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SINK OR SWIM | How a Native Cosmetologist Went From Student to Salon Owner with Help from Sequoyah Fund, Inc.

In 2008, the salon where Julie Painter worked at while she was a student in cosmetology school was about to shut down because the owner was leaving to work in education. Painter's options were to work at a different salon two hours away in Asheville, N.C. — or buy the Visage Salon where she worked and become a business owner.

"There were two options in front of me," Painter, a member of the Eastern Band of Cherokee Indians, said. "And I went with option two.”

Painter admits that she “was in a terrible place for starting a business” at the time. She had a low credit score and no experience…

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