How Silent Spending Is Cutting Your Borrowing Power by 40% | Australian Home Loan Reality

Aussie Real Estate Podcast · Feb 19, 2026 · 14m

We talk with Damian Medici, a director at Margin Finance about PropTrack data shows nine in ten prospective Australian homebuyers may be reducing their borrowing capacity through unnoticed monthly expenses. Banks assess these habits as ongoing liabilities, materially impacting loan approval and overall purchasing power.

► Record A Message: https://www.speakpipe.com/realestateradio

► Website: https://aussierealestatepodcast.lovable.app

► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo

► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en

►…