I Almost Lost My Life Insurance Over an ACH Error — What We Learned

Money Talk With Tiff · Jun 19, 2026 · 24m

I thought my life insurance was fine. I had called. They had assured me. Then I found out my policy was canceled.

Not because I lied on my application. Not because I stopped wanting coverage. Because of an ACH error, a missing form, and the assumption that "someone else was handling it." That someone else was me — and I almost failed.

In this episode, life insurance agent Aquania Escarne walks me through what actually happens when you miss a payment, why reinstatement is possible (but not guaranteed), and how long you really have before a policy is gone for good.

We also cover what nobody…