Fannie Mae, Freddie Mac announce revisions to condo insurance standards Updates include investor concentration limits, a limited review process, and expanded waivers of project review

Buying Florida · Mar 26, 2026 · 3m

Here’s a clear breakdown of what’s actually happening with the new Fannie Mae / Freddie Mac condo insurance + project review changes (March 2026) and what it really means:

🧩 Big Picture

These updates from the Federal Housing Finance Agency (FHFA) are aimed at:

Lowering insurance costs

Making more condos eligible for financing

Addressing the insurance crisis (especially in states like Florida)

👉 Net effect: More condos will qualify for conventional loans again and monthly payments may improve.

🔑 Key Changes Explained

1. 🏢 Investor concentration limits — REMOVED

Previously: ~50% cap on…