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Latest / The Investing for Beginners Podcast - Your Path to Financial Freedom

AAR24 - Credit Cards: Tool or Trap?

You can download Evan’s free monthly budgeting spreadsheet here:

https://einvestingforbeginners.com/budget/

In this episode of At Any Rate, Evan Raidt and Dave Ahern tackle one of the most misunderstood tools in personal finance: credit cards.

They open with real-life horror stories—from a $20,000 cash advance to chase a “hot stock tip” to a college student stacking cards to upgrade his truck—and use them to show how easy it is to slide into crippling debt.

Evan and Dave also walk through the emotional and behavioral side—why points and 0% APR offers can push you to overspend, and why your…

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