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How Can a Fall Side Hustle Boost My Holiday Budget? · Becoming Financially Confident

• 0:37
  Hey,
• 0:37
  listen,
• 0:38
  the
• 0:38
  holidays
• 0:39
  are
• 0:39
  just
• 0:39
  around
• 0:39
  the
• 0:39
  corner.
• 0:40
  Yes,
• 0:40
  I
• 0:40
  know
• 0:40
  it's
• 0:41
  August,
• 0:41
  but
• 0:41
  trust
• 0:42
  me,
• 0:42
  they're
• 0:42
  just
• 0:42
  around
• 0:42
  the
• 0:43
  corner
• 0:43
  and
• 0:44
  so
• 0:44
  are
• 0:44
  the
• 0:44
  expenses.
• 0:45
  You
• 0:45
  know,
• 0:45
  those
• 0:45
  gifts,
• 0:46
  the
• 0:46
  travel
• 0:47
  and
• 0:47
  those
• 0:47
  gatherings.
• 0:49
  So
• 0:49
  let
• 0:49
  me
• 0:49
  ask
• 0:49
  you
• 0:50
  this
• 0:50
  question.
• 0:51
  Does
• 0:51
  the
• 0:51
  thought
• 0:51
  of
• 0:52
  holiday
• 0:52
  bills
• 0:52
  fill
• 0:53
  you
• 0:53
  with
• 0:53
  dread
• 0:53
  and
• 0:54
  financial
• 0:54
  stress?
• 0:56
  But
• 0:56
  what
• 0:56
  if
• 0:56
  you
• 0:56
  could
• 0:57
  effortlessly
• 0:57
  boost
• 0:58
  your
• 0:58
  budget
• 0:58
  and
• 0:58
  approach
• 0:59
  the
• 0:59
  season
• 0:59
  with
• 1:00
  financial
• 1:00
  peace
• 1:01
  and
• 1:01
  not
• 1:01
  panic?
• 1:02
  Well,
• 1:02
  stick
• 1:02
  with
• 1:02
  me
• 1:03
  because
• 1:03
  I've
• 1:03
  got
• 1:04
  some
• 1:04
  great
• 1:04
  tips
• 1:04
  on
• 1:05
  exactly
• 1:05
  how
• 1:05
  to
• 1:06
  make
• 1:06
  that
• 1:06
  happen
• 1:06
  and
• 1:07
  I'm
• 1:07
  going
• 1:07
  to
• 1:07
  share
• 1:07
  those
• 1:08
  on
• 1:08
  today's
• 1:08
  show.
• 1:10
  This
• 1:10
  is
• 1:11
  Financially
• 1:11
  Confident
• 1:12
  Christian,
• 1:12
  your
• 1:13
  daily
• 1:13
  dose
• 1:13
  of
• 1:13
  gospel
• 1:14
  grounded
• 1:14
  insight
• 1:15
  and
• 1:15
  faith
• 1:15
  driven
• 1:16
  tips
• 1:16
  to
• 1:16
  help
• 1:17
  you
• 1:17
  break
• 1:17
  the
• 1:17
  cycle
• 1:18
  of
• 1:18
  financial
• 1:18
  shame
• 1:18
  with
• 1:19
  confidence.
• 1:21
  Hey
• 1:22
  there
• 1:22
  and
• 1:22
  welcome
• 1:22
  back
• 1:23
  to
• 1:23
  your
• 1:23
  daily
• 1:23
  Financially
• 1:24
  Confident
• 1:24
  Christian.
• 1:25
  I'm
• 1:25
  Ralph
• 1:25
  and
• 1:25
  I
• 1:26
  am
• 1:26
  so
• 1:26
  happy
• 1:26
  that
• 1:26
  you've
• 1:27
  chosen
• 1:27
  to
• 1:27
  join
• 1:28
  me
• 1:28
  as
• 1:28
  we
• 1:28
  celebrate
• 1:29
  Christmas
• 1:29
  in
• 1:30
  the
• 1:30
  summertime.
• 1:31
  Well,
• 1:31
  as
• 1:32
  we
• 1:32
  always
• 1:32
  do,
• 1:32
  we're
• 1:33
  trying
• 1:33
  to
• 1:33
  answer
• 1:34
  that
• 1:34
  big
• 1:34
  question
• 1:35
  and
• 1:35
  that's
• 1:35
  how
• 1:36
  can
• 1:36
  I
• 1:36
  become
• 1:37
  a
• 1:37
  financially
• 1:38
  confident
• 1:38
  Christian?
• 1:38
  And
• 1:39
  we're
• 1:39
  well
• 1:39
  in
• 1:39
  our
• 1:40
  series
• 1:40
  of
• 1:40
  smart
• 1:40
  money
• 1:41
  for
• 1:41
  back
• 1:41
  to
• 1:42
  school
• 1:42
  and
• 1:42
  beyond.
• 1:42
  So
• 1:43
  today
• 1:43
  we're
• 1:43
  really
• 1:43
  talking
• 1:43
  about
• 1:44
  that
• 1:44
  beyond
• 1:44
  time.
• 1:45
  I
• 1:45
  want
• 1:45
  to
• 1:46
  help
• 1:46
  equip
• 1:46
  you
• 1:46
  and
• 1:47
  your
• 1:47
  family
• 1:47
  for
• 1:47
  a
• 1:48
  thriving
• 1:48
  school
• 1:49
  year
• 1:49
  and
• 1:49
  also
• 1:50
  start
• 1:50
  thinking
• 1:50
  about
• 1:50
  what's
• 1:51
  going
• 1:51
  to
• 1:51
  happen
• 1:51
  at
• 1:51
  year
• 1:52
  end.
• 1:52
  Now
• 1:53
  yesterday
• 1:53
  we
• 1:53
  talked
• 1:54
  about
• 1:54
  one
• 1:54
  of
• 1:54
  those
• 1:54
  big
• 1:55
  year
• 1:55
  end
• 1:55
  things
• 1:55
  and
• 1:55
  that
• 1:55
  was
• 1:56
  getting
• 1:56
  organized
• 1:57
  for
• 1:57
  year
• 1:57
  end
• 1:57
  tax
• 1:58
  planning
• 1:58
  now
• 1:59
  to
• 1:59
  save
• 1:59
  your
• 1:59
  stress
• 2:00
  later.
• 2:00
  So
• 2:01
  I
• 2:01
  hope
• 2:01
  you
• 2:01
  caught
• 2:02
  it.
• 2:02
  If
• 2:02
  you
• 2:02
  didn't,
• 2:02
  you
• 2:02
  can
• 2:03
  check
• 2:03
  out
• 2:03
  all
• 2:03
  of
• 2:03
  our
• 2:04
  episodes
• 2:04
  at
• 2:05
  Financially
• 2:06
  Confident
• 2:06
  Christian.
• 2:08
  Now
• 2:08
  today
• 2:08
  we're
• 2:09
  building
• 2:09
  on
• 2:09
  that
• 2:10
  by
• 2:10
  exploring
• 2:10
  a
• 2:11
  practical
• 2:11
  way
• 2:11
  to
• 2:12
  boost
• 2:12
  your
• 2:12
  income.
• 2:13
  Yeah.
• 2:13
  As
• 2:13
  fall
• 2:14
  approaches
• 2:14
  and
• 2:15
  the
• 2:15
  holidays
• 2:16
  loom,
• 2:16
  I'm
• 2:16
  going
• 2:16
  to
• 2:17
  share
• 2:17
  some
• 2:17
  great
• 2:17
  ideas
• 2:18
  for
• 2:18
  fall
• 2:19
  side
• 2:19
  hustles.
• 2:20
  Yeah.
• 2:20
  How
• 2:20
  to
• 2:20
  make
• 2:20
  a
• 2:21
  little
• 2:21
  extra
• 2:21
  money.
• 2:22
  So
• 2:22
  today
• 2:22
  I'm
• 2:22
  going
• 2:22
  to
• 2:22
  answer
• 2:23
  this
• 2:23
  question.
• 2:24
  How
• 2:24
  can
• 2:24
  a
• 2:24
  fall
• 2:25
  side
• 2:25
  hustle
• 2:26
  boost
• 2:26
  my
• 2:27
  holiday
• 2:27
  budget?
• 2:28
  Hey,
• 2:29
  you
• 2:29
  know
• 2:29
  what?
• 2:29
  If
• 2:29
  you're
• 2:30
  like
• 2:30
  me,
• 2:30
  you
• 2:31
  got
• 2:31
  this
• 2:31
  feeling,
• 2:31
  you're
• 2:31
  already
• 2:32
  starting
• 2:32
  to
• 2:32
  approach
• 2:32
  the
• 2:33
  holiday
• 2:33
  season
• 2:33
  with
• 2:34
  some
• 2:34
  financial
• 2:35
  anxiety.
• 2:35
  You're
• 2:36
  thinking
• 2:36
  about
• 2:36
  all
• 2:37
  the
• 2:37
  gifts
• 2:37
  and
• 2:37
  maybe
• 2:38
  you've
• 2:38
  got
• 2:38
  some
• 2:38
  travel
• 2:39
  to
• 2:39
  do
• 2:40
  and
• 2:40
  you
• 2:40
  know,
• 2:40
  you've
• 2:41
  got
• 2:41
  these
• 2:41
  expenses
• 2:42
  ahead
• 2:42
  of
• 2:42
  you
• 2:42
  for
• 2:42
  gifts
• 2:42
  like
• 2:43
  I
• 2:43
  mentioned
• 2:43
  and
• 2:43
  maybe
• 2:44
  travel
• 2:44
  and
• 2:44
  those,
• 2:44
  those
• 2:45
  big
• 2:45
  elaborate
• 2:46
  festive
• 2:46
  meals
• 2:47
  or
• 2:47
  hey,
• 2:47
  maybe
• 2:48
  those
• 2:48
  decorations.
• 2:48
  You
• 2:49
  want
• 2:49
  to
• 2:49
  really
• 2:49
  do
• 2:49
  some
• 2:50
  over
• 2:50
  the
• 2:50
  top
• 2:50
  decorations
• 2:51
  this
• 2:51
  year.
• 2:51
  You
• 2:52
  know
• 2:52
  that
• 2:52
  stuff
• 2:52
  is
• 2:52
  coming
• 2:54
  and
• 2:54
  you're
• 2:54
  starting
• 2:54
  to
• 2:55
  feel
• 2:55
  that
• 2:55
  your
• 2:55
  current
• 2:56
  income
• 2:56
  just
• 2:56
  isn't
• 2:57
  going
• 2:57
  to
• 2:57
  be
• 2:57
  enough
• 2:57
  to
• 2:57
  cover
• 2:58
  everything
• 2:58
  that
• 2:59
  you
• 2:59
  want
• 2:59
  to
• 2:59
  do
• 3:00
  without
• 3:00
  derailing
• 3:01
  your
• 3:01
  budget
• 3:01
  or
• 3:01
  maybe
• 3:02
  Even
• 3:02
  worse,
• 3:03
  a
• 3:03
  lot
• 3:04
  of
• 3:04
  us
• 3:04
  find
• 3:04
  ourselves
• 3:04
  in
• 3:05
  this
• 3:05
  at
• 3:05
  year
• 3:05
  end
• 3:05
  piling
• 3:06
  on
• 3:06
  debt.
• 3:08
  And
• 3:08
  see,
• 3:08
  the
• 3:08
  problem
• 3:08
  is
• 3:09
  if
• 3:09
  you
• 3:09
  don't
• 3:09
  start
• 3:09
  to
• 3:10
  plan
• 3:10
  for
• 3:10
  that
• 3:10
  now,
• 3:10
  like
• 3:11
  most
• 3:11
  people,
• 3:12
  you're
• 3:12
  going
• 3:12
  to
• 3:12
  rely
• 3:12
  on
• 3:13
  credit
• 3:13
  cards
• 3:13
  for
• 3:13
  holiday
• 3:14
  spending.
• 3:14
  And
• 3:15
  that's
• 3:15
  truly
• 3:15
  going
• 3:15
  to
• 3:16
  sacrifice
• 3:16
  other
• 3:17
  financial
• 3:17
  goals
• 3:18
  like
• 3:18
  paying
• 3:18
  off
• 3:19
  debt
• 3:19
  or
• 3:19
  saving
• 3:20
  for
• 3:20
  retirement
• 3:20
  or
• 3:21
  building
• 3:21
  up
• 3:21
  that
• 3:22
  emergency
• 3:22
  fund
• 3:24
  that
• 3:24
  creates
• 3:25
  this
• 3:25
  massive
• 3:26
  pressure
• 3:26
  of
• 3:27
  holiday
• 3:27
  spending
• 3:28
  without
• 3:28
  having
• 3:29
  adequate
• 3:29
  funds.
• 3:31
  And
• 3:31
  unfortunately
• 3:31
  for
• 3:32
  many
• 3:32
  of
• 3:32
  us,
• 3:32
  it
• 3:32
  turns
• 3:33
  a
• 3:33
  time
• 3:33
  meant
• 3:33
  for
• 3:34
  joy
• 3:34
  and
• 3:34
  generosity
• 3:35
  and
• 3:35
  into
• 3:36
  a
• 3:36
  financial
• 3:36
  strain
• 3:37
  and
• 3:38
  a
• 3:38
  time
• 3:38
  of
• 3:38
  financial
• 3:38
  regret.
• 3:41
  But
• 3:41
  here's
• 3:41
  the
• 3:41
  thing.
• 3:42
  Fall
• 3:42
  also
• 3:43
  offers
• 3:43
  some
• 3:43
  unique
• 3:44
  side
• 3:44
  hustle
• 3:44
  opportunities.
• 3:45
  Hey,
• 3:45
  there's
• 3:45
  a
• 3:46
  bunch
• 3:46
  of
• 3:46
  seasonal
• 3:47
  needs.
• 3:47
  There's
• 3:47
  people
• 3:47
  that
• 3:48
  need
• 3:48
  help
• 3:48
  with
• 3:48
  holiday
• 3:49
  prep.
• 3:50
  So
• 3:51
  I
• 3:51
  thought
• 3:51
  as
• 3:51
  I
• 3:51
  was
• 3:51
  preparing
• 3:52
  for
• 3:52
  the
• 3:52
  show,
• 3:52
  what
• 3:52
  about
• 3:53
  engaging
• 3:53
  in
• 3:53
  a
• 3:54
  side
• 3:54
  hustle
• 3:54
  to
• 3:55
  be
• 3:55
  proactive
• 3:56
  in
• 3:56
  creating
• 3:56
  some
• 3:57
  financial
• 3:57
  margin?
• 3:58
  Because
• 3:59
  truly
• 3:59
  this
• 3:59
  is
• 4:00
  an
• 4:00
  act
• 4:00
  of
• 4:00
  diligent
• 4:01
  stewardship.
• 4:01
  So
• 4:02
  let's
• 4:02
  talk
• 4:02
  about
• 4:02
  some
• 4:02
  of
• 4:03
  the
• 4:03
  biblical
• 4:03
  principles
• 4:04
  surrounding
• 4:05
  this
• 4:06
  biblical
• 4:06
  principle
• 4:06
  number
• 4:07
  one.
• 4:07
  Hey,
• 4:07
  if
• 4:07
  you
• 4:07
  don't
• 4:08
  understand
• 4:08
  this,
• 4:09
  in
• 4:09
  the
• 4:09
  Bible,
• 4:09
  the
• 4:09
  Bible
• 4:10
  calls
• 4:10
  us
• 4:10
  to
• 4:10
  hard
• 4:10
  work
• 4:11
  and
• 4:11
  specifically
• 4:12
  hard
• 4:13
  work
• 4:13
  brings
• 4:13
  profit.
• 4:14
  Look
• 4:14
  at
• 4:14
  the
• 4:14
  book
• 4:14
  of
• 4:15
  Proverbs,
• 4:15
  chapter
• 4:16
  14,
• 4:16
  verse
• 4:17
  23.
• 4:17
  It
• 4:18
  says
• 4:18
  it
• 4:18
  as
• 4:19
  clearly
• 4:19
  as
• 4:20
  can
• 4:20
  be
• 4:20
  said.
• 4:20
  It
• 4:20
  says
• 4:20
  this,
• 4:21
  all
• 4:21
  hard
• 4:22
  work
• 4:22
  brings
• 4:22
  a
• 4:22
  profit.
• 4:24
  But
• 4:24
  mere
• 4:24
  talk
• 4:25
  leads
• 4:25
  only
• 4:26
  to
• 4:26
  poverty.
• 4:27
  Hey,
• 4:27
  listen,
• 4:27
  if
• 4:27
  you
• 4:27
  listen
• 4:28
  to
• 4:28
  my
• 4:28
  show
• 4:28
  every
• 4:28
  day,
• 4:29
  you
• 4:29
  know,
• 4:29
  I
• 4:29
  talk
• 4:30
  about
• 4:30
  intentions
• 4:31
  are
• 4:31
  great,
• 4:32
  but
• 4:33
  it's
• 4:33
  action
• 4:33
  that
• 4:33
  makes
• 4:34
  a
• 4:34
  difference.
• 4:34
  So
• 4:34
  that's
• 4:34
  exactly
• 4:35
  what
• 4:35
  this
• 4:35
  is
• 4:35
  saying.
• 4:35
  All
• 4:36
  hard
• 4:36
  work
• 4:36
  brings
• 4:36
  a
• 4:37
  profit.
• 4:37
  But
• 4:37
  mere
• 4:38
  talk,
• 4:38
  hey,
• 4:38
  if
• 4:38
  you're
• 4:38
  just
• 4:39
  talking,
• 4:39
  you
• 4:39
  know
• 4:40
  where
• 4:40
  you're
• 4:40
  going
• 4:40
  to
• 4:40
  end
• 4:40
  up.
• 4:40
  As
• 4:41
  the
• 4:41
  Bible
• 4:41
  says,
• 4:41
  you're
• 4:42
  going
• 4:42
  to
• 4:42
  end
• 4:42
  up
• 4:42
  in
• 4:42
  poverty.
• 4:43
  Well,
• 4:43
  more
• 4:44
  practically,
• 4:44
  you're
• 4:44
  going
• 4:44
  to
• 4:44
  end
• 4:45
  up
• 4:45
  in
• 4:45
  debt.
• 4:45
  You're
• 4:46
  not
• 4:46
  going
• 4:46
  to
• 4:46
  meet
• 4:46
  your
• 4:46
  financial
• 4:46
  goals.
• 4:47
  So
• 4:47
  that's
• 4:47
  the
• 4:47
  first
• 4:48
  biblical
• 4:48
  principle,
• 4:49
  hard
• 4:49
  work
• 4:49
  brings
• 4:50
  profit.
• 4:50
  Let's
• 4:50
  look
• 4:50
  at
• 4:51
  this
• 4:51
  one.
• 4:51
  Principle
• 4:52
  number
• 4:52
  two,
• 4:52
  and
• 4:53
  that's
• 4:53
  multiplying
• 4:54
  talents.
• 4:54
  Now
• 4:55
  this
• 4:55
  is
• 4:55
  talked
• 4:56
  about
• 4:56
  in
• 4:56
  the
• 4:56
  book,
• 4:56
  the
• 4:57
  parable,
• 4:57
  the
• 4:57
  talents,
• 4:58
  Matthew,
• 4:58
  chapter
• 4:59
  25.
• 4:59
  I'm
• 4:59
  not
• 4:59
  going
• 4:59
  to
• 5:00
  cover
• 5:00
  that.
• 5:00
  It's
• 5:00
  a
• 5:00
  big
• 5:00
  long
• 5:00
  verse
• 5:01
  and
• 5:01
  I've
• 5:01
  talked
• 5:01
  about
• 5:01
  on
• 5:01
  the
• 5:02
  show.
• 5:02
  But
• 5:02
  it's
• 5:03
  all
• 5:03
  about
• 5:03
  that
• 5:03
  idea
• 5:04
  of
• 5:04
  investing
• 5:04
  and
• 5:05
  multiplying
• 5:06
  what's
• 5:06
  been
• 5:06
  given
• 5:07
  you.
• 5:07
  So
• 5:07
  those
• 5:07
  are
• 5:07
  really
• 5:08
  the
• 5:08
  two
• 5:08
  core
• 5:09
  biblical
• 5:09
  principles
• 5:10
  that
• 5:10
  I
• 5:10
  want
• 5:10
  to
• 5:11
  talk
• 5:11
  about
• 5:11
  today.
• 5:12
  Because
• 5:12
  the
• 5:12
  impact
• 5:13
  of
• 5:13
  this,
• 5:14
  the
• 5:14
  true
• 5:14
  impact
• 5:15
  of
• 5:15
  this
• 5:15
  is
• 5:16
  wise
• 5:16
  stewardship.
• 5:17
  And
• 5:17
  you
• 5:18
  all
• 5:18
  want
• 5:18
  to
• 5:18
  strive
• 5:18
  for
• 5:19
  that
• 5:19
  wise
• 5:20
  stewardship.
• 5:21
  So
• 5:21
  the
• 5:21
  benefit
• 5:22
  here,
• 5:22
  by
• 5:22
  doing
• 5:22
  this,
• 5:22
  it's
• 5:22
  going
• 5:23
  to
• 5:23
  generate
• 5:23
  some
• 5:23
  extra
• 5:24
  income
• 5:24
  that
• 5:24
  can
• 5:24
  Fund
• 5:25
  that
• 5:25
  how
• 5:25
  they
• 5:25
  cheer
• 5:26
  and
• 5:26
  listen.
• 5:26
  Here's
• 5:27
  the
• 5:27
  best
• 5:27
  part.
• 5:28
  It
• 5:28
  can
• 5:28
  do
• 5:28
  it
• 5:28
  debt
• 5:29
  free
• 5:29
  and
• 5:29
  really
• 5:30
  align
• 5:30
  with
• 5:31
  generosity.
• 5:32
  And
• 5:32
  the
• 5:33
  outcome
• 5:33
  of
• 5:33
  this,
• 5:33
  if
• 5:33
  you're
• 5:34
  able
• 5:34
  to
• 5:34
  do
• 5:34
  it,
• 5:34
  is
• 5:35
  going
• 5:35
  to
• 5:35
  reduce
• 5:35
  your
• 5:35
  stress
• 5:36
  during
• 5:36
  a
• 5:36
  hugely
• 5:37
  demanding
• 5:38
  season.
• 5:38
  Many
• 5:38
  people
• 5:39
  have
• 5:39
  told
• 5:39
  me,
• 5:39
  ralph,
• 5:40
  the
• 5:40
  holiday
• 5:40
  season
• 5:41
  is
• 5:41
  a
• 5:41
  stress
• 5:41
  season
• 5:42
  for
• 5:42
  a
• 5:42
  lot
• 5:42
  of
• 5:42
  reasons.
• 5:44
  So
• 5:44
  now
• 5:44
  you're
• 5:44
  saying,
• 5:45
  ralph,
• 5:45
  this
• 5:45
  is
• 5:45
  great.
• 5:46
  I
• 5:46
  love
• 5:46
  this
• 5:46
  idea.
• 5:47
  But,
• 5:47
  but
• 5:47
  how
• 5:47
  do
• 5:47
  we
• 5:47
  make
• 5:48
  this
• 5:48
  happen?
• 5:49
  How
• 5:49
  can
• 5:49
  I
• 5:49
  transform
• 5:50
  this
• 5:50
  financial
• 5:51
  dread
• 5:51
  of
• 5:51
  holiday
• 5:52
  spending
• 5:52
  into
• 5:53
  a
• 5:53
  place
• 5:53
  of
• 5:53
  peace,
• 5:54
  into
• 5:54
  a
• 5:54
  place
• 5:55
  of
• 5:55
  joy
• 5:55
  and
• 5:55
  truly
• 5:56
  savvy
• 5:57
  spending?
• 5:57
  Well,
• 5:57
  I've
• 5:58
  got
• 5:58
  a
• 5:58
  single
• 5:59
  solution
• 5:59
  for
• 5:59
  you
• 5:59
  today.
• 6:00
  I'm
• 6:00
  going
• 6:00
  to
• 6:00
  encourage
• 6:01
  you
• 6:01
  to
• 6:01
  just
• 6:01
  identify
• 6:02
  one
• 6:02
  or
• 6:02
  two
• 6:03
  realistic
• 6:03
  false
• 6:03
  side
• 6:04
  hustle
• 6:04
  ideas.
• 6:05
  Look
• 6:05
  at
• 6:06
  your
• 6:06
  skills
• 6:06
  and
• 6:06
  look
• 6:07
  at
• 6:07
  your
• 6:07
  available
• 6:07
  time
• 6:08
  and
• 6:08
  commit
• 6:08
  to
• 6:08
  taking
• 6:09
  an
• 6:09
  actionable
• 6:09
  step
• 6:10
  to
• 6:10
  explore
• 6:11
  or
• 6:11
  start
• 6:11
  one
• 6:11
  of
• 6:11
  those
• 6:12
  to
• 6:12
  proactively
• 6:13
  boost
• 6:13
  your
• 6:14
  holiday
• 6:14
  budget
• 6:15
  and
• 6:15
  create
• 6:15
  your
• 6:15
  own
• 6:16
  financial
• 6:16
  margin
• 6:17
  for
• 6:17
  the
• 6:17
  holiday.
• 6:18
  So
• 6:18
  here's
• 6:18
  your
• 6:18
  one
• 6:19
  action
• 6:19
  step
• 6:19
  for
• 6:20
  today
• 6:20
  with
• 6:21
  the
• 6:21
  goal
• 6:21
  of
• 6:21
  boosting
• 6:22
  your
• 6:22
  holiday
• 6:22
  budget
• 6:22
  with
• 6:23
  a.
• 6:23
  With
• 6:24
  a
• 6:24
  real
• 6:24
  strong
• 6:25
  false
• 6:25
  side
• 6:26
  hustle.
• 6:26
  First
• 6:27
  thing
• 6:27
  I'm
• 6:27
  going
• 6:27
  to
• 6:27
  encourage
• 6:27
  you
• 6:28
  to
• 6:28
  do
• 6:28
  is
• 6:28
  start
• 6:28
  with
• 6:28
  just
• 6:29
  a
• 6:29
  brainstorming
• 6:30
  session.
• 6:30
  Just
• 6:30
  think
• 6:30
  about
• 6:31
  those
• 6:31
  false
• 6:31
  side
• 6:32
  hustle
• 6:32
  ideas.
• 6:32
  Hey,
• 6:33
  it
• 6:33
  doesn't
• 6:33
  have
• 6:33
  to
• 6:33
  take
• 6:33
  a
• 6:34
  long
• 6:34
  time.
• 6:34
  It's
• 6:34
  maybe
• 6:35
  five
• 6:35
  or
• 6:35
  ten
• 6:35
  minutes.
• 6:36
  Think
• 6:36
  through
• 6:36
  your
• 6:37
  skills.
• 6:37
  Think
• 6:37
  of
• 6:38
  the
• 6:38
  things
• 6:38
  that
• 6:38
  you
• 6:38
  really
• 6:38
  have
• 6:39
  a
• 6:39
  passion
• 6:39
  for.
• 6:39
  Maybe
• 6:40
  it's
• 6:40
  some
• 6:40
  hobbies
• 6:41
  that
• 6:41
  you
• 6:41
  like
• 6:41
  to
• 6:41
  do.
• 6:41
  I,
• 6:41
  I
• 6:42
  came
• 6:42
  up
• 6:42
  with
• 6:42
  some
• 6:42
  for
• 6:42
  the
• 6:43
  show
• 6:43
  today.
• 6:43
  Maybe
• 6:43
  tutoring.
• 6:44
  Maybe
• 6:44
  you
• 6:44
  like
• 6:45
  to
• 6:45
  tutor
• 6:45
  people.
• 6:45
  There's
• 6:46
  a
• 6:46
  great
• 6:46
  side
• 6:46
  hustle.
• 6:47
  Hey,
• 6:47
  school's
• 6:48
  back
• 6:48
  in.
• 6:48
  Kids
• 6:48
  need
• 6:49
  that
• 6:49
  tutoring
• 6:49
  help.
• 6:49
  That
• 6:50
  would
• 6:50
  be
• 6:50
  a
• 6:50
  great
• 6:50
  side
• 6:50
  hustle
• 6:51
  for
• 6:51
  this
• 6:51
  time
• 6:51
  of
• 6:51
  year
• 6:52
  about
• 6:52
  baking.
• 6:53
  Maybe
• 6:53
  you
• 6:53
  like
• 6:53
  to
• 6:54
  bake
• 6:54
  some
• 6:54
  cookies
• 6:54
  or
• 6:55
  cakes.
• 6:55
  It's
• 6:55
  not
• 6:56
  my
• 6:56
  area
• 6:56
  of
• 6:57
  expertise,
• 6:57
  but
• 6:58
  a
• 6:58
  lot
• 6:58
  of
• 6:58
  people
• 6:58
  do
• 6:58
  that.
• 6:59
  Hey,
• 6:59
  here's
• 6:59
  a
• 6:59
  great
• 7:00
  one.
• 7:00
  Think
• 7:00
  about
• 7:00
  the
• 7:01
  holidays
• 7:01
  and
• 7:01
  all
• 7:01
  those
• 7:01
  craft
• 7:02
  fairs
• 7:02
  coming
• 7:02
  up.
• 7:03
  Maybe
• 7:03
  you're
• 7:03
  a
• 7:03
  crafty
• 7:04
  person.
• 7:04
  Hey,
• 7:04
  this
• 7:04
  is
• 7:04
  the
• 7:05
  kind
• 7:05
  of
• 7:05
  thing
• 7:05
  that
• 7:05
  you
• 7:05
  can
• 7:06
  do
• 7:06
  once
• 7:06
  the
• 7:06
  kids
• 7:06
  go
• 7:07
  to
• 7:07
  bed
• 7:07
  at
• 7:07
  night
• 7:07
  or
• 7:07
  when
• 7:07
  the
• 7:08
  kids
• 7:08
  are
• 7:08
  out
• 7:08
  playing
• 7:08
  in
• 7:09
  the
• 7:09
  yard.
• 7:09
  You
• 7:09
  can
• 7:10
  build
• 7:10
  some
• 7:10
  crafts
• 7:10
  that
• 7:11
  you
• 7:11
  could
• 7:11
  resell
• 7:12
  in
• 7:12
  time
• 7:12
  for
• 7:12
  some
• 7:12
  extra
• 7:13
  money
• 7:13
  for
• 7:13
  the
• 7:14
  holidays.
• 7:14
  And
• 7:14
  hey,
• 7:14
  here's
• 7:15
  a
• 7:15
  couple
• 7:15
  others.
• 7:15
  How
• 7:16
  about
• 7:16
  organizing.
• 7:17
  Help
• 7:17
  people
• 7:17
  organize
• 7:18
  their
• 7:18
  clutter.
• 7:18
  I
• 7:19
  did
• 7:19
  a
• 7:19
  show
• 7:19
  about
• 7:19
  that
• 7:20
  the
• 7:20
  other
• 7:20
  day
• 7:20
  about
• 7:20
  how
• 7:21
  decluttering
• 7:21
  can
• 7:21
  help
• 7:22
  your
• 7:22
  life.
• 7:22
  How
• 7:22
  about
• 7:22
  some
• 7:23
  pet
• 7:23
  sitting
• 7:23
  or,
• 7:23
  or
• 7:24
  maybe
• 7:24
  some
• 7:24
  fall
• 7:25
  yard
• 7:25
  work,
• 7:25
  cleanup,
• 7:26
  maybe
• 7:26
  you're
• 7:27
  a
• 7:27
  pretty
• 7:27
  handy
• 7:27
  person
• 7:28
  and
• 7:28
  you
• 7:28
  could
• 7:28
  out
• 7:28
  there
• 7:29
  and
• 7:29
  help
• 7:29
  them
• 7:29
  rake
• 7:29
  up
• 7:30
  those
• 7:30
  leads
• 7:30
  or
• 7:30
  get
• 7:31
  their
• 7:31
  houses
• 7:31
  in
• 7:32
  order
• 7:32
  for
• 7:32
  the
• 7:32
  fall.
• 7:32
  So
• 7:33
  just
• 7:33
  take
• 7:33
  a
• 7:33
  few
• 7:33
  minutes
• 7:34
  and
• 7:34
  just
• 7:34
  think
• 7:34
  about
• 7:35
  those
• 7:35
  seasonal
• 7:36
  needs,
• 7:36
  that
• 7:36
  decorating
• 7:37
  needs
• 7:37
  or
• 7:37
  maybe
• 7:38
  gift
• 7:38
  wrapping
• 7:38
  or
• 7:39
  maybe
• 7:39
  even
• 7:39
  some
• 7:39
  shopping
• 7:40
  assistance.
• 7:41
  One
• 7:41
  of
• 7:41
  the
• 7:41
  things
• 7:41
  I'm
• 7:41
  going
• 7:41
  to
• 7:41
  encourage
• 7:42
  you
• 7:42
  to
• 7:42
  do
• 7:42
  is
• 7:42
  think
• 7:42
  about
• 7:42
  some
• 7:43
  online
• 7:43
  opportunities.
• 7:43
  There's
• 7:44
  a
• 7:44
  whole
• 7:44
  lot
• 7:45
  of
• 7:45
  those,
• 7:45
  maybe
• 7:45
  in
• 7:45
  the
• 7:46
  area
• 7:46
  of
• 7:46
  transcription
• 7:47
  or
• 7:47
  in
• 7:48
  virtual
• 7:48
  assistance.
• 7:49
  So
• 7:49
  just
• 7:49
  start
• 7:49
  there,
• 7:50
  just
• 7:50
  list
• 7:50
  a
• 7:50
  few
• 7:51
  ideas,
• 7:51
  brainstorm,
• 7:52
  think
• 7:52
  about
• 7:52
  your
• 7:53
  skillset
• 7:53
  and
• 7:53
  your
• 7:53
  pass
• 7:54
  and
• 7:54
  write
• 7:54
  just
• 7:55
  a
• 7:55
  few
• 7:55
  of
• 7:55
  those
• 7:55
  things
• 7:56
  down.
• 7:56
  And
• 7:57
  then
• 7:57
  the
• 7:57
  next
• 7:57
  step
• 7:57
  I
• 7:57
  want
• 7:58
  you
• 7:58
  to
• 7:58
  do
• 7:58
  is
• 7:58
  really
• 7:58
  set
• 7:58
  a
• 7:59
  holiday
• 7:59
  income
• 7:59
  goal.
• 8:00
  See,
• 8:00
  really
• 8:00
  think
• 8:00
  about
• 8:01
  that.
• 8:01
  So
• 8:01
  you
• 8:01
  thought
• 8:02
  about
• 8:02
  that,
• 8:02
  you
• 8:02
  brainstormed
• 8:03
  some,
• 8:03
  some
• 8:04
  ideas
• 8:04
  for
• 8:04
  work.
• 8:05
  Well,
• 8:05
  now
• 8:05
  start
• 8:06
  to
• 8:06
  brainstorm
• 8:06
  your
• 8:06
  holiday
• 8:07
  expenses.
• 8:07
  Start
• 8:08
  to
• 8:08
  think
• 8:08
  through
• 8:08
  how
• 8:09
  much
• 8:09
  extra
• 8:09
  money
• 8:10
  that
• 8:10
  you
• 8:10
  really
• 8:10
  need
• 8:11
  to
• 8:11
  earn.
• 8:11
  How
• 8:12
  much
• 8:12
  do
• 8:12
  you
• 8:12
  specifically
• 8:13
  need
• 8:13
  for
• 8:13
  those
• 8:14
  holiday
• 8:14
  expenses?
• 8:15
  And
• 8:15
  I'm
• 8:15
  going
• 8:15
  to
• 8:15
  encourage
• 8:15
  you
• 8:15
  just
• 8:16
  like
• 8:16
  you
• 8:16
  wrote
• 8:16
  down
• 8:16
  those
• 8:17
  ideas,
• 8:17
  write
• 8:18
  this
• 8:18
  goal
• 8:18
  down,
• 8:19
  put
• 8:19
  it
• 8:19
  on
• 8:19
  paper
• 8:20
  so
• 8:20
  that
• 8:20
  you
• 8:20
  can
• 8:20
  see
• 8:20
  it,
• 8:21
  and
• 8:22
  then
• 8:22
  I'm
• 8:22
  going
• 8:22
  to
• 8:22
  encourage
• 8:22
  you
• 8:22
  to
• 8:23
  just
• 8:23
  choose
• 8:23
  one
• 8:23
  or
• 8:24
  two
• 8:24
  ideas
• 8:24
  and
• 8:25
  take
• 8:25
  action.
• 8:26
  Like
• 8:26
  I
• 8:26
  said
• 8:27
  earlier,
• 8:27
  it's
• 8:28
  one
• 8:28
  thing
• 8:28
  like
• 8:28
  the
• 8:28
  Bible
• 8:29
  verse
• 8:29
  said,
• 8:30
  mere
• 8:30
  talk's
• 8:30
  not
• 8:30
  going
• 8:31
  to
• 8:31
  get
• 8:31
  you
• 8:31
  there.
• 8:32
  So
• 8:32
  pick
• 8:32
  one
• 8:32
  or
• 8:32
  two
• 8:33
  realistic
• 8:33
  side
• 8:34
  hustle
• 8:34
  ideas
• 8:34
  and
• 8:35
  then
• 8:35
  just
• 8:35
  commit
• 8:35
  to
• 8:35
  one
• 8:36
  small
• 8:36
  actionable
• 8:37
  step
• 8:37
  today
• 8:37
  or
• 8:37
  this
• 8:37
  week
• 8:38
  to
• 8:38
  get
• 8:38
  started.
• 8:38
  Maybe
• 8:39
  that,
• 8:39
  maybe
• 8:39
  that
• 8:40
  means
• 8:40
  you
• 8:40
  start
• 8:40
  by
• 8:41
  researching
• 8:41
  how
• 8:41
  to
• 8:42
  get
• 8:42
  started.
• 8:42
  You
• 8:42
  know,
• 8:42
  look
• 8:43
  at
• 8:43
  what
• 8:43
  are
• 8:43
  people
• 8:43
  are
• 8:43
  charging.
• 8:44
  Hey,
• 8:44
  look
• 8:44
  and
• 8:44
  see
• 8:44
  if
• 8:45
  you
• 8:45
  need
• 8:45
  a
• 8:45
  license
• 8:45
  for
• 8:45
  this.
• 8:46
  Last
• 8:46
  thing
• 8:46
  you
• 8:46
  want
• 8:46
  to
• 8:47
  do
• 8:47
  is
• 8:47
  cost
• 8:47
  yourself
• 8:48
  money
• 8:48
  down
• 8:49
  the
• 8:49
  road
• 8:49
  and,
• 8:49
  and
• 8:49
  then
• 8:50
  create
• 8:50
  one
• 8:50
  simple
• 8:51
  online
• 8:51
  profile
• 8:52
  or
• 8:52
  post
• 8:53
  an
• 8:53
  offer,
• 8:53
  maybe
• 8:53
  tell
• 8:54
  three
• 8:54
  people
• 8:54
  what
• 8:55
  you're
• 8:55
  offering
• 8:55
  for
• 8:55
  the
• 8:56
  service
• 8:56
  and
• 8:56
  ask
• 8:56
  them
• 8:56
  to
• 8:57
  sort
• 8:57
  of
• 8:57
  spread
• 8:57
  the
• 8:58
  word.
• 8:58
  And
• 8:59
  then
• 8:59
  as
• 8:59
  you
• 8:59
  make
• 9:00
  that
• 9:00
  money
• 9:00
  and
• 9:00
  listen,
• 9:00
  I
• 9:00
  have
• 9:01
  confidence
• 9:01
  in
• 9:01
  you,
• 9:01
  you
• 9:01
  can
• 9:02
  do
• 9:02
  this.
• 9:02
  As
• 9:03
  you
• 9:03
  make
• 9:03
  that
• 9:03
  money,
• 9:04
  allocate
• 9:04
  those
• 9:05
  earnings
• 9:05
  to
• 9:05
  a
• 9:05
  dedicated,
• 9:06
  I'll
• 9:06
  call
• 9:06
  it
• 9:06
  the
• 9:07
  dedicated
• 9:07
  holiday
• 9:08
  fund.
• 9:09
  Set
• 9:09
  those
• 9:09
  things
• 9:10
  aside
• 9:10
  and
• 9:10
  immediately
• 9:11
  put
• 9:11
  those
• 9:12
  into
• 9:12
  that.
• 9:12
  You
• 9:13
  know,
• 9:13
  that
• 9:13
  holiday
• 9:13
  fund,
• 9:14
  it's
• 9:14
  called
• 9:14
  sort
• 9:14
  of
• 9:14
  like
• 9:14
  a
• 9:14
  sinking
• 9:15
  fund.
• 9:15
  I've
• 9:15
  talked
• 9:15
  about
• 9:16
  that
• 9:16
  on
• 9:16
  the
• 9:16
  show
• 9:17
  before.
• 9:18
  Because
• 9:18
  we
• 9:18
  want
• 9:18
  to
• 9:18
  ensure
• 9:18
  that
• 9:19
  that
• 9:19
  extra
• 9:19
  money
• 9:19
  goes
• 9:20
  directly
• 9:20
  to
• 9:21
  its
• 9:21
  intended
• 9:21
  purpose.
• 9:22
  You
• 9:22
  know,
• 9:22
  you've
• 9:23
  thought
• 9:23
  about
• 9:23
  that
• 9:23
  side
• 9:24
  hustle,
• 9:24
  you
• 9:24
  thought
• 9:24
  about
• 9:25
  how
• 9:25
  much
• 9:25
  money
• 9:25
  you
• 9:25
  want
• 9:26
  to
• 9:26
  make.
• 9:26
  Then
• 9:26
  you
• 9:26
  just
• 9:26
  got
• 9:27
  to
• 9:27
  set
• 9:27
  up,
• 9:27
  maybe
• 9:27
  you
• 9:27
  set
• 9:28
  up
• 9:28
  a
• 9:28
  separate
• 9:28
  account
• 9:28
  for
• 9:28
  this
• 9:29
  or
• 9:29
  put
• 9:29
  it
• 9:29
  in
• 9:29
  a
• 9:30
  separate
• 9:30
  envelope
• 9:30
  so
• 9:31
  that
• 9:31
  it
• 9:31
  goes
• 9:31
  for
• 9:31
  that
• 9:32
  intended
• 9:32
  purpose.
• 9:33
  Now
• 9:33
  you
• 9:34
  might
• 9:34
  be
• 9:34
  saying
• 9:34
  to
• 9:34
  yourself,
• 9:35
  ralph,
• 9:35
  that
• 9:35
  sounds
• 9:36
  great,
• 9:36
  but
• 9:36
  is
• 9:36
  that
• 9:37
  really
• 9:37
  going
• 9:37
  to
• 9:37
  help
• 9:37
  me
• 9:37
  well,
• 9:38
  absolutely
• 9:38
  it
• 9:38
  will
• 9:39
  because
• 9:39
  it's
• 9:39
  going
• 9:39
  to
• 9:39
  fight
• 9:40
  that
• 9:40
  struggle
• 9:40
  and
• 9:40
  that
• 9:41
  stress
• 9:41
  of
• 9:41
  holiday
• 9:42
  financial
• 9:42
  pressure.
• 9:42
  Listen,
• 9:43
  if
• 9:43
  you've
• 9:43
  been
• 9:44
  through
• 9:44
  the
• 9:44
  holidays
• 9:44
  before,
• 9:45
  and
• 9:45
  chances
• 9:45
  are,
• 9:45
  if
• 9:45
  you're
• 9:46
  listening,
• 9:46
  you've
• 9:46
  been
• 9:46
  through
• 9:46
  the
• 9:47
  holidays
• 9:47
  before,
• 9:48
  you
• 9:48
  know,
• 9:48
  this
• 9:48
  can
• 9:49
  be
• 9:49
  a
• 9:49
  time
• 9:49
  of
• 9:49
  incredible
• 9:50
  financial
• 9:51
  struggle
• 9:51
  and
• 9:52
  incredible
• 9:52
  financial
• 9:53
  stress.
• 9:54
  And
• 9:54
  all
• 9:54
  the
• 9:55
  things
• 9:55
  I
• 9:55
  talked
• 9:55
  about
• 9:55
  today
• 9:56
  is
• 9:57
  really
• 9:57
  going
• 9:57
  to
• 9:57
  empower
• 9:58
  you
• 9:58
  to
• 9:58
  be
• 9:58
  proactive
• 9:59
  in
• 9:59
  your
• 9:59
  income
• 10:00
  creation,
• 10:00
  to
• 10:00
  really
• 10:01
  have
• 10:01
  a
• 10:01
  great
• 10:01
  time
• 10:02
  funding
• 10:02
  those
• 10:02
  holiday
• 10:03
  celebrations.
• 10:03
  And
• 10:04
  here's
• 10:04
  the
• 10:04
  best
• 10:04
  part,
• 10:05
  doing
• 10:05
  it
• 10:05
  debt
• 10:06
  free.
• 10:06
  And
• 10:07
  this
• 10:07
  will
• 10:07
  transform
• 10:08
  that
• 10:08
  potential
• 10:08
  anxiety
• 10:09
  of
• 10:09
  the
• 10:09
  holidays
• 10:10
  into
• 10:10
  joy
• 10:11
  and
• 10:11
  into
• 10:12
  peace.
• 10:12
  And,
• 10:12
  and
• 10:12
  at
• 10:13
  the
• 10:13
  same
• 10:13
  time,
• 10:13
  it
• 10:14
  aligns
• 10:14
  your
• 10:14
  work
• 10:15
  and
• 10:15
  your
• 10:15
  financial
• 10:16
  efforts
• 10:16
  with
• 10:17
  wise
• 10:17
  stewardship,
• 10:17
  which
• 10:18
  is
• 10:18
  the
• 10:18
  whole
• 10:18
  goal
• 10:19
  of
• 10:19
  the
• 10:19
  show.
• 10:20
  How
• 10:20
  about
• 10:20
  we
• 10:20
  pray
• 10:21
  together
• 10:21
  now?
• 10:22
  Father
• 10:22
  God,
• 10:22
  we
• 10:23
  just
• 10:23
  thank
• 10:23
  you
• 10:23
  for
• 10:23
  providing
• 10:24
  us
• 10:24
  with
• 10:24
  skills
• 10:25
  and
• 10:25
  Lord,
• 10:25
  with
• 10:25
  opportunities
• 10:26
  to
• 10:26
  work.
• 10:27
  And
• 10:27
  we
• 10:27
  have
• 10:27
  to
• 10:28
  confess
• 10:28
  that
• 10:28
  approaching
• 10:29
  the
• 10:29
  holiday
• 10:29
  season,
• 10:29
  Lord,
• 10:30
  often
• 10:30
  brings
• 10:31
  financial
• 10:31
  anxiety
• 10:32
  for
• 10:32
  so
• 10:33
  many
• 10:33
  of
• 10:33
  us.
• 10:34
  So
• 10:34
  please
• 10:34
  grant
• 10:35
  us
• 10:35
  wisdom
• 10:35
  to
• 10:36
  identify
• 10:36
  some
• 10:37
  realistic
• 10:37
  fall
• 10:38
  ideas,
• 10:38
  some
• 10:39
  side
• 10:39
  hustle
• 10:39
  opportunities
• 10:40
  for
• 10:40
  us,
• 10:40
  Lord,
• 10:40
  and
• 10:41
  give
• 10:41
  us
• 10:41
  diligence
• 10:42
  in
• 10:42
  our
• 10:42
  work
• 10:43
  and
• 10:43
  creativity
• 10:44
  in
• 10:44
  leveraging
• 10:44
  our
• 10:45
  skills
• 10:45
  and
• 10:45
  the
• 10:45
  talents
• 10:46
  that
• 10:46
  you've
• 10:46
  given
• 10:46
  us,
• 10:47
  Lord.
• 10:47
  Guide
• 10:48
  us
• 10:48
  in
• 10:48
  our
• 10:48
  efforts
• 10:48
  to
• 10:49
  increase
• 10:49
  our
• 10:49
  income
• 10:50
  for
• 10:50
  your
• 10:50
  purposes,
• 10:51
  Lord,
• 10:51
  and
• 10:51
  bless
• 10:51
  us
• 10:52
  to
• 10:52
  fund
• 10:52
  our
• 10:52
  holiday
• 10:53
  joy
• 10:53
  with
• 10:54
  financial
• 10:54
  peace.
• 10:55
  And
• 10:55
  we
• 10:55
  ask
• 10:55
  this
• 10:56
  in
• 10:56
  confidence,
• 10:56
  Lord,
• 10:57
  in
• 10:57
  Jesus
• 10:58
  name,
• 10:59
  amen.
• 11:00
  Hey.
• 11:01
  A
• 11:01
  false
• 11:01
  side
• 11:02
  hustle
• 11:02
  is
• 11:02
  a
• 11:02
  powerful
• 11:03
  way
• 11:03
  to
• 11:03
  empower
• 11:04
  your
• 11:04
  holiday
• 11:04
  budget
• 11:05
  and
• 11:05
  truly
• 11:06
  approach
• 11:06
  the
• 11:06
  season
• 11:07
  with
• 11:07
  peace.
• 11:07
  So
• 11:07
  I'm
• 11:08
  just
• 11:08
  going
• 11:08
  to
• 11:08
  encourage
• 11:08
  you
• 11:08
  again,
• 11:09
  take
• 11:09
  that
• 11:09
  step
• 11:10
  today
• 11:10
  to
• 11:10
  explore
• 11:11
  just
• 11:11
  one
• 11:11
  realistic
• 11:12
  idea
• 11:13
  and
• 11:13
  start
• 11:13
  planning
• 11:14
  your
• 11:14
  extra
• 11:15
  income.
• 11:16
  Because
• 11:16
  here's
• 11:16
  the
• 11:16
  secret.
• 11:17
  If
• 11:17
  you
• 11:18
  listen
• 11:18
  to
• 11:18
  me
• 11:18
  every
• 11:18
  day,
• 11:19
  you
• 11:19
  are
• 11:19
  moving
• 11:19
  towards
• 11:20
  true
• 11:20
  freedom.
• 11:21
  And
• 11:21
  if
• 11:21
  this
• 11:22
  episode,
• 11:22
  it
• 11:22
  has
• 11:22
  resonated
• 11:23
  with
• 11:23
  you,
• 11:23
  I
• 11:24
  want
• 11:24
  you
• 11:24
  to
• 11:24
  consider
• 11:24
  sharing
• 11:25
  it
• 11:25
  with
• 11:25
  someone
• 11:25
  who
• 11:26
  might
• 11:26
  need
• 11:26
  to
• 11:26
  hear,
• 11:26
  hey,
• 11:27
  there's
• 11:27
  a
• 11:27
  lot
• 11:27
  of
• 11:27
  people
• 11:27
  that
• 11:28
  need
• 11:28
  to
• 11:28
  start
• 11:28
  thinking
• 11:29
  about
• 11:29
  maybe
• 11:29
  making
• 11:29
  a
• 11:30
  little
• 11:30
  extra
• 11:30
  money
• 11:30
  building
• 11:31
  that
• 11:31
  margin
• 11:31
  for
• 11:32
  the
• 11:32
  holidays.
• 11:33
  You
• 11:33
  can
• 11:33
  find
• 11:33
  our
• 11:34
  resources
• 11:34
  at
• 11:35
  our
• 11:35
  website,
• 11:35
  that's@financially
• 11:37
  confidentchristian.com
• 11:39
  and
• 11:39
  hey,
• 11:39
  if
• 11:39
  you've
• 11:39
  got
• 11:39
  friends
• 11:40
  or
• 11:40
  people
• 11:40
  in
• 11:40
  your
• 11:41
  family
• 11:41
  that
• 11:41
  may
• 11:41
  be
• 11:41
  feeling
• 11:42
  that
• 11:42
  holiday
• 11:42
  stress,
• 11:43
  and
• 11:43
  listen,
• 11:43
  it's
• 11:43
  only
• 11:43
  a
• 11:44
  few
• 11:44
  months
• 11:44
  away.
• 11:44
  Send
• 11:45
  them
• 11:45
  a
• 11:45
  text,
• 11:45
  send
• 11:45
  them
• 11:46
  an
• 11:46
  email,
• 11:46
  just
• 11:46
  point
• 11:46
  them
• 11:46
  directly
• 11:47
  to
• 11:47
  our
• 11:47
  website
• 11:47
  and
• 11:48
  say,
• 11:48
  hey,
• 11:48
  Ralph's
• 11:48
  got
• 11:49
  some
• 11:49
  great
• 11:49
  ideas
• 11:49
  for
• 11:50
  some
• 11:50
  fall
• 11:51
  and
• 11:51
  holiday
• 11:51
  side
• 11:52
  hustles.
• 11:53
  Now
• 11:53
  tomorrow
• 11:53
  we're
• 11:54
  going
• 11:54
  to
• 11:54
  be
• 11:54
  talking
• 11:54
  about
• 11:54
  another
• 11:55
  way
• 11:55
  to
• 11:55
  bring
• 11:55
  joy
• 11:56
  and
• 11:56
  peace
• 11:56
  this
• 11:56
  fall,
• 11:57
  and
• 11:57
  that's
• 11:58
  this.
• 11:58
  How
• 11:59
  to
• 11:59
  budget
• 11:59
  for
• 11:59
  fall
• 12:00
  fun
• 12:00
  like
• 12:00
  festival
• 12:01
  sports
• 12:01
  and
• 12:02
  affordable
• 12:02
  entertainment
• 12:03
  without
• 12:04
  overspending
• 12:05
  and
• 12:05
  without
• 12:05
  going
• 12:06
  into
• 12:06
  debt.
• 12:06
  So
• 12:06
  I'm
• 12:06
  going
• 12:06
  to
• 12:06
  encourage
• 12:07
  you.
• 12:07
  Don't
• 12:07
  want
• 12:07
  to
• 12:07
  miss
• 12:07
  it.
• 12:08
  So
• 12:08
  make
• 12:08
  sure
• 12:08
  you
• 12:08
  join
• 12:09
  me
• 12:09
  tomorrow.
• 12:10
  Now,
• 12:10
  let's
• 12:10
  all
• 12:10
  go
• 12:10
  out
• 12:10
  there
• 12:11
  today
• 12:11
  and
• 12:11
  be
• 12:12
  those
• 12:12
  financially
• 12:13
  confident
• 12:13
  Christians.
• 12:14
  You
• 12:15
  can
• 12:15
  do
• 12:15
  this.
• 12:16
  I
• 12:16
  have
• 12:16
  confidence
• 12:16
  in
• 12:17
  you.
• 12:17
  Have
• 12:17
  confidence
• 12:18
  in
• 12:18
  yourself.
• 12:18
  Stay
• 12:19
  financially
• 12:19
  savvy.
• 12:20
  God
• 12:20
  bless
• 12:20
  you,
• 12:21
  and
• 12:21
  you
• 12:21
  have
• 12:21
  a
• 12:22
  great
• 12:22
  day
• 12:22
  today.