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Idaho Homeowners Face Insurance Crisis | Boise News

Homeowners in wildfire-prone areas like Robie Creek, Idaho, are losing their insurance—sometimes entirely—leaving them vulnerable to devastating fires with no safety net. After recent evacuations and insurer reassessments, residents face impossible choices: pay exorbitant premiums, accept limited mortgage-only coverage, or go uncovered. Fire officials, including Boise’s Chief Aaron Hummel, are now turning to AI, advanced modeling, and grants to identify high-risk zones and build smarter defenses where wildlands meet urban life—offering hope that insurance might one day be attainable again…

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