Latest / The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How to Shield Your Child's College Fund From Market Crashes
In this episode, we examine the 'sequence of returns' risk that can devastate a 529 plan right before tuition is due. Lucas and Luna break down why saving aggressively in your child's teenage years might be counterproductive if not managed with a glide path strategy. We look at specific withdrawal timing, the impact of inflation on current costs versus future liabilities, and how to structure a portfolio that shifts from growth to preservation as high school graduation approaches. The discussion includes concrete examples of state tax deduction limits and how to handle…
The skinny
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