Latest / SHULCHAN ARUCH YOMI: Own the Halacha in 25 minutes a day! / Yoreh De’ah 161:1-7. Interest: Verbal. Torah Vs Rabbinic Prohibition, Beis Din; Returning Interest, If From Inheritance

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Yoreh De’ah 161:1-7. Interest: Verbal. Torah Vs Rabbinic Prohibition, Beis Din; Returning Interest, If From Inheritance · SHULCHAN ARUCH YOMI: Own the Halacha in 25 minutes a day!

• 0:01
  OK. We are starting.
• 0:03
  Today Simon kuf samajh alif about the.
• 0:08
  Difference. A little bit about the
• 0:09
  difference. Between AVAK, rebeat and.
• 0:12
  Which is ribis. Darabanan and rebeat the Araita
• 0:17
  often referred to as. Ribis kutsa I.
• 0:20
  Just want to take a couple minutes just to point out
• 0:23
  something about. Ribis.
• 0:29
  By words by. Divine, we touched.
• 0:32
  Upon it, but I just want to point out a couple things 'cause
• 0:34
  it. Is a big topic.
• 0:35
  And so just a couple things I just want I'll point out my son
• 0:39
  Bruce. Pinhas he quotes.
• 0:41
  The Abiya Omer in Dalid. Tet just.
• 0:46
  I knew someone. 'S going to.
• 0:47
  Argue with their. Emotion as far as.
• 0:49
  Quoting somebody. In, you're safer to print.
• 0:52
  In you're safer. That someone gave you money?
• 0:55
  For it they lent you money. For it not gave you lent you
• 0:58
  money for it. So that is a.
• 1:00
  Definitely a problem. According to some.
• 1:03
  What he also points out in Burspinichas.
• 1:06
  Is ribis. Devarian doesn't only.
• 1:11
  Applies. When you thank.
• 1:13
  The person. You praise the person let's stay
• 1:15
  away from. The word thank.
• 1:17
  When you. Praise the person.
• 1:19
  At the time of the loan and during the loan you're doing,
• 1:23
  you're giving him something or you're praising him during the
• 1:25
  loan in a way that you wouldn't have praised him otherwise.
• 1:28
  You're giving him Shalom when you wouldn't.
• 1:29
  Otherwise, however, he says ribos Davarian.
• 1:34
  If. It's not during the loan like
• 1:36
  it's before the loan. Or it's.
• 1:38
  After the loan or if you're going to print it after you pay.
• 1:41
  It back then it would not. Be a problem you can go to.
• 1:44
  The person and say. Before the loan.
• 1:46
  If you give. Me the loan, then I'm going to
• 1:50
  give you a. Bracha because it's before the
• 1:54
  person. Agreed.
• 1:55
  To do it so that that it's also OK he also.
• 1:58
  Points out to Darke Chuval based on the Shulkanar.
• 2:00
  Kharab, you're allowed to. Praise Him.
• 2:03
  And give. Him a bracha, but not in front
• 2:05
  of him. It's again it's only Ribistar
• 2:08
  Abanan. Ribistar.
• 2:09
  Abanan adivarium is. Only when you.
• 2:11
  Do it to his face. She's going to give you money so
• 2:14
  you can go on a trip. To lend you money, not give you
• 2:16
  lend. You money to go on a trip.
• 2:18
  To to visit. The Kavarian.
• 2:20
  So for example. You're allowed to go to the
• 2:22
  Kavarian and give it, give it to.
• 2:23
  Fila for the person who lent. You money for the trip.
• 2:26
  'Cause it's not in front of them.
• 2:30
  But if at the time of the halva you say it's on the condition
• 2:33
  that you. Do you pray for me?
• 2:35
  So that's what we say is US or? Verbistavarian and there's.
• 2:38
  No, I've said this already. There's no Mugdemus Umelkharis.
• 2:43
  Normally you say it's the ribas. Durabanan, if you give
• 2:45
  something, somebody. Before or after By by.
• 2:49
  Ribas Davarian, he points out it doesn't apply.
• 2:52
  So there is. Some some.
• 2:54
  Leeway about that. I think that's good enough.
• 3:01
  All right, let's get to Kupsam. Alaf, Alaf.
• 3:05
  Khodavar Asar a little. Bit tosafit anytime.
• 3:10
  Anytime it's usser to give ribis.
• 3:13
  You're paying somebody back. Extra so then I.
• 3:17
  Feel it with Pacos. Mishawa Pruta, Yes.
• 3:20
  Yes, Sir, Ribis. Even by less than a shava.
• 3:24
  Pruta it's ribis. Some say it's ribis de.
• 3:26
  Raisa, it's an Amar Shah, even though it's Shava Pacos Mishawa.
• 3:30
  Pruta it's still Ribis. Suitsa, it's still.
• 3:33
  Azumi Natara. However, about EIN Mutsin.
• 3:37
  Otto. Bidajanyam, the basin's not
• 3:40
  going to come. And take.
• 3:41
  It out, you know, collect it from.
• 3:43
  Or go to is not going to force you to pay.
• 3:45
  It back. Ribis suitsa deraisa they do
• 3:50
  force you to pay back because. You did in ISSER.
• 3:55
  In ISSER, you're not. Allowed to so.
• 3:58
  They're going to come. After you but.
• 4:01
  For Pacos Michelle. Reputo, they're not going to.
• 4:04
  OK. Regarding by.
• 4:12
  Juba, you pay back. On ribis you?
• 4:14
  Still pay it back. Even if it's.
• 4:17
  Less than a. Shavapruta, you should pay up
• 4:19
  extra. That's yeah, we're going to get
• 4:21
  into a little. Bit about.
• 4:22
  That now OK, the Sasha's point out there's a Mahlokis if.
• 4:28
  There's ribis by halva. Of lending money the Bach and
• 4:32
  Mashma from the Sholkhanarath and the Rahma there is.
• 4:36
  OK, let's see. Build the emerald scene.
• 4:46
  That you can. Have ribis dereisa also.
• 4:49
  By lending lending karka, I meant that's what I meant to
• 4:56
  say. Ribis, yeah, sorry.
• 4:58
  How was Karka? OK, fine.
• 5:05
  And Bayes. OK, now let's just go on.
• 5:10
  To. The Rama.
• 5:12
  Kala derivis kosheru. Agar nata, Agar natar asar now
• 5:19
  normally the rule. Is.
• 5:22
  Anytime you have Agar natar it's.
• 5:24
  Just an expression. In Khazar, it means you're
• 5:26
  getting. Paid for.
• 5:29
  Waiting. All right.
• 5:30
  Holding it, watching the money. Kilo.
• 5:32
  It's waiting. So in other.
• 5:34
  Words. If.
• 5:35
  You're getting paid. Extra because the person's not.
• 5:38
  Paying you back on time. And then you start charging
• 5:41
  interest. That'll generally be an.
• 5:43
  Isser, Dara Bannon. Because it wasn't a predestined
• 5:47
  with a. Guarantee of interest ahead of
• 5:49
  time. No, that just means, let's say
• 5:54
  you let money for somebody and sometimes.
• 5:57
  It could be. Even with through.
• 5:59
  Business. On a Dara Bannon level.
• 6:01
  And then they don't pay you back on time, you make a date to pay
• 6:04
  you back. And then you say I can't pay you
• 6:06
  back. I mean, that's going to take
• 6:07
  another month. So.
• 6:08
  Then then you what do. You call that penalties?
• 6:13
  Penalties, OK. There you go.
• 6:14
  Like a penalty after the fact, then they start adding on to it.
• 6:18
  So that'll. Be an isser.
• 6:19
  Darabanan of ribis. Now they point out.
• 6:21
  I'll just throw in there real fast because you mentioned the
• 6:23
  word penalties often. Whether a company?
• 6:27
  Can do it. Or not to charge you.
• 6:29
  Ribis for penalties I'm not going to get into now I.
• 6:33
  Don't know if I. Will but you as the consumer.
• 6:36
  Are mutter to pay it because otherwise it's going to cost you
• 6:39
  much more. They'll shut off your
• 6:41
  electricity. You don't have a choice in cases
• 6:44
  when you. Don't have a?
• 6:44
  Choice. You are allowed to pay it.
• 6:47
  But that's the post can point out OK Ben Shu derak Mecca Ben
• 6:54
  Shu derakalva. Doesn't matter if it's.
• 6:57
  Through we. Just mentioned like through a
• 6:59
  purchase or through a loan? Either type.
• 7:02
  Of an example. It could.
• 7:03
  Still be agarnata. Or still ASAR at least.
• 7:06
  Arabanan OK the Elishabadera Mecca Eno rakh avakh ribhi
• 7:11
  chihu. Mederabanan any time.
• 7:14
  It's through a. Purchase, let's say.
• 7:16
  You you buy something. And you don't have the money
• 7:19
  right now to pay him. And the guy says so.
• 7:22
  Pay me next week. But if you're going to make me
• 7:24
  wait, I'm going to charge. You ribis or you?
• 7:27
  You have to pay him in 30 days and then you're.
• 7:30
  Late and then he says. Well, if you don't.
• 7:31
  Pay me now. I'm going to start charging you
• 7:33
  ribis or penalties. These are all cases of.
• 7:36
  Dara Banan. Or also called the expression.
• 7:39
  Of Agar nata. Dara well, so it depends.
• 7:45
  If it's Derak Mecca. It's always.
• 7:47
  Derabanan if it's. Derakalva, it's usually.
• 7:50
  Derabanan of Agarnatar, unless it was.
• 7:53
  Pre it was Rebus kutsa so that's OK.
• 7:59
  Depends how it's done. All right, let's go on to bed.
• 8:03
  Avak repeat in a yutsa with the Yanim now.
• 8:06
  So Rebus deris the Yanim tell you amazing you have to pay and
• 8:10
  they beat you to pay. But avak.
• 8:13
  Ribis any time it's ribis der. Abanan it was done by Esser, but
• 8:17
  the dayanim don't get involved. They don't make you pay.
• 8:20
  IIM bought. Lots of siddesh.
• 8:21
  Shamayim, but if the Malva who took Ribis der Abanan wants to
• 8:25
  be. You would say.
• 8:27
  A day shamayim. To do the right.
• 8:28
  Thing according to what the Khazal and Hashem want you to
• 8:31
  do. So then.
• 8:34
  I skip the work Haya. Lahatsur.
• 8:37
  So then certainly you have. To pay.
• 8:40
  To make sure that it's. It's.
• 8:43
  Returned only if it's the ribisk suitsa.
• 8:45
  Doraisa Ribis Durban They don't get involved no you on your.
• 8:48
  Own you have to. Avak ribis and ribis Durban is
• 8:53
  the same thing. Haggad milavad ribis mukhdemis
• 9:00
  uma ukharit. There's an exception.
• 9:02
  To of Ribis Durbanan that anytime it's paid.
• 9:08
  Early before. The loan even started.
• 9:11
  Or after it's all paid off, or whatever the case is.
• 9:14
  Then I feel, let's say today Shamayan Anohaya of Lahasia.
• 9:19
  Then you don't have to. You don't have to pay that back.
• 9:22
  You don't have to give it back. And because really, it's all
• 9:25
  it's considered it's it's considered a gift when a person
• 9:29
  gives you something. You don't have to.
• 9:31
  It's for the loan. So we say it's ribist.
• 9:33
  Or a banana, but you don't have to and it's not tied.
• 9:36
  To the loan itself. So it doesn't.
• 9:38
  Really, it's not. Really modeled after ribis or
• 9:41
  interest. It's considered a.
• 9:44
  It's we. Look at it as a gift.
• 9:46
  The girl, others pointed out. It's Kumamish considered?
• 9:49
  Like a gift, now it's true. It's us or.
• 9:51
  Darabanan, but you don't since it's.
• 9:54
  A gift, they say. Hazal say you don't have to.
• 9:58
  You don't have to give. It back isn't.
• 10:00
  That thing that you can give a gift to.
• 10:06
  The we're talk that we're. Talking about a case when the
• 10:08
  gift. Is us.
• 10:09
  If if. There's a mutter situation.
• 10:12
  It's a mutter situation. There am I saying even when
• 10:15
  it's. Us or to do it.
• 10:17
  And you? Took you, took it.
• 10:19
  You don't have to give it back in the case.
• 10:21
  Of. Mukhdemnet and Mukharid, but we
• 10:25
  can. Spell out your case afterwards.
• 10:28
  But they're going to be many. Cases OK.
• 10:31
  Let's go to Gilmore, Evoque. Repeat IM.
• 10:35
  Tafas, Lova, Michel. Malva mafkinan mine.
• 10:40
  Now let's say. The When did we?
• 10:44
  So we said Ribis Darissa. Basin always gets involved.
• 10:48
  What about Ribis? Darabanan, so we said.
• 10:51
  Basin doesn't get involved. But wait it.
• 10:53
  Depends. That's.
• 10:55
  We don't get involved when the Lova gave it willingly because
• 10:58
  it's not Gezel. Here if the.
• 11:02
  Lova now goes. And collects.
• 11:05
  The Malva wait. No, no, no, no, no, no.
• 11:08
  Sorry, sorry, you paid it. Already willingly so.
• 11:12
  There is no Geneva, no gazella involved at all.
• 11:14
  You paid. He did.
• 11:15
  Ribis, right Ribis. Is not called Gazza.
• 11:19
  That's for sure. It's called Ribis so.
• 11:21
  It's an Esser and that's and that's so.
• 11:24
  Therefore. But then he took it back.
• 11:27
  He's not allowed to take it. Back because.
• 11:29
  He gave it willingly, the Malva. Has to give it back if he wants
• 11:33
  to be lotsa sidde shamain. But he doesn't have to give it
• 11:37
  back. And the Lova has no right to
• 11:39
  grab it back. So then Basin will go back, will
• 11:42
  go to the. Will get involved to the lova
• 11:44
  and take. It out because he didn't Manish
• 11:46
  Ghazzo OK and and. The Mabu was taught this from
• 11:52
  the robot. If the malvo.
• 11:54
  Is Tophis from the Lovis? So then it depends if it.
• 11:59
  Was Derisa or? Derabanan.
• 12:02
  Oh, even if it's Derabanan, it's Derabanan.
• 12:12
  I'm kidding. Maybe that's the next case, I'm
• 12:14
  not sure. Good point, the Shaktis points
• 12:18
  out if it's. A Suffolk if it's avak Ribis.
• 12:21
  If it's Derabanan or Derisa, so then we we apply the principle
• 12:26
  of a mozzie, Mekhavira, Alavaraya and Basin won't get.
• 12:28
  Involved if it's perhaps he's supposed to, he's allowed to
• 12:32
  take it, or perhaps he's not allowed.
• 12:33
  To take. It.
• 12:34
  So that's just side issue. OK, let's get to Dalid.
• 12:37
  Let's see if that addresses your issue.
• 12:39
  Dalid although I'm Rudabak ribis Ena yatsabadayanim.
• 12:44
  Ella Bisha Akhal. Hamalve here.
• 12:47
  Listen, this might be your case. Lohan rude avak repeat Ena yutsa
• 12:52
  bedayanim elo bisha akhal hamalve Midas halove.
• 12:57
  OK, so the only so this is I think your case the.
• 13:01
  The Malvet took. He grabbed.
• 13:05
  It without permission from the lobe.
• 13:07
  It's Ribis. Darabanan and the OK if.
• 13:14
  You did it with the DAS. Of the lobe, then we say Ena
• 13:17
  yutsa bedayanim. The dayanim don't get involved
• 13:19
  aval in Kodam Shahakal. OK, so then but if.
• 13:24
  You do take it. It's Mashma, they do get
• 13:28
  involved if you grab it. OK, now let's keep reading.
• 13:32
  You just took it. It doesn't.
• 13:34
  Mean you ate it up. It just means you took it.
• 13:36
  It's just an expression. It just means you took it.
• 13:37
  Doesn't mean you spent the money.
• 13:39
  Aval in Kodam Shahakal before he took the money, right?
• 13:47
  He before. The Lova didn't.
• 13:49
  Give him the Ribis Derabannon yet?
• 13:51
  But what happened? The Malva said We have a
• 13:54
  contract. And that says.
• 13:56
  You owe me Ribis. It's true.
• 13:57
  It's. Derabannon But you owe it to me
• 13:59
  and I want to collect. So what do you do?
• 14:02
  You're going to go. To the Goyesha courts.
• 14:04
  Or let's keep reading Tanalab Shiloh Yokhal, The Who?
• 14:09
  Holds and he. Says he didn't pay.
• 14:10
  And who holds in Emmanuel Koroko?
• 14:12
  Bedina Homos Obedean. User Al Shitta so he forced it
• 14:17
  out of him. Basically went to him and he.
• 14:19
  Stole it, he grabbed it. Either through Goyish.
• 14:22
  Courts or through a. A Jewish dayan who made a
• 14:27
  mistake in the halacha and they forced him to pay so then Yod
• 14:33
  said with Dayani. So since he took it from him,
• 14:36
  even though he. Agreed originally.
• 14:39
  They all. Did the Lova agreed to pay?
• 14:41
  Ribis terabanam But at the end of the day, when it came time to
• 14:44
  handing it. Over the Lova.
• 14:46
  Wasn't willing to give it over. Because it's Ribis.
• 14:50
  So then if the if the malva. Takes it.
• 14:53
  So that's this was your case. That is considered Gezel because
• 14:57
  at the end of the day, it wasn't with the permission of the.
• 14:59
  Lova and he took it and so then the dayanim will get involved.
• 15:03
  And take it back. OK, so that's an exception where
• 15:05
  they will. Get involved in Ribis Terabanam.
• 15:08
  OK, yeah, but. One's 1 is.
• 15:17
  Tafas you grabbed it illegally. And Ahlazi gave it to you.
• 15:22
  I mean, OK, let's go on. Hey, repeat you.
• 15:27
  Look it up. Repeat the araisa shuhu bidera
• 15:30
  halva bedavar. Katsu Yotsim Bidayani.
• 15:33
  So we basically it's just a little bit of a.
• 15:35
  Repeat when it comes to halva. The rib is the araisa.
• 15:38
  And it was in a set amount. So then the dejanim come and
• 15:42
  they they tell you you have to pay Shekofinot and they force
• 15:45
  him. Uma Aquinoto Architects and they
• 15:49
  beat him up up until not Abdullah, not the Abdullah, but
• 15:53
  architects and can't handle anymore.
• 15:56
  This is like every, the Shah points out.
• 15:59
  It's like every. Din of shar mitzvahs assay based
• 16:02
  on the pasta. OK.
• 16:07
  Of. All ain't based in Nordian
• 16:09
  Manakhasil, however Adkan because.
• 16:13
  The base because. The the Malve didn't steal it.
• 16:18
  It's not called Gezel. He did it.
• 16:21
  It was because the lobe. Agreed to it and paid him.
• 16:25
  So it's not Gezel? It's just an isser, I say of of
• 16:28
  Rebus. I mean he may have also done a
• 16:30
  lot, but giving it back? OK, that's where.
• 16:34
  The that's what it means Kofi not about aim based in yard in
• 16:39
  Lanakasa. They don't go into his property
• 16:41
  and pull it out. Because it wasn't Gezo, it was
• 16:43
  Ribis. What the Malva to pay back?
• 16:49
  The Malva? Yeah.
• 16:51
  And the Loeve is happy to get the money back, OK?
• 16:56
  He's the loeve is also over in ISR.
• 16:59
  Yeah, he's also. This is not.
• 17:03
  Regular Malkus, this is you're beating him.
• 17:05
  Until he pays off, it could be. I think it could be more.
• 17:09
  Than 39. OK, or whatever it needs states
• 17:13
  enough shock. Exactly.
• 17:15
  OK, the shock points out. But.
• 17:25
  If he took. The money, the shock points out,
• 17:28
  if he took the money against his will.
• 17:32
  We already learnt. This.
• 17:33
  That's Gazza. Even though he wrote it in a
• 17:35
  contract when he actually took it against his.
• 17:37
  Will then. They would be Yorid Linakhasa.
• 17:40
  Because for Gazza. You, you, you go all the way.
• 17:43
  OK, let's go on. OK.
• 17:49
  Bahrain Bahalvo. Al Khatsero.
• 17:51
  Almerle Al Menachi, Adri Bohinam.
• 17:54
  Oh yes, Quirao lobe pacos O Coyote.
• 17:58
  Or any case where he lent him and when you lent him and the.
• 18:06
  Ribis was you get a live in his property for free.
• 18:09
  Or you rent it out for at a discounted price so and that was
• 18:14
  all done at the same time as. The halva so.
• 18:24
  Yeah, OK, Good point. Yep.
• 18:27
  Until he moves out. They beat him.
• 18:29
  Yeah. You.
• 18:31
  You. Well, you.
• 18:32
  You're a victim, but if he doesn't move you, you beat him.
• 18:35
  That's. How you that's?
• 18:36
  How You're a victim. OK, now.
• 18:40
  The the grudges points out it happens to be.
• 18:42
  For Halva, everyone agrees if he lends him out as.
• 18:48
  Khatser to live. There.
• 18:51
  So then it's the anyways. Whatever.
• 18:54
  It's direct 11 case the case. Of renting could be a case of
• 18:57
  Darabana according to Tesvas all right whatever.
• 19:01
  Never mind So let's go on run test, right.
• 19:08
  No, Val. Val, I think we've finished.
• 19:11
  Do a bit more. Yeah, let's just do a bit more,
• 19:15
  Val. Blackhawk Rubiskutsa, OH.
• 19:17
  Mate now. Let's say right we're.
• 19:19
  Talking about not taking. Ribis.
• 19:23
  Then we're talking about. You have to.
• 19:25
  Give it back. And now?
• 19:27
  Let's say a person took ribis sutsa.
• 19:30
  And then he. Dies this person the Malva?
• 19:34
  He dies, so we. Learnt you have.
• 19:36
  To pay it back, right? Afila, you'd say?
• 19:38
  Badayanim. But now you.
• 19:40
  The the Malva died already and then the Banim areyoshim the.
• 19:44
  Ribis do the do the children have?
• 19:47
  To pay it back. So the halaqa is.
• 19:49
  In Habanim Srikim Lahasa, they don't have to pay.
• 19:51
  Back. Because Ribis.
• 19:53
  Again, is not Gesel. It's.
• 19:55
  Just an esser and the esser is only goes and the.
• 20:01
  The Esser of Gesel. Of neshak is only altikak meito
• 20:05
  neshak you can't. It goes on you, but it doesn't
• 20:09
  apply the. Esser doesn't continue to the
• 20:12
  children. That's the Gemara.
• 20:14
  So therefore. Let's go on.
• 20:17
  Ella in Cain Hayadavara Museum. But if it was a particular.
• 20:21
  Item How did you get paid? You didn't get paid money.
• 20:24
  The ribbus of the father that he got.
• 20:27
  He didn't. Get he didn't.
• 20:28
  Get paid Ribbus. In money he got, he got a.
• 20:31
  A coat, A car. He got some an an object that is
• 20:35
  recognizable in public. You go outside with it in
• 20:39
  public. It's, I mean the Atse Lavona.
• 20:41
  One of the Mafar Shamir makes a point.
• 20:43
  It's only when it's like. Calls it like.
• 20:45
  Like Morris? Ayn where people see your see
• 20:48
  the item. Elian Kin Ayadavar Museum could
• 20:51
  go on. Para vitalit you wear you, you
• 20:54
  go with the the para or the. Talit in public.
• 20:56
  Vasavi M Chuva and the father did Chuva and he wanted to
• 21:00
  return the item. Velois speak.
• 21:03
  Lahaczer Achimite. But he didn't.
• 21:07
  He didn't have a chance. To return it after he did Chuva,
• 21:09
  he was about to return it. And then he died.
• 21:12
  So then you. In that case, since it's a dovar
• 21:15
  mausoleum and the father wanted to, then he's.
• 21:17
  Then they're. Then they're supposed to return
• 21:20
  it. Then they're supposed to mishum.
• 21:23
  Kavod Avihem. Again, they don't.
• 21:26
  Medina Mamanis or whatever, it's a ribis.
• 21:28
  They don't have to, but they should because of the cupboard,
• 21:30
  because otherwise everyone's going to see the sun.
• 21:33
  Driving around or walking around with his coat and they're going
• 21:36
  to call him. Oh, that's the.
• 21:37
  Ribis car, that's the. The Gleamma car that's the less
• 21:40
  on the coat. What?
• 21:46
  Right, So then the sons should do it, the son the first,
• 21:50
  obviously the father himself should.
• 21:51
  Return, but he died now. Even the sons should do it.
• 21:54
  For him, if it's something that's.
• 21:56
  Noticeable to others. Otherwise you don't.
• 21:59
  Have to. So then.
• 22:03
  You don't have to. It's.
• 22:05
  The we should. Cover the viens if he if he did
• 22:07
  chuva and wanted to. Yeah, I know, but you don't have
• 22:14
  to return. It because the father.
• 22:15
  Didn't want to return it to you? There's.
• 22:17
  No leave on. The on the Darshin.
• 22:22
  'S return OK, you invoke, you vote abean.
• 22:25
  Yeah, let me finish. We'll.
• 22:26
  Discuss it after. Let me just finish one.
• 22:29
  More at least. Before we finish.
• 22:31
  Ian Bala. Says Chuva Miatsu.
• 22:33
  Malahaksi Ribis. Now a person himself wants to do
• 22:36
  Chuva and he. Wants to return ribis.
• 22:38
  IMU dovar misuyum mikablen MI menu.
• 22:42
  So here a dovar misuyum is not the same dovar misuyum in the if
• 22:46
  before. At least that's the way the
• 22:48
  ATSE. Lavona.
• 22:49
  Learns because here. It's any the 1st.
• 22:52
  Case we just learned has to be something that other people will
• 22:55
  will call it oh this. Item is.
• 22:57
  Is from Ribis. Has to be but here.
• 23:01
  It means any. Physical object that is still.
• 23:04
  In existence. So here.
• 23:06
  IMU dobro musu makabu mimenu. So then you.
• 23:10
  Then you. You have to.
• 23:11
  Give it back. It's a physical object.
• 23:13
  You have to give it back. The IM Eno dobro musuyam if it's
• 23:17
  not. Tied to if it's not a.
• 23:19
  Specific item Again, it could be it's a makabu.
• 23:21
  Socroni anyways IM robe. Osko U mikiato beribus EI MI
• 23:26
  kabu mimenu. That's how this guy makes a
• 23:29
  living. He's charging ribus to
• 23:30
  everybody. That's his whole Parnassa.
• 23:33
  So even if he. Does Chuva and.
• 23:35
  He's going to change his livelihood.
• 23:38
  A Mcablien Mimeno. As I'll say.
• 23:41
  The, the people, the all, the. Lovis all the.
• 23:43
  Lovian who? Who borrowed they?
• 23:45
  Shouldn't pay back the money even if he shouldn't accept the
• 23:48
  money even though he comes back to pay them a mcablieno Cade.
• 23:52
  Lifto Chuva. Because we want him to do Chuva.
• 23:55
  If he starts Chuva. And then he.
• 23:57
  Starts to pay. Everybody back.
• 24:00
  He's going. He's going to realize, wait a
• 24:01
  SEC, this is too hard. He's going to.
• 24:03
  Stop in the middle and he's going to say who needs this and
• 24:06
  he's going to go back to his. Way of.
• 24:08
  Doing of doing. Charging.
• 24:10
  Interest for a living the whole of Macabo Mimenu, Ayn Ruho,
• 24:14
  Hakamim, Nocha Himenu and anyone who.
• 24:16
  Accepts from. Him ayn ruach hakamim nocha
• 24:19
  himenu and I'll just point out there.
• 24:22
  Is it's a whole? Discussion in the Acronium.
• 24:25
  What to do, Lamai? Said because there is a Chuva
• 24:27
  Rivash who says but but he still is high.
• 24:31
  Of the the the Malvet still at. Least, let's say.
• 24:35
  Siddhi Shamim. Has to he from his perspective,
• 24:40
  he has to return the money. From them, they don't want to
• 24:43
  accept the money so that we don't, you know, stop them from
• 24:46
  doing chuva. So there's a little bit.
• 24:48
  Of a question in the maisa if he pushes and he knows that.
• 24:52
  That he's putter. At the end of the day and he.
• 24:54
  Wants to still. Return the money.
• 24:56
  Maybe they should. Or should accept stuff.