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PSLF Rules Changed July 2025 | Durham News
The One Big Beautiful Bill Act just rewrote the rules for student loan forgiveness — and it’s a game-changer. Starting July 1, 2026, only the new Repayment Assistance Plan counts toward Public Service Loan Forgiveness, while the default Tiered Standard Plan earns zero credit. Parent borrowers who missed consolidation deadlines are now permanently locked out. SAVE plan users have a 90-day window to switch to a qualifying plan — or risk losing months of progress. Even though PSLF’s core 120-payment goal remains, borrowers must now actively verify their plan and submit certification forms to…
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