Asset Classes Explained: The Role of Cash in Retirement Planning
In this episode of the Retire Early Podcast, financial advisors and retirement planners Sam Benson & Linwood Fraher of Martin Wealth Solutions kick off a deeper conversation around asset classes, starting with one of the most misunderstood: cash.
Sam and Linwood explain why cash is more than just “money in the bank” and how it plays a strategic role in retirement planning. They discuss when holding cash makes sense, when it can quietly hurt long-term outcomes, and how to think about cash as a tool for stability, flexibility, and peace of mind — not just safety.
This episode helps listeners…
The skinny
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