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Why Your Social Security COLA Is Playing Catch-Up
In Episode 162 of Inflation and Your Money, Lucas and Luna dig into one of the most confusing inflation numbers for retirees: the Social Security cost-of-living adjustment, or COLA. Every October, the Social Security Administration announces a raise based on a specific inflation reading, but it rarely matches what seniors actually spend — and this year is no exception. With inflation cooling overall, the 2027 COLA will likely be much smaller than last year's, even as categories like housing and healthcare inflation persist. Lucas explains the mechanics of the COLA calculation, why it…
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