Latest / SHULCHAN ARUCH YOMI: Own the Halacha in 25 minutes a day! / Yoreh De’ah 174:2-175:1. Interest: A Real Estate Sale That Can Be Undone, Financing Real Estate, Pre-Paying Discounted Rent, Pre-Ordering Fruit

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Yoreh De’ah 174:2-175:1. Interest: A Real Estate Sale That Can Be Undone, Financing Real Estate, Pre-Paying Discounted Rent, Pre-Ordering Fruit · SHULCHAN ARUCH YOMI: Own the Halacha in 25 minutes a day!

• 0:04
  Yeah, OK, it's seven in good morning.
• 0:07
  Seven could find dollar. We are up to find out if base
• 0:12
  Nicholas Ribes Mocherlo started in mother.
• 0:18
  He sells of a started for a moment.
• 0:19
  Also yo also low Starship Yazzillo Mosa Yazzillo *
• 0:28
  Hammerhead that if if he makes a star that if he if he returns
• 0:33
  the money, then he'll give back the deed.
• 0:36
  Star maker, the deed that's all Shyla is a deed to a house star
• 0:40
  maker. The star maker is just simply
• 0:42
  writing. No, no major things.
• 0:45
  You know, I am selling my subject to you.
• 0:49
  That's because I have 18 signs. But that's you know, that's what
• 0:53
  a star maker is. If it's a have you ever, if it's
• 0:55
  a star maker for Araya, which is that's something he's talking
• 0:58
  about over here, you have 18 sign, whatever it is.
• 1:03
  If he made the stars and it's a real tonight before the at the
• 1:09
  time of the sale, then it turns into then it's not a Mecca
• 1:18
  anymore. Once it's there's a tonight
• 1:20
  involved tonight involved a condition.
• 1:24
  If the sale is conditional, then it's not a complete sale.
• 1:28
  And then it's natural has has has studied of how well to it.
• 1:33
  And if he ate, if he ate pairs and then and then they got his
• 1:42
  PO that then he is to return whatever he ate.
• 1:47
  Or if it's if it was a house, he would have to pay him rent for
• 1:52
  whatever time he stayed there. If you wrote it after the sale,
• 2:01
  Phil Shahas, I raised a Mecca Gomor.
• 2:04
  Even if it if it's afterwards ends up complete mechanical at
• 2:07
  the time of the sale, the result wasn't traditional.
• 2:10
  If you also the star of the Bikinian home in a few Zook game
• 2:14
  and he did the you know, you know, 8 Kenya, like the curious
• 2:19
  comments, 8 Kenya name and then everything and whatever you
• 2:24
  know, the darn sure it doesn't make a difference.
• 2:27
  That's not doesn't change. He can keep the payers doesn't
• 2:30
  change. The doesn't change what this
• 2:32
  what this transaction is. Who sure wrote at least Hassid
• 2:37
  Rizuki impressed. Who sure wrote at least Hassid
• 2:39
  emo, perhaps a little. He's just doing a Hassid for
• 2:42
  him. He's a nice guy, but you know,
• 2:45
  but it's nothing that doesn't change the, the sale, just the
• 2:48
  11, the cooler, which I I was clear about, but in general with
• 2:52
  Metair about having a conditional matter is let's say
• 2:58
  about what's called a lifetime warranty.
• 3:00
  Lands and other companies have these things called a lifetime
• 3:04
  warranty and stuff. So that would be if, if you did
• 3:09
  that, it would be also be Tom Rivius, because it's not a
• 3:12
  that's not a matter, a matter means it's sold A2 week
• 3:16
  guarantee that could be until that point.
• 3:17
  It might be also if it's like a toast, it's one we saw this
• 3:21
  before, like with the wine, right?
• 3:23
  If it's a mech of toes, fine, don't worry about it.
• 3:26
  But if it's, if it's something where he had, there's a
• 3:29
  guarantee that you know, that the that, that I'll give you
• 3:33
  money back, you know, which is beyond the norm.
• 3:37
  So that that's going to be a problem with ribbon.
• 3:38
  So any like how they say, I remember I had something from
• 3:41
  some company or whatever and it broke a few years later and you
• 3:45
  know, I sent it back. They gave me a new one.
• 3:47
  You know it, you know it's that that if it was a Jewish company,
• 3:51
  it would have been an issue of a ribbus because it's the motor
• 3:56
  and the are still connected and that's going to be that's going
• 3:59
  to be a problem. It's more of a hall vault and
• 4:03
  that's not to rice up upon him, but it's because it's Derek neck
• 4:06
  of an emptar, but it's it's still listen.
• 4:09
  You know how I e-mail the Javier Canaleys sodomy pony?
• 4:12
  Someone tells his friend if they go buy it, go buy a field by
• 4:16
  fields from pony, but I'm around Michael Lashley.
• 4:19
  Listen, this is the way we're going to work this.
• 4:23
  I'm going to sell it to you. I'll tonight she actually
• 4:26
  readily. He's really most listen, I'm
• 4:29
  going to sell it straight to you.
• 4:31
  You know, I'll try that that you'll you're going to return to
• 4:37
  me when I have moms. We had this time before the
• 4:39
  Haiti Bashliya at the I cannot remember.
• 4:47
  So you you and the little care. You know each other, but tov,
• 4:51
  you're good friends, dispatch. Go ahead and you make a deal
• 4:56
  with him. I don't want to be involved in
• 4:58
  this in America LLZ tonight return clock zero.
• 5:05
  He did sell to the Shila, right. He says, listen, you want to go
• 5:08
  make it tonight. You know, he's he's selling to
• 5:11
  the Shila after he to to give to the, you know, tourists, you
• 5:15
  know, for the for the mocha. He wants to make a time with the
• 5:17
  Shila. He's like, listen, I don't know
• 5:18
  anything about tonight. You want to make tonight.
• 5:20
  Go speak to the mocha. Go speak to the little care.
• 5:23
  You know, don't don't speak to me.
• 5:25
  Then the maker. It's it's that that that
• 5:27
  statement doesn't change anything.
• 5:29
  And the here is only call out tonight.
• 5:31
  It's our clock 0 and he would have to still give it back and
• 5:36
  won't see any menu parisha. Then it's also that turns into a
• 5:39
  halva and therefore the and therefore the Lokaya.
• 5:44
  Whatever Paris he ate, he would still have to go ahead and and
• 5:49
  eat it and and I'm sorry and return to Paris because because
• 5:53
  even though the Schleif said, you know, you deal with the
• 5:55
  snide, whatever that the Mahira, that that's how the Mahira was
• 6:00
  and and doesn't change the fact that he's being coined from the
• 6:05
  Schreck is being coined for the Lokaya, right.
• 6:08
  You have you know, no, it is just he said that tonight.
• 6:23
  I don't know, don't start doing I don't know, but tonight I'll
• 6:25
  do a king in. You know, I'll do a king in for
• 6:28
  my friend. I'll do a king in but tonight
• 6:29
  you speak to him and so we and so we said after PK in the since
• 6:34
  the motor was mockbed, it should be only it all should be tall in
• 6:38
  this manner. So then that's how tall and
• 6:41
  there that's how the sale works, and therefore it's not right.
• 6:49
  And then I'm Khushchev resign AIDS.
• 6:51
  It's 9 about to Mecca. A lot of the delium in ribbies
• 6:56
  are discussed in the, you know, the actual deal here here the
• 7:00
  Shiloh you're not dealing with the Shiloh is how does the
• 7:03
  mechanic, how does the Makira work and how is this how that's
• 7:06
  what Khalsa Mishva here this this is we're telling you, OK,
• 7:09
  it is called like this. So therefore, then there's an
• 7:13
  issue of ribbons, you know, so that you know, it's a there's a
• 7:16
  you know, So therefore, to get into how it's called, you have
• 7:19
  to see if Khalsa Mishva because it's it's this case is repeated
• 7:22
  over there. But we're just, you know, but
• 7:23
  it's just there's a discussion of how it works.
• 7:26
  Dalit Maharlo Southern Nasalamiksas.
• 7:30
  He saw them a feeling, and he gave him part of the payment.
• 7:35
  He said, listen, you buy, you gave me half the amount.
• 7:38
  So then you bet you get half the half the half the piece of land
• 7:46
  he should Maison each one can go ahead and take payers say half
• 7:49
  this guy takes half and that guy takes half 'cause then it's
• 7:52
  considered half of Mahira. It's considered that you know he
• 7:55
  got half the feel already No, no, it only owns half.
• 7:59
  You only take pairs from from half of the area, unless is he
• 8:05
  shook me on the whole yeah, that's a good question.
• 8:07
  I don't remember that again. This is also disgusting
• 8:09
  Hosheimish brother The the the evidence shook me whatever.
• 8:13
  But yeah, depends on yeah. The point being is that is that
• 8:20
  you're about to sell Kashir Maurice of and that's not the I
• 8:24
  think you take payers. It's not like he's not you know
• 8:26
  that he's man I'm telling smalls or anything like that Yeah Hey,
• 8:32
  in our Hamaki little cat. I should tell me Shahramos
• 8:35
  taking any option now we're going to a different case.
• 8:38
  The Monica tells a little cat when you bring the rest of the
• 8:40
  money, he pays them half he's listen, when you bring the rest
• 8:42
  of the money, then you'll then you'll get the whole thing.
• 8:45
  Mayache of so then she named a surreal Nahala Perez.
• 8:50
  So then both of them are all Sir and they give it to a third
• 8:55
  party in Yogi Sharmos. If he brings the Sharmos who
• 9:00
  brings the rest of the money, that's the payment he gives it
• 9:03
  to the the KF in Loyolvi. I guess at a certain point
• 9:07
  Nefsirim Lamocher, The Who yaks their Amos Shikiba and he gives
• 9:11
  it back because then this then this Mahira is floating in the
• 9:15
  air. Whatever money he gave to the
• 9:16
  motor is halva and therefore and and if he took the land, then
• 9:23
  they both would be a halva. The land would be all about to
• 9:26
  this guy and the money would be all about to this guy and
• 9:29
  therefore and they're waiting. So then that's going to be
• 9:32
  Ribius if either of them take payers.
• 9:34
  So therefore you have to wait in the Omaha.
• 9:38
  If you care to listen, you take you take all the you take
• 9:42
  everything in low Yigmar Mecca. She over my her, the half silly
• 9:48
  Moisee and that gets me appears he's listen.
• 9:52
  It's similar to much canter than they feel so similar idea that
• 9:55
  if he says listen you in the meantime, you live there.
• 9:58
  You take all the payer, all you take all the profit from it and
• 10:02
  when I pay pay you the rest. If I don't can't pay you the
• 10:05
  rest, then then I'll just take you know, then then we'll just
• 10:08
  take it off the how much I owe motor who I did either way, it's
• 10:14
  going to be it's going to be fine, he says.
• 10:20
  I'm going to take you. I'm going to take it off the of
• 10:24
  the calculation of the of the money.
• 10:26
  Awesome. You guys listen, I'll pay you
• 10:31
  for whatever I ate. So that's going to be awesome.
• 10:34
  The source of ribos con hotel. You know, Shahrazu Michelle know
• 10:38
  where he took ribos and he's been marks with the ribos, so
• 10:41
  that doesn't help. The point is if he's been
• 10:43
  monarchy, he's not taking anything extra.
• 10:46
  He's not taking ribos. He's just he's just you know,
• 10:49
  he's just taking off the off off of the loan, even though the
• 10:55
  Mahabras said that he also that he'd take off isn't he doesn't
• 11:00
  hold it works. But here I think it's a little
• 11:02
  bit different side of Mashkanta. It's a it's a it's a sale Vav.
• 11:06
  I'm early on Mika Toby Sharma's Connor and cane whatever.
• 11:12
  When you when you get when you bring the rest of the money
• 11:14
  you'll buy you'll get if a lot of me out shove and Microsoft
• 11:17
  payers can I Yeah, well, though I'm I'm actually a motor of a
• 11:22
  Paris Achiovia Locais. The motor eats and will take the
• 11:29
  payers will take the profits. The you know the grain whatever.
• 11:36
  Then you know he doesn't say may actually then the sale.
• 11:41
  That was the case of if someone sells something and for 30 and
• 11:50
  it's going to be working 30 days, then then the sale is sort
• 11:55
  of floating in the air. But if he says it's going to be
• 11:58
  this sales going to be tall later.
• 12:00
  So then then it it's only caller with all the sale only goes into
• 12:04
  effect at the later point and there's no problem.
• 12:08
  OK, I won't see me man OK, I took it.
• 12:11
  He's a gospel Zion Zubin below. It's true.
• 12:17
  There's no way to solve something payment plan there
• 12:23
  there. Yeah, there is.
• 12:24
  There is just there is you just you have to.
• 12:27
  But then you have to be careful. How about who's living there or
• 12:32
  who's taking the profits and things while things are
• 12:34
  finishing Now if if you start with the payment plan and then
• 12:39
  you and you're paying off installments with Kharka and
• 12:43
  other things. The question is when is it?
• 12:45
  What is it? If you recall at the end,
• 12:47
  depends what it sort of depends on the deal.
• 12:50
  You know, let's say buy a guy buys a car or finance it
• 12:52
  finances a car, you know and they 36 payments, whatever it
• 12:56
  is, you know in the meantime, he uses it.
• 13:01
  So then, yeah, so they stopped spending.
• 13:08
  You know, it's it's the question is to get half the car.
• 13:11
  Or is it that I don't know, I don't know, it's a question, but
• 13:14
  points and, you know, the question is the ribbest point.
• 13:19
  I mean, it sort of depends on when when they when they agree.
• 13:22
  You know, this is just a case of the government option, whatever.
• 13:24
  But but you know, I'm sure in the context that if the sale, if
• 13:27
  the sales is is right now he's just, you know, and he's just
• 13:31
  paying it off And then then then it could be if they make it into
• 13:34
  a loan, like not that he's paying for the car, but they
• 13:38
  make it OK. Now you owe me money.
• 13:40
  That's a different type of transaction then he suck off
• 13:43
  love the milk, but it's disgusting because you miss.
• 13:44
  But then that could then that already is something else and
• 13:47
  it's fully his just now I have all of all, you know, I I have a
• 13:51
  lot to pay off. That's, that's that depends on
• 13:53
  you know, you can sell it to you and then and give you you can
• 14:04
  set up where, where the car is collateral and that's what they
• 14:12
  do so that there is a sale and then there's OK, right, right.
• 14:17
  It's it's listen, I you'd have to know which case.
• 14:20
  Otherwise there's no way to buy a car right, right, no, no, of
• 14:24
  course, but the guy said the question is, is it makes it to
• 14:27
  Alva with the car is collateral. It's that's that's time I'm
• 14:31
  loaning. I'm loaning you money
• 14:32
  separately. It's not paying for the car.
• 14:35
  That's a different thing That's going to be OK then to take to
• 14:37
  use the car to take the you know that that would be fine.
• 14:41
  But you know, but if it's this is a payment, the payment plan
• 14:44
  for the car, then it gets then it gets more complicated.
• 14:54
  Fine Zoven Zion Zabin below it's stickolates Susie the Armenian.
• 15:03
  He doesn't he's he's selling it, but not because he because he
• 15:07
  needs money right now. The Armenian the how there's
• 15:11
  this Vini that we don't say well, he needs money right now
• 15:14
  and therefore, when he has the money return the the the sale
• 15:19
  goes back the pain. The Zabin are died to the Mesa
• 15:23
  clarity. So or he's selling his house,
• 15:27
  he's moving here to sell below Sullig and in the end there was
• 15:31
  a war. There was a this there was, I
• 15:33
  don't know, he there's too much of A tape for him to get to to
• 15:37
  make whatever it is. He didn't go.
• 15:40
  So oh lo, is Darlay Hadris Vini or or didn't work out for him,
• 15:50
  whatever it is. So then the the sale goes back
• 15:54
  because it's key to it's a sale. But if someone sells something,
• 16:01
  even without saying that tonight it's moving me.
• 16:03
  Hey, love, he's selling his house to to sell and think and
• 16:06
  everything falls through that move him a hey, love that that
• 16:09
  that he needs to get his house back.
• 16:12
  So then he actually looking at the Maple payers a feel of it
• 16:15
  tonight at the Yoda, the lake of Zwini.
• 16:18
  He can't go live in that house until until we're sure that the
• 16:23
  guy everything worked out and the guy's actually moving,
• 16:26
  because then it's still a sale out tonight.
• 16:29
  And therefore, you know, it's a it will be an issue unless he's
• 16:32
  willing to pay Skerrus for that time.
• 16:35
  Maybe he picked him to stay in the house and put aside money
• 16:38
  to, you know, write a freshman that's for Skerrus and also that
• 16:41
  that would that would he goes between society and something
• 16:45
  such a thing would work would work.
• 16:47
  OK, But if he's just you know, and we're not you know, we're
• 16:52
  not talking that it worked out two years later fell apart that
• 16:55
  that's that's not how this is Vini.
• 16:57
  You know, that's that's that's already that's that he lost.
• 17:00
  You know, there's no you know, the whatever that's so you can
• 17:04
  make a very or bias and so they don't remove it.
• 17:07
  Someone who rents house or field from his friends for a little
• 17:12
  bit of Shawna. I pays him a little bit of a
• 17:14
  Hiktimo star SM Shawna right. And the deal was he gave him a
• 17:20
  big lump lump sum. He gave him a he, you know, he
• 17:24
  gave him upfront money for for, you know, 20 years to for the
• 17:29
  set rate. They had such a thing here
• 17:31
  recently of what's it calls for rent from the from the
• 17:37
  government. Some people can apply and they
• 17:39
  get a certain apartments that they can rent for like 10 years
• 17:43
  for for a set price. And now it's not only they don't
• 17:47
  think they give the money upfront but the but there are
• 17:50
  such ideas so here he gave you the money in front the guy's
• 17:53
  willing to do it because he wants the money now right and
• 17:55
  he's new Shaka Shonosha tie him here to massacre the hacks are
• 18:00
  low you knock it scars bond if the maskey wants to go back on
• 18:05
  it and he has to take off the rent for that time.
• 18:12
  Shia Carter talked to see, although commercial pasta,
• 18:15
  whatever the rate, whatever the rate was the absolute cargo and
• 18:17
  he gives back the cargo. So then motor that deals motor.
• 18:25
  We'll see this there's an issue. There's issues of skewers later
• 18:27
  on we'll get into a little bit later on about there are there
• 18:31
  can be ribbon spice by skewers. We'll work that out.
• 18:35
  But here this type of spherus is fine, but there's a highest
• 18:39
  karka being the fila of Swayfa, a ball of karka.
• 18:42
  The finish is also there has to be in the way that the highest
• 18:45
  of the Karka is on the ball of karka, because if it's on the on
• 18:51
  the safe air, so then it's not really a spherus.
• 18:55
  We'll get into that later on. This is this is comes in a
• 18:58
  couple more Simone. It's going to discuss that
• 19:00
  straight. It depends.
• 19:01
  It's just a you know, is this a skier or just the halva that
• 19:05
  we'll get into? That's the point over here that
• 19:07
  if the if the if the if it's a skierist by regular skierist, he
• 19:11
  has to if if, you know, if the house falls down, he the the the
• 19:15
  master has to supply a house with a cycle that's to make a
• 19:18
  different side. But you know, that's help.
• 19:20
  He didn't so and and what it and what it the the sofa who decide
• 19:26
  has the right to decide when I don't think I I don't.
• 19:31
  I don't know. I don't know if it makes it.
• 19:33
  I don't know if it makes a difference.
• 19:38
  So it's like the sofa is the mouth in here and the mask is
• 19:43
  Logan, Right, Right. The sofa is giving him money up
• 19:47
  front to now to to live in this house for 20 years.
• 19:52
  Yeah, and even if even though there's a tonight to go ahead
• 19:57
  and that that's the finish is a ski result tonight is not like a
• 20:02
  Mahira Altonai stereo salt tonight is OK, that's fine.
• 20:06
  That's not a minute like he's allowed to take payers as long
• 20:09
  as it's connection was serious a proper series.
• 20:11
  That's that's the finish over here.
• 20:17
  Then basic all of payers, they get into an idea of setting of
• 20:21
  what could be called pre ordering, things like that.
• 20:25
  Someone who preorders sets a price for one, you know, for
• 20:31
  produce and things like that. But when it comes into the
• 20:34
  market early in the season, this is this is what this is going to
• 20:38
  talk about. Let's see, I'll have aim place
• 20:40
  in all payers. I'll Shasha Yaros.
• 20:43
  He can't set a price of payers based on the, the value in the
• 20:48
  city they Shaina Kovua, because that value, it goes up and down.
• 20:53
  It's not it's not it goes up, it can go up and down.
• 20:56
  It's not set. And therefore it's like it's
• 20:59
  it's, you know, same idea to Saba saw that if you go ahead
• 21:02
  and you seek all the payers. So you set a price, you say,
• 21:05
  listen, I'm getting 10 kilos of flour and you know, and the
• 21:11
  thing didn't come in, didn't didn't set a price in the and
• 21:15
  and the market yet. And then the price can fluctuate
• 21:20
  and can go up. That's a Mr. Obama but place
• 21:22
  game. I'll shower Shiva Medina
• 21:25
  Shukavua Medina here means it's city.
• 21:28
  They can go ahead and they can place it on the on the, on the
• 21:31
  rate in the Medina because that doesn't change.
• 21:34
  Or if person wants to buy dollar, like he wants to buy
• 21:37
  dollar, you know, buy dollars or something and you know, so if
• 21:41
  the rate's going up and down, that's going to be a problem.
• 21:43
  You know, if he's to give me the dollars in two days from now
• 21:45
  where it goes up and down and then you have a problem.
• 21:47
  The retail price is generally more stable than right, right
• 21:52
  wholesale retail. These are going to get into
• 21:54
  these things. Mishi also Hashash and Medina
• 21:57
  when the they set the rate multi lahakti most of aveo he could go
• 22:01
  ahead and he can pay early or leave.
• 22:04
  Sokimoshi, you know, oh, some payers call Ashana Kashir
• 22:08
  Mauriceov. He can say that we're setting a
• 22:10
  price right now at the cheaper price.
• 22:12
  So I can give you money right now and he'll take you know,
• 22:15
  take the money. You know happier that he needs
• 22:17
  the money now and that's going to work.
• 22:19
  If he could feed Oisa Oshar. You know, even the feeling of
• 22:22
  the Siaku, even if the week you know shoots up in price, he's
• 22:25
  still going to give it to him for that price.
• 22:26
  I feel even ain't the money for payers, even if it's ain't low
• 22:31
  like we have a saw the sauce. It's just a shower.
• 22:33
  It's also OK, so too over here. I'll go you showing me the place
• 22:38
  came out Shasha Yaros the we can play sickle Shasha Yaros, Visha
• 22:45
  Hucklebee, Isidora Bannon. You can be make on Isidora
• 22:50
  Bannon because that shower that shower, we're going to say that
• 22:55
  shower of our Yaros. It's not we're going to see this
• 22:58
  case of shower Basada where it's really early and then one has
• 23:01
  any any idea of the price. But the shower of our Yaros is
• 23:05
  close to the shower of Medina. It is like it doesn't always
• 23:08
  fluctuate. So they're almost said that an
• 23:12
  Isidora Bannon. You know, it could be made.
• 23:15
  It can be. You're allowed to be.
• 23:17
  You're allowed to be Makil if need be.
• 23:19
  You're be allowed to be Makil in that situation.
• 23:26
  Yeah. All these these.