to that insurance company,
• 5:06
  the couple provided a list of 57 stolen items, and that list
• 5:10
  included Wendy's wedding band that the Travellers Insurance
• 5:13
  had already given them money for.
• 5:16
  So for a number of different reasons, the police start
• 5:18
  getting suspicious about this whole burglary and these
• 5:21
  insurance claims. So they start investigating and
• 5:24
  they learn that some of the items Wendy and Eddie claim to
• 5:27
  have been stolen during the burglary were actually purchased
• 5:30
  and returned before the burglary.
• 5:33
  For example, there was a Dior shirt listed stolen, but based
• 5:36
  on store records, it showed that that shirt was returned back to
• 5:39
  the store on January 14, 2023. And again, this alleged burglary
• 5:44
  happened in April of 2024. There was also a Gucci leather
• 5:48
  wallet that was listed as stolen.
• 5:49
  But store records show that that leather wallet was purchased and
• 5:53
  returned in 2018. So in addition to reviewing
• 5:56
  store records, police also checked Wendy's Instagram
• 5:59
  account for any evidence. And on there they saw Wendy
• 6:02
  wearing her wedding band that was supposed to be stolen on her
• 6:05
  finger after the alleged burglary. 4° having Wendy, you
• 6:09
  knew better than that. Police also get access to Wendy
• 6:12
  and Eddie's e-mail accounts. And there they found an e-mail
• 6:15
  of Eddie be asking Wendy if there were, quote, additional
• 6:19
  high value items that they could add to the list like Chanel
• 6:22
  shoes, etcetera, because he was trying to exceed $423,000 of
• 6:26
  stolen items, which was their policy maximum.
• 6:29
  And so as a result of this investigation, the couple was
• 6:32
  arrested. And when they get arrested,
• 6:34
  police have a warrant to search their house.
• 6:37
  And there, they discovered about 15 more items in the house that
• 6:41
  was supposed to have been stolen in the burglary, according to
• 6:48
  the police. Their investigation also
• 6:50
  revealed that the couple is in substantial debt, which I'm
• 6:53
  taking to mean police are assuming that was their
• 6:55
  motivation for this alleged crime.
• 6:58
  Now, listen, this could be something other than what it
• 7:00
  seems could be. So try and hold your judgments
• 7:04
  until we see how this plays out. But my goodness.
• 7:11
  Now, I am not laughing at their downfall or their misfortune,
• 7:15
  but people try to keep up with the chances.
• 7:19
  I mean, Wendy started from, you know, she, she, she's, she's her
• 7:24
  parents are immigrants, Eddie's parents.
• 7:27
  Now the, the tea, the major tea is that Eddie's parents never
• 7:34
  wanted Eddie to marry Wendy. And I know right now, you know,
• 7:37
  Nigerian families, they're saying I told you so, I told you
• 7:41
  so. And according to reports,
• 7:43
  according to sources from Eddie's parents and they said
• 7:49
  that Wendy and her people were like money hungry, fame hungry,
• 7:55
  like they could do literally do anything for money because they
• 7:58
  all rolled in the same circle. And according to Wendy, herself
• 8:02
  and her mom and Eddie's mom were friends.
• 8:06
  They used to be friends. So Eddie's mom knew Wendy's mom
• 8:10
  very well. And then, you know, she knew the
• 8:13
  family. So she said never that her son
• 8:15
  is not going to marry Wendy because of because of the way
• 8:20
  the family is she, she or according to the brothers, they
• 8:24
  said that Wendy, they were like anything to do.
• 8:27
  They can do anything for money. Now, Eddie went ahead to get
• 8:31
  married Wendy. They had a very lavish wedding,
• 8:34
  but the parents, not even the siblings.
• 8:37
  The parents and the siblings were not at the wedding because
• 8:40
  they never supported the union. And Wendy and Eddie, they had
• 8:45
  about. They have about three children
• 8:47
  and only I think last season was when Eddie's sister was able to
• 8:55
  come to the house to see the kids.
• 8:58
  These kids are, I think, Eddie and Wendy, they've been married
• 9:02
  for at least over 12 years minimum.
• 9:07
  So for for them to be able to see like physically see the kids
• 9:12
  one time in at least 12 years, that is ridiculous.
• 9:17
  But that goes to show how deep whatever animosity between
• 9:22
  Wendy's mom and Eddie's mom is. Now as a Nigerian and as an
• 9:32
  immigrant, it is very easy to keep up with the insurances.
• 9:36
  It is very easy to try to play the card of oh, I'm very
• 9:40
  successful, I am here, I've done first degree, second degree.
• 9:45
  I'm a doctor, my husband is a lawyer.
• 9:48
  It's very easy to play into that.
• 9:51
  Now, the difference between, let's say if a natural born
• 9:58
  citizen is that they don't have all those ties, you don't have
• 10:02
  cousins calling you to beg you for money.
• 10:04
  You don't have to show, you don't have to brag.
• 10:07
  But I think because you know, the first generation immigrants
• 10:11
  giving births, even if you don't want to do it, your parents will
• 10:14
  kind of push you to do certain things to say my daughter is
• 10:18
  successful or my son is successful.
• 10:20
  So the pressure, I can't understand the pressure.
• 10:24
  But when they have a chip on her shoulder, looking at The Real
• 10:30
  Housewives of Potomac, I have my favourites.
• 10:33
  And Wendy was never one of them just because of the way she
• 10:36
  carries herself. You know, season 1, she was
• 10:39
  like, well, I have 4°, I'm a doctor.
• 10:42
  She just LED with that. And speaking to Wendy, yeah,
• 10:46
  she's intelligent, but you could tell she's not smart because
• 10:50
  somebody that is smart could tell that, OK, there are certain
• 10:53
  things you you don't, yes, you want to show yourself.
• 10:56
  Yes, you want to she, she has a main character syndrome because
• 11:00
  when another Nigerian joined the show, NECA, hey, Wendy and her
• 11:05
  mother, literally the way they treated that girl or that Lady
• 11:10
  on that show was was appalling because these are two Nigerians.
• 11:15
  These are two Ebo girls that could have, you know,
• 11:18
  represented that could have been best.
• 11:20
  OK, don't even be friends in real life, but once the camera
• 11:25
  is on, you could pretend. I mean, you could, you could I
• 11:29
  understand, you know, you need to do the storyline of, you
• 11:34
  know, all those you could have chosen different.
• 11:38
  Neca was crashing out because she she felt that the way and
• 11:43
  she said that was, you know, not even on the on camera, but off
• 11:47
  camera. The way Wendy and her mother was
• 11:50
  treating her was really she, she was, she wasn't having it.
• 11:53
  And then I think when you also have this thing of she wants to
• 11:56
  be the main, you know, person kind of, and I'm like, this is
• 12:03
  just ridiculous, you know, like don't do that.
• 12:08
  And then she wants to keep up with the Joneses.
• 12:10
  There are so many women, you know, Giselle, Ashley and all
• 12:15
  that. They just lived normal lives.
• 12:19
  They were not flashy. They were not trying to show
• 12:23
  Wendy got on that show as a normal person but Wendy had a
• 12:27
  boob job did the BBL had like she snipped talk.
• 12:34
  Her face has changed a lot since she joined the show because she
• 12:41
  was trying to keep up this season.
• 12:43
  I watched them the a couple of the episodes and Wendy was
• 12:48
  saying, oh, she wants to like get a marble.
• 12:51
  She was just showing it's not necessary.
• 12:54
  You could talk about any other thing.
• 12:56
  But she's just trying to be controversial just for the sake
• 13:00
  of being controversial. And I don't even know how she's
• 13:04
  going to come out of this because her husband is a lawyer.
• 13:07
  I mean, just imagine a doctor and a lawyer planning to
• 13:14
  defraud, planning insurance fraud and emailing each other,
• 13:21
  just leaving trails of evidence. I don't know.
• 13:26
  What do you think? Do you think that's Wendy got
• 13:31
  because they said they had money troubles so maybe they were
• 13:34
  trying to cash in on insurance money to to support their
• 13:37
  whatever business. Wendy is a serial entrepreneur.
• 13:41
  And one of the challenges with that is if you don't have steady
• 13:44
  income to kind of balance all those things, you are going to
• 13:48
  cry premium tears. Premium tears.
• 13:51
  She didn't have to quit her job because she started doing
• 13:54
  candles. She started a YouTube channel
• 13:57
  and all these things take time to grow.
• 13:59
  I looked at her YouTube page and she was averaging about 5000
• 14:03
  views per video. And I'm like, ah, she has a
• 14:10
  whole a whole production. It's easier when you're just
• 14:13
  sitting down talking. You have a camera in front of
• 14:16
  you, a microphone in front of you.
• 14:19
  You talk about whatever you want to talk about.
• 14:21
  When you have a team that you have to pay that expenses will
• 14:26
  catch up with you. And YouTube is not something
• 14:29
  that you do want a year. It's something that you have to
• 14:31
  constantly do and for her to constantly hair, makeup,
• 14:36
  wardrobe, camera crew, everybody.
• 14:40
  You have the editors and everything that will cost you a
• 14:43
  whole bunch of money. So I don't know, do you think
• 14:46
  that Wendy got Wendy and her husband got caught up in this
• 14:49
  whole lifestyle of the Real Housewives franchise and got way
• 14:56
  above their necks, or do you think that they've always been
• 14:59
  like that? Because I believe I always tell
• 15:01
  people, listen, whatever the husband is doing, the wife is
• 15:05
  very much aware. Or whatever the wife is doing,
• 15:07
  the husband is very much aware. Like the blue cloth bandit
• 15:11
  situation, They said, oh, the wife is not aware.
• 15:13
  She she said she's not aware. Or some wives that will say, oh,
• 15:16
  they're not aware of what their husbands are doing.
• 15:18
  Lies. You're only complaining because
• 15:22
  it's no longer benefiting you. That's it.
• 15:27
  Whoever you choose to marry, whatever the outcome is, you
• 15:30
  have to chest the foot of foot chest.
• 15:32
  You see that? You join the game and become
• 15:34
  Bonnie and Clyde like Wendy. Or you choose right.
• 15:41
  Well, people would rather choose wrong than right because you
• 15:43
  know, my husband, my husband. What do you think?
• 15:50
  Thank you very much for watching this episode.
• 15:52
  Please like, like, like and share.
• 15:53
  Thank you very much for watching.
• 15:54
  Bye bye.