Latest / Becoming Financially Confident / Tax Season Survival Guide: Stress-Free Filing in 2026

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Tax Season Survival Guide: Stress-Free Filing in 2026 · Becoming Financially Confident

• 0:37
  Hey,
• 0:37
  for
• 0:38
  a
• 0:38
  lot
• 0:38
  of
• 0:38
  people,
• 0:38
  tax
• 0:38
  season
• 0:39
  means
• 0:39
  panic.
• 0:40
  I'm
• 0:40
  talking
• 0:40
  about
• 0:40
  stacks
• 0:41
  of
• 0:41
  papers,
• 0:42
  unanswered
• 0:42
  questions,
• 0:43
  and
• 0:44
  this
• 0:44
  quiet
• 0:44
  sense
• 0:45
  of
• 0:45
  dread.
• 0:45
  Then
• 0:46
  deadlines,
• 0:47
  creeping
• 0:47
  closer,
• 0:48
  emails
• 0:48
  you
• 0:48
  don't
• 0:49
  want
• 0:49
  to
• 0:49
  open
• 0:49
  and
• 0:50
  numbers
• 0:50
  you
• 0:50
  hope
• 0:51
  won't
• 0:51
  surprise
• 0:51
  you.
• 0:52
  And
• 0:52
  before
• 0:53
  you
• 0:53
  even
• 0:53
  start,
• 0:54
  stress
• 0:55
  shows
• 0:55
  up.
• 0:55
  But,
• 0:56
  friend,
• 0:56
  taxes
• 0:56
  don't
• 0:56
  have
• 0:57
  to
• 0:57
  feel
• 0:57
  like
• 0:57
  this.
• 0:58
  With
• 0:58
  the
• 0:58
  right
• 0:59
  preparation,
• 0:59
  you
• 1:00
  can
• 1:00
  file
• 1:00
  calmly,
• 1:01
  clearly
• 1:02
  and
• 1:02
  with
• 1:02
  peace.
• 1:02
  So
• 1:03
  let's
• 1:03
  turn
• 1:04
  panic
• 1:04
  into
• 1:04
  a
• 1:04
  plan
• 1:05
  today.
• 1:05
  Here's
• 1:05
  the
• 1:06
  question
• 1:06
  we're
• 1:06
  answering
• 1:06
  today.
• 1:07
  How
• 1:07
  can
• 1:07
  you
• 1:07
  survive
• 1:08
  tax
• 1:08
  season
• 1:09
  without
• 1:09
  stress
• 1:10
  in
• 1:10
  2026?
• 1:11
  And
• 1:11
  here's
• 1:11
  my
• 1:11
  promise
• 1:12
  for
• 1:12
  you.
• 1:12
  By
• 1:13
  the
• 1:13
  end
• 1:13
  of
• 1:13
  the
• 1:13
  episode,
• 1:14
  you're
• 1:14
  going
• 1:14
  to
• 1:14
  know
• 1:14
  why
• 1:15
  preparation
• 1:15
  changes
• 1:16
  everything.
• 1:16
  I'm
• 1:16
  going
• 1:17
  to
• 1:17
  give
• 1:17
  you
• 1:17
  a
• 1:17
  few
• 1:17
  decisions
• 1:18
  that
• 1:18
  remove
• 1:18
  most
• 1:18
  of
• 1:19
  the
• 1:19
  pressure.
• 1:19
  And
• 1:20
  I'm
• 1:20
  going
• 1:20
  to
• 1:20
  tell
• 1:20
  you
• 1:20
  how
• 1:20
  to
• 1:20
  approach
• 1:21
  taxes
• 1:21
  with
• 1:22
  confidence
• 1:23
  instead
• 1:23
  of
• 1:23
  fear.
• 1:24
  Today's
• 1:24
  not
• 1:24
  about
• 1:24
  panic.
• 1:25
  It's
• 1:26
  certainly
• 1:26
  not
• 1:26
  about
• 1:26
  scrambling.
• 1:27
  It's
• 1:27
  just
• 1:27
  about
• 1:28
  steady
• 1:28
  progress,
• 1:35
  Vision.
• 1:51
  Hey,
• 1:51
  friend.
• 1:51
  Ralph
• 1:52
  Estep
• 1:52
  Jr.
• 1:53
  Here.
• 1:53
  Welcome
• 1:53
  to
• 1:53
  Financially
• 1:54
  Confident
• 1:54
  Christian,
• 1:55
  where
• 1:55
  we
• 1:55
  learn
• 1:56
  how
• 1:56
  to
• 1:56
  walk
• 1:56
  through
• 1:56
  life
• 1:57
  and
• 1:57
  money
• 1:57
  with
• 1:57
  wisdom,
• 1:58
  with
• 1:58
  peace,
• 1:59
  and
• 1:59
  with
• 2:00
  a
• 2:00
  heart
• 2:00
  anchored
• 2:00
  in
• 2:00
  God's
• 2:01
  truth.
• 2:02
  My
• 2:02
  mission
• 2:02
  on
• 2:02
  this
• 2:02
  show
• 2:03
  is
• 2:03
  to
• 2:03
  help
• 2:03
  you
• 2:03
  break
• 2:03
  the
• 2:04
  cycle
• 2:04
  of
• 2:04
  financial
• 2:04
  shame
• 2:05
  and
• 2:05
  build
• 2:05
  those
• 2:05
  steady
• 2:06
  habits
• 2:06
  rooted
• 2:07
  in
• 2:07
  faith
• 2:07
  and
• 2:08
  truly
• 2:08
  become
• 2:09
  a
• 2:09
  financially
• 2:10
  confident
• 2:10
  Christian.
• 2:11
  And
• 2:11
  I'm
• 2:11
  really
• 2:11
  glad
• 2:12
  you're
• 2:12
  here
• 2:12
  today.
• 2:12
  Now,
• 2:13
  yesterday
• 2:13
  we
• 2:14
  wrapped
• 2:14
  up
• 2:14
  our
• 2:14
  Love
• 2:15
  and
• 2:15
  Money
• 2:15
  series
• 2:16
  talking
• 2:16
  about
• 2:16
  unity
• 2:17
  and
• 2:17
  God's
• 2:18
  design.
• 2:18
  If
• 2:18
  you
• 2:18
  missed
• 2:18
  any
• 2:18
  of
• 2:18
  it,
• 2:19
  you
• 2:19
  go
• 2:19
  back
• 2:19
  and
• 2:19
  check
• 2:19
  it
• 2:19
  out.
• 2:20
  Today
• 2:20
  we're
• 2:20
  shifting
• 2:21
  gears
• 2:21
  and
• 2:21
  we're
• 2:22
  getting
• 2:22
  into
• 2:22
  tax
• 2:23
  season
• 2:23
  survival.
• 2:23
  You're
• 2:24
  thinking,
• 2:24
  wait
• 2:24
  a
• 2:24
  minute,
• 2:24
  we
• 2:25
  just
• 2:25
  completely
• 2:25
  turned
• 2:25
  around.
• 2:26
  But
• 2:26
  here's
• 2:26
  the
• 2:27
  problem.
• 2:27
  Taxes
• 2:28
  are
• 2:28
  a
• 2:28
  part
• 2:28
  of
• 2:28
  life,
• 2:29
  but
• 2:29
  they
• 2:29
  don't
• 2:30
  have
• 2:30
  to
• 2:30
  steal
• 2:30
  your
• 2:30
  piece.
• 2:31
  And
• 2:31
  with
• 2:31
  this
• 2:31
  simple
• 2:32
  step
• 2:32
  by
• 2:32
  step
• 2:32
  approach,
• 2:33
  I'm
• 2:34
  going
• 2:34
  to
• 2:34
  break
• 2:34
  down
• 2:34
  the
• 2:34
  overwhelm
• 2:35
  today.
• 2:35
  So
• 2:36
  let's
• 2:36
  make
• 2:36
  this
• 2:36
  season
• 2:37
  calm
• 2:37
  and
• 2:38
  let's
• 2:38
  make
• 2:38
  this
• 2:38
  season
• 2:39
  clear.
• 2:39
  Because
• 2:39
  I
• 2:39
  do
• 2:40
  taxes
• 2:40
  every
• 2:40
  day.
• 2:41
  Here's
• 2:41
  a
• 2:41
  question
• 2:42
  I
• 2:42
  hear
• 2:42
  every
• 2:43
  year.
• 2:43
  Sometimes
• 2:44
  people
• 2:44
  joke
• 2:44
  about
• 2:45
  it,
• 2:45
  sometimes
• 2:46
  said
• 2:46
  anxiously,
• 2:47
  Raoul,
• 2:48
  why
• 2:48
  did
• 2:49
  taxes
• 2:49
  stress
• 2:50
  me
• 2:50
  out
• 2:50
  so
• 2:51
  much?
• 2:51
  Or
• 2:51
  maybe
• 2:51
  they
• 2:52
  say
• 2:52
  this
• 2:52
  one.
• 2:52
  Where
• 2:53
  do
• 2:53
  I
• 2:53
  even
• 2:53
  start?
• 2:55
  Both
• 2:55
  valid
• 2:56
  questions.
• 2:57
  Because
• 2:57
  confusion
• 2:58
  creates
• 2:59
  fear
• 2:59
  and
• 2:59
  clarity
• 3:00
  creates
• 3:00
  confidence.
• 3:01
  That's
• 3:01
  what
• 3:01
  we're
• 3:01
  really
• 3:01
  going
• 3:01
  to
• 3:01
  get
• 3:01
  to
• 3:02
  today.
• 3:02
  So
• 3:02
  if
• 3:03
  tax
• 3:03
  season
• 3:03
  makes
• 3:04
  you
• 3:04
  feel
• 3:04
  behind,
• 3:05
  you're
• 3:05
  not
• 3:06
  irresponsible.
• 3:06
  Guess
• 3:07
  what?
• 3:07
  You're
• 3:07
  just
• 3:07
  human.
• 3:08
  Because
• 3:09
  paperwork
• 3:09
  feels
• 3:09
  like
• 3:10
  a
• 3:10
  mountain
• 3:10
  to
• 3:10
  so
• 3:11
  many
• 3:11
  people.
• 3:11
  And
• 3:12
  maybe
• 3:12
  you
• 3:12
  procrastinated
• 3:13
  and
• 3:13
  now
• 3:13
  you
• 3:14
  feel
• 3:14
  guilty
• 3:14
  like
• 3:14
  April
• 3:15
  15th
• 3:15
  is
• 3:15
  coming.
• 3:15
  Dude,
• 3:16
  I
• 3:16
  got
• 3:16
  to
• 3:16
  get
• 3:16
  this
• 3:16
  done.
• 3:17
  And
• 3:17
  Taxes
• 3:18
  are
• 3:18
  complex
• 3:19
  and
• 3:19
  the
• 3:19
  language
• 3:19
  they
• 3:20
  use
• 3:20
  is
• 3:20
  confusing.
• 3:21
  It's
• 3:21
  not
• 3:21
  confusing
• 3:21
  to
• 3:21
  me
• 3:21
  because
• 3:22
  this
• 3:22
  is
• 3:22
  what
• 3:22
  I
• 3:22
  do.
• 3:23
  But
• 3:23
  nobody's
• 3:23
  ever
• 3:24
  taught
• 3:24
  you
• 3:24
  a
• 3:24
  simple
• 3:24
  system.
• 3:25
  See,
• 3:26
  stress
• 3:26
  doesn't
• 3:26
  mean
• 3:27
  you're
• 3:27
  bad
• 3:27
  with
• 3:27
  money.
• 3:28
  It
• 3:28
  means
• 3:28
  you
• 3:29
  just
• 3:29
  need
• 3:30
  a
• 3:30
  plan.
• 3:32
  Here's
• 3:32
  something
• 3:32
  important
• 3:33
  I
• 3:33
  want
• 3:33
  you
• 3:33
  to
• 3:33
  hear.
• 3:34
  Most
• 3:35
  tax
• 3:35
  stress
• 3:36
  comes
• 3:36
  from
• 3:37
  delay.
• 3:37
  That's
• 3:37
  really
• 3:37
  what
• 3:38
  it
• 3:38
  comes
• 3:38
  down
• 3:38
  to.
• 3:38
  It's
• 3:39
  not
• 3:39
  about
• 3:39
  difficulty.
• 3:40
  Most
• 3:40
  people's
• 3:40
  tax
• 3:41
  returns
• 3:41
  are
• 3:41
  actually
• 3:42
  pretty
• 3:42
  straightforward.
• 3:43
  It's
• 3:43
  just
• 3:43
  a
• 3:43
  delay.
• 3:44
  It's
• 3:44
  when
• 3:44
  those
• 3:44
  documents
• 3:45
  pile
• 3:45
  up,
• 3:46
  when
• 3:46
  those
• 3:46
  questions
• 3:47
  they
• 3:47
  had
• 3:47
  all
• 3:47
  year
• 3:48
  long
• 3:48
  get
• 3:48
  unanswered.
• 3:49
  And
• 3:49
  then
• 3:49
  that
• 3:50
  deadline
• 3:50
  feels
• 3:51
  rushed.
• 3:52
  And
• 3:52
  when
• 3:52
  you
• 3:52
  feel
• 3:52
  rushed,
• 3:53
  unanswered,
• 3:54
  pile
• 3:54
  up,
• 3:55
  guess
• 3:55
  what
• 3:55
  happens?
• 3:56
  Your
• 3:56
  anxiety
• 3:57
  grows.
• 3:58
  But
• 3:58
  preparation
• 3:59
  can
• 3:59
  help
• 3:59
  shrink
• 4:00
  that
• 4:00
  fear.
• 4:00
  Yes,
• 4:01
  if
• 4:01
  you're
• 4:01
  prepared,
• 4:02
  you're
• 4:02
  going
• 4:02
  to
• 4:02
  fear
• 4:03
  less.
• 4:03
  And
• 4:03
  listen,
• 4:04
  you
• 4:04
  don't
• 4:04
  have
• 4:04
  to
• 4:04
  know
• 4:04
  everything.
• 4:04
  I
• 4:05
  don't
• 4:05
  expect
• 4:05
  you
• 4:05
  to
• 4:05
  be
• 4:05
  a
• 4:05
  tax
• 4:06
  expert.
• 4:06
  That's
• 4:06
  what
• 4:06
  I
• 4:07
  am.
• 4:07
  You
• 4:07
  just
• 4:08
  have
• 4:08
  to
• 4:09
  start.
• 4:10
  So
• 4:10
  let's
• 4:10
  trade
• 4:11
  that
• 4:11
  dread
• 4:11
  for
• 4:12
  steps.
• 4:12
  Because
• 4:13
  I've
• 4:13
  helped
• 4:13
  thousands
• 4:14
  of
• 4:14
  people
• 4:14
  walk
• 4:15
  through
• 4:15
  tax
• 4:15
  season.
• 4:16
  Yes,
• 4:16
  thousands.
• 4:16
  I've
• 4:16
  been
• 4:17
  doing
• 4:17
  this
• 4:17
  for
• 4:17
  30
• 4:17
  years.
• 4:18
  I
• 4:18
  don't
• 4:18
  have
• 4:19
  to
• 4:19
  do
• 4:19
  the
• 4:19
  math,
• 4:19
  but
• 4:19
  I
• 4:20
  bet
• 4:20
  you
• 4:20
  I've
• 4:20
  done
• 4:20
  10,000
• 4:21
  tax
• 4:21
  returns.
• 4:22
  I've
• 4:22
  worked
• 4:22
  with
• 4:23
  first
• 4:23
  time
• 4:23
  filers.
• 4:24
  I've
• 4:24
  worked
• 4:24
  with
• 4:25
  families.
• 4:25
  I
• 4:25
  work
• 4:26
  with
• 4:26
  side
• 4:26
  hustlers,
• 4:27
  business
• 4:27
  owners.
• 4:28
  And
• 4:28
  here's
• 4:29
  the
• 4:29
  thing
• 4:29
  I've
• 4:29
  seen
• 4:29
  time
• 4:30
  and
• 4:30
  time
• 4:30
  again,
• 4:31
  the
• 4:31
  commas.
• 4:31
  Filers
• 4:32
  aren't
• 4:32
  the
• 4:32
  smartest
• 4:33
  filers,
• 4:34
  but
• 4:34
  what
• 4:34
  they
• 4:34
  are,
• 4:35
  are
• 4:35
  the
• 4:35
  most
• 4:35
  prepared.
• 4:36
  And
• 4:37
  see,
• 4:37
  preparation
• 4:37
  is
• 4:38
  a
• 4:38
  skill
• 4:38
  you
• 4:38
  can
• 4:38
  build.
• 4:38
  You
• 4:39
  don't
• 4:39
  have
• 4:39
  to
• 4:39
  go
• 4:39
  become
• 4:39
  a
• 4:39
  tax
• 4:40
  expert,
• 4:40
  but
• 4:41
  you
• 4:41
  can
• 4:41
  be
• 4:41
  prepared.
• 4:43
  Let
• 4:43
  me
• 4:43
  show
• 4:43
  you
• 4:43
  how
• 4:44
  simple
• 4:44
  this
• 4:44
  can
• 4:44
  be.
• 4:46
  I
• 4:46
  work
• 4:46
  with
• 4:46
  people
• 4:46
  that
• 4:47
  wait
• 4:47
  till
• 4:47
  the
• 4:47
  last
• 4:47
  minute.
• 4:48
  And
• 4:48
  if
• 4:48
  you
• 4:48
  wait
• 4:49
  to
• 4:49
  the
• 4:49
  last
• 4:49
  minute,
• 4:50
  everything
• 4:50
  feels
• 4:50
  urgent.
• 4:51
  And
• 4:52
  they
• 4:52
  weren't
• 4:52
  just
• 4:52
  missing
• 4:53
  any
• 4:53
  major
• 4:53
  forms,
• 4:54
  they
• 4:54
  just
• 4:54
  delayed.
• 4:55
  So
• 4:55
  what
• 4:55
  do
• 4:55
  we
• 4:55
  do?
• 4:56
  I
• 4:56
  said
• 4:56
  next
• 4:56
  year.
• 4:56
  Here's
• 4:56
  what
• 4:56
  I
• 4:57
  want
• 4:57
  you
• 4:57
  to
• 4:57
  do.
• 4:57
  I
• 4:57
  want
• 4:57
  you
• 4:57
  to
• 4:57
  get
• 4:58
  everything
• 4:58
  together
• 4:58
  early.
• 4:59
  Same
• 5:00
  income,
• 5:00
  same
• 5:01
  forms.
• 5:01
  And
• 5:02
  they
• 5:02
  had
• 5:02
  a
• 5:02
  completely
• 5:03
  different
• 5:03
  experience.
• 5:04
  And
• 5:05
  why?
• 5:05
  Because
• 5:05
  peace
• 5:06
  came
• 5:06
  from
• 5:06
  starting
• 5:07
  sooner,
• 5:07
  not
• 5:08
  knowing
• 5:08
  more.
• 5:09
  Peace
• 5:09
  didn't
• 5:10
  come
• 5:10
  from
• 5:10
  knowing
• 5:10
  more.
• 5:11
  It
• 5:11
  came
• 5:12
  from
• 5:12
  being
• 5:12
  prepared
• 5:13
  and
• 5:13
  starting
• 5:14
  sooner.
• 5:14
  So
• 5:15
  here's
• 5:15
  today's
• 5:15
  central
• 5:15
  question.
• 5:16
  Are
• 5:17
  you
• 5:17
  letting
• 5:17
  tax
• 5:17
  season
• 5:18
  happen
• 5:18
  to
• 5:18
  you
• 5:19
  or
• 5:19
  are
• 5:19
  you
• 5:20
  preparing
• 5:20
  for
• 5:20
  it
• 5:20
  on
• 5:21
  purpose?
• 5:22
  Are
• 5:22
  you,
• 5:22
  Are
• 5:23
  you
• 5:23
  prepared
• 5:23
  for
• 5:23
  it
• 5:23
  right
• 5:23
  now?
• 5:24
  Because
• 5:24
  that
• 5:25
  answer
• 5:25
  determines
• 5:25
  how
• 5:26
  tax
• 5:26
  season
• 5:26
  really
• 5:27
  feels.
• 5:28
  Let's
• 5:28
  walk
• 5:28
  through
• 5:28
  this
• 5:29
  step
• 5:29
  by
• 5:29
  step.
• 5:29
  Now,
• 5:29
  it's
• 5:30
  going
• 5:30
  to
• 5:30
  be
• 5:30
  slow,
• 5:30
  not
• 5:31
  overwhelming,
• 5:31
  just
• 5:32
  steady.
• 5:32
  I'm
• 5:32
  going
• 5:32
  to
• 5:32
  give
• 5:33
  you
• 5:33
  A
• 5:33
  simple
• 5:33
  stress
• 5:34
  reducing
• 5:34
  plan
• 5:35
  that
• 5:35
  works
• 5:35
  for
• 5:35
  almost
• 5:36
  everyone.
• 5:36
  Yes,
• 5:37
  you
• 5:37
  heard
• 5:37
  me
• 5:37
  right.
• 5:38
  This
• 5:38
  is
• 5:38
  the
• 5:38
  foundation
• 5:39
  of
• 5:39
  comm.
• 5:40
  Filing.
• 5:40
  First
• 5:41
  thing
• 5:41
  I
• 5:41
  want
• 5:41
  you
• 5:41
  to
• 5:41
  do,
• 5:42
  collect
• 5:43
  your
• 5:43
  documents.
• 5:43
  Don't
• 5:44
  analyze
• 5:44
  anything
• 5:44
  yet.
• 5:45
  Just
• 5:45
  find
• 5:45
  those
• 5:46
  common
• 5:46
  items.
• 5:47
  Your
• 5:47
  W2
• 5:48
  1099
• 5:49
  forms,
• 5:49
  your
• 5:50
  bank
• 5:50
  interest
• 5:50
  forms,
• 5:51
  investment
• 5:52
  statements,
• 5:52
  your
• 5:53
  mortgage
• 5:53
  interest,
• 5:53
  and
• 5:54
  any
• 5:54
  student
• 5:54
  loan
• 5:55
  interest.
• 5:56
  You
• 5:56
  don't
• 5:56
  need
• 5:56
  to
• 5:56
  organize
• 5:57
  it.
• 5:57
  Don't
• 5:57
  get
• 5:57
  in
• 5:58
  this
• 5:58
  perfection
• 5:59
  trap.
• 5:59
  You
• 6:00
  don't
• 6:00
  need
• 6:00
  to
• 6:00
  understand
• 6:01
  every
• 6:01
  form.
• 6:01
  Just
• 6:02
  collect
• 6:02
  them,
• 6:02
  put
• 6:03
  them
• 6:03
  in
• 6:03
  one
• 6:03
  place.
• 6:03
  I'm
• 6:04
  a
• 6:04
  big
• 6:04
  believer.
• 6:04
  And
• 6:05
  put
• 6:05
  them
• 6:05
  with
• 6:05
  an
• 6:05
  envelope
• 6:06
  with
• 6:06
  20,
• 6:06
  25
• 6:07
  or
• 6:07
  any
• 6:07
  write
• 6:08
  and
• 6:08
  write
• 6:08
  on
• 6:08
  it.
• 6:09
  Because
• 6:09
  that
• 6:09
  early
• 6:09
  gathering
• 6:10
  turns
• 6:10
  unknowns
• 6:11
  into
• 6:11
  knowns.
• 6:12
  And
• 6:12
  knowing
• 6:13
  things
• 6:13
  makes
• 6:13
  it
• 6:14
  feel
• 6:14
  more
• 6:14
  manageable.
• 6:15
  See,
• 6:15
  even
• 6:15
  if
• 6:15
  you
• 6:15
  don't
• 6:15
  file
• 6:16
  right
• 6:16
  away,
• 6:16
  having
• 6:17
  everything
• 6:17
  in
• 6:18
  one
• 6:18
  place
• 6:18
  removes
• 6:19
  a
• 6:19
  huge
• 6:19
  mental
• 6:19
  burden
• 6:20
  because,
• 6:20
  okay,
• 6:20
  here's
• 6:20
  what
• 6:20
  I
• 6:20
  got
• 6:21
  to
• 6:21
  do.
• 6:21
  When
• 6:21
  you
• 6:21
  sit
• 6:22
  down
• 6:22
  and
• 6:22
  do
• 6:22
  it,
• 6:22
  or
• 6:22
  maybe
• 6:22
  you
• 6:22
  bring
• 6:23
  it
• 6:23
  to
• 6:23
  somebody
• 6:23
  else,
• 6:23
  you're
• 6:23
  like,
• 6:23
  ralph,
• 6:24
  here's
• 6:24
  my
• 6:24
  floor.
• 6:24
  I
• 6:24
  love
• 6:25
  when
• 6:25
  people
• 6:25
  come
• 6:25
  in,
• 6:25
  they
• 6:25
  say,
• 6:25
  ralph,
• 6:26
  here's
• 6:26
  my
• 6:26
  stuff.
• 6:28
  And
• 6:28
  that
• 6:28
  decision
• 6:28
  alone
• 6:29
  removes
• 6:29
  a
• 6:30
  lot
• 6:30
  of
• 6:30
  stress.
• 6:31
  Now
• 6:31
  there's
• 6:32
  two
• 6:32
  solid
• 6:32
  options
• 6:33
  here.
• 6:33
  There's
• 6:34
  do
• 6:34
  it
• 6:34
  yourself
• 6:34
  software
• 6:35
  or
• 6:35
  professional
• 6:36
  help.
• 6:36
  Somebody
• 6:36
  like
• 6:36
  me.
• 6:37
  It's
• 6:38
  not
• 6:38
  about
• 6:38
  some
• 6:38
  spiritual
• 6:39
  scorecard
• 6:39
  here.
• 6:40
  Choose
• 6:40
  what
• 6:40
  fits
• 6:41
  your
• 6:41
  situation.
• 6:43
  Software
• 6:43
  may
• 6:43
  work
• 6:43
  if
• 6:44
  your
• 6:44
  income
• 6:44
  is
• 6:44
  straightforward.
• 6:45
  If
• 6:45
  your
• 6:45
  return's
• 6:45
  pretty
• 6:46
  straightforward,
• 6:46
  that's
• 6:47
  fine.
• 6:47
  Most
• 6:48
  of
• 6:48
  the
• 6:48
  time,
• 6:48
  software
• 6:49
  can
• 6:49
  work.
• 6:49
  Just
• 6:49
  pay
• 6:49
  attention
• 6:50
  to
• 6:50
  what
• 6:50
  it's
• 6:50
  asking
• 6:50
  you.
• 6:51
  Now,
• 6:52
  if
• 6:52
  your
• 6:52
  situation
• 6:53
  is
• 6:53
  a
• 6:53
  little
• 6:53
  more
• 6:53
  complicated,
• 6:54
  maybe
• 6:54
  you've
• 6:55
  got
• 6:55
  some
• 6:55
  side
• 6:55
  income,
• 6:56
  maybe
• 6:56
  you
• 6:56
  have
• 6:56
  a
• 6:57
  business
• 6:57
  or
• 6:57
  you
• 6:57
  got
• 6:57
  some
• 6:57
  business
• 6:58
  expensive.
• 6:58
  Maybe
• 6:59
  have
• 6:59
  a
• 6:59
  major
• 6:59
  life
• 7:00
  changes
• 7:00
  like
• 7:00
  you
• 7:01
  got
• 7:01
  married
• 7:01
  or
• 7:02
  you
• 7:02
  had
• 7:02
  a
• 7:02
  child
• 7:02
  or
• 7:02
  you
• 7:03
  adopted
• 7:03
  a
• 7:03
  child.
• 7:04
  Or
• 7:04
  if
• 7:04
  you
• 7:04
  have
• 7:04
  those
• 7:04
  lingering
• 7:05
  questions,
• 7:06
  it
• 7:06
  might
• 7:06
  make
• 7:07
  sense
• 7:07
  to
• 7:07
  pay
• 7:08
  a
• 7:08
  pro
• 7:08
  to
• 7:09
  help
• 7:09
  you.
• 7:09
  Because
• 7:10
  that
• 7:10
  confidence
• 7:10
  matters
• 7:11
  more
• 7:11
  than
• 7:11
  the
• 7:11
  cost.
• 7:11
  A
• 7:12
  lot
• 7:12
  of
• 7:12
  people
• 7:12
  say,
• 7:12
  oh
• 7:12
  Rob,
• 7:13
  you're
• 7:13
  expensive.
• 7:13
  I'm
• 7:14
  like,
• 7:14
  yeah,
• 7:14
  but
• 7:14
  think
• 7:14
  about
• 7:15
  the
• 7:15
  confidence.
• 7:15
  I
• 7:15
  have
• 7:15
  clients
• 7:15
  every
• 7:16
  year
• 7:16
  that
• 7:16
  come
• 7:16
  into
• 7:16
  me.
• 7:16
  They
• 7:17
  could
• 7:17
  do
• 7:17
  their
• 7:17
  returns
• 7:17
  themselves.
• 7:18
  They
• 7:18
  could
• 7:19
  go
• 7:19
  on
• 7:19
  to
• 7:19
  the
• 7:19
  do
• 7:19
  it
• 7:19
  yourself
• 7:20
  software
• 7:20
  and
• 7:21
  pay
• 7:21
  a
• 7:21
  small
• 7:21
  amount
• 7:21
  of
• 7:22
  money.
• 7:22
  But
• 7:22
  you
• 7:22
  know
• 7:22
  what
• 7:22
  they
• 7:22
  say
• 7:22
  to
• 7:23
  me
• 7:23
  all
• 7:23
  the
• 7:23
  time,
• 7:23
  Ralph,
• 7:23
  I
• 7:24
  don't
• 7:24
  have
• 7:24
  to
• 7:24
  worry
• 7:24
  about
• 7:24
  it.
• 7:25
  They
• 7:25
  have
• 7:25
  that
• 7:26
  peace
• 7:26
  and
• 7:27
  that
• 7:27
  protection
• 7:27
  is
• 7:28
  real
• 7:28
  value.
• 7:28
  For
• 7:29
  me,
• 7:30
  Frank,
• 7:30
  confidence
• 7:31
  matters
• 7:31
  more
• 7:31
  than
• 7:31
  cost.
• 7:32
  And
• 7:33
  early
• 7:33
  filing
• 7:33
  isn't
• 7:34
  rushing.
• 7:34
  It's
• 7:35
  margin.
• 7:35
  It's
• 7:36
  margin
• 7:36
  to
• 7:36
  review
• 7:36
  and
• 7:37
  make
• 7:37
  sure
• 7:37
  you've
• 7:37
  got
• 7:37
  everything
• 7:37
  in
• 7:38
  order.
• 7:38
  It's
• 7:38
  margin
• 7:39
  to
• 7:39
  ask
• 7:39
  those
• 7:40
  questions.
• 7:40
  It's
• 7:40
  margin
• 7:40
  to
• 7:41
  fix
• 7:41
  the
• 7:41
  mistakes.
• 7:42
  And
• 7:43
  I
• 7:43
  love
• 7:43
  this
• 7:43
  part
• 7:43
  of
• 7:44
  margin.
• 7:44
  If
• 7:44
  you
• 7:44
  owe
• 7:45
  it
• 7:45
  Gives
• 7:45
  you
• 7:45
  time
• 7:46
  to
• 7:46
  plan.
• 7:46
  How
• 7:46
  am
• 7:46
  I
• 7:46
  going
• 7:47
  to
• 7:47
  pay
• 7:47
  for
• 7:47
  this?
• 7:48
  And
• 7:48
  if
• 7:48
  you
• 7:48
  do
• 7:48
  a
• 7:48
  refund,
• 7:49
  hey,
• 7:49
  you
• 7:49
  get
• 7:50
  the
• 7:50
  money
• 7:50
  sooner.
• 7:50
  And
• 7:50
  money
• 7:51
  sooner
• 7:51
  is
• 7:51
  always
• 7:52
  better.
• 7:53
  And
• 7:53
  filing
• 7:53
  early
• 7:54
  can
• 7:54
  also
• 7:54
  reduce
• 7:55
  your
• 7:55
  fraud
• 7:55
  risk.
• 7:56
  Being
• 7:57
  prepared
• 7:57
  doesn't
• 7:58
  mean
• 7:58
  it's
• 7:58
  going
• 7:58
  to
• 7:58
  be
• 7:58
  perfect.
• 7:59
  It
• 7:59
  means
• 8:00
  that
• 8:00
  you
• 8:00
  are
• 8:00
  prepared.
• 8:02
  And
• 8:02
  remember
• 8:02
  this.
• 8:03
  Taxes
• 8:03
  aren't
• 8:04
  a
• 8:04
  moral
• 8:04
  test.
• 8:05
  They
• 8:05
  just
• 8:06
  aren't.
• 8:06
  They're
• 8:06
  not
• 8:06
  some
• 8:07
  moral
• 8:07
  test
• 8:07
  of
• 8:07
  what
• 8:08
  you're
• 8:08
  going
• 8:08
  to
• 8:08
  do.
• 8:09
  Taxes
• 8:10
  are
• 8:10
  an
• 8:10
  administrative
• 8:11
  responsibility.
• 8:12
  It's
• 8:12
  what
• 8:12
  I
• 8:12
  call
• 8:13
  a
• 8:13
  yearly
• 8:13
  rhythm.
• 8:14
  You
• 8:14
  gather,
• 8:15
  you
• 8:15
  decide,
• 8:15
  and
• 8:16
  then
• 8:16
  you
• 8:16
  file
• 8:17
  and
• 8:17
  see.
• 8:17
  When
• 8:17
  it's
• 8:17
  a
• 8:17
  rhythm,
• 8:18
  it
• 8:18
  loses
• 8:18
  that
• 8:19
  intimidation
• 8:19
  power.
• 8:20
  And
• 8:20
  that
• 8:21
  preparation
• 8:21
  turns
• 8:22
  chaos
• 8:22
  into
• 8:23
  process.
• 8:24
  And
• 8:24
  process
• 8:25
  creates
• 8:25
  peace.
• 8:26
  Let's
• 8:27
  get
• 8:27
  to
• 8:27
  our
• 8:27
  Bible
• 8:27
  verse
• 8:28
  today
• 8:28
  comes
• 8:28
  to
• 8:28
  us
• 8:28
  From
• 8:28
  Romans
• 8:29
  chapter
• 8:30
  13,
• 8:30
  verse
• 8:30
  7.
• 8:31
  Give
• 8:31
  to
• 8:32
  everyone
• 8:32
  what
• 8:32
  you
• 8:32
  owe
• 8:33
  them.
• 8:33
  If
• 8:33
  you
• 8:33
  owe
• 8:33
  taxes,
• 8:34
  pay
• 8:34
  taxes.
• 8:35
  If
• 8:35
  revenue,
• 8:36
  then
• 8:36
  revenue.
• 8:37
  If
• 8:37
  respect,
• 8:38
  then
• 8:38
  respect.
• 8:39
  And
• 8:39
  if
• 8:39
  honor,
• 8:40
  then
• 8:40
  honor.
• 8:41
  See,
• 8:42
  friend,
• 8:42
  Scripture
• 8:43
  frames
• 8:43
  taxes
• 8:43
  as
• 8:44
  responsibility.
• 8:45
  And
• 8:45
  that's
• 8:45
  what
• 8:45
  we
• 8:46
  need
• 8:46
  to
• 8:46
  look
• 8:46
  at
• 8:46
  it.
• 8:46
  Handled
• 8:47
  with
• 8:47
  integrity
• 8:48
  and
• 8:48
  handled
• 8:49
  with
• 8:49
  wisdom.
• 8:50
  God
• 8:50
  never
• 8:50
  frames
• 8:50
  taxes
• 8:51
  as
• 8:51
  fear,
• 8:51
  did
• 8:51
  he?
• 8:52
  He
• 8:52
  frames
• 8:52
  it
• 8:53
  as
• 8:53
  integrity
• 8:54
  and
• 8:54
  order.
• 8:55
  This
• 8:55
  is
• 8:56
  one
• 8:56
  more
• 8:56
  place
• 8:56
  where
• 8:56
  you
• 8:57
  can
• 8:57
  walk
• 8:57
  steady
• 8:57
  in
• 8:58
  your
• 8:58
  faith.
• 8:58
  And
• 8:59
  peace
• 8:59
  comes
• 8:59
  when
• 9:00
  you
• 9:00
  face
• 9:00
  it.
• 9:00
  You
• 9:01
  don't
• 9:01
  avoid
• 9:01
  it.
• 9:02
  Taxes
• 9:02
  don't
• 9:03
  have
• 9:03
  to
• 9:03
  scare
• 9:03
  you.
• 9:04
  They
• 9:04
  can
• 9:04
  be
• 9:05
  held
• 9:05
  steadily.
• 9:06
  So
• 9:06
  here's
• 9:06
  your
• 9:07
  simple
• 9:07
  step
• 9:07
  for
• 9:07
  today.
• 9:08
  I
• 9:08
  want
• 9:08
  you
• 9:08
  to
• 9:08
  create
• 9:08
  one
• 9:09
  tax
• 9:09
  folder.
• 9:10
  It
• 9:10
  can
• 9:10
  be
• 9:10
  physical,
• 9:11
  digital,
• 9:11
  or
• 9:11
  both.
• 9:11
  Maybe
• 9:12
  you
• 9:12
  like
• 9:12
  it
• 9:12
  all
• 9:12
  and
• 9:12
  just
• 9:12
  label
• 9:13
  it
• 9:13
  2025
• 9:14
  taxes
• 9:15
  and
• 9:15
  put
• 9:15
  every
• 9:15
  single
• 9:16
  tax
• 9:16
  related
• 9:16
  document
• 9:17
  in
• 9:17
  there.
• 9:18
  No
• 9:18
  sorting,
• 9:18
  no
• 9:19
  pressure,
• 9:19
  just
• 9:19
  one
• 9:19
  place.
• 9:20
  It's
• 9:20
  a
• 9:20
  parking
• 9:21
  spot.
• 9:22
  That
• 9:22
  single
• 9:22
  step
• 9:23
  reduces
• 9:23
  more
• 9:24
  anxiety
• 9:24
  than
• 9:24
  you
• 9:24
  might
• 9:25
  expect.
• 9:26
  Well,
• 9:26
  let's
• 9:26
  pray
• 9:26
  together.
• 9:27
  Lord,
• 9:28
  thank
• 9:28
  you
• 9:28
  for
• 9:28
  clarity
• 9:29
  in
• 9:29
  finances.
• 9:30
  Help
• 9:30
  us
• 9:30
  approach
• 9:31
  tax
• 9:31
  season
• 9:31
  with
• 9:32
  wisdom
• 9:32
  instead
• 9:32
  of
• 9:33
  worry.
• 9:33
  Give
• 9:34
  us
• 9:34
  peace
• 9:34
  in
• 9:34
  preparation,
• 9:35
  confidence
• 9:36
  in
• 9:36
  filing,
• 9:37
  and
• 9:37
  integrity
• 9:38
  in
• 9:38
  every
• 9:38
  single
• 9:39
  step.
• 9:39
  And
• 9:39
  we
• 9:39
  ask
• 9:39
  this
• 9:40
  in
• 9:40
  Jesus
• 9:41
  name.
• 9:42
  Amen,
• 9:43
  friend.
• 9:43
  If
• 9:44
  tax
• 9:44
  season
• 9:45
  feels
• 9:45
  overwhelming
• 9:46
  to
• 9:46
  you,
• 9:46
  you
• 9:47
  don't
• 9:47
  have
• 9:47
  to
• 9:47
  navigate
• 9:48
  it
• 9:48
  alone.
• 9:48
  We
• 9:48
  build
• 9:48
  a
• 9:49
  community.
• 9:49
  It's
• 9:49
  a
• 9:49
  place
• 9:50
  where
• 9:50
  practical
• 9:50
  guidance
• 9:51
  meets
• 9:51
  grace.
• 9:51
  It's
• 9:52
  not
• 9:52
  about
• 9:52
  judgment
• 9:53
  and
• 9:53
  it's
• 9:53
  not
• 9:53
  about
• 9:54
  financial
• 9:54
  shame.
• 9:54
  And
• 9:54
  I
• 9:55
  would
• 9:55
  love
• 9:55
  it
• 9:55
  if
• 9:55
  you
• 9:55
  would
• 9:55
  check
• 9:55
  it
• 9:55
  out.
• 9:56
  You
• 9:56
  can
• 9:56
  join
• 9:57
  us
• 9:58
  at
• 9:59
  financiallyconfidentchristian.com/join
• 10:01
  again.
• 10:01
  That's
• 10:01
  financiallyconfidentchristian.com/join
• 10:04
  because
• 10:05
  you're
• 10:05
  supported
• 10:05
  here,
• 10:07
  friend.
• 10:07
  Preparation
• 10:08
  changes
• 10:08
  everything.
• 10:09
  Taxes
• 10:10
  don't
• 10:10
  have
• 10:10
  to
• 10:10
  control
• 10:11
  your
• 10:11
  emotions
• 10:11
  anymore.
• 10:12
  With
• 10:12
  small
• 10:13
  steady
• 10:13
  steps,
• 10:14
  this
• 10:14
  season
• 10:14
  can
• 10:15
  feel
• 10:15
  calm.
• 10:16
  You're
• 10:16
  not
• 10:16
  late,
• 10:17
  you're
• 10:17
  not
• 10:17
  behind.
• 10:18
  You're
• 10:19
  just
• 10:19
  getting
• 10:19
  started
• 10:19
  now.
• 10:20
  Tomorrow
• 10:20
  we're
• 10:20
  going
• 10:20
  to
• 10:20
  go
• 10:20
  even
• 10:21
  deeper.
• 10:21
  And
• 10:21
  I'm
• 10:21
  going
• 10:21
  to
• 10:22
  talk
• 10:22
  about
• 10:22
  the
• 10:22
  top
• 10:23
  five
• 10:23
  mistakes
• 10:24
  people
• 10:24
  make
• 10:24
  at
• 10:24
  tax
• 10:24
  time,
• 10:25
  but
• 10:25
  bigger
• 10:26
  than
• 10:26
  that,
• 10:26
  how
• 10:27
  you
• 10:27
  can
• 10:27
  avoid
• 10:27
  them.
• 10:28
  And
• 10:28
  if
• 10:28
  today's
• 10:29
  episode
• 10:29
  helped,
• 10:29
  you
• 10:30
  share
• 10:30
  what
• 10:30
  somebody
• 10:30
  else
• 10:31
  stressed
• 10:31
  about
• 10:31
  taxes.
• 10:31
  They
• 10:32
  say
• 10:32
  death
• 10:32
  and
• 10:32
  taxes.
• 10:33
  You
• 10:33
  know,
• 10:33
  a
• 10:33
  lot
• 10:33
  of
• 10:33
  people
• 10:34
  that
• 10:34
  got
• 10:34
  a
• 10:34
  file
• 10:35
  share
• 10:35
  the
• 10:35
  show
• 10:35
  with
• 10:35
  them
• 10:36
  because
• 10:36
  this
• 10:36
  show
• 10:36
  isn't
• 10:37
  about
• 10:37
  financial
• 10:37
  shame.
• 10:38
  It's
• 10:38
  about
• 10:38
  walking
• 10:39
  in
• 10:39
  wisdom,
• 10:40
  staying
• 10:40
  steady,
• 10:41
  and
• 10:41
  truly
• 10:42
  becoming
• 10:42
  a
• 10:43
  financially
• 10:43
  confident
• 10:44
  Christian.
• 10:44
  God
• 10:45
  bless
• 10:45
  you,
• 10:45
  friend,
• 10:45
  and
• 10:46
  join
• 10:46
  us
• 10:46
  again
• 10:46
  tomorrow
• 10:47
  as
• 10:47
  we
• 10:47
  talk
• 10:47
  about
• 10:47
  taxes
• 10:48
  again.