Latest / Aging Parent TrapX / Get Paid For being your Parent's Caretaker?
Transcript
- Allison: I really want you guys to to see what is out there on the internet about kind of the things that we talk about and what your reactions Nikki ElitePrepServices: okay. Allison: are to these things. I think it's gonna be fun. Julie Cook: I'm curious, Allison: Welcome to the Aging Parent Trap X podcast and YouTube channel. My name is Alison Newland. I'm the broker owner of Platinum Properties of Florida. I'm here with my friends and colleagues Nikki Flynn with Elite Preparation Services and Julie Cook with Generational Transitions. And today we are doing something a little different, something fun, and it's what I call things I saw on the internet. And I'm gonna share my screen and I just, you know, I I'm gonna show you. Exactly some of the things that some people will see out here. this one. okay, let me let me see what I'm gonna do here. Okay. Now I'm gonna share my screen for the first thing that came up. All right, all right. This one is a little scary. This one is scary. Unlicensed care. Let's see if we can get Okay, do you hear that? Julie Cook: You're too. Allison: did you hear what it did you hear it? Nikki ElitePrepServices: Yep. Julie Cook: It did. Yeah. Allison: You did. So unlicensed activity in central Florida. All right, so Okay, so I'm not going I'm gonna unshare the screen now because I I just it's that's a lot, right? Unlicensed care and and families apparently knew that their loved ones were there and maybe they even helped them get there. you know, I don't know, but I I haven't had any experience with this except for I saw that on the news and I thought, how does that even happen? Nikki ElitePrepServices: It's super common in Vegas. It's yeah. It's so sad. They it it's ridiculous and it's all family members. They keep it in in a family. So you've got one family that'll own a group home, you've got another family that will be part of a hospice, then you've got another family that'll be part of a CNE or home health, and they all share and they pass the people around. It's disturbing. Yeah. It's it's Allison: no Nikki ElitePrepServices: just so sad. Allison: And so I I mean I remember when I first started off in real estate and I started off in I lived in San Antonio, Florida, but I s my license was with company a Century Twenty One in Zephyr Hills. Zephyr Hills is known as a big retirement community. And I remember the some other realtors saying, you can use this as assist an ALF is what they would call it and I was like, What the heck are they talking about? And so I mean, you know, I guess there doing it there but maybe it was licensed what what are julie talk to us because you know about you know facilities i mean my mom luckily is in a you know it's like a condo basically right it's a four-story building it's got dining area and it's nice right what do you see out there with this kind of stuff Julie Cook: Yeah. Yeah, that's tragic because you don't know what's happening in a situation like that. I think when you're dealing with like where your mom is, four story, big, probably property managed. community, that's never a concern for a license. I would say the concern would be more small care homes, things that can fly under the radar a little bit easier. Now, not to knock those because a lot of times folks like those because it has more of a home-like feel to it as opposed to a large community. One thing that I would recommend is OCCA, is the agency, Florida Agency for Healthcare Administration. They have a website where you can go in and look up their ranking. on everything, including assisted living facilities. gives you, Allison: And what's that called again? Julie Cook: it's ACA. The actual website is a-h-c-a.myflorida.com. So that Allison: Okay. Julie Cook: works here in Florida and they do surveys of all kinds, all kinds of. communities, everything. for assisted living commun in and do a search of com you can look for a specif can see the reports and i of, there was some paper that so they were marked for go back and fix it. other places where you se where they were fined into the tens of thousands of dollars, that makes it real easy to know where to steer away from. So I would recommend Allison: Wow, okay, so We we will put that Julie Cook: that. Allison: we'll we will put a link to that website in the description of our video on YouTube and Julie Cook: Yeah. Allison: and if you're listening on podcasts and you'll have the opportunity to go to the YouTube channel, have a link there. okay, so that's scary, but you know, I could see where maybe it might be a little bit more affordable to be in a small group home, Nikki ElitePrepServices: Mm-hmm. Allison: but make sure that it is well managed by whoever's doing it. I I got I Julie Cook: Yes, and there's, work with some that are small, maybe six to 10 residents, real small, and they're fabulous. They treat them like family, it's wonderful. But yeah, especially with those smaller places, just do your homework or make sure you use a professional so you know what you're getting into. Allison: my goodness. Okay. Alright. So while I find my other this one. Nikki, you're gonna love this one. You're going to love this one. This one is gonna be for Julie Cook: This one's for you. I feel like it's a game show. Nikki ElitePrepServices: Yeah. Allison: this one is for you. I'm redirecting. I'm gonna pause it and then I'm gonna share the screen here. I'm technically gonna Do it, do it, do it, do it. Okay, this is from Instagram that I saw. and put the sound on. Okay. I'm just waiting, waiting, waiting. I'm a stop share. Nikki ElitePrepServices: False. So false. That is ridiculous. Julie Cook: Ready. Nikki ElitePrepServices: That there isn't no chance. There Julie Cook: Yeah. Allison: I knew you were gonna have a heart attack on that one. Nikki ElitePrepServices: is no chance in the world the federal government is going to pay you $72,000. Give me a break. Like what? man. that's Allison: She is, she's a financial guru, apparently. What let's see what her I'm sorry, she is a top female finance creator. So I don't know what her credentials are, but that I mean and that video got gosh, I closed it out, but it was popular, I will say. but Nikki ElitePrepServices: It's thirty five dollars a day. Thirty-five Allison: Okay. Nikki ElitePrepServices: dollars a day. Julie Cook: that's different. Allison: That is a lot different. That's what does that come up to? I'm gonna have to say Nikki ElitePrepServices: Your response, Julie. Allison: because I gotta do I gotta get my calculator here. Julie Cook: I was gonna do it too. Allison: Thirty-five dollars a day. Thirty-five times three hundred and sixty-five. boy, that's not even thirteen thousand dollars a year. I wonder how she's getting that. Nikki ElitePrepServices: Yeah. Mm-hmm. I I'm I don't know, but I I can't wait to look her up and find out where she's getting her information Allison: Yeah. Nikki ElitePrepServices: from. Julie Cook: We're gonna need a part two because Nikki's gonna comment. We're gonna have to have two. Nikki ElitePrepServices: I Allison: Okay, okay, we can do that. We can do that. But you know, they're saying you need to get on Medicaid, you know, and so Nikki ElitePrepServices: Medicaid. Yep. Uh-huh. Allison: like I feel like that's a dangerous thing. I th I th I feel like Nikki ElitePrepServices: Mm-hmm. Allison: people shouldn't just jump to that, well that sounds so good. I feel like that's almost irresponsible. Nikki ElitePrepServices: It it that's and that's the problem. That is where there is so much misinformation about what Medicaid even is. Like they don't understand. You can't have anything to your name. Your social security checks have to be under two thousand dollars. And that's all you can have. You can't have retirement. You can't have investment accounts. You can't have a house. You can't have any other property because they are going to seize it. They're going to put a lien on the property. The government is not just going to take care of you because of that. Like in and shame on people for really putting that information out there because there are a lot of people who really need that help. Allison: Right. Nikki ElitePrepServices: Who don't have a large social security check to live off of or who don't have family that will take care of them. But what they don't understand is you will be placed into a state facility. You are not going to be living in the luxury and the comfort of this beautiful home that you think and then the government's gonna come in and take care of you. That's the i no. And in what world does that make sense? And then not to mention, Allison: Mm-hmm. Nikki ElitePrepServices: has anybody really looked at a government facility? Would they even want to step foot into a government facility? Allison: I have not. I have not. Nikki ElitePrepServices: I can tell you firsthand from doing clinicals. I wouldn't even put a family member that I have zero real like zero urge to ever be in contact with. I would never put anybody into a facility like that. They are overran. These nurses are stressed out. There's maybe twenty to thirty patients per nurse. You've Allison: Mm. Nikki ElitePrepServices: got CNAs doing majority of the work. And then a lot of them, because you know, older people sometimes tend to get a little grumpy. Then they will intentionally neglect them and leave them in their own filth or not give them their food or their medicine because they're trying to teach them a lesson. It's it's very, very, very bad. It's not a pleasant environment at all, whatsoever. So I wouldn't wish that upon my worst enemy. Like you don't want that. And right now, what we're trying to do is we're trying to stress to people the importance of keeping your sanity while trying to navigate, taking care. of your senior parents and Allison: Right. Nikki ElitePrepServices: still having a life and trying to juggle all of it. It's not easy. So why Allison: Mm mm. Nikki ElitePrepServices: would you want to then add more stress to the situation on trying to put somebody into a facility like that and then have the state get involved? Allison: Yeah. Nikki ElitePrepServices: You know, like when you you don't mess around with the state. You don't mess around with Uncle Sam. Like they have people think, I'm just Allison: Mm. Nikki ElitePrepServices: gonna hide my assets or we're just gonna do like they have a reach. Allison: They'll find it. They'll find it. Julie Cook: No. Nikki ElitePrepServices: Yeah. Like you can't Do that. That's not to mention just shady and dishonest, but why Allison: Yeah. Nikki ElitePrepServices: I just I don't get like they can see everything. So they're going to go upon and dig and find out what's really going on and they're gonna recoup the money. Like that I just I'm I hate misinformation like Allison: Ha ha ha. Nikki ElitePrepServices: that. I'm trying to keep my composure right now, try not to go Julie Cook: Woo! Nikki ElitePrepServices: off the handle right now, but I'm not too happy about that. Allison: Yeah, no, well yeah, it was your reaction to that was good. It was really good. there was an article and I don't I don't pay for membership to the New York Times. but all right, let's see. I'm gonna kinda pull up this yeah, so you can see the article, but I can't I can't share the article because I can't even read it. But let me share my screen here. I love this idea. I love the way what it's called. it's called Golden Golden Girling It Up for Aging in Place. And so Golden Girls. I mean if you are a Gen Xer, you know what Golden Girls is. It was a television show in the eighties and nineties that had I think it was four or five women who did not have their husbands anymore and they shared a house in the Miami area and so and it was a very popular show and so there's a popular trend now apparently according to the New York Times, older adults adults turn To Golden Girls Housing, and I just thought that was such a great article. But even though I couldn't read it, it made me do some research. But it had perks of you know house sharing, finding the right roommates, making the home safe. What do you guys think about Golden? Golden, I can't it's so hard for me to say golden girling it up. What do you guys think about that? Nikki ElitePrepServices: Well, my nickname for me and a couple of my friends are Golden Girls two point So that's perfect. I mean, Allison: It's perfect. Nikki ElitePrepServices: we're not single, but I mean it's just the means of, you know, because we're close and we kinda relate. But I think that's a fantastic idea. I love that idea. 'Cause then they're not gonna get lonely. Of course, I mean they're it's gonna be kinda hard for them to take care of one another, but hopefully Allison: Right. Nikki ElitePrepServices: at that point, even if they were to like all pitch in and have like a home health nurse that like came to stay with them and be that fourth person where it's three best friends and that fourth is that home health nurse that came to live with them and took care of all of them and they all Allison: Yeah. Nikki ElitePrepServices: pitched in to share. I think that's a fantastic idea. Allison: Yeah, it it says that you know it copies the hit TV show, the golden girls housemates get their own private space but share the bills, chores and everyday fun. and yeah, so Julie Cook: I love it. Nikki ElitePrepServices: That's Julie Cook: I think it's fantastic. They're Nikki ElitePrepServices: great. Yeah. Julie Cook: right. It solves the financial. When you have somebody who's trying to run on a single income, it solves the socialization part of it. The only hiccup, for lack of a better term, would be if you have someone that needs assistance. But yeah, if you bring in home health or something like that, or if the roommates know going in and want to chip in to help, I've not heard of that trend, but I think it's fabulous. Allison: I think it's a good trend. So then to follow up on that, there's actually well and I will share the links to this. but there is also this is pretty interesting. I'm gonna share this. Okay, so now you see the National Shared Housing Resource Center. And I guess there is this organization that will help people in certain areas find home share programs like the Golden Girl stuff. Now there was one in Pinellas County. let's see here, by the way, and there's a whole application. so it's Home Share Pinellas and You go to the website and then it's gonna redirect me here, hopefully. Let's see. Hopefully you can still see that. Do you hear or do you see home share panel panellas? Julie Cook: I do. Allison: Okay. And so I you know, home providers find a home. So now I stress be careful with this kind of thing, obviously. But if you are so I guess the whole thing is is like if you ha have a a home then you can say, well, I would be open to sharing my home. And then the person renting the home would rent, but it for a lower rent, do some things in exchange. Now I, you know, that's can be you know you have to be careful obviously and you have to make sure you can do it where you live because sometimes when you live in a certain you know homeowners associations, things like that, they don't let you rent out a room technically. So you have to be careful about that. But you don't want you know an axe murderer to move in with you to, you know, help you. But they had a pretty extensive interview process, I guess. And I thought that was kind of interesting. I mean, there are options for people out there. I I would be s a little scared. It's it's like it's kind of like Craigslist, you know, for for Julie Cook: Yeah. Allison: I'd be a little scared. I maybe they do a great job and vet them and do criminal background checks, but still. Well you know, if you are a single person, You know, and you don't have any family, you have no children, you have nothing. You have to look at different options perhaps. And you're trying to age in place for as long as you can. I'm not saying things are right or wrong or whatever. Always be careful. But maybe you just, you know, didn't know that that kind of thing existed. And you know, maybe your parent isn't ready to leave their home yet. But, you know, these things exist so you can help them navigate some of the things. I'd be careful about the Medicaid, going straight to Medicaid. I'd be more scared about going straight to Medicaid than researching, you know, a share house of some sort with friends, with friends, ideally. What do you what do you guys think about that? Julie Cook: With that home sharing, think the with friends is the important part. I would be, especially if we're talking an elderly family or friend of mine, I would be concerned about them just jumping in and renting a room off of somebody. But if it's something that Nikki ElitePrepServices: Mm-hmm. Julie Cook: they know they're all in a similar situation and they can pool their resources and you know it's safe, I think it's a great alternative. I think it's great. Allison: Yeah, yeah. It could it could be a great alternative. It sounds the the golden girl part sounds kind of fun because it's if you had a bunch of girlfriends that kinda sounds kind of fun. I don't even think you have to wait till you're a golden girl. You could just do it in your fifties, like I don't know. I don't Nikki ElitePrepServices: Okay. Allison: know. I mean rent's expensive these days, guys. Julie Cook: Very true. Nikki ElitePrepServices: Yes. Allison: if you're watching and you have found something and you want to share it with us, put it in the comments and share it with everybody. That would be so much fun for us to see and we would love to comment on that. Thank you for watching.