Latest / Inflation Explained with Fexingo: CPI, Prices, and the Cost of Living for Everyday People
How The Fed Funds Rate Is Reshaping Your Daily Spending
Lucas and Luna dissect the mechanical link between the Federal Reserve's overnight rate and your actual purchasing power. With the Fed Funds effective rate holding at three point seven five percent in September 2026, they explore how this specific number ripples through credit card APRs, auto loans, and mortgage refinancing. Using the recent housing market warning signs and the widening budget deficit as context, the hosts explain why low headline inflation does not mean cheap borrowing costs are returning. They break down the lag between monetary policy decisions and consumer wallet…
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