Bankruptcy and Car Loans: Can You Keep Your Vehicle?

Fresh Start with Jason Cline · Jan 21, 2026 · 9m

Episode Summary:

Attorney Jason Cline sheds light on the intricate process of keeping your car during bankruptcy proceedings. Discover key insights on car loans, reaffirmation agreements, chapter 7 vs. chapter 13 implications, and strategies to protect your vehicle while navigating financial challenges.

Key Timestamps:

00:00 – Introduction

01:30 – Keeping Your Car in Bankruptcy

03:45 – Treatment of Car Loans in Chapter 7 vs. Chapter 13

05:20 – Reaffirmation of Car Loans

07:10 – Catching Up on Missed Car Payments in Chapter 13

09:05 – Handling Upside-Down Car Loans through Bankruptcy

11:30 –…