The Average Millionaire Didn’t Earn As Much As You Think

Chris Invests - Dividend Investing & Passive Income · Oct 10, 2026 · 11m

You probably think that millionaires have to earn a big income, right? How else could someone have enough money to save and invest if they weren’t pulling in well into the six figures every year? It seems logical—and honestly, it’s kind of comforting—because it gives us an easy reason why most people never get there. But the truth is a lot more surprising. Anyone who says wealth is just about how much you make is either misinformed, buying into a stereotype, or looking for a convenient way to avoid taking responsibility for their own money choices. And there’s something you might not realize…