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Retiring Smart With Your Super | Adelaide News

Retiring with a big nest egg? You’ve got options—but the switch from saver to spender isn’t automatic. If you’ve got over $2 million in super and cash, withdrawing less than 3% annually can keep your money growing, especially thanks to tax perks. But pension accounts require minimum withdrawals—usually 5% for ages 65–74—and unused funds can roll back into accumulation accounts until age 75. If your super balance tanked despite market gains, don’t ignore it—ask your fund or advisor. Super is just a tax wrapper; your actual investments could be anything. And if you’re inheriting for a minor?…

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