Latest / Earn Your Leisure / EYL #247 NFL Truths, Athlete Money Mistakes, Building a Brand, & Keys to Keep Wealth with Calais Campbell

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EYL #247 NFL Truths, Athlete Money Mistakes, Building a Brand, & Keys to Keep Wealth with Calais Campbell · Earn Your Leisure

• 0:00
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  Speaker 4: Now, all right, gosh, eyl We are back from the
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  Speaker 4: NFLPA house at the Super Bowl.
• 1:43
  Speaker 3: Yeah.
• 1:44
  Speaker 4: We are having a legendary run conversations and this will
• 1:49
  Speaker 4: live up to it.
• 1:50
  Speaker 3: I'm sure this has been fun.
• 1:51
  Speaker 4: Kaleis Campbell, the you, the you, legendary you.
• 1:58
  Speaker 3: Well yeah, well yeah it's.
• 2:00
  Speaker 6: My fifteen you. Oh I was there for my four.
• 2:04
  Speaker 6: I was an ahead.
• 2:05
  Speaker 5: Draft, so oh four okay, because that was I said,
• 2:07
  Speaker 5: I mean, the greatest college team of all time.
• 2:10
  Speaker 6: I hate that old oh one was different, and I
• 2:15
  Speaker 6: appreciate some teams that came after that. There are some
• 2:17
  Speaker 6: teams that were really talented after that. Yeah them still
• 2:20
  Speaker 6: them boys are different. Hall of famers.
• 2:21
  Speaker 4: Yeah, okay, fifteen years in the NFL, that's almost impossible. Fact,
• 2:29
  Speaker 4: that's the average playing career is three years. So fifteen
• 2:33
  Speaker 4: years is like you're like Lebron at this point.
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  Speaker 3: Like a certified legend. Certified legend.
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  Speaker 6: I say, you know, it's not easy, but you know,
• 2:42
  Speaker 6: I mean, there's a few of the grace have done it.
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  Speaker 6: You know, I track, you know, Bruce Smith nineteen years,
• 2:46
  Speaker 6: Juonice Tepper seventeen years. You know what I mean. You know,
• 2:48
  Speaker 6: I don't know how many. You know, this might be it,
• 2:50
  Speaker 6: but I might play one more, you know, who knows,
• 2:52
  Speaker 6: We'll see. But you know, I mean, you know he
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  Speaker 6: loved the game. Just playing football is it? You know.
• 2:57
  Speaker 4: And you're heavily evolved in the NFL Executive Committee. You
• 3:01
  Speaker 4: was on twenty twenty named and then you are a
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  Speaker 4: philanthropists as well. We talk about your foundation, and you
• 3:07
  Speaker 4: know you were the Walter Payton Man of the Year.
• 3:12
  Speaker 4: That's that's an impressive awardment. Yes, yes, yes, so allowed
• 3:16
  Speaker 4: to talk about but first and foremost, thank you for
• 3:19
  Speaker 4: joining us. Appreciate it. Yes, yes, so all right, let's
• 3:23
  Speaker 4: talk about I want to talk about the business and
• 3:25
  Speaker 4: all that, but let's talk about football. To have the
• 3:28
  Speaker 4: longevity of playing fifteen years, it's not done by accident, right,
• 3:32
  Speaker 4: So referencing Lebron, it's well documented he spends a million
• 3:38
  Speaker 4: dollars a year on his body, and everybody that plays
• 3:40
  Speaker 4: with him as always said that. Even I know people
• 3:44
  Speaker 4: that knew him in aau when they was like he
• 3:46
  Speaker 4: was eating fruits and all that when he was in
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  Speaker 4: high school, Like, take care of your body. You have
• 3:51
  Speaker 4: to live a certain lifestyle. You have to have discipline
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  Speaker 4: to last this long. So can you talk about that,
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  Speaker 4: like what has been the keys to your longevity?
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  Speaker 6: Yeah, so you know, I'm not spending a million dollars
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  Speaker 6: like Lebron, pretty penny, though I still I budget this year.
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  Speaker 6: I have budget at three hundred thousand for my backroom,
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  Speaker 6: you know, and that's just trying to fly in the
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  Speaker 6: best you know, and people that I just know who
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  Speaker 6: have experienced on a body coming to make sure that
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  Speaker 6: I can get my full value. And a lot of
• 4:17
  Speaker 6: times I tell these young bucks to invest in your
• 4:19
  Speaker 6: you know, in your future. So you know, I mean
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  Speaker 6: that's as well as business, but in football future, like
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  Speaker 6: you know, I mean, you know, the salary cap is
• 4:25
  Speaker 6: going up every year has you know, consistently perception of COVID,
• 4:28
  Speaker 6: and they got to give that money to somebody. They
• 4:30
  Speaker 6: got to pay what you know, pretty much eighty nine
• 4:32
  Speaker 6: percent of the salary cap has to go out and
• 4:35
  Speaker 6: cash every year. And so for me, it's like, man,
• 4:38
  Speaker 6: if they got all this money out there, they have
• 4:39
  Speaker 6: to get to somebody. And you mean to tell me
• 4:41
  Speaker 6: that if I can make extra five six plays a year,
• 4:44
  Speaker 6: it's going to affect my my my value tremendously. Then
• 4:48
  Speaker 6: for me, like I'm not gonna I'm gonna turn over
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  Speaker 6: every stone. I'm gonna make sure that I you know,
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  Speaker 6: I'm getting you know, the proper nutrition, I'm getting the
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  Speaker 6: proper body work, I'm getting the proper sleep. I'm using
• 4:58
  Speaker 6: the proper machines to help me re you know, from
• 5:01
  Speaker 6: you know, the Harberberry Chamber, normal attack boots, and you know,
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  Speaker 6: I mean all the different things that exist out there.
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  Speaker 6: I got a you know, art machine make sure like
• 5:08
  Speaker 6: you help get back from injuries faster. And I got
• 5:10
  Speaker 6: people who are very qualified and talented to come through
• 5:12
  Speaker 6: and really work with my body because if I can
• 5:14
  Speaker 6: make the extra few plays, you know, for me, now
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  Speaker 6: it's just i can add another year of football, which
• 5:18
  Speaker 6: is another year earning potential that I can't get in
• 5:21
  Speaker 6: the regular world easily.
• 5:23
  Speaker 4: Yeah, you know.
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  Speaker 6: And so for me, like if I can play, if
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  Speaker 6: I can add another year, I think my contract that
• 5:28
  Speaker 6: stures going to be six point five million dollars, of
• 5:30
  Speaker 6: course are hundred thousand dollars is worth it if my
• 5:32
  Speaker 6: investor round thousand dollars to be able to play one
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  Speaker 6: more year and get six you know, six five, you know,
• 5:36
  Speaker 6: that's easy, you know. And for these young guys, I'm like, yo, okay,
• 5:38
  Speaker 6: it goes eat the second contract. But the biggest thing
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  Speaker 6: is just you know, just add and plays, adding production
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  Speaker 6: and not as a groscial value. So you know, I
• 5:46
  Speaker 6: mean my routine, you know I'm I mean is brutal.
• 5:49
  Speaker 6: It's more about for me, it's more about the time
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  Speaker 6: away from my family that it takes for me to
• 5:52
  Speaker 6: go out and do it again. That's why I hesitate,
• 5:55
  Speaker 6: maybe if I was a play again or not, but
• 5:56
  Speaker 6: I'm leaning towards playing again. But it's just the time
• 6:00
  Speaker 6: and that goes into it because a lot of times
• 6:01
  Speaker 6: like it's the money, but it's also like I got
• 6:03
  Speaker 6: spend two hours you know with ma missos theropists two
• 6:06
  Speaker 6: hours with my hour and a half of my needle guy,
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  Speaker 6: you know, you know, cupping and everything else. So just
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  Speaker 6: it's about it.
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  Speaker 5: That's you know, I ever thought about that, and people
• 6:15
  Speaker 5: probably don't think about it, right the average fan, like
• 6:17
  Speaker 5: you mentioned, making a few more plays, and so the
• 6:21
  Speaker 5: importance of you know, pressuring the quarterback to having three
• 6:25
  Speaker 5: or four more sacks, having a couple of forced fumbles
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  Speaker 5: when you're negotiating your contract, right huge, That can separate
• 6:33
  Speaker 5: like you from making six and a half million years
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  Speaker 5: and being like, yo, you might be cut, right.
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  Speaker 2: Can you?
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  Speaker 5: Can you talk about having those types of statistics and
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  Speaker 5: all the specific numbers that I guess at your position
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  Speaker 5: on the D line, is there a number that you
• 6:47
  Speaker 5: should be getting to, right, Because people look at Aaron
• 6:49
  Speaker 5: Aaron doddle on to be like, oh he's the greatest,
• 6:51
  Speaker 5: but yeah he's disruptive, but some of his things don't
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  Speaker 5: go on stat line.
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  Speaker 6: Oh yeah, yeah, you know, And I think that's a
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  Speaker 6: big part of it is you want to be just
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  Speaker 6: consistent across the board, you know, consistency, you know, it
• 7:00
  Speaker 6: shows that cultures can count on you. But if you
• 7:02
  Speaker 6: go from like just like a standpoint of like value,
• 7:04
  Speaker 6: you know, like I mean, it's like the housing market.
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  Speaker 6: You know, whatever the person made that summer production year before.
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  Speaker 6: It's kind of your floor for what you're gonna get,
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  Speaker 6: you know, when you're start trying to be a free agent.
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  Speaker 6: And so like you know, if I'm a d lineman,
• 7:16
  Speaker 6: you know, I go back to my actual experience, you know.
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  Speaker 6: So you know, I'm you know, twenty eleven. It's going
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  Speaker 6: to my contract here, and like you know, there wasn't
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  Speaker 6: like back then, there wasn't a lot of interior rushers
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  Speaker 6: getting ten sacks, you know, if you can get six
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  Speaker 6: a lot seven eight sacks, you know, I mean that
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  Speaker 6: was that was the high number for the interior guys.
• 7:34
  Speaker 6: Aaron Donald, J. J. Watt. They came through and and
• 7:36
  Speaker 6: Jeni's more outside, but he plays a little interior too.
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  Speaker 6: They came through a change again, you know, Chris Jones.
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  Speaker 6: I mean, this stuff is way different now, but the
• 7:42
  Speaker 6: game is changed to back then it was little more
• 7:43
  Speaker 6: of a running game too. Still, but you know, I mean,
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  Speaker 6: so the number was, you know, if you can get
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  Speaker 6: to eight sacks, you know, I mean, you were a
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  Speaker 6: premier pass rusher inside and so you know my mindset
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  Speaker 6: was like cool, like you know, my production level, my
• 7:56
  Speaker 6: contract here, I got eight sacks, I had the block kicks,
• 7:58
  Speaker 6: I had you know, added you know, differ ways of value,
• 8:01
  Speaker 6: and you know, you look at what the what the
• 8:03
  Speaker 6: market was going for. You know, it was just like
• 8:05
  Speaker 6: you know, I mean if I would have been you know,
• 8:07
  Speaker 6: had my same you know statistics, but I'd only got
• 8:09
  Speaker 6: like three or four sacts, you know, would have had
• 8:11
  Speaker 6: a few less bad at balls or some kind of way.
• 8:13
  Speaker 6: I'm changing gang. You know, I'm going to the market
• 8:15
  Speaker 6: and they won't be like, okay, your production based off
• 8:17
  Speaker 6: what other guys are getting. That's like you know two
• 8:19
  Speaker 6: three million dollars a year versus eleven million dollar a
• 8:22
  Speaker 6: year right end up getting, you know, which is like
• 8:23
  Speaker 6: crazy because the difference between those four or five plays
• 8:27
  Speaker 6: is the difference between you know eight nine million dollars
• 8:29
  Speaker 6: a year, which you know over time is human.
• 8:32
  Speaker 4: So you said three hundred thousand for your body? Can
• 8:35
  Speaker 4: you just break that down? Like what does that include?
• 8:37
  Speaker 4: A nutrition? Is a personal training, a massage person like
• 8:40
  Speaker 4: what said.
• 8:41
  Speaker 6: Between a chef? You know, I do an ankle specialist
• 8:46
  Speaker 6: that comes up and just works out of my ankles
• 8:48
  Speaker 6: and knees and hips, but really ankles as where I
• 8:50
  Speaker 6: really feel the difference. I have a massage lady that
• 8:54
  Speaker 6: comes in like actually is there. I get five massages
• 8:57
  Speaker 6: a week from her weekly and I give her a
• 9:00
  Speaker 6: salary for being up there for the whole year with me,
• 9:02
  Speaker 6: and then I fire. But I said, I got a
• 9:04
  Speaker 6: guy who comes in. He's a body specialist by using
• 9:06
  Speaker 6: needles and then the fat something to bother me, you know,
• 9:08
  Speaker 6: he does the tissue as well, but so from a
• 9:11
  Speaker 6: chef from my misoge therapist, and then finding specialists whenever
• 9:16
  Speaker 6: I need them for different things, which I have people coming.
• 9:18
  Speaker 4: Regularly on and then personal training I.
• 9:22
  Speaker 6: Don't live in fact, they're in the personal training off
• 9:24
  Speaker 6: season in that number, you know, so that's temperate, but
• 9:26
  Speaker 6: the personal training offseason, you know, and then you know
• 9:28
  Speaker 6: the like that you know, because I will I'll spend
• 9:31
  Speaker 6: part of the year training in Phoenix, part of your
• 9:35
  Speaker 6: training in uh in Thousand Oaks in California, and then
• 9:38
  Speaker 6: I'm on my own when I'm in Miami and stuff,
• 9:40
  Speaker 6: so like you know the way it goes like that's
• 9:42
  Speaker 6: a whole different bucket of resources. But yeah, overall, you know,
• 9:45
  Speaker 6: now I gotta run the numbers. I think last year
• 9:48
  Speaker 6: what I ended up spending was like two O five.
• 9:50
  Speaker 6: This year's middle more than that. But it's still like,
• 9:53
  Speaker 6: you know, it's just budgeted. You know, it's just where
• 9:55
  Speaker 6: I'm gonna be at. But I mean, you know, honestly,
• 9:56
  Speaker 6: to spend that much money is you just only because
• 9:59
  Speaker 6: you're getting the best of the best and you had
• 10:00
  Speaker 6: to compensate them from being out there and takeing time
• 10:02
  Speaker 6: from other people that can make money from if you're
• 10:04
  Speaker 6: just doing local people, like if I'm a young guy,
• 10:05
  Speaker 6: you know, you don't have to spend twenty thousand. You
• 10:07
  Speaker 6: just gotta get you gotta fire the people that work
• 10:09
  Speaker 6: for you. You know, I just know who works with me.
• 10:10
  Speaker 6: But that's that's when it comes up to a higher number.
• 10:12
  Speaker 5: At what point did you get to that that number
• 10:15
  Speaker 5: and saying I need to focus on getting my body
• 10:17
  Speaker 5: right making sure. Was it like maybe after an injury
• 10:20
  Speaker 5: or were you hit a number in your career and
• 10:22
  Speaker 5: said all right, let me take this a little bit
• 10:24
  Speaker 5: more serious.
• 10:24
  Speaker 6: Yeah, n So it gradually built, you know, I mean, honestly,
• 10:27
  Speaker 6: I did minimal body work till about year seven. You know,
• 10:30
  Speaker 6: I tell you guys this all the time. I wish
• 10:32
  Speaker 6: I did earlier, but I did tell you I didn't
• 10:34
  Speaker 6: do nothing until about your seven. But I didn't really
• 10:36
  Speaker 6: need too much because I, you know, I was a
• 10:37
  Speaker 6: freak athlete and so I had you know, you know,
• 10:39
  Speaker 6: the ability to go out there. And I was very
• 10:41
  Speaker 6: blessed too, like just I never had that like really
• 10:44
  Speaker 6: crazy serious injuries. I've been very very fortunate, and so
• 10:47
  Speaker 6: you know. But after, you know, year seven came around
• 10:50
  Speaker 6: and I started filming just a little bit different, and
• 10:51
  Speaker 6: I'm like, I wanted to like, you know, I was
• 10:54
  Speaker 6: playing like really good ball, but I wasn't a pro
• 10:55
  Speaker 6: bowler yet. I didn't get the All pros yet, and
• 10:57
  Speaker 6: I feel like I was like, you know, just a
• 10:59
  Speaker 6: step below those guys. And so I was like, let
• 11:01
  Speaker 6: me get more serious about this, so not only do
• 11:03
  Speaker 6: I improve on my taking my body, but also approved
• 11:05
  Speaker 6: of my training and everything else. I mean, I really
• 11:07
  Speaker 6: went to like being a guy that worked harder to
• 11:09
  Speaker 6: being an NFL to trying to outwork everybody in the NFL,
• 11:11
  Speaker 6: and that really took the chance of my whole career.
• 11:13
  Speaker 6: And I had the best success, you know, from your
• 11:15
  Speaker 6: seven on. You know, I mean, I guess it depends
• 11:18
  Speaker 6: on what metrics shows, but there's a lot of metrics
• 11:20
  Speaker 6: that it will show you that that was from like
• 11:21
  Speaker 6: year seven to year like thirteen, that little, you know,
• 11:25
  Speaker 6: six year stretch. I was, I was a bad man,
• 11:27
  Speaker 6: you know, true, but each year I have to add
• 11:31
  Speaker 6: so I you know, I mean I never spent you know,
• 11:34
  Speaker 6: the twenty thousands of my body until like last year
• 11:36
  Speaker 6: was the first time getting over that threshold, and then
• 11:38
  Speaker 6: a year before last, and then this last season. You know,
• 11:41
  Speaker 6: I budgeted for throughout it, but I don't think I
• 11:43
  Speaker 6: got to high. You know, but before then, you know,
• 11:46
  Speaker 6: you know, it was probably like, you know, fifty, Then
• 11:48
  Speaker 6: it was like seventy five, and there was like one hundred,
• 11:50
  Speaker 6: and it just kind of gradually built up each year.
• 11:53
  Speaker 6: But each year also needed more body work because I'm
• 11:54
  Speaker 6: yo to play and be successful and have a you know,
• 11:57
  Speaker 6: impact on the game. You know, I got to be
• 11:59
  Speaker 6: a I got to field stir kind of a way,
• 12:00
  Speaker 6: and like, you know, as I got them thirty six
• 12:02
  Speaker 6: this year, I just played that. I mean, if I played connect,
• 12:04
  Speaker 6: I'll be thirty seven. Like your body feels a little
• 12:06
  Speaker 6: different then when I was twenty seven, hours out there.
• 12:08
  Speaker 6: I could go out there and just you know, I
• 12:09
  Speaker 6: can you know, I could go out and party Friday night,
• 12:12
  Speaker 6: wouldn't feel a thing, go out there and dominate on Sunday. Now,
• 12:14
  Speaker 6: like everything, I have to get my sleep, you know,
• 12:16
  Speaker 6: full eight hours, like I gotta. You know, I'm eating
• 12:18
  Speaker 6: super healthy. I'm drinking you know, two gallons of water
• 12:21
  Speaker 6: every day and I'm you know, put my electro lights
• 12:23
  Speaker 6: in it. And I'm like it's just it's a way
• 12:25
  Speaker 6: different mentality, but my body needs that now. You know,
• 12:28
  Speaker 6: I can't go out and perform at a high level,
• 12:30
  Speaker 6: you know what I used to do when I was
• 12:31
  Speaker 6: a kid.
• 12:31
  Speaker 4: So you talk about, you know, you're an executive committee
• 12:36
  Speaker 4: on nfl PA, right, what does that mean and what
• 12:40
  Speaker 4: is your experience with the nfl PA Because we spoke
• 12:43
  Speaker 4: to d Smith earlier today, so he's in leadership position,
• 12:47
  Speaker 4: but you're a player, So I would like to to
• 12:51
  Speaker 4: get your insight on the nfl PA.
• 12:54
  Speaker 6: Yeah, you know, no pressure, man, I'm gonna keep it
• 12:58
  Speaker 6: real all the time, you know. So you know, I
• 13:03
  Speaker 6: joined the PA because people kept coming to me like,
• 13:07
  Speaker 6: hey man, you should be in the PA, you know,
• 13:08
  Speaker 6: and like, you know, really just as a rep for
• 13:10
  Speaker 6: the team. I kept getting pushed, Yo, you should be
• 13:13
  Speaker 6: a rep. You should be a rep, because I mean,
• 13:14
  Speaker 6: guys knew I just cared. I'm always trying to share
• 13:16
  Speaker 6: knowledge and talk to guys, help guys through things. So
• 13:18
  Speaker 6: they was like, man, you should be a rep. Excuse me. So,
• 13:23
  Speaker 6: you know, eventually I was like all right, cool, because
• 13:26
  Speaker 6: I mean I kind of shot away from it because
• 13:27
  Speaker 6: I knew it was extra work and I was like,
• 13:28
  Speaker 6: and I'm trying to hang out, have a good time.
• 13:30
  Speaker 6: You know, then you already got so much time dedicating
• 13:33
  Speaker 6: to playing good football. But then you know, you know,
• 13:36
  Speaker 6: I would always complain about little things here and there,
• 13:38
  Speaker 6: like everybody else does. And then one day, you know,
• 13:41
  Speaker 6: I finally showed up and was like, Okay, I'm gonna
• 13:43
  Speaker 6: go to the rep meetings. I'm gonna go check it out.
• 13:45
  Speaker 6: I'll be the rep, you know, and they voted me in.
• 13:48
  Speaker 6: And when I got there, I was like, MA should
• 13:49
  Speaker 6: have been coming. I wish I came here the whole
• 13:51
  Speaker 6: time because this is where, you know, where progress is made.
• 13:53
  Speaker 6: And so, you know, I mean, the way the union
• 13:56
  Speaker 6: works is like it's just the players. You know, we
• 13:58
  Speaker 6: have thirty two reps, you know, a very high turnover,
• 14:01
  Speaker 6: so it's not like other unions where you get people
• 14:04
  Speaker 6: in the position for a long time and be able
• 14:05
  Speaker 6: to build the experience to be able to like, you know,
• 14:08
  Speaker 6: know better, you know, and so it's kind of hard
• 14:10
  Speaker 6: because you have so many so much job turnover and
• 14:12
  Speaker 6: so many new reps coming in. You're alway trying to
• 14:14
  Speaker 6: educate people, so it's really tough. So I was like,
• 14:16
  Speaker 6: you know, we need more star players who are going
• 14:18
  Speaker 6: to have like longevity and guys who are gonna, you know,
• 14:20
  Speaker 6: be able to be around for a long time.
• 14:23
  Speaker 4: Uh.
• 14:23
  Speaker 6: And I'm with that team, not just in the NFL,
• 14:25
  Speaker 6: but with a particular team so they can actually get
• 14:27
  Speaker 6: some progress made. So I was like, you know, as
• 14:30
  Speaker 6: a as a player, I knew where you know, like
• 14:31
  Speaker 6: you know where my where I was at in the NFL.
• 14:33
  Speaker 6: So I was like, I need to be more involved.
• 14:35
  Speaker 6: So I started to get more involved, and uh, I
• 14:37
  Speaker 6: was a rep for a few years and then some
• 14:39
  Speaker 6: people kept telling me like, hey, you should join the
• 14:41
  Speaker 6: EAC because I'm in the meet and ask the questions,
• 14:42
  Speaker 6: just trying to get a filter things. And I joined
• 14:45
  Speaker 6: the e C and like my role in ec really
• 14:47
  Speaker 6: is just to try to you know, I mean, you know,
• 14:50
  Speaker 6: we have our creed about you know, protecting what we've
• 14:53
  Speaker 6: already come from, all the people that can be for us,
• 14:55
  Speaker 6: you know, maximizing our value now and then even a
• 14:58
  Speaker 6: better tomorrow for the guys that after us, you know.
• 15:01
  Speaker 6: And you know, my mindset is is like okay, like
• 15:04
  Speaker 6: I ain't with a worried about me. I'm not worried
• 15:06
  Speaker 6: about what we got going on right now. I'm trying
• 15:08
  Speaker 6: to make you know, the NFL better for the people
• 15:10
  Speaker 6: to come after us, and leading games stronger than than
• 15:12
  Speaker 6: when I came into it. And so you know, I
• 15:15
  Speaker 6: mean you think about, you know, just the trajectory we've had,
• 15:17
  Speaker 6: and like you know, guys are going to complan all
• 15:19
  Speaker 6: the time. You know, you get you know, into the
• 15:20
  Speaker 6: locker rooms, and a lot of times when guys can play,
• 15:22
  Speaker 6: it's really because they're misinformed. You know, they don't really
• 15:24
  Speaker 6: have all the knowledge. Once you break it down to them,
• 15:26
  Speaker 6: give them the knowledge, you know, then they're like, oh
• 15:28
  Speaker 6: it makes sense. So it really it comes down to
• 15:29
  Speaker 6: like just you know, communication and making sure we educate
• 15:32
  Speaker 6: our youth on like you know, just the history of
• 15:34
  Speaker 6: the union, and you know where we cooming, you know,
• 15:37
  Speaker 6: where we're trying to go and stuff like that, you know,
• 15:39
  Speaker 6: and guys, you know, we talk about like, you know,
• 15:40
  Speaker 6: trying to improve our medical benefits for the longer, for
• 15:43
  Speaker 6: longer time because right now we only get five years
• 15:46
  Speaker 6: of medical insurances that we're not playing and then after
• 15:48
  Speaker 6: that you have an HRA when you can purchase more.
• 15:51
  Speaker 6: But everybody's you know, it's going to be different. You know,
• 15:53
  Speaker 6: we talk about approving you know, you know, uh uh
• 15:59
  Speaker 6: so lifetime medical or longer medical history.
• 16:02
  Speaker 4: Uh.
• 16:03
  Speaker 6: I mean, I've lost my trying to think on where
• 16:04
  Speaker 6: I was going next. But either way it goes. There's
• 16:06
  Speaker 6: a lot of things in the union that you know,
• 16:08
  Speaker 6: we're trying to get done, and it's like, you know,
• 16:10
  Speaker 6: the biggest thing is like I'll see my guaranteed contracts,
• 16:12
  Speaker 6: But the biggest thing is like, you know, it really
• 16:14
  Speaker 6: comes down to us coming together, communicating and putting together
• 16:17
  Speaker 6: plan and they're executing it and that comes of leadership.
• 16:19
  Speaker 6: And so I was like, I'm gonna take a leadership
• 16:21
  Speaker 6: role and I'm gonna try to make sure that we
• 16:23
  Speaker 6: you know, just put us off in a position to
• 16:25
  Speaker 6: be stronger. And so like you think about the NFL
• 16:27
  Speaker 6: as I mean, the NFLPA is a business, and like
• 16:30
  Speaker 6: you think about like you know, we're a union, but
• 16:31
  Speaker 6: we're also a business. And like I mean, I don't
• 16:33
  Speaker 6: know how many unions. I don't know like a lot
• 16:35
  Speaker 6: about other unions. D Smith comes on and we talk
• 16:37
  Speaker 6: a lot, you know, he kind of educates me a
• 16:38
  Speaker 6: lot of other unions and stuff. But I mean we have,
• 16:41
  Speaker 6: you know, from our dues and everything else we have.
• 16:44
  Speaker 6: We're building all our company, you know, then you get
• 16:46
  Speaker 6: a licensing and everything else, and the way that's growing,
• 16:48
  Speaker 6: and we're partnership making partnerships to other unions and creating
• 16:51
  Speaker 6: that one team. Uh, you know, then we have you know,
• 16:53
  Speaker 6: the like the one thing about the NFL PA is
• 16:56
  Speaker 6: that every player that comes to an NFL will be
• 16:58
  Speaker 6: a retired player. And so we really took upon ourselves
• 17:01
  Speaker 6: to make sure that we also helped, you know, the
• 17:04
  Speaker 6: guys who after getting too retirement stuff. So we have
• 17:06
  Speaker 6: our trust and we have so many other things that
• 17:07
  Speaker 6: we do, but the biggest thing was just like getting
• 17:09
  Speaker 6: informed and then trying to share that information because we
• 17:11
  Speaker 6: do a lot of things. I mean, the NFL, you know,
• 17:13
  Speaker 6: and the thing I'm pushing the most right now is
• 17:15
  Speaker 6: financial literacy, which was awesome to see you guys here
• 17:18
  Speaker 6: because like when I first got to lead the financial
• 17:20
  Speaker 6: literacy program was trash. I mean I'm talking about man like,
• 17:24
  Speaker 6: I'm like, man, I ain't really helped me with nothing.
• 17:26
  Speaker 6: Y't giving me basic stuff like how to balance a
• 17:28
  Speaker 6: check but you know I ain't probably using no check book.
• 17:31
  Speaker 6: You know it's two thousand, you know, two thousand and eight,
• 17:33
  Speaker 6: twousand and nine. And but but to the to the
• 17:37
  Speaker 6: Union's you know, strength is that like okay, I mean
• 17:40
  Speaker 6: we understood the times of changing, and like, you know,
• 17:42
  Speaker 6: I just went to the leadership summit a couple of
• 17:44
  Speaker 6: weeks back, and I saw, you know, we had you know,
• 17:49
  Speaker 6: actual real lessons people coming in and teaching about you know,
• 17:51
  Speaker 6: about you know, business and about like how different the
• 17:55
  Speaker 6: different growth vehicles had exist for for for money and
• 17:59
  Speaker 6: just like all the from just the different sectors in finance.
• 18:02
  Speaker 6: And it was like, man like, this is the you
• 18:04
  Speaker 6: know that I should have learned at an earlier age.
• 18:06
  Speaker 6: And I'm glad that young guys are finally getting and
• 18:08
  Speaker 6: I know it's bigger than one you know, you know,
• 18:10
  Speaker 6: one meeting in one conference. We need consistency. That's why
• 18:12
  Speaker 6: I love what you guys are doing putting out there consistently.
• 18:15
  Speaker 6: But I think, you know, like my biggest you know,
• 18:17
  Speaker 6: like I guess, uh, my biggest goal with the PA
• 18:21
  Speaker 6: is for us to arm the membership with the tools
• 18:26
  Speaker 6: to be able to create a better future for their
• 18:28
  Speaker 6: families and everything else. So like when I see guys
• 18:30
  Speaker 6: in financial distress, it breaks my heart because you know,
• 18:33
  Speaker 6: it just as to be able to make it in
• 18:34
  Speaker 6: this lead and be able to make a bunch of
• 18:36
  Speaker 6: money in this lead, and you've got to hold on
• 18:37
  Speaker 6: to your paper, and so it really is just a
• 18:40
  Speaker 6: fool like, you know, like the PA, we do a
• 18:43
  Speaker 6: lot of stuff and we make sure that you know,
• 18:44
  Speaker 6: the whole thing is about keeping all of us stronger,
• 18:46
  Speaker 6: and I think the financial literacy about you know, just
• 18:49
  Speaker 6: making sure that we are all in the great position
• 18:51
  Speaker 6: allows us to be more aggressive and when we're pursuing
• 18:54
  Speaker 6: with our partnership with the NFL, because I mean, at
• 18:55
  Speaker 6: the end of the day, it's a partnership NFL, NFL
• 18:58
  Speaker 6: PA together, you know, we credit a great product that
• 19:01
  Speaker 6: is probably the best product on TV. I mean, I
• 19:03
  Speaker 6: think every year we're like the top fifty forty five
• 19:05
  Speaker 6: of the top fifty.
• 19:06
  Speaker 3: Shows, eighty five out of one hundred.
• 19:07
  Speaker 6: Yeah, eighty five hundred. Yeah, it's a great partnership, you know.
• 19:12
  Speaker 6: But the thing that I tried to push you a
• 19:14
  Speaker 6: lot is making sure that the stronger we are as
• 19:18
  Speaker 6: a membership. You know, we can make sure you know,
• 19:20
  Speaker 6: Like I mean, I don't know if you remember the
• 19:21
  Speaker 6: lockout and the strikes all differ. We talk about a
• 19:23
  Speaker 6: lot of things. It's like, but until we can all
• 19:25
  Speaker 6: come together and have a position where we can sit
• 19:27
  Speaker 6: from power, you know, that's what we're gonna be the
• 19:29
  Speaker 6: strongest to get whatever we want.
• 19:30
  Speaker 3: Yeah.
• 19:31
  Speaker 5: So your financial education, because it sounds like you take
• 19:34
  Speaker 5: me as a very inquisitive person, wanted to know when
• 19:37
  Speaker 5: when did your financial education begin or did you come
• 19:41
  Speaker 5: into the league with knowledge?
• 19:42
  Speaker 3: Right, because you had so.
• 19:44
  Speaker 5: Like this is one of those When I just heard
• 19:46
  Speaker 5: you say that that it was trash, my first thought
• 19:49
  Speaker 5: was like, is this intentional?
• 19:50
  Speaker 3: Right?
• 19:50
  Speaker 5: Because if I don't educate you, then I can always
• 19:52
  Speaker 5: use you as my customer right until you become educated.
• 19:55
  Speaker 5: And now you might see less people getting agents or
• 19:58
  Speaker 5: less people's in the direction that somebody's pointing to him,
• 20:01
  Speaker 5: so they don't get taken advantage of. And so did
• 20:04
  Speaker 5: you have to go through things to get your financial education?
• 20:08
  Speaker 6: I mean there's a process for sure, you know. I mean,
• 20:10
  Speaker 6: I mean my dad was was was like he was
• 20:14
  Speaker 6: in caountant for he worked for RS for a period
• 20:16
  Speaker 6: of time, but you know, I mean he was He
• 20:19
  Speaker 6: did a lot of different things. He was in the
• 20:20
  Speaker 6: computers and stuff. But one thing he did try to
• 20:22
  Speaker 6: do is start businesses. He taught us a lot about sales,
• 20:25
  Speaker 6: but he didn't really teach us about business as a whole,
• 20:27
  Speaker 6: you know. And you know, he passed away while I
• 20:30
  Speaker 6: was seventeen, And you know, I wish I could have
• 20:32
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• 20:33
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  Speaker 1: An illegal alien from Guatemala charged with raping a child
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  Speaker 1: accused of murdering a Texas man of Venezuelan charged with
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  Speaker 4: But if you.
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  Speaker 2: Will be protected sponsored by the United States Department of
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• 24:23
  Speaker 6: But you know, when I got to the NFL, you know,
• 24:25
  Speaker 6: I mean, I mean pretty much like I mean, you're
• 24:27
  Speaker 6: on your own, nobody's telling you anything, and like, you know,
• 24:29
  Speaker 6: the starts kind of like you pick a financial advisor
• 24:31
  Speaker 6: just because you're supposed to, just because that's what everybus
• 24:33
  Speaker 6: is doing. And you pick a guy based off of,
• 24:35
  Speaker 6: you know, just network, your network, you know. So my
• 24:38
  Speaker 6: network was University of Miami. I picked a guy because
• 24:40
  Speaker 6: of John Bison, you know, and he was a first
• 24:42
  Speaker 6: round picked year before, and he went through the process
• 24:44
  Speaker 6: I was getting ready to go through. So I asked him, like, yo,
• 24:45
  Speaker 6: who's your guy? And he told me his God, I
• 24:48
  Speaker 6: had all these people coming at me. They all sound
• 24:49
  Speaker 6: the same because I don't know anything, and so I
• 24:52
  Speaker 6: just hire his guy just because you know, he hired him,
• 24:54
  Speaker 6: you know. And it's kind of funny because, like I
• 24:55
  Speaker 6: remember having a conversation with him and I asked him, like,
• 24:57
  Speaker 6: what made you hire him in the first place? He said,
• 24:59
  Speaker 6: I hired him because I forgot what was But the
• 25:01
  Speaker 6: person that he knew.
• 25:02
  Speaker 3: Was Jonathan Vilma about you guys.
• 25:05
  Speaker 6: Yeah and whoever it was, yeah, and but it was
• 25:09
  Speaker 6: it's just you know, I asked him, like, did you
• 25:11
  Speaker 6: do any do diligence, Like what made you hire him?
• 25:13
  Speaker 6: He was like, nah, you know, and I was like,
• 25:15
  Speaker 6: why are you doing dogit? He threw like, we just
• 25:16
  Speaker 6: hired a guy just for the heck of it, you know. Now,
• 25:19
  Speaker 6: I mean that guy you know might be you know,
• 25:21
  Speaker 6: a really good guy. Uh you know, might have been
• 25:23
  Speaker 6: a really good guy, really good financial advisor, but at
• 25:26
  Speaker 6: the time I had no idea because I had no knowledge.
• 25:28
  Speaker 6: And I worked with him for a couple of years
• 25:29
  Speaker 6: and then he you know, he had a mistake that
• 25:31
  Speaker 6: you know, to me just was you couldn't have and
• 25:34
  Speaker 6: so I ended up, uh firing him and hiring somebody
• 25:36
  Speaker 6: else that was kind of a teacher to me. So
• 25:38
  Speaker 6: the person that I end up was, you know, he
• 25:40
  Speaker 6: tried to get my business, but I didn't go with
• 25:42
  Speaker 6: him originally, but he stayed around and like every time
• 25:45
  Speaker 6: I had questions with the other guy was doing another
• 25:46
  Speaker 6: guy kind of like he made it sound complicated, you know,
• 25:49
  Speaker 6: and I was like, you know, I'm trying to understand it,
• 25:51
  Speaker 6: so break it down for me. And then so, you know,
• 25:53
  Speaker 6: the other guy that I ended up signing with more recently,
• 25:55
  Speaker 6: and I've been with him the whole time since, he
• 25:57
  Speaker 6: started like making it breaking it down for me like this,
• 25:59
  Speaker 6: what this means, this that means you know, this is
• 26:01
  Speaker 6: why you do this, you know, and just started kind
• 26:02
  Speaker 6: of going to it and you know, I mean it
• 26:04
  Speaker 6: was just like, I mean, you know, so many different
• 26:06
  Speaker 6: sectors of it that I'm like, man, you know, I
• 26:08
  Speaker 6: you know, I mean, I want to know it. So,
• 26:10
  Speaker 6: you know, after a while, like he started making it
• 26:11
  Speaker 6: sound simple enough to me where I was like, Okay,
• 26:13
  Speaker 6: let me put some money with you, you know, and
• 26:15
  Speaker 6: then it was like, you know, let me put all
• 26:16
  Speaker 6: my money with you.
• 26:17
  Speaker 5: You know.
• 26:17
  Speaker 6: So it kind of went away. But it's kind of
• 26:19
  Speaker 6: funny though, because I won't say any names because the
• 26:21
  Speaker 6: guy originally went with, you know, he still has a
• 26:23
  Speaker 6: lot of guys out there, and I try to talk
• 26:25
  Speaker 6: to those guys individually about my story. And I don't
• 26:27
  Speaker 6: think the guy's a shark from like my experience, but
• 26:29
  Speaker 6: I think he's a good dude. I think about it generally,
• 26:31
  Speaker 6: just made a mistake. But back then, like they would
• 26:33
  Speaker 6: encourage you to like pay your bills for you and
• 26:36
  Speaker 6: so like everything was just going through account that he
• 26:39
  Speaker 6: was setting up, so I didn't even like, you don't
• 26:40
  Speaker 6: have to look at it, you don't want to experience
• 26:41
  Speaker 6: for everything. And then one day I'm going through myself
• 26:44
  Speaker 6: because I you know, I hadn't new enough to oude
• 26:46
  Speaker 6: of myself. Like I was just gonna go through my
• 26:47
  Speaker 6: account and really check and see what was being spent
• 26:50
  Speaker 6: off all my bills. I'm going through my stuff. I
• 26:53
  Speaker 6: see fifty thousand dollars just missing that. I don't know
• 26:55
  Speaker 6: what's going for. So I call him up and he
• 26:57
  Speaker 6: was like, oh, I'm gonna take out one of other
• 26:59
  Speaker 6: player's accounts. You know, I just made a mistake. You know,
• 27:01
  Speaker 6: I'm gonna put it back in right now. And he
• 27:03
  Speaker 6: did it, and you know, and to me, it was
• 27:05
  Speaker 6: just like, I don't know, if you're in competent, where
• 27:07
  Speaker 6: did it go? He said it was for one of
• 27:10
  Speaker 6: the other players, his grandfathers or something.
• 27:11
  Speaker 4: Oh, he sent it to another player. He's in it
• 27:13
  Speaker 4: another situation.
• 27:14
  Speaker 6: Yeah, it was supposed to be at another players going
• 27:16
  Speaker 6: to his grandfather, according what he said. And to me,
• 27:19
  Speaker 6: it's just like, you know, you can't make that mistake,
• 27:21
  Speaker 6: you know, if I don't go on and look at this,
• 27:23
  Speaker 6: you know, I mean, you know, and not just missing it,
• 27:25
  Speaker 6: you know, And I don't know, I can't. I mean,
• 27:27
  Speaker 6: you're telling me that it's just a mistake. But from outside, look,
• 27:30
  Speaker 6: either you were trying to get over on me or
• 27:33
  Speaker 6: you just you know, genuinely just incompetition.
• 27:35
  Speaker 4: It's just like the movie casino. Yes, casino. Yeah, when
• 27:39
  Speaker 4: Sam Ross team, he fired the guy at the at
• 27:42
  Speaker 4: the slot machine. They was robbing the slot machine, and
• 27:45
  Speaker 4: he sat him down. He said, it's one or two
• 27:47
  Speaker 4: things that's happening here. Either you're in on it or
• 27:50
  Speaker 4: you're incompetent to realize what's going on. Either way, I
• 27:52
  Speaker 4: can't trust you at this point exactly exactly what it
• 27:55
  Speaker 4: is exactly. You know what I'm saying.
• 27:57
  Speaker 6: I gotta let you go, ye.
• 28:00
  Speaker 1: Do that?
• 28:00
  Speaker 3: Same didn't work.
• 28:02
  Speaker 4: It didn't work out there.
• 28:03
  Speaker 6: Somebody is tough though, like you ain't like The'm a
• 28:05
  Speaker 6: football player, you know, I ain't no, I ain't no ceo,
• 28:07
  Speaker 6: I ain't no you know, businessman at the time at least. Yeah,
• 28:10
  Speaker 6: I'm a football player. That's all my knowledge is, you know.
• 28:13
  Speaker 6: And I went to school for advertising, like I ain't
• 28:15
  Speaker 6: go through school for business or nothing. So the whole
• 28:17
  Speaker 6: process was like it was it was hard, you know,
• 28:18
  Speaker 6: it was an adjustment, you know, but then you know
• 28:20
  Speaker 6: if you go through it like oh I want that bad,
• 28:22
  Speaker 6: you know, like you just got to go through it,
• 28:23
  Speaker 6: you know. And so I ended up going with an
• 28:26
  Speaker 6: another guy that was he was teaching me and stuff
• 28:28
  Speaker 6: and we've been together ever since, and he's been a
• 28:30
  Speaker 6: great mentor for me, and we've done, you know, a
• 28:32
  Speaker 6: lot of great things together. And I mean now I
• 28:33
  Speaker 6: feel like my knowledge not to be able to speak
• 28:35
  Speaker 6: the language and to understand it is you know, I
• 28:38
  Speaker 6: mean way better than you know. It has been a
• 28:40
  Speaker 6: probably I feel like to sit in the room and
• 28:41
  Speaker 6: have a conversation with any businessman and be whole.
• 28:44
  Speaker 4: My own after that, did you stop with the bill payment? Yeah?
• 28:48
  Speaker 6: Yeah, no, nevermore. I pay my own bills, and sometimes
• 28:50
  Speaker 6: my credit could have been a lot better, because there's
• 28:52
  Speaker 6: definitely times just because being a human opening my mail
• 28:55
  Speaker 6: and stuff and missing things. Yeah, I had to deal with,
• 28:58
  Speaker 6: you know, missing some bills and you know, having to
• 29:00
  Speaker 6: pay him later and stuff. So I mean, I just
• 29:02
  Speaker 6: I'll take that, though I'd rather, you know, my credent's
• 29:04
  Speaker 6: corps be you know, seven hundred instead of eight fifty
• 29:07
  Speaker 6: because you know, I forgot the for some bills or
• 29:10
  Speaker 6: whatever it may be.
• 29:11
  Speaker 4: So so all right, let's talk them about your foundation.
• 29:16
  Speaker 4: So I know that's something that's very important to you
• 29:18
  Speaker 4: in charity work that you've done given a lot of
• 29:20
  Speaker 4: money to charity. So when did when did that start,
• 29:24
  Speaker 4: And when did you decide to actually get get a
• 29:27
  Speaker 4: physical foundation up and running.
• 29:29
  Speaker 6: When I first got this league, I sarking with my brother,
• 29:32
  Speaker 6: one of my brothers and one of my sisters. And
• 29:34
  Speaker 6: you know, we we we we ate deep. We grew
• 29:36
  Speaker 6: up in my household, you know, and so it's, you know,
• 29:39
  Speaker 6: we very family oriented, very close family. Where'd you grow
• 29:41
  Speaker 6: up at a diner Conorado?
• 29:43
  Speaker 3: Okay?
• 29:44
  Speaker 6: And so you know, my dad, you know, just a
• 29:47
  Speaker 6: great father, you know, there every day, uh, you know,
• 29:50
  Speaker 6: teaching us, you know, helping us to kind of like
• 29:52
  Speaker 6: see things from the bigger picture, and like just a
• 29:54
  Speaker 6: great teacher, you know. And so we feel like he
• 29:57
  Speaker 6: had a really good strong values, core values that we
• 30:00
  Speaker 6: wanted to kind of just put out there in the world. So,
• 30:02
  Speaker 6: talking amongst each other, we want to start a family
• 30:04
  Speaker 6: foundation that met to my father, and so, uh, you know,
• 30:07
  Speaker 6: it's a process, you know. So there's a lot of logistics,
• 30:09
  Speaker 6: a lot of things going into that, because I mean,
• 30:11
  Speaker 6: really running foundation is really running a business. You know,
• 30:13
  Speaker 6: it's a nonprofit business, but it's a business in the less.
• 30:15
  Speaker 6: You know, we ain't have no business sense. So it
• 30:17
  Speaker 6: took us a while to kind of get going, but
• 30:19
  Speaker 6: you know, we had the heart we wanted to kind
• 30:21
  Speaker 6: of you know, we had you know, goals and we
• 30:23
  Speaker 6: want to help we want to help kids and and
• 30:25
  Speaker 6: you know and really from you know, from communities that
• 30:28
  Speaker 6: are similar to what we grew up in. So you know,
• 30:31
  Speaker 6: we started kind of just doing after school programs and
• 30:33
  Speaker 6: different things. But the biggest thing was just trying to
• 30:36
  Speaker 6: carry on my dad's legacy and what he's toll for.
• 30:38
  Speaker 6: That's telling those principles into some kids who were less
• 30:40
  Speaker 6: fortunate didn't have that father that we had.
• 30:43
  Speaker 4: So talk about that, like you said, as a process,
• 30:46
  Speaker 4: you have to have like a board of directors, And
• 30:49
  Speaker 4: how what was it that you had to do to
• 30:51
  Speaker 4: set up the foundation.
• 30:53
  Speaker 6: Back in the day, you think about it, we didn't
• 30:54
  Speaker 6: even know how to like, you know, how to file
• 30:55
  Speaker 6: a paperwork to even start a foundation right away. You know,
• 30:57
  Speaker 6: it took a while just doing research and everything else.
• 30:59
  Speaker 6: You know, technologies come a long way and you can
• 31:01
  Speaker 6: get a lot more information way faster. But this is
• 31:04
  Speaker 6: back to really after my work the years in two
• 31:06
  Speaker 6: thousand and nine, you know, twenty and ten, we started
• 31:07
  Speaker 6: going through that process. It took us, you know, a year,
• 31:09
  Speaker 6: year and a half before we really kind of figured
• 31:11
  Speaker 6: out the logistics of it, and then we really started
• 31:14
  Speaker 6: kind of you know, doing a lot more in eleven
• 31:16
  Speaker 6: creating the board of directors. We kind of it was
• 31:18
  Speaker 6: kind of I mean, we kind of was ghettled for
• 31:20
  Speaker 6: a little while, you know, I mean we have big hearts.
• 31:22
  Speaker 6: We try to do a lot of stuff. But and
• 31:24
  Speaker 6: that's one of the thing too, we try to figure
• 31:25
  Speaker 6: out a better way of Like today, when I talk
• 31:27
  Speaker 6: to guys about what they should do, I'm like, first
• 31:29
  Speaker 6: of all, right, now, first thing you should do is
• 31:31
  Speaker 6: just try to figure out what what organizations like, what
• 31:33
  Speaker 6: kind of like uh, you know, what kind of like
• 31:36
  Speaker 6: initiatives you want to support, figure out who's doing a
• 31:38
  Speaker 6: really good job boosts on the ground, other charities as
• 31:40
  Speaker 6: they's doing that, and to support them great programs together
• 31:43
  Speaker 6: with them, because I think it's so much better when
• 31:44
  Speaker 6: you have partnerships people who you know, whoever have the experience,
• 31:47
  Speaker 6: that are doing it at a high level, and then
• 31:49
  Speaker 6: just you know, you can bring more exposure to them
• 31:51
  Speaker 6: Craig programs, or you can help the kids you want
• 31:52
  Speaker 6: to help through their programs, and so it's so much
• 31:54
  Speaker 6: easier doing it that way, you know. So back then
• 31:56
  Speaker 6: on an We're trying to do on our own. So
• 31:58
  Speaker 6: I'm trying to create these new programs, you know, you
• 31:59
  Speaker 6: gotta you're hiring people, you know, doing a lot of stuff.
• 32:02
  Speaker 6: And it was just like it was I learned a lot.
• 32:04
  Speaker 6: I learned a whole lot, but it was it definitely
• 32:06
  Speaker 6: was a process, and like you just wasting money that
• 32:08
  Speaker 6: I want to go to kids, it's not going there
• 32:10
  Speaker 6: because I'm trying figure out different ways of doing things.
• 32:12
  Speaker 6: But at the end of the day, you know, we
• 32:14
  Speaker 6: did do a really good job of helping a lot
• 32:16
  Speaker 6: of people. We were really just active in the community
• 32:19
  Speaker 6: with just with time and then resources. You know, I
• 32:22
  Speaker 6: feel like now, you know, the time part, the actual
• 32:25
  Speaker 6: commitment and me being out there is so much like
• 32:27
  Speaker 6: it's only here and there versus like you know, writing
• 32:30
  Speaker 6: checks and you know, putting you know, resources into the
• 32:33
  Speaker 6: best places. I feel like they could be more efficient
• 32:35
  Speaker 6: is what I'm doing now, which is I feel like
• 32:37
  Speaker 6: the better way of doing it. But at the same time, though,
• 32:39
  Speaker 6: if you've got a big carder, you want to go
• 32:40
  Speaker 6: out there and do the logistics and you want to
• 32:41
  Speaker 6: put everything together, go for it, you know, But I
• 32:44
  Speaker 6: just trying to courage guys like you know, let's people
• 32:45
  Speaker 6: already doing that. You ain't got to reavent the will
• 32:47
  Speaker 6: she supporting the people already doing it.
• 32:49
  Speaker 5: Yeah, so you said that and you corrected yourself. You
• 32:52
  Speaker 5: said that I wasn't a CEO then. Was amazing, believe
• 32:56
  Speaker 5: obviously you see yourself as a CEO now and a
• 32:58
  Speaker 5: lot of a lot of you know, athletes in the NFL,
• 33:02
  Speaker 5: you know, try to become a brand right in themselves.
• 33:04
  Speaker 3: They are the CEO of their lives and becoming a brand.
• 33:08
  Speaker 5: It's tough, right, there's over eighteen hundred players and everybody
• 33:12
  Speaker 5: is its own individual. So how do you how does
• 33:15
  Speaker 5: one market themselves inside of a landscape? Obviously this is
• 33:19
  Speaker 5: the biggest you know, sports business in America. How do
• 33:24
  Speaker 5: you market yourself to become that individual or become a brand?
• 33:28
  Speaker 6: Yeah? I mean I think everything starts with success on
• 33:30
  Speaker 6: the football field. You know, the more successful you are,
• 33:32
  Speaker 6: the bigger your brand is going to be. Always every
• 33:34
  Speaker 6: person plays NFL, you know, you are the CEO of
• 33:37
  Speaker 6: you know, your individual, you know brand, and you're the
• 33:41
  Speaker 6: CEO because we're individual contractors, you know, eachesting. You know,
• 33:43
  Speaker 6: we get a loyalty for that team, but you know
• 33:45
  Speaker 6: you could, you know I could. I'm a Raven. You
• 33:47
  Speaker 6: can hate the brownd you can hate the Stellers, you
• 33:49
  Speaker 6: can hate toity Bengals. But at the same time, like
• 33:51
  Speaker 6: you know, if I was at your cut, you know,
• 33:54
  Speaker 6: I could be a Brown still or a Bengal and
• 33:57
  Speaker 6: so it's just crazy, can you think about that? Because
• 33:58
  Speaker 6: it's like, you know, the loyalty is in the moment,
• 34:01
  Speaker 6: but we're individual contractors. I want to keep playing football.
• 34:04
  Speaker 6: So if the Ravens don't want me no more and
• 34:05
  Speaker 6: I want to keep playing football, then I'm you know,
• 34:07
  Speaker 6: it depends on who wants me. So it's just kind
• 34:08
  Speaker 6: of like a you know, like it's unique, you know
• 34:11
  Speaker 6: in a sense, so your brand is separate from the
• 34:13
  Speaker 6: team brand and everything else, you know, individual contractors. But
• 34:16
  Speaker 6: you got to realize like, okay, you know, like I
• 34:18
  Speaker 6: got to I got to put together a process, you know,
• 34:21
  Speaker 6: a business plan for how I want to grow my value,
• 34:24
  Speaker 6: you know, and so just from a football standpoint and
• 34:27
  Speaker 6: like trying to like, you know, make investments on how
• 34:29
  Speaker 6: I can approve my value from taking care of your body,
• 34:31
  Speaker 6: you know, from eating healthy to like you know, you know,
• 34:36
  Speaker 6: I mean all the other things that go into it.
• 34:38
  Speaker 6: You know, there's just a process that you have to
• 34:40
  Speaker 6: kind of lay out, and it should be structured. You know,
• 34:42
  Speaker 6: you should to put together an actual like you know,
• 34:44
  Speaker 6: actual process and plan. I feel like a lot of
• 34:47
  Speaker 6: guys don't really do that, you know, take a wif
• 34:48
  Speaker 6: to take a while for me to do that. You know,
• 34:49
  Speaker 6: I have to learn business. You ain't really got to
• 34:51
  Speaker 6: be a CEO in actual life. You know, you just
• 34:54
  Speaker 6: to be a CEO of your brand and your football brand.
• 34:56
  Speaker 6: But like when I was younger, like you know, people
• 34:58
  Speaker 6: shall say you have another hustle, You can have another hustle.
• 35:00
  Speaker 6: We cant have ano hustle. Football money and enough. You know,
• 35:02
  Speaker 6: people going broke all the time, you know, And there
• 35:04
  Speaker 6: was some article that came out and said it's like
• 35:06
  Speaker 6: I think it was like seventy five percent of people,
• 35:07
  Speaker 6: seventy percent of people are broken and find outial distress
• 35:10
  Speaker 6: that for two years football and I thought that was
• 35:13
  Speaker 6: just like a crazy number. But I started trying to
• 35:14
  Speaker 6: do some stuff. I wanted to create these companies. I
• 35:17
  Speaker 6: hire some consultants. I'm spending money trying to figure out
• 35:19
  Speaker 6: how I can make more money. And after a while,
• 35:21
  Speaker 6: I was sitting there talking with my best friends and
• 35:23
  Speaker 6: he was like, I mean, you know, you really ain't
• 35:27
  Speaker 6: gotta you really ain't got to do none of this.
• 35:29
  Speaker 6: You know, you really could just play football and and
• 35:31
  Speaker 6: make enoughing be good. As long as you save your bread,
• 35:33
  Speaker 6: you ain't gotta spend it. You're good.
• 35:34
  Speaker 8: You know.
• 35:34
  Speaker 6: If you spend it and invested, you know you're good.
• 35:36
  Speaker 6: And I was like, just I have an epiphany. It
• 35:38
  Speaker 6: was like, you know, like I'm too busy to be
• 35:40
  Speaker 6: a CEO. I ain't enough time. But I could do
• 35:42
  Speaker 6: it for a small window before I started training with
• 35:44
  Speaker 6: the hard from you know, whatever my season is, I
• 35:46
  Speaker 6: vi Jania Ard February. If I'm looking, it's going to
• 35:48
  Speaker 6: Super Bowl. Uh So when I start training really hard
• 35:50
  Speaker 6: in April, I got a short, small window I could
• 35:52
  Speaker 6: be a real CEO. But other than that, I can't
• 35:54
  Speaker 6: really be a CEO. I gotta be you know, I
• 35:57
  Speaker 6: got to put football first because that's when we grow
• 35:59
  Speaker 6: the most. That's why I'm have the most value. And
• 36:01
  Speaker 6: so it's kind of tough because it's like, you know,
• 36:03
  Speaker 6: like I mean, I'll be myself more as an investor
• 36:06
  Speaker 6: you know, I try to invest into real CEOs, and
• 36:09
  Speaker 6: I try to, you know, if I could find somebody
• 36:11
  Speaker 6: who's doing really good work, we can a credit partnership
• 36:13
  Speaker 6: where I don't have to be there all the time
• 36:15
  Speaker 6: and I could kind of just add value where I
• 36:16
  Speaker 6: can and be able to reap the benefits from it.
• 36:18
  Speaker 3: You know.
• 36:19
  Speaker 6: I do a scenario, you know, so I try to
• 36:21
  Speaker 6: tell guys, you know, you ain't gonna be CEO now
• 36:22
  Speaker 6: you do. See you guys start to call the lines
• 36:25
  Speaker 6: start their you know, different businesses and stuff. I'm like,
• 36:27
  Speaker 6: you know, if it's content creation and things that you
• 36:29
  Speaker 6: can do while you're playing football, gread. But at the
• 36:31
  Speaker 6: same time, it's like you need good partners. You know,
• 36:33
  Speaker 6: you need people who actually can run something that you know,
• 36:35
  Speaker 6: you trust. And you see like the Big Baller brand
• 36:36
  Speaker 6: and they had the guy running their brand and he
• 36:38
  Speaker 6: was stealing from them. You know, it's like it's it's
• 36:40
  Speaker 6: tough because it's like, you know, I mean, we ain't
• 36:42
  Speaker 6: got time to be trying to you know, check some
• 36:44
  Speaker 6: balances and everything else, so it's kind of hard. So
• 36:46
  Speaker 6: I'm like, man, you know, I had a teammate who
• 36:49
  Speaker 6: you know, who played for four years and he ain't
• 36:51
  Speaker 6: take care of his brother like its supposed to. The
• 36:53
  Speaker 6: end up was working at Adol Zone, and I was like, man,
• 36:56
  Speaker 6: if you just take care of his brand, and like
• 36:57
  Speaker 6: wait until he was done to spend his money. He
• 37:00
  Speaker 6: could have he couldn't. He could have franchised and had
• 37:02
  Speaker 6: like three four or five adals on.
• 37:04
  Speaker 2: You know.
• 37:04
  Speaker 6: Oh that was kind of kind of deep when you
• 37:07
  Speaker 6: think about from the pictures now. I try to tell
• 37:08
  Speaker 6: guys all the time, like, man, hold your bread. I mean,
• 37:12
  Speaker 6: best case if you like me. I'm thirty six, and
• 37:14
  Speaker 6: so I was retired today, I'll be thirty six, started
• 37:15
  Speaker 6: my next career with a with a with a big
• 37:19
  Speaker 6: booster of revenue, of capital to be able to go
• 37:22
  Speaker 6: and do whatever I want to do next, you know,
• 37:23
  Speaker 6: if I wanted to. I'm lucky enough where I've made
• 37:25
  Speaker 6: enough money. I don't have to, you know, do anything.
• 37:27
  Speaker 6: I can just sit home and collect and check from
• 37:28
  Speaker 6: my assets, my investments, and be the luff I want
• 37:31
  Speaker 6: to live. But you know, but even if you're a
• 37:33
  Speaker 6: guy who plays five six years, you don't really make
• 37:35
  Speaker 6: a whole bunch of money, you know, then you take
• 37:37
  Speaker 6: that what you did make, you know, and then you
• 37:39
  Speaker 6: go and do your next career. Then you go have
• 37:41
  Speaker 6: a you know, startup capitalol you can have put a
• 37:43
  Speaker 6: concept capital to do whatever you want to do next.
• 37:45
  Speaker 6: If you want to become a businessman, or you could
• 37:47
  Speaker 6: just credit investments and get a simple job and whatever
• 37:49
  Speaker 6: you want to do. You know.
• 37:50
  Speaker 3: So what are some of the investments that interests you?
• 37:55
  Speaker 5: Obviously as your career is winding down, what was after
• 38:00
  Speaker 5: football look like in terms of you know, future business
• 38:03
  Speaker 5: creations and investments?
• 38:04
  Speaker 6: Yeah, you know, I mean that's that's a big that's
• 38:06
  Speaker 6: a big, big, big, big questionnaire. Because I got a lot,
• 38:12
  Speaker 6: you know. So I start with the things I want
• 38:15
  Speaker 6: to do. What I'm done playing. I want to get
• 38:17
  Speaker 6: more of aalut to the real estate. I already do
• 38:18
  Speaker 6: some real estate, you know, and I've been learning a lot,
• 38:21
  Speaker 6: but I want to get into development, you know. I
• 38:23
  Speaker 6: know Emms Smith and Bruce Smith or two people I
• 38:27
  Speaker 6: would consider it somewhat of a mentor. I don't talk
• 38:29
  Speaker 6: to him enough yet, but Borwick's Worick done war done
• 38:32
  Speaker 6: as well, you know. Yeah, so I don't know his
• 38:35
  Speaker 6: story as much, and I have never talked about business
• 38:37
  Speaker 6: like I did within, but I definitely had him to list.
• 38:39
  Speaker 3: Yeah you got one hundred and seventy eight properties in Florida.
• 38:42
  Speaker 6: Wow.
• 38:42
  Speaker 3: Yeah, I mean he's a Florida legend.
• 38:44
  Speaker 6: Yeah, yeah, I want to do business in Florida. Some
• 38:46
  Speaker 6: difficult reach out to him. Yeah, he's a legend. But
• 38:49
  Speaker 6: you know, but real estate is what I want to
• 38:51
  Speaker 6: be in. Also, I want to get into content creation,
• 38:55
  Speaker 6: you know. I also want to kind of something similar
• 38:57
  Speaker 6: what you guys are doing, who are just educating people
• 39:00
  Speaker 6: and just like kind of like keeping sports business, you know,
• 39:03
  Speaker 6: just kind of lifestyle and everything else attached to it.
• 39:06
  Speaker 6: But then you know, I'm definitely gonna do some broadcasting
• 39:09
  Speaker 6: just because I feel like I put myself position and
• 39:11
  Speaker 6: I think i'd be fun to kind of talk up
• 39:12
  Speaker 6: stay close to the game that way.
• 39:13
  Speaker 3: I feel like a natural fit. Right.
• 39:16
  Speaker 6: Yeah, I'm gonna playing a little poker, you know. I
• 39:18
  Speaker 6: like poker focus fun too, but from a business stand point,
• 39:20
  Speaker 6: poker has to be a business too, like you know,
• 39:21
  Speaker 6: laying out how much someone to spend, how much tournaments,
• 39:24
  Speaker 6: entry entries are, and then how much pend're bringing in,
• 39:26
  Speaker 6: like keeping that structure, because people go crazy, you know,
• 39:28
  Speaker 6: lose a lot of money. They don't structure things. Yeah,
• 39:30
  Speaker 6: I tell guys all the time too. This is separate
• 39:32
  Speaker 6: from what I'm doing. But just budget your fun. You
• 39:34
  Speaker 6: know you got you mentioned NFL. You want to spend
• 39:36
  Speaker 6: a little money. Cool, you know you earn the right to.
• 39:38
  Speaker 6: But let's just budget it. Let's not just spend money
• 39:40
  Speaker 6: crazy thicking. And you look up and I spent three
• 39:42
  Speaker 6: four million dollars. Nah, let's budget how much we'll spend
• 39:45
  Speaker 6: your first round?
• 39:45
  Speaker 4: Pick?
• 39:46
  Speaker 6: You made an eight mill all sound of bonus? Cool?
• 39:48
  Speaker 6: You know's take that. We'll say, Okay, I'm gonna blow
• 39:50
  Speaker 6: ten percent of this eight hundred thousand. We're gonna blow
• 39:52
  Speaker 6: want with you, you know, uh you know, uh a
• 39:55
  Speaker 6: lamborghinning truck, get your limber, let me get your truck.
• 39:58
  Speaker 6: Spend one hundre thousand. Want to get your the piece
• 40:00
  Speaker 6: of jewelry, go ahead, get it, but just budget you
• 40:02
  Speaker 6: know you don't spending one hundred thousand. I said, you know,
• 40:04
  Speaker 6: so a lot of these guys they just started swiping
• 40:05
  Speaker 6: the cars from the car and look up like, hey,
• 40:07
  Speaker 6: I spend that much money because you're organized. You gotta
• 40:09
  Speaker 6: be organized. Uh so you know that's the poker. I
• 40:12
  Speaker 6: want to be organized. Poker that wrong.
• 40:14
  Speaker 5: Is the Lambo truck the thing of the NFL. Every
• 40:16
  Speaker 5: player today has said that, Yo, you want the lambled truck,
• 40:19
  Speaker 5: Get the Lambo truck.
• 40:20
  Speaker 6: It's a new toy that a lot of races. It's
• 40:23
  Speaker 6: okay driving Tesla, but I'm also investing in Tesla stock.
• 40:25
  Speaker 6: So I drive a Tesla because I'm invested in Tesla stock. Uh,
• 40:28
  Speaker 6: you know which I got into a thirteen. So I
• 40:30
  Speaker 6: did pretty well in Tesla, and I sold some of
• 40:33
  Speaker 6: it more recently. I kind of saw before it got
• 40:35
  Speaker 6: all the way to the to the top. But it's
• 40:36
  Speaker 6: still matter a pretty penny, i'd say. But you know,
• 40:43
  Speaker 6: but I but that's why I drive a Tesla. You know,
• 40:45
  Speaker 6: I try to I try to use products that I'm
• 40:47
  Speaker 6: invested in. So the stock market has been you know,
• 40:49
  Speaker 6: that's one of my favorite things to do. I started
• 40:51
  Speaker 6: investing two and thirteen and it's been really good for me.
• 40:54
  Speaker 3: I mean, obviously you're o g in the locker room.
• 40:56
  Speaker 3: Do you do you see uh, players.
• 41:01
  Speaker 5: And maybe your teammates looking at investments venture capitals as
• 41:06
  Speaker 5: a way to you know, have ownership but have long
• 41:10
  Speaker 5: term you know, capital. When they finished playing, do you
• 41:14
  Speaker 5: see that so.
• 41:15
  Speaker 6: I don't think a lot of guys will thinking about
• 41:16
  Speaker 6: their long term capital like they should be. So I
• 41:20
  Speaker 6: think it's the process you as guys get to that
• 41:22
  Speaker 6: second third contract, that's where they start really kind of
• 41:25
  Speaker 6: getting more a little more informed and trying to invest
• 41:28
  Speaker 6: a little better. Some guys have good people around them
• 41:30
  Speaker 6: that help them in that world. Uh So there are
• 41:33
  Speaker 6: definitely some you know, some people who are well connected
• 41:34
  Speaker 6: with the white people who are connected with the bike
• 41:36
  Speaker 6: deals that can you know, grow I know, I know,
• 41:41
  Speaker 6: like J. J. Watt and a couple of people that
• 41:42
  Speaker 6: was with the Texas and stuff invested in that Blacks
• 41:44
  Speaker 6: Pizza before it became a big deal when lebronm was
• 41:47
  Speaker 6: getting in it. You know that the deal kind of
• 41:50
  Speaker 6: like passed by me, but I didn't know enough to
• 41:51
  Speaker 6: grab it into that one matter. I missed that on
• 41:53
  Speaker 6: that one. Uh But but I feel like there's a
• 41:58
  Speaker 6: there are a lot of guys who are you know,
• 42:00
  Speaker 6: who are looking for opportunities to grow their resources. But
• 42:02
  Speaker 6: the biggest thing is education, you know. And so I
• 42:04
  Speaker 6: feel like, you know, I mean, you know, I'm in
• 42:06
  Speaker 6: lock of them all time. Santa Stems and ther right
• 42:08
  Speaker 6: now to them individually all the time, you know, and
• 42:11
  Speaker 6: so it's really about like you know, being informed of
• 42:13
  Speaker 6: what you do. But you know, I think that virtual
• 42:15
  Speaker 6: capitalists get involved into like you know, kind of like
• 42:18
  Speaker 6: early stage investments and trying to grow with them. Sat
• 42:21
  Speaker 6: more risk there though, so you want to you know,
• 42:23
  Speaker 6: do a lot over. But you know, I think there's
• 42:25
  Speaker 6: an investment I'm in. It's called next Play Capitals. A
• 42:28
  Speaker 6: guy who played in the league, you know, Ryan NIE's
• 42:31
  Speaker 6: dad is running a lot and so they well connected
• 42:33
  Speaker 6: in the vitual capitalist world and he does like a
• 42:35
  Speaker 6: fund of funds that I'm a part of.
• 42:38
  Speaker 5: That.
• 42:38
  Speaker 6: It's kind of cool, you know, because it allows me
• 42:40
  Speaker 6: to get access to the tech world and tech space
• 42:42
  Speaker 6: and I go up to Silicon Valley all the time,
• 42:44
  Speaker 6: and I've met you know, I've been in you know
• 42:45
  Speaker 6: rooms with some really high level people in that virtual
• 42:48
  Speaker 6: capitalist world, and it's just kind of just educating myself
• 42:51
  Speaker 6: and learning and it's cool. You know, I'm get some
• 42:54
  Speaker 6: good returns back, you know, you know, it's you know,
• 42:56
  Speaker 6: it's solid, you know, some really good follow stuff playing.
• 42:58
  Speaker 4: Test brother, Thank you for joining us, man, They're so appreciated. Man,
• 43:03
  Speaker 4: Thank you.
• 43:03
  Speaker 6: I'm a big family, soap mas. So I'm glad we're
• 43:05
  Speaker 6: able to have you all. I appreciate it.
• 43:07
  Speaker 3: Man, This is dope.
• 43:07
  Speaker 6: Man.
• 43:08
  Speaker 3: Shout out to the NFLPA again. This is has been
• 43:10
  Speaker 3: a dope.
• 43:10
  Speaker 5: Experience man, just as a sports fanatic. For both fanatic
• 43:13
  Speaker 5: and obviously one of the most important weeks of the
• 43:16
  Speaker 5: year in the season for the NFL to have as
• 43:19
  Speaker 5: part of it. I'm very gracious, so thank you.
• 43:21
  Speaker 1: An illegal alien from Guatemala charged with raping a child
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• 43:37
  Speaker 1: some of the heinous migrant criminals caught because of President
• 43:41
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