You Don’t Have to Retire Broke—Time Changes Everything

The Ramsey Show · Jun 5, 2026 · 2h 6m

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Dave Ramsey and George Kamel answer your questions and discuss:

“I'm 66 with nothing saved for retirement and just paid off all my debt, what should we do next?”

“My husband told me that I will never have access to his accounts.”

“We have been using a credit card to cover our four walls for the past three years to get…