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Chapter 13: Planning Ahead

If you have ever gone looking for how to plan your finances for the year and given up somewhere around February, it probably was not a failure of effort. Traditional budgeting keeps you looking backward, sorting through what already happened and accounting for where things went wrong. After an hour of that, who has the energy to think about the next few months?

Chapter 13 is what becomes possible once the system is running. It works because you already budget by paycheck, so the year is built out of units you can actually see. Planning ahead is what protects the progress you have already…

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