The Strategy That Turned Two Lost Properties into a Mortgage-Free Victory w/ Neil Colville-Reeves
On paper, SEPUSAC v. 9706151 Canada Limited seemed like a routine mortgage enforcement dispute. A borrower defaulted, the lender sold the properties, and the matter looked destined for the standard path of foreclosure.
But the case quickly revealed itself to be anything but ordinary. What unfolded over the next seven years exposed how vulnerable Ontario’s mortgage enforcement framework can be to abuse. Procedural stonewalling, shameless delay tactics, chaos, havoc, opaque numbered companies, and even the suing of a judge.
This was the weaponization of the rules, deployed to exhaust a…
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