Latest / The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How Student Loan Interest Rates Changed College Savings
With federal student loan interest rates resetting to double digits in October twenty twenty-six, the calculus for family savings has shifted dramatically. Lucas and Luna explore how this spike in borrowing costs makes pre-paying for education through five hundred twenty nine plans more critical than ever. They examine specific scenarios where locking in tuition at current prices versus risking future rate hikes changes the optimal funding strategy for middle-income families.
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The skinny
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