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Dirty Little Secrets: I Stole 20k From My Fiance' · Billy The Kidd In The Morning

• 0:00
  Speaker 1: This is dirty little secrets makes one O two point nine.
• 0:06
  Speaker 2: It's failure to kid Candi slow Pez producer poo is here.
• 0:09
  Speaker 2: If you get a secret eight three three seven eight
• 0:11
  Speaker 2: seven one O two nine. Okay, whatever that secret is,
• 0:14
  Speaker 2: doesn't matter. It's Monday, get it off your chest. It's
• 0:17
  Speaker 2: too hot for these secrets.
• 0:18
  Speaker 1: Yeah, let them out.
• 0:19
  Speaker 3: Yeah, confess you'll feel ten degrees cooler.
• 0:21
  Speaker 4: Yeah.
• 0:22
  Speaker 2: Hot, And I can't guarantee that, but it is hot,
• 0:24
  Speaker 2: that's for sure. So just confess.
• 0:26
  Speaker 3: Let us know. We can also set it up.
• 0:27
  Speaker 2: On our Instagram. You can hit me up at Billy
• 0:30
  Speaker 2: on the radio whenever. Whatever, doesn't matter, we'll do it.
• 0:33
  Speaker 2: You got one, all right.
• 0:34
  Speaker 4: So actually, there's a pretty good.
• 0:35
  Speaker 5: Chance that my fiance listens to you guys. So if
• 0:38
  Speaker 5: she's hearing this right now, I guess it's one way
• 0:41
  Speaker 5: to find out.
• 0:42
  Speaker 2: Oh okay, well she's gonna I mean, I guess if
• 0:46
  Speaker 2: you're gonna tell somebody a secret, there's probably a good
• 0:48
  Speaker 2: way to do it.
• 0:49
  Speaker 1: Find out what.
• 0:50
  Speaker 3: Yeah, I guess it depends on what it is.
• 0:52
  Speaker 4: Right.
• 0:52
  Speaker 5: Just to give you a little backstory, we're getting married
• 0:55
  Speaker 5: next summer and we're planning on having a pretty big wedding.
• 0:59
  Speaker 5: And when we got engaged, we.
• 1:01
  Speaker 4: Opened up a savings account just specifically for the wedding.
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  Speaker 5: And you know, we don't actually share bank accounts yet
• 1:08
  Speaker 5: or anything. So the wedding account, the savings account, is
• 1:11
  Speaker 5: through my bank, and I'm the one who handles it.
• 1:14
  Speaker 5: She gives me the money. I deposit it, and like
• 1:17
  Speaker 5: the last time we talked about it, we had about
• 1:19
  Speaker 5: twenty thousand dollars.
• 1:20
  Speaker 4: Saved up, which was great.
• 1:23
  Speaker 2: Yeah, that's really good. A lot of people don't do
• 1:25
  Speaker 2: that at all, so that's smart.
• 1:27
  Speaker 5: So but like here's the problem right now, there's just
• 1:30
  Speaker 5: about four hundred and fifty dollars in that account right now.
• 1:33
  Speaker 2: Wait, why what do you mean there's there was twenty
• 1:36
  Speaker 2: thousand dollars in it, now there's four hundred and fifty
• 1:39
  Speaker 2: dollars in it?
• 1:40
  Speaker 3: Yes? Why?
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  Speaker 4: Okay, So I didn't blow the car.
• 1:46
  Speaker 5: I didn't blow the money on like a car or
• 1:49
  Speaker 5: gambling or anything like that. I just had some get
• 1:53
  Speaker 5: that I was trying to pay off just from years
• 1:58
  Speaker 5: of me being bad with money.
• 1:59
  Speaker 4: Credit cards and loans and everything like that.
• 2:02
  Speaker 5: And I never told her about this stuff. It's embarrassing,
• 2:06
  Speaker 5: and I just I thought I could.
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  Speaker 4: I thought I could just handle this because she doesn't
• 2:12
  Speaker 4: she doesn't.
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  Speaker 3: Have any debt.
• 2:13
  Speaker 4: She's not like this.
• 2:14
  Speaker 2: So you started paying off debt of yours with the
• 2:17
  Speaker 2: with the wedding money.
• 2:18
  Speaker 1: Yeah, oh, she's gonna lose it.
• 2:21
  Speaker 2: She's been giving you this money too to put into
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  Speaker 2: the account. So it's not like just you say this
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  Speaker 2: is joint money.
• 2:27
  Speaker 5: Yeah, oh yeah, exactly so. But like the thing was is,
• 2:31
  Speaker 5: Like the thing was is I thought I could cover
• 2:33
  Speaker 5: it if you know, I paid things off and I
• 2:35
  Speaker 5: put some money back into it with my job and
• 2:38
  Speaker 5: everything like that.
• 2:38
  Speaker 4: If I thought if I cut some corners, I sort
• 2:41
  Speaker 4: of thought, like, I'll just deal with.
• 2:42
  Speaker 3: It later, right, But.
• 2:45
  Speaker 4: The bigger problem is is my company just had.
• 2:48
  Speaker 5: A restructuring and people are getting laid off and positions
• 2:52
  Speaker 5: are getting eliminated, and it's suddenly looking like this promotion
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  Speaker 5: that I was supposed to get is not going to happen.
• 2:59
  Speaker 4: Oh oh okay, And now I'm kind of freaking out.
• 3:03
  Speaker 2: Yeah, now you're panicking because well, obviously this is this
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  Speaker 2: is an issue. If this is the plan to kind
• 3:09
  Speaker 2: of recoup the money, you didn't want to tell her
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  Speaker 2: you just had debt.
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  Speaker 5: No, I mean she's She's the complete opposite. She has
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  Speaker 5: no debt, she hates credit cards. She's like one of
• 3:21
  Speaker 5: the most financially responsible people that I ever met. And
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  Speaker 5: I felt like if I told her about this, she
• 3:27
  Speaker 5: would have broken things off with me.
• 3:28
  Speaker 2: Oh wow, would that be worth Let me ask you this, Candice,
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  Speaker 2: would this be worth it to break it off with
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  Speaker 2: someone if you found out that they were financially in debt?
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  Speaker 1: I would have break it off. But I definitely say
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  Speaker 1: you got to handle that before we start saving for
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  Speaker 1: a wedding, because that.
• 3:45
  Speaker 2: Debt becomes your debt, right shared debt yep, which is
• 3:48
  Speaker 2: wild when you think about it. For sure, you think
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  Speaker 2: she's that serious about it that she wouldn't have married
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  Speaker 2: you at all.
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  Speaker 3: I don't know, okay, I.
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  Speaker 1: Mean that could be shocking for someone who's been financially
• 4:01
  Speaker 1: responsible their whole life and then suddenly they're faced with all.
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  Speaker 2: Of this, but enough to where if you're in love
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  Speaker 2: with someone, you'll maybe just not maybe going okay, I'm
• 4:10
  Speaker 2: not getting married to you until you figure it out,
• 4:12
  Speaker 2: but breaking it out, like would people somebody.
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  Speaker 3: Actually break it off.
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  Speaker 1: This might be worse the fact that you've used the
• 4:17
  Speaker 1: money and she doesn't know about it. This might be
• 4:19
  Speaker 1: either more of a reason to break things off than before.
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  Speaker 2: Okay, this is why you just got to be honest
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  Speaker 2: about everything. Yes, so the plan is kind of you know,
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  Speaker 2: well you've messed up the plan now. But either way,
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  Speaker 2: here we are. You got to make some money. You
• 4:33
  Speaker 2: got to get it back in the account before she notices.
• 4:35
  Speaker 2: I mean, there's no way you tell her this and
• 4:37
  Speaker 2: she's cool with it.
• 4:38
  Speaker 3: No, so she got to call off the wedding.
• 4:40
  Speaker 1: I mean, well, because you also can't afford it.
• 4:43
  Speaker 2: Yeah, that's true, right, Why does everybody have to get
• 4:45
  Speaker 2: married spend all this money on a wedding? It's so yeah,
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  Speaker 2: no offense, sir, But why the wedding fund? Why not
• 4:50
  Speaker 2: just take twenty thousand dollars and go, I'm gonna put
• 4:53
  Speaker 2: it towards a house. Yep, forget your wedding, get married
• 4:56
  Speaker 2: anywhere else. Why spend a bunch of money on it?
• 4:59
  Speaker 4: Look, I understand, but like you know, we both want
• 5:01
  Speaker 4: to have a big wedding. We hopefully it's the only.
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  Speaker 5: Time that either of us get married. We want to
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  Speaker 5: have a special day and we want to be there
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  Speaker 5: with friends and family and everything like that, and like,
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  Speaker 5: you know, it's it's you know, we.
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  Speaker 4: Want to It's nothing's cheap anymore. So you know, it's
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  Speaker 4: just it's just the way it is.
• 5:20
  Speaker 2: If I ever get married again, I think I figured
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  Speaker 2: it out where I'm going to do it. I think
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  Speaker 2: I'm gonna do it right under Big.
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  Speaker 1: Tex Okay, oh I can't wait.
• 5:26
  Speaker 2: I'd stay fair. I just probably free. You know, everybody
• 5:30
  Speaker 2: can get q pons afterwards. Do whatever you got to do.
• 5:33
  Speaker 3: Leave me alone, Okay, you know what I mean.
• 5:35
  Speaker 1: I'll be there.
• 5:36
  Speaker 3: Yeah, well, yeah, you will be my best man. Poo,
• 5:39
  Speaker 3: Why Big Text is my best man?
• 5:43
  Speaker 2: Well, sir, can you let us know what happens, because yeah,
• 5:47
  Speaker 2: this is very I mean, I feel bad for you,
• 5:50
  Speaker 2: but you just you gotta be honest going into things,
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  Speaker 2: especially if you're just a life partner.
• 5:54
  Speaker 3: This is someone you're not just dating. This is someone
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  Speaker 3: you're marrying.
• 5:57
  Speaker 1: Your partner has to be responsible in all aspects of life.
• 6:00
  Speaker 3: I just can't believe it would be a deal breaker.
• 6:02
  Speaker 2: But I guess sometimes to women, I think to women
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  Speaker 2: more so than men, being financially irresponsible can be unattractive.
• 6:09
  Speaker 1: Yes, yeah, you it breaks your trust in that way.
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  Speaker 2: Yeah okay, well, hey, good luck and let us know
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  Speaker 2: what you end up doing.
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  Speaker 4: Okay, okay, thank yous.
• 6:18
  Speaker 2: Why you have to talk about finances before, yes, you
• 6:21
  Speaker 2: even get engaged for sure?
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  Speaker 1: Really,