Savings Account vs 529 vs the New Trump Account for a New Grandbaby

Becoming Financially Confident · Sep 15, 2026 · 1h · transcript

Join Ralph Estep Jr (licensed public accountant) & Juliet (not an accountant) as they dive into:

What options are there saving for a grandchild (savings account, Trump Account, 529)

Annual Notice of Change are being mailed out before September 30, and why it matters even if you're not the one on Medicare

Why naming beneficiaries for your 401K and IRA + a story where a missing beneficiary name turned a 12% tax hit into 35%

Dive into the Dollar Job Framework, starting with naming a real money dream, then breaking it down to actionable and digestible bites

This week's money move: opening a…