Staying Put, Rebuilding, or Relocating: Housing Costs Beyond the Home Price

Mortgage Research Network Podcast · Sep 21, 2026 · 10m

Americans are moving less than they once did, and housing affordability appears to be a major reason. But staying put is only one example of how costs beyond a home’s purchase price can shape where—and how—people live.

In this episode, Mortgage Research Network’s Tim Lucas examines why renters and homeowners are moving less, what California’s wildfire insurance disputes can teach homeowners everywhere, and whether relocating to a state without an income tax actually saves money.

You’ll learn why many renters still want to own but increasingly doubt they can afford it, how longer homeowner…