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The Revised Risk-Based Credit Pricing Model
In this episode recorded on October 23, 2025, and hosted by Julians Amboko, we are joined by Dr. Samuel Tiriongo, Director of Research & Policy - Kenya Bankers Association, as we unpack the revised risk-based credit pricing model anchored on KESONIA and what it means for banks, borrowers, and the economy.
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Show Notes
00:00:00 Introduction
00:04:52 Risk-Based Pricing and Transition to a Unified Base Rate
00:23:28 Impact, Market Governance, Risk-Scoring, and Safeguards
00:34:31 Interest Rates and Fiscal Dominance
00:39:35 KESONIA Minus
00:42:05…
The skinny
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