Latest / The D.L. Hughley Show / DLHS Hour 2 | Retire with $50,000 a Month or Work with $500,000 a Month

Transcript

DLHS Hour 2 | Retire with $50,000 a Month or Work with $500,000 a Month · The D.L. Hughley Show

• 0:00
  Speaker 1: It is the DL Hughley Show, your 2026 edition.
• 0:03
  Speaker 2: The countdown to One Voyage 2026, hosted by the one
• 0:06
  Speaker 2: and only Ricky Smiley, is six days. One incredible ship.
• 0:10
  Speaker 2: Only a few cabins are left. The concerts, the food,
• 0:12
  Speaker 2: and the experience. You do not want to hear about
• 0:14
  Speaker 2: it afterwards.
• 0:14
  Speaker 3: Not at all.
• 0:15
  Speaker 2: Call 214-495-1963 to secure your cabin and special price. Log
• 0:21
  Speaker 2: on to OneVoyageCruise.com for all the details. Now, the question
• 0:25
  Speaker 2: we're posing, would you rather take... Here's the audio.
• 0:27
  Speaker 4: All right, y'all, I got to jump in on this conversation.
• 0:30
  Speaker 5: So the people want to know, would you take $ 50, 000
• 0:33
  Speaker 5: a month and not have to work again and just
• 0:36
  Speaker 5: get paid? Or keep your same job right now and
• 0:39
  Speaker 5: you make $ 500, 000 a month?
• 0:41
  Speaker 4: Which would you do?
• 0:42
  Speaker 2: See, you could take, if you get a check for
• 0:46
  Speaker 2: $ 50, 000 every month and never have to go nowhere to work.
• 0:49
  Speaker 4: That's pretty good, though. That's $ 600, 000.
• 0:50
  Speaker 1: That's more than what you want to make.
• 0:51
  Speaker 6: That is.
• 0:54
  Speaker 1: That is.
• 0:54
  Speaker 7: We're doing nothing.
• 0:55
  Speaker 2: Or you can get $ 6 million a year and keep
• 0:57
  Speaker 2: doing your same thing.
• 0:58
  Speaker 1: I'm going to go out and get that $ 6 million.
• 1:01
  Speaker 8: Yeah.
• 1:01
  Speaker 1: And I wouldn't care what I was doing.
• 1:02
  Speaker 4: I wouldn't either.
• 1:04
  Speaker 1: I wouldn't even care what I was doing. What would
• 1:07
  Speaker 1: you do? What would you do?
• 1:08
  Speaker 4: Let's keep working.
• 1:09
  Speaker 1: Yeah. You Latin. Yeah.
• 1:11
  Speaker 2: I don't think they'll even allow y'all to quit.
• 1:16
  Speaker 9: $ 100, 000.
• 1:16
  Speaker 1: Yeah. Well, you know what? If you said that into
• 1:18
  Speaker 1: the microphone, a lot of people would have understood it.
• 1:20
  Speaker 1: But since you didn't. And I don't know why everybody
• 1:23
  Speaker 1: don't turn that damn mic on anyway.
• 1:25
  Speaker 8: I don't know.
• 1:26
  Speaker 1: I bet it's on now. I don't understand it.
• 1:30
  Speaker 8: Look, somebody took the $ 50, 000.
• 1:32
  Speaker 1: Absolutely. They took the $ 50, 000 and they're gone. I just
• 1:38
  Speaker 1: got an email from Joey. Kiss my ass. Wow, that's crazy. Dang, Joey.
• 1:43
  Speaker 1: So what do you think? Skip, what would you do?
• 1:44
  Speaker 4: I'm going to keep working.
• 1:45
  Speaker 10: $ 6 million a year?
• 1:46
  Speaker 4: Are you crazy?
• 1:48
  Speaker 1: I mean, $ 600, 000 a year to not do anything is
• 1:51
  Speaker 1: a good gig, but $ 6 million a year? I'm going
• 1:53
  Speaker 1: to keep on working. It depends on how hard you work,
• 1:55
  Speaker 1: what your job is.
• 2:00
  Speaker 3: Think about it.
• 2:00
  Speaker 1: We've been doing this show for, what, almost 14 years?
• 2:03
  Speaker 2: Yes.
• 2:04
  Speaker 1: So imagine if... It's laughable, yeah? I might be quitting
• 2:08
  Speaker 1: right about now, but... Wow. No, no. I just wouldn't
• 2:13
  Speaker 1: be inclined to take from anybody. I just wouldn't. Yeah,
• 2:16
  Speaker 1: that'd be tough. Well, the only thing is you might not.
• 2:19
  Speaker 1: You're going to make this.
• 2:20
  Speaker 4: Maybe I will.
• 2:20
  Speaker 10: Maybe I won't.
• 2:21
  Speaker 8: Well, but the thing is, though, you know, you still
• 2:23
  Speaker 8: have to be responsible for whatever your job responsibilities call for.
• 2:26
  Speaker 6: Right.
• 2:27
  Speaker 8: So if you have to be on time, you still
• 2:29
  Speaker 8: have if you want to keep the job in order
• 2:31
  Speaker 8: to make that five hundred million.
• 2:32
  Speaker 1: Dollars, you still got to play by the rules.
• 2:33
  Speaker 3: Right.
• 2:34
  Speaker 1: Uh, you, you add some stuff to it. I know,
• 2:37
  Speaker 1: like if you're an air traffic controller, I guess you
• 2:38
  Speaker 1: should pay attention. You know what I mean?
• 2:42
  Speaker 8: No, but I'm saying, what if you're the person who
• 2:43
  Speaker 8: opens up the office and nobody can get in until
• 2:45
  Speaker 8: you get there.
• 2:46
  Speaker 1: And you've got to be on time. Are you complaining?
• 2:47
  Speaker 6: I'm rich.
• 2:48
  Speaker 1: I don't have to take this.
• 2:50
  Speaker 8: You only got one check. Look, you only got one check.
• 2:52
  Speaker 8: You got to do that six months in. Then you
• 2:54
  Speaker 8: can start acting up. Man, but I'll tell you what,
• 2:57
  Speaker 8: I don't care how much you love your job. If
• 2:59
  Speaker 8: you knew that you could get a regular big check,
• 3:02
  Speaker 8: And didn't have to. It'd be some days you'd be like,
• 3:04
  Speaker 8: you know what, I think I'm going to go ahead on.
• 3:06
  Speaker 8: You still would think about it sometimes.
• 3:07
  Speaker 1: You'd be like the Supreme Court Justice.
• 3:09
  Speaker 11: Hell yeah.
• 3:09
  Speaker 8: I'm going to work hard for about six months. And
• 3:13
  Speaker 8: then I'm like, you know what, I've been thinking.
• 3:16
  Speaker 2: You see this goofy-ass broad, Representative Salazar, she was a big,
• 3:20
  Speaker 2: she's a Cuban Trumper, and now she's pushing back on immigration.
• 3:23
  Speaker 1: Yeah, of course, all of them are. Of course you're
• 3:24
  Speaker 1: pushing back.
• 3:26
  Speaker 2: All of your constituents are in Africa now. push back,
• 3:32
  Speaker 2: you should have, you voted for it. You should, they
• 3:34
  Speaker 2: should have your ass on that boat. They kill me
• 3:36
  Speaker 2: now acting like this, this fake.
• 3:38
  Speaker 1: You know, outrage. Oh, I'm just so emotional. Shut up.
• 3:42
  Speaker 1: What you are is in a race for your life.
• 3:45
  Speaker 1: That's exactly right. What would you do? We're going to
• 3:48
  Speaker 1: write to the phones.
• 3:49
  Speaker 10: I will go ahead and take the $ 50, 000 a month
• 3:52
  Speaker 10: because I already do a lot outside of my job
• 3:55
  Speaker 10: and then I like less than others too. So, of course,
• 3:58
  Speaker 10: I will take the $ 50, 000 a month and be happy
• 4:02
  Speaker 10: for the rest of my life. Look, I'm 60, so
• 4:04
  Speaker 10: give me at least about 10 or 15 more years, okay? Oh,
• 4:08
  Speaker 10: my God. I'll be blessing people left and right.
• 4:11
  Speaker 3: I would actually, first of all, my name is Leroy.
• 4:13
  Speaker 3: I'm calling from Atlanta. I would actually take the $ 500, 000
• 4:16
  Speaker 3: due to the fact that I could invest that into
• 4:20
  Speaker 3: life insurance policies and things of that nature and make
• 4:23
  Speaker 3: more money and still keep working. I would do the
• 4:25
  Speaker 3: investments due to the fact that it will make more
• 4:28
  Speaker 3: money over the long run, plus you'll never run out
• 4:31
  Speaker 3: of money. Even though the $ 50, 000 sounds good, that $ 500, 000
• 4:34
  Speaker 3: works better. with an investment of life insurance, like an IUL,
• 4:40
  Speaker 3: you know, Indexed Universal Life, and they keep paying you
• 4:43
  Speaker 3: tax-free money for the rest of your life. You're always
• 4:46
  Speaker 3: going to be smart about it. If there's certain people just,
• 4:48
  Speaker 3: they don't understand what they're saying out of their mouth.
• 4:50
  Speaker 3: So we've got the $ 50, 000 and never have to work.
• 4:53
  Speaker 3: Why would I want $ 600, 000? I can get $ 6 million
• 4:56
  Speaker 3: plus more with this investment and for the rest of
• 4:59
  Speaker 3: my life. And it's a legacy builder for my children's
• 5:02
  Speaker 3: children's children.
• 5:04
  Speaker 11: I'm already a senior, but I do work part time.
• 5:07
  Speaker 11: And if somebody offered me $ 50, 000 a month and not
• 5:12
  Speaker 11: to ever work again, I'm going to take that $ 50, 000
• 5:15
  Speaker 11: and I'm already retired and I'm going to vacation and
• 5:18
  Speaker 11: enjoy the remaining of my years. Because if you take
• 5:23
  Speaker 11: the $ 500, 000 and go to work, you ain't going to
• 5:27
  Speaker 11: do no work. So you might as well just take
• 5:29
  Speaker 11: the $ 50, 000 and just call it a day. That's the
• 5:33
  Speaker 11: best advice, I think, because you're not going to do
• 5:37
  Speaker 11: no work, even if you do go to work with $ 50, 000,
• 5:41
  Speaker 11: $ 500, 000 a month. So I'm going to take the $ 50, 000
• 5:44
  Speaker 11: and call it a day and enjoy the remaining of
• 5:46
  Speaker 11: my years. Me personally, I would still continue to work
• 5:50
  Speaker 11: and make that 500K.
• 5:52
  Speaker 4: I love what I do and.
• 5:54
  Speaker 11: I feel like what I do serves purpose every day.
• 5:57
  Speaker 3: And I genuinely love people and I work in health
• 5:59
  Speaker 3: care and I feel like the world lacks a lot
• 6:01
  Speaker 3: of that care part in the health care world.
• 6:03
  Speaker 11: So I would continue to work.
• 6:06
  Speaker 12: I would most definitely do the $ 500, 000.
• 6:09
  Speaker 11: I work in healthcare and it's a job.
• 6:12
  Speaker 10: That I would most definitely do if I didn't get paid.
• 6:14
  Speaker 11: So to get paid on.
• 6:16
  Speaker 10: Top of doing my job and money.
• 6:19
  Speaker 9: And then since I am like family centered, that would
• 6:22
  Speaker 9: allow me to help people around me.
• 6:24
  Speaker 11: Have an easier life.
• 6:26
  Speaker 10: So I could do way more with the $ 500, 000 and
• 6:28
  Speaker 10: still work.
• 6:29
  Speaker 11: It would be beneficial to me to work in order
• 6:32
  Speaker 11: to help others.
• 6:33
  Speaker 1: The question we're asking is this.
• 6:35
  Speaker 4: All right, y'all, I got to jump in on this conversation.
• 6:37
  Speaker 5: So the people want to know, would you take $ 50, 000
• 6:40
  Speaker 5: a month and not have to work again?
• 6:43
  Speaker 4: You just get paid. Or keep your same job right
• 6:46
  Speaker 4: now and you make $ 500, 000 a month. Which would you do?
• 6:49
  Speaker 4: Me personally, I'm taking $ 50, 000 a month. I don't want
• 6:52
  Speaker 4: to work.
• 6:53
  Speaker 5: I think the people who say they want to keep
• 6:55
  Speaker 5: working to make $ 500, 000, I don't understand your logic. Some
• 6:58
  Speaker 5: people are saying, well, if you work... You stack your money,
• 7:01
  Speaker 5: you can retire. Bro, if I'm making 50K a month
• 7:04
  Speaker 5: not working, I'm retired. What other money.
• 7:07
  Speaker 4: Do I need? I'm making 50K a month.
• 7:10
  Speaker 5: There's not anything really more that you're going to do
• 7:13
  Speaker 5: that I can't do by making 50K versus you making 500K.
• 7:18
  Speaker 5: There's not too many things you're going to be able
• 7:20
  Speaker 5: to do that I can't do. So, nah, give me
• 7:22
  Speaker 5: the 50K all day. But which one would you pick?
• 7:26
  Speaker 1: What do you think? We're going right to the phones.
• 7:28
  Speaker 9: I am definitely taking the $ 50, 000 and not working. That's it,
• 7:32
  Speaker 9: because my lifestyle does not require me to use $ 50, 000
• 7:36
  Speaker 9: every month. So I have my freedom, and I'll still
• 7:39
  Speaker 9: be able to do anything I want to do. I
• 7:42
  Speaker 9: can use the $ 500, 000 a month, but I don't want
• 7:44
  Speaker 9: to work. So I would gladly take the $ 50, 000 and
• 7:47
  Speaker 9: not work.
• 7:48
  Speaker 7: Since the question is being posed in a way that
• 7:51
  Speaker 7: they want everybody to answer it in the first person,
• 7:53
  Speaker 7: in the first person, that being me, I'm keeping my
• 7:56
  Speaker 7: job and getting $ 500, 000 a month. My job contributes well
• 8:00
  Speaker 7: to the economy. If I can get $ 500, 000 a month
• 8:02
  Speaker 7: to do my job, I'm doing my job as long
• 8:04
  Speaker 7: as I can.
• 8:05
  Speaker 6: I have more money to kick back to my offsprings,
• 8:08
  Speaker 6: which will give me more money to kick back to
• 8:10
  Speaker 6: their offsprings, offsprings, offsprings. And I contribute more to the
• 8:14
  Speaker 6: tax base because I'm going to be paying more in
• 8:16
  Speaker 6: taxes and still getting more after.
• 8:18
  Speaker 7: I pay that money in taxes than the person is
• 8:20
  Speaker 7: getting 50 grand a month and just quits.
• 8:22
  Speaker 6: Working and not contributing to the tax base anymore except
• 8:25
  Speaker 6: for as a consumer because they're not working.
• 8:27
  Speaker 11: Man, what kind of fool would pass up on that?
• 8:31
  Speaker 12: I would take the 500K just because I work for
• 8:34
  Speaker 12: myself so I can make my own hours. I would
• 8:38
  Speaker 12: definitely take the 500K just because I can make my
• 8:41
  Speaker 12: hours from six days a week to two days a
• 8:43
  Speaker 12: week and still be getting money and still be there
• 8:45
  Speaker 12: for my family at home.
• 8:48
  Speaker 2: All right, coming up, we got the streaming movie review
• 8:50
  Speaker 2: with Alibo, the streaming hack warrior.
• 8:52
  Speaker 1: He also is our longest tenured feature. He is indeed.
• 8:54
  Speaker 1: He hung in there. I wonder what he take this. Well,
• 8:57
  Speaker 1: clearly he took the 500 and he's still here. No,
• 9:01
  Speaker 1: it's not real. That's not real.
• 9:03
  Speaker 2: Now it's time to listen to Alibo, the streaming hack warrior.
• 9:10
  Speaker 13: Hola, me say.
• 9:12
  Speaker 1: Hi, me.
• 9:13
  Speaker 7: Hi, me.
• 9:14
  Speaker 4: Hi.
• 9:16
  Speaker 1: Uh-oh.
• 9:17
  Speaker 13: Yeah, my home brother.
• 9:19
  Speaker 1: What's that, Alibo?
• 9:20
  Speaker 13: We are in the September.
• 9:21
  Speaker 10: Yes.
• 9:22
  Speaker 13: You know, after the Labor Day, it is the most
• 9:26
  Speaker 13: boring month.
• 9:27
  Speaker 7: Of the year.
• 9:28
  Speaker 13: At least there's always some kind of good beef that
• 9:31
  Speaker 13: you can get through any month.
• 9:32
  Speaker 1: You know what I mean?
• 9:33
  Speaker 13: Like the rapper beef. We need another good beef like
• 9:38
  Speaker 13: Kendrick Dillamore and Drake. All we have now is Eddie
• 9:41
  Speaker 13: Sheeran in Macklemore. You see, dear my home brother, Macklemore
• 9:45
  Speaker 13: was removed from Eddie Sheeran's North American stadium tour after
• 9:50
  Speaker 13: facing backlash for onstage Free Palestine remarks and performing his
• 9:55
  Speaker 13: protest song Hindihal. This beef has no seasoning. It's like
• 9:59
  Speaker 13: vegan beef.
• 10:00
  Speaker 4: I'm serious.
• 10:02
  Speaker 13: Compared to Kendrick and Drake, it's like a street fight
• 10:05
  Speaker 13: versus two dads arguing in the parking lot after the
• 10:09
  Speaker 13: bake sale. One beef changed the culture, the other changed
• 10:12
  Speaker 13: the undercut. Drake versus Kendrick was homicide.
• 10:17
  Speaker 1: Ed vs.
• 10:17
  Speaker 13: Macklemore is a scheduling conflict with feelings.
• 10:21
  Speaker 1: Kindred brought a whole city.
• 10:23
  Speaker 13: Ed brought a statement with bullet points. Today's review has
• 10:27
  Speaker 13: everything to do with the beef. The series is Fightland,
• 10:32
  Speaker 13: starring Howard D.
• 10:33
  Speaker 11: Charles.
• 10:34
  Speaker 13: This is the new series on the Starz streaming network.
• 10:38
  Speaker 13: It is produced by 50 Decent. In this show, the
• 10:42
  Speaker 13: disgraced boxing champion is released from prison and returns to
• 10:45
  Speaker 13: London to take revenge on the crime family that betrayed him. Yes, 50%
• 10:51
  Speaker 13: dropped another one. And just like his songs, it's a
• 10:54
  Speaker 13: hit you didn't ask permission to play on repeat. It's
• 10:58
  Speaker 13: like power with gloves on. Disgraced champ Duke the Killroy
• 11:04
  Speaker 13: gets out of prison, comes back to London, and treats
• 11:07
  Speaker 13: revenge like a title fight that already went 12 rounds. Family, crime, boxing, betrayal,
• 11:14
  Speaker 13: the usual 50% starter pack. Except now everybody's British and
• 11:19
  Speaker 13: still somehow ready to catch a fade. Is it subtle?
• 11:23
  Speaker 6: No, neither was in the club.
• 11:26
  Speaker 7: I'm serious.
• 11:27
  Speaker 13: But that's the point. It walks in, takes the belt,
• 11:31
  Speaker 13: and dares you to change the channel. If 50 drop
• 11:34
  Speaker 13: TV shows the way he drops singles, this is the
• 11:38
  Speaker 13: one that goes platinum before the credits.
• 11:40
  Speaker 4: You will love it.
• 11:41
  Speaker 1: I'm serious.
• 11:42
  Speaker 13: I give up four handbags. And if you add it
• 11:45
  Speaker 13: while skinny dipping in Siberia, I will send you my
• 11:49
  Speaker 13: new series on my Zulu streaming network. It is called Fartland. Yes, Fartland.
• 11:55
  Speaker 13: He lost his belt. He lost eight years, but he
• 11:59
  Speaker 13: did not lose the ability to clear a road. Uh-oh,
• 12:02
  Speaker 13: same city, same grudges, different kind of knockout. Yes, Portland,
• 12:08
  Speaker 13: where every cliffhanger is followed by a windy advisory.
• 12:12
  Speaker 6: I'm serious.
• 12:13
  Speaker 13: This is Alibo, your streaming warrior, with the Stream Hacking
• 12:16
  Speaker 13: Movie Review. Stay safe and healthy.