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NC Health Plan’s Big 2027 Changes | Raleigh News

North Carolina’s state health plan is set to overhaul its system in 2027, hiking premiums 5% and reshaping its provider network to favor UNC Health and Novant Health — meaning cheaper care if you stick with them. Facing a $500M deficit, the plan aims to cut costs by steering members toward preferred providers and introducing a four-tier system that dramatically affects out-of-pocket costs. While emergency care and key benefits like maternity and cancer care are protected, rising costs and a modest 3% pay raise for state workers may leave many struggling. Officials are still negotiating…

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