The Process: What Actually Happens From Offer to Close

The Assumable Guy Show · Apr 18, 2026 · 9m

The assumption process takes 45 to 90 days. The banks are going to be annoying. Ryan doesn't pretend it's easy, but he walks you through exactly what to expect so there are no surprises.

This episode covers the full timeline: making a strong offer with assumable clauses, how the assumption processor pushes the deal through the bank, why banks add friction on purpose (and why they're required to let it happen anyway), what can go wrong, and what sellers get in return for the longer close.

He also explains why his clients have a near-100% close rate once they're in the process. You're trading a…