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Short-Term Fixed vs Longer-Term Fixed at Renewal | Your Mortgage Minute

Short-term fixed mortgage strategy is becoming one of the most practical choices for Canadians renewing in twenty twenty-six. In this episode of Your Mortgage Minute, Sarah and Mouli break down why a two-year or three-year fixed can be a smart middle path for borrowers who want payment stability now without locking into a five-year term. They also explain how rising bond yields affect fixed-rate pricing even when the Bank of Canada holds steady, and why that matters for renewal planning in Toronto, Milton, and the broader GTA. Listeners will hear concrete dollar examples, clear decision…

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