Latest / Buying Local Podcast / Simplifying Payroll: Why Smart Contractors Are Turning to PEOs | Buying Local #69
Transcript
- 0:00Welcome to buying Local. I'm your host, Mike Nelson from
- 0:035 Towers Media, joined by Nick. You know I'm going to mess up.
- 0:09I'm going to try it though, Nick, because I often, I often
- 0:11don't even try. But we're going to, we're going
- 0:12to try it, Nick. Scroba, Scroba, Scroba.
- 0:16That's perfect. It's I've heard a lot worse, so
- 0:18I will Scroba. I'm good with it.
- 0:22We've been hanging out too much. How do you, how do you, how are
- 0:26you supposed to say it, Nick? Scroba.
- 0:28Scarola. OK, OK.
- 0:30My main relatives, it's Scarola. They like they use the
- 0:33Ukrainian. The Ukraine, Yeah, but it's
- 0:36funny because anyone that listens to the show often enough
- 0:38knows I almost never attempt to say people like I I the last
- 0:42episode I recorded is with an old friend of mine, Jacques
- 0:46Equi. Equi A damn it.
- 0:48Sorry, Jacques, but I, I don't know why I struggle so hard with
- 0:52names, man, and I hate butchering them.
- 0:53But I guess it's, I guess it's my thing here.
- 0:56It's my shtick. So, Nick, you're, you're with a
- 1:00a company and called People Ease and I'll, I'll let you explain
- 1:05what people Ease is and what you guys do over there.
- 1:08Yeah, no, absolutely. Yeah.
- 1:09So we're a professional employer organization, but we're unique
- 1:12in the industry. So majority of the PE OS or HTMS
- 1:16companies, they're going to be more about benefits and focusing
- 1:20on that piece where we're we're we're comp driven.
- 1:22So we're APEO for the blue and Gray collar.
- 1:25We're not. We can write white collar, but
- 1:28we're not interested in taking a $10 per 100 code like an 8810.
- 1:34We want the more tougher codes that it's going to, it cost
- 1:38employers a little bit more to have the electrician or a
- 1:42construction worker or a laborer.
- 1:45We want those because we can really show a great value not
- 1:48only on the savings but on the services behind that.
- 1:53Very nice. And now people ease is a
- 1:56regional company, right? Is it like East Coast?
- 1:59I think national. Company, Yeah, we're national.
- 2:02We do operate in all 50 States and from, you know, East Coast
- 2:07to the West Coast. And I happened to sit here right
- 2:10in New York with this is where I'm from.
- 2:13I actually grew up in Corinth, NY.
- 2:15That's where I graduated high school, then stayed in New York,
- 2:18went to SUNY Potsdam, and then after, you know, after college,
- 2:22I did some, did some travel and lived in various areas.
- 2:26I've lived in Vermont, Boston, Florida, outside of Philly, and
- 2:31then came back here in 2018, end of 2018.
- 2:36It was just chasing promotions and chasing money really is what
- 2:40I was doing. But you know, I fell into this
- 2:43industry in Florida. It was new to me, but I've just
- 2:48saw the impact that it has on the business owners.
- 2:53Not only have I seen them blow out their 5/10/15 year goals
- 2:57after they became clients of ours or mine, but I just seen it
- 3:02just make their lives easier. And seeing that and selling into
- 3:08all the, the big cities that I, you know, just named, I was
- 3:12like, that can work here too in this area.
- 3:15And that's that's, that's really my main focus.
- 3:19Well, you know, you you passed the first Test for proving that
- 3:22your local when you said Corinth.
- 3:24So you know that's everybody knows now, right?
- 3:27They're like, oh, OK, yeah, he's definitely a local guy for.
- 3:30Sure. So you tell whatever, Yeah.
- 3:37So, you know, let's talk about PEO.
- 3:39Because it is, I still think there are a lot of business
- 3:45owners that don't necessarily understand PEO, what it is, what
- 3:50it does, why they would want that as opposed to going a
- 3:53traditional route with their employees.
- 3:55Can you can you kind of give us the rundown on that?
- 3:58Yeah, Yeah. So most PE OS there's there's
- 4:01four really core pieces that it's going to be.
- 4:04It's one's going to be the workers comp, it's going to be
- 4:06payroll, it's going to be compliance, and then it's going
- 4:09to be your, your support, whether that be benefits or or
- 4:15any other type of support that you need.
- 4:18But it's just relate to the employees That what, what makes
- 4:20it nice is that the the back office things that need to be
- 4:24taken care of, like making sure that your payroll taxes are paid
- 4:27on time, making sure that your handbook is up to date and has
- 4:32the most recent law changes. COVID, we saw so many different
- 4:40laws go into place during that time just because we're living
- 4:44in a different world, right? And people aren't going in the
- 4:46office, they're a remote. So now these office workers now
- 4:50had to have some sort of telecommuter policies.
- 4:54So these things change and these laws change frequently and
- 4:56they're not really necessarily in the news all the time.
- 5:00Things like hairstyle and you know what, what, what determines
- 5:04discrimination. Now there's different things
- 5:06that used to be just sex, age, religion, the sexual
- 5:10orientation, right? We're the main, but there's some
- 5:12others that fall into that. So a people ease allows you not
- 5:17to worry about that and just worry about driving your
- 5:21business. And that's what you majority of
- 5:22the business owners got in the business to is to run the
- 5:26business because it's something that they like to do and they
- 5:31want to continue to grow. So we, we offload that for you
- 5:35and, and let us handle the back end that that's tough stuff.
- 5:38And then it's a one call, one, one call versus making four
- 5:42calls or five calls, right? Who has my workers comp?
- 5:46Oh, I got to call down. We just had a claim.
- 5:48All right, who, who's, who's, who's my CPAI got to make sure
- 5:50that they, they file my taxes, right?
- 5:53One call support team just really makes makes makes life
- 5:59easier. Yeah, which I know speaking as a
- 6:02business owner, we all like our lives to be easier.
- 6:06And I, I feel like we've been, you know, the, the age that
- 6:10we're in business wise that the, the outsource solutions like
- 6:13this are becoming paramount to the success of organizations.
- 6:17You know, where years ago you used to try to in house or you'd
- 6:21have a, a business owner like myself with a small team, they'd
- 6:23be trying to do all the work and, and probably not doing it
- 6:27correctly or doing it well. I think every time I talk to
- 6:30you, you say something to me. I'm like, oh, I, I don't know if
- 6:33I'm doing that actually. Anyway, you know there's a lot
- 6:36to worry about. Right, and the majority of
- 6:39companies will, even if they do hire an HR person, that HR
- 6:42person is more like an HR general and their, their job is
- 6:45to answer the employees questions and to the
- 6:49satisfaction of the businesses requirements, right?
- 6:53They're really not there to process payroll.
- 6:56They're really not there to worry about.
- 6:59Did, did the taxes change? Did the FICO rate change?
- 7:02Did the federal unemployment tax rate, state unemployment?
- 7:05Those things are not, that's really not what they're meant to
- 7:08do, which is who would you people believe?
- 7:10Because we're such a unique PEO that we have no, no issues, you
- 7:14know, working. If you did have a third party,
- 7:16let's just say you had ATPA or you had a bookkeeper or ACPA
- 7:19that you know, that did process your payroll, we have no problem
- 7:23giving them access to their the information that they need based
- 7:27off of what you tell us to give them access to.
- 7:30Or some come in and they're like, hey, you can get rid of
- 7:32your HR department. We're not like that.
- 7:36We'd rather work with them. And one thing I didn't talk
- 7:39about what I was thought you called the PEO.
- 7:40It's a cost seq as well too. It's like buying them bulk going
- 7:44to BJ's going to Costco's. You know, you're by you or you
- 7:47rundown to Stewart's, right. So since we're local, we can do
- 7:50that. If I go to Sam's Club, BJ's or
- 7:53whatever and I buy paper towels, I buy a big, big package of
- 7:56paper towels. I probably can get those for
- 7:58maybe $0.50 a roll. That's to say you have to run
- 8:01down to Stewart's and a pinch. That's going to cost me 3 to 4
- 8:04bucks for that one, one roll, right?
- 8:06So that's the buying power that we have and that's why we're
- 8:10able to do that cost saving. It's because we take our whole
- 8:14body of what we call worksite employees and we use that to
- 8:19benefit our clients because we say, hey, we're doing X amount
- 8:23and premium with you. We need better rates on these
- 8:25codes. Yeah.
- 8:28And that, that was something I was going to ask you about,
- 8:30right. Is that one of the benefits to
- 8:32the PEO is that you're able as an as a, a business owner, I'm
- 8:38able to get a discount because of the number of people that you
- 8:42guys have in how to how to phrase that, right.
- 8:46Like you're basically packaging all your clients employees into
- 8:50one pool, right? Is that is that a way to say
- 8:54that? Perfect way to say it yeah and
- 8:56and one pool. So when we we have a bigger
- 8:59negotiating power now, right, I'm going in we have 80,000
- 9:03worksite employees across the country.
- 9:05So when we go into our carriers and our vendors that we use,
- 9:08hey, we have this, we have we look real big to that.
- 9:13So if. You want to.
- 9:14Keep us if you want to keep us, we need better, better rates
- 9:18from you because our clients are demanding that.
- 9:21So it's it's a perfect it's you know, it's I acquitted to like
- 9:25GE, right? Like GE when GE was humming
- 9:29right back in the 60s and 70s like they were a huge head
- 9:33thousand some odd employees. They're certainly getting not
- 9:36only better rates, but better service from whoever vendors
- 9:40they're using than a general store.
- 9:45So I grew up Enos Enos general store was, was was my go to,
- 9:48right. So like they're getting better
- 9:50rates because Enos had two, two employees, maybe 3.
- 9:53Shout out to South Korea there. It's the same, it's the same
- 9:59concept, but this is out on a nationwide.
- 10:02So again, if you needed to move you, you, you landed a job,
- 10:07let's just say in Vermont or Connecticut or Pennsylvania, you
- 10:11don't have to give us a call and be like, hey, I need to get this
- 10:14endorsement on my workers comp policy.
- 10:16It's already because it is a nationwide policy.
- 10:19So you just, you just worry again, one less thing for them
- 10:22to do or their admin to do, just going land a job and work.
- 10:27Just let us know, hey, these guys are going to be in
- 10:29Pennsylvania, right? Yeah.
- 10:33So that's a huge advantage to contractors, especially like you
- 10:36said, right, that are working in multiple States and and not
- 10:40having to navigate the bureaucratic nightmare that I
- 10:43imagine it must be in order to make sure that your employees
- 10:47are properly covered. And we go have to register in
- 10:49that state because we're already a register employer because what
- 10:52you do Co employment model. So you come underneath our FBI.
- 10:55Yeah. You know, for the purposes of
- 10:56those big, you know, the big business benefits people use as
- 11:00an employer of record, but all of our clients maintain control
- 11:03and direction of their company, which just makes make again,
- 11:07makes life a little bit easier for them.
- 11:08It allows them to expand their footprint a little bit.
- 11:11And it's likewise with, you know, we do partner with a lot
- 11:13of like partners either, you know, insurance brokers or Cpas
- 11:18and our bookkeepers and I've talked about them a lot, We
- 11:20partner with them too. If they don't necessarily have a
- 11:22license, let's just say they have a friend who just move out
- 11:24to Missouri. He, he or she wants to start a
- 11:27new business. They don't have any license out
- 11:30there. But we're not an insurance
- 11:31company or PEO. So they can still bring that to
- 11:35people ease and we'll be able to put a price on it and they'd
- 11:38still get paid commissions on it, you know, on the referral
- 11:40side. So it's pretty cool what we do.
- 11:44Yeah. And I know one of the things you
- 11:47and I have talked about in our conversations is kind of the,
- 11:50the misnomer that people are like, wow.
- 11:52But you know those, they're not actually my employees if I'm
- 11:55using a PEO, right. I I feel like we should probably
- 11:58speak to that in case one of our listeners is saying that very
- 12:00thing. Yeah, that is that's the old way
- 12:04of PEO. So it used to be called employee
- 12:06leasing. So basically that's that's how
- 12:09it worked. The the the employer would give
- 12:12their employees to the PEO of the time and they'd lease them
- 12:15back to that employer. So they lost all that control
- 12:19because they're only they're only thing they're showing on W
- 12:22twos is that the PE OS their employer record and that's it.
- 12:27So it was more difficult to get out of those arrangements.
- 12:29But there was a lot of lawsuits back then.
- 12:34I'm talking like the 80s and early 90s and a lot of the PE OS
- 12:41who weren't doing that just shipped it to me seeing and the
- 12:44ones who were, we just shipped it to a Co employment.
- 12:46Hey, we can still operate both ways.
- 12:48I might just there's a lot that went on behind the scenes as far
- 12:52as like laws that you know, that our associations wouldn't fight
- 12:56war to make sure that that we could do it that way.
- 12:58But yeah, no, they're your employees.
- 13:01They will always be your employees.
- 13:04It's even in our agreement, right?
- 13:06There's no solicitation of either either side that you
- 13:08can't solicit me to come work for you if you're a client of
- 13:11mine and I can't solicit your people to come work for me.
- 13:14Yeah, yeah, it's, it's a, a pretty, I don't know, a pretty
- 13:22wild thing to think about that that whole process and how that
- 13:26used to go. So with the IA question that
- 13:33came up in my brain, sorry, I'm stumbling a little bit on my
- 13:36words here. A question that came up in my
- 13:38brain when you were talking was, you know, from APO standpoint,
- 13:43are you involved in the hiring and firing side of things if the
- 13:47if your client wants to or do you stay away from that?
- 13:49How does that work? No, we stay away from it.
- 13:52But what we can do is we can give you best practices, right?
- 13:56Hey, these are the things that have worked because we work with
- 13:59so many of the same industries. We can help with job postings be
- 14:03like, hey, listen, these guys just had to hire on 20 people.
- 14:07This is what their job listings look like.
- 14:09Not only that is if you come on to us, you still have, even if
- 14:12you don't take any of our benefits, like our medical
- 14:14benefits or anything, your employees would still have
- 14:17access to our ancillary benefits.
- 14:19So if they wanted to go get a four O 1K vision, dental, all
- 14:23the, you know, gap coverage, all that, they can still have access
- 14:26to it. So now you can add that to your
- 14:29job post as well too. You have access to pet
- 14:32insurance, blah, blah, blah, you know, all these smaller things
- 14:36that do impact people. So it just allows your talent
- 14:40pool to grow because people who are looking for specific things
- 14:45can get them just by just by the employer partner with us and
- 14:51they don't have the fun towards it, you know?
- 14:53Yeah. So it'll makes it more
- 14:55interesting and what? About, you know, obviously as a
- 14:58PEO you're covering a lot of stuff, but that's not the only
- 15:02thing that you guys do, right? Like people ease does quite a
- 15:05few things. Can you kind of expand or unpack
- 15:09that a little bit as far as the different kinds of ways that you
- 15:11help blue and Gray collar businesses?
- 15:14Yeah, it's specific to the blue and Gray MLN industry too.
- 15:17It's like workers comp is our work, comp is our driver, right.
- 15:20So we work we every, every one of our client is has a risk
- 15:23mitigation team member part of it.
- 15:27So some of the statistics on that side are that, you know, we
- 15:30are closing claims 70% faster than the open market and we're
- 15:34closing at 30 to 35% less than the open market.
- 15:38Not only that, we have a return to work program.
- 15:40So as you can imagine, a lot of the blue and Gray collar
- 15:43businesses that we work with, they don't have a light duty,
- 15:46but we do and you can utilize ours.
- 15:49We typically put them in with a nonprofit and they'll check
- 15:52somebody out at a cash for their weather, goodwill, Salvation
- 15:55Army, things of that nature. So it helps keep that cost of
- 15:59the claim lower because whatever that nonprofit is paying that
- 16:03person to work there on that light duty, the insurance
- 16:06company, essentially the business owner is only
- 16:08responsible for that difference. So we can help keep driving
- 16:12their MOD down by having lower claims.
- 16:15And the one thing it's very important in the insurance
- 16:18industry and then talk to any insurance professional is that a
- 16:21close claim is a known amount and a claim that is still open.
- 16:26It's an unknown. And that puts trepidation and
- 16:30some actuaries, right? Because we never know what's,
- 16:33what's that final number going to be?
- 16:35So if we're closing these out, you, you already know and we can
- 16:37give you indications, hey, your mod might go up.
- 16:40And, and Speaking of workers comp mods, there's, there's a
- 16:43lot of contracts that are out there, whether it be state,
- 16:45local or private contracts that require a certain workers comp
- 16:49modification. It's typically 1.0 or less.
- 16:53Let's just say you have one shot loss one day, it's a windy day,
- 16:56you guys are up on the ladder. Whatever the case would be, you
- 16:58fall off, get hurt and your mod goes up over 1.
- 17:01Now you lose that contract, but if you partner with people these
- 17:04who inherit our workers comp mod which is well below 1 and you
- 17:09can continue to keep that contract.
- 17:12That's interesting. I didn't know that that was I
- 17:14didn't know that that's how it worked.
- 17:17I Speaking of like, you know, the, the more we'll say
- 17:22challenging things when it comes to workers comp as I'm just
- 17:25wondering, you know, I've, I've, you know, I have a lot of
- 17:28contacts with contractors in different areas of, of the
- 17:32trades. And, you know, roofing is one of
- 17:35those things, right? Where I hear like I, you know,
- 17:37getting workers comp or if for the contractors that are doing
- 17:40certain kinds of work, they have to make sure that they're not
- 17:43getting on a roof cause their workers comp won't cover it.
- 17:46What I mean, are you guys able to cover pretty much all of
- 17:50those industries? Like do you have any kind of
- 17:52limitations on what you can get coverage for?
- 17:55We do, we do want at the roofing just 'cause you brought up
- 17:58roofing, we do on residential, OK, over 2 stories.
- 18:01But commercial we're we're 100% behind it.
- 18:05If there's like an 8515 split 85 commercial, 15 residential, it's
- 18:09that pitch roof versus the flat roof that there's some others
- 18:16industries that we won't like. So if there's any sort of like
- 18:19mold remediation, even though we're a preferred vendor for
- 18:23Surf Pro, but SERVPRO, majority of them, they sub that out to
- 18:27somebody else like mold remediation or asbestos removal,
- 18:30those types of things. And can't do any of like the
- 18:33government entities can't do firemen.
- 18:36We can't do cops those, those, those may and paramedics.
- 18:42But we can do like agency. I mean, we can do like a school.
- 18:45I mean, I'd say government. I just met like those personnel
- 18:48up there and we just opened up armed guards.
- 18:51So before armed security guards before we weren't able to do
- 18:54them. Now we can do it.
- 18:56That was as of the end of January.
- 18:58We're not able to go in that there's some stipulations to it.
- 19:01They just have to have training. They have to be in business for
- 19:04at least two years. I want to say training and not
- 19:06like firearms training, whoever and those types of things.
- 19:10We're you're not, you know, those are some standard markets
- 19:14do those, but a majority of the time you got to, you got to go
- 19:16outside of that, whether it's a safety group or a, or the state
- 19:20fund to get coverage there. But then you run into that issue
- 19:24if there is a claim, right? Because those, those groups,
- 19:27especially the the state fund, they're inundated with claims.
- 19:32So they're, they have a tough time getting them closed out
- 19:34just because of the near volume. It's not anything you're doing,
- 19:38it's just the volume because if you're in the state fund as a
- 19:41business, you've had some pretty significant losses.
- 19:44That's that's why you're there for the most part and you're
- 19:48paying for it. Be there, whereas you can come
- 19:51to us and we can make sure these are closed.
- 19:54Interesting. Now what about things like so
- 19:57worker's comp is you know big driver for you guys are you, do
- 19:59you get into the payroll services?
- 20:01Do you do that for the for your clients?
- 20:03That's all part of it, or? Yeah, yeah.
- 20:05The only two requirements for us are workers comp and payroll.
- 20:07And we do take care of the payroll.
- 20:09We, you know, we file all the federal, local and state taxes
- 20:12for all of our our clients and we just handle that on our end,
- 20:17saving on the compliance side. So all your OSHA posters, your
- 20:20labor posters that you need, you can get them from us.
- 20:23We do employee handbook reviews and and rewrites if need be.
- 20:29We have a whole library of different types of trainings,
- 20:34not only just related to the HR part.
- 20:36So obviously New York State, you have to have your sexual
- 20:38harassment training every year. We have those, but also on the
- 20:43safety side as well too. We have a bunch of different
- 20:47training programs. Especially if you're getting
- 20:49into something newer. It's just, you know, trying to
- 20:53think, I don't trying to think of, you know, something of that
- 20:58nature. Let's just say you're a
- 21:00logistics company, right? But you've never done
- 21:02warehousing before. You just, you just move, you've
- 21:04moved boxes, Then all of a sudden you picked up, you know,
- 21:07you picked up a larger contract and they want you to move stuff
- 21:12from the West Coast to the East Coast, but you want to house it
- 21:14in between because you you want to have your warehouse stocked
- 21:19with it stuff so you can just pull it real quick.
- 21:22We have all that kind of information of, of different
- 21:25safety policies that you would need to look out for as a
- 21:28warehouse manager or warehouse owner.
- 21:32So there's just tons of tons of different information.
- 21:36Real. I mean, I know I keep going back
- 21:39to workers comp. I think you guys are getting the
- 21:41theme here that we're here, but we have like real time claims
- 21:44information as well too. If you, you do have a claim.
- 21:47So at any point you could call us and be like, Hey, your claims
- 21:50analyst actually, you know, and be like, Hey, what's going on
- 21:53with this? We're the patient advocate.
- 21:55So the, if an employee is hurt, it's our, it's our
- 21:58responsibility to make sure that we're following up with that
- 22:00employee that they're going to their physical therapy,
- 22:02occupational therapy, whatever they're supposed to be doing,
- 22:06making sure they're going a doctor's appointment.
- 22:08And so again, another alleviation of a task that
- 22:12somebody within that company would have to do.
- 22:15Yeah, I was going to say, it sounds like, it sounds like
- 22:17you're removing a lot of weight off the shoulders of some, some
- 22:21business owners there or some HR departments.
- 22:24Yep, yeah, absolutely, absolutely on each front.
- 22:27So those, yeah, those are the the main, you know, the main
- 22:31features. It really is a heavy lift.
- 22:33There's so much that we do that's behind the scenes that
- 22:37you're not going to know too that it's just it's kind of
- 22:41incredible and especially at the cost point, right, of where to
- 22:45be. If I were to hire somebody for
- 22:48my company to do that versus me doing it or it's outsourcing it,
- 22:53the cost is is so much, so much lower than than than expected.
- 23:00Well, I'm like, you know, I always when I, you know, talking
- 23:02to people about outsourcing specifically for marketing, I is
- 23:05the conversation I have a lot, but I have to assume it's the
- 23:08same for you guys. Like when you outsource a
- 23:11solution like you don't have to worry about your HR department
- 23:16being sick that day, being on vacation that week if something
- 23:20happens, right? Like you always have someone on
- 23:22call that is going to answer the phone.
- 23:24And I mean, I assume normal business hours are probably a
- 23:28part of that, but it's, you know, the, it's, you don't have
- 23:32to worry about some of those things that come along with
- 23:34having an in house employee. And that's a real benefit to
- 23:38business owners. I mean, you know, you never know
- 23:41when things are going to happen. Exactly, exactly.
- 23:43And up in Malay or any of that, We we're, we got it.
- 23:46We're here for you, you know, and we, we manage all that for
- 23:49you. Yeah, other other asset that we
- 23:51could, you know, we get a a employee leave for, you know,
- 23:54let's just say they're have, you know, having a kid, you know,
- 23:57maternity leave and paternity leave, you want it and we manage
- 24:00that for you. That way you just keep going,
- 24:04keep pushing through, keep. Focusing on your work, growing
- 24:07your business, not getting bogged down in those details,
- 24:10right? Exactly, exactly.
- 24:12Grow it, drive your vision and mission and just keep moving
- 24:16forward and let us handle the the the heavy lifting in the
- 24:19back end. Love it Nick, if if people want
- 24:22to learn more about people lease, maybe they're interested
- 24:25in talking to you about moving their services over to you.
- 24:28Where do they find you? How do they get hold of you?
- 24:30Yeah. So for for People lease in
- 24:32general, if you just look For more information, it's
- 24:34peoplelease.com. If you're looking to reach out
- 24:36to me directly, you can e-mail me, it's Nick or N Skirova at
- 24:41peoplelease.com. So you have to get that.
- 24:44We'll make sure we put that in the show notes.
- 24:47Yeah. And then I'm, I'm, I'm always
- 24:48available on my cell too. Leave me a message if, if you
- 24:52haven't called me before, it'll have you saved in it's
- 24:53941-224-8981. I'm, I'm literally here to help.
- 24:58I'm consult, I'm a consultant first.
- 25:02And then, you know, I just want to make sure, you know,
- 25:06everything is, is good with you before we would move forward on
- 25:11anything. Yeah, absolutely.
- 25:14Questions I'm here. That's the whole point and I
- 25:16want to just get back to the my community that raised me right
- 25:19and that's that's why came back home.
- 25:22Love it. Love it, love it.
- 25:24Nick, I appreciate you coming on the show, man.
- 25:26I, you know, we got to get together for coffee soon.
- 25:28I keep saying that to the guests I haven't seen in a while.
- 25:30I'm like we got to get together in real life, man, but
- 25:34appreciate coming on and spending a little bit of time
- 25:36with us and you know, of course, appreciate everybody for
- 25:39listening. You can find us at buying local
- 25:41dot US. All of our episodes are there.
- 25:44You can also search through Spotify, rumble, YouTube and
- 25:49Apple podcasts to find the audio versions or the video versions,
- 25:53depending on the platform. Appreciate everybody for
- 25:55listening and you'll hear from us next week.