Latest / Yes! You Can Buy a Home with Keith Goeringer
The Mortgage Payment That Lets You Sleep at Night
The mortgage payment you qualify for is not always the payment you should choose.
In this episode, I break down how I look at debt-to-income ratio, why your maximum approval should not become your budget, and how I help buyers find a payment they feel comfortable living with.
We talk about target payment, comfortable payment, maximum payment, student loans, credit-card debt, cash reserves, and why putting more money down is not always the smartest move.
The goal is simple.
Buy the house without becoming house poor.
Show Notes
A lender might approve you for a $4,000 payment.
That does not mean…
The skinny
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