Latest / The Clark Howard Podcast
03.03.2026 Ask An Advisor With Wes Moss
Lump Sum Investing vs. Dollar-Cost Averaging & Is It Ever Too Late To Save for Retirement?
Wes Moss tackles one of the most paralyzing questions in finance: should you "cannonball" into the market or wade in slowly? While historical data shows that one method wins about two-thirds of the time, Wes explains why participation will always trump perfection.
Also, a sobering new study claims the average American has less than $1,000 saved for retirement. However, when you look past the headlines at the actual math, the story changes – and so does the outlook for "Late Start Larry and Lisa." If…
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