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[TX P&C] 13. Flood Insurance and the Limits of Homeowners Coverage

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - How to distinguish covered internal water discharge from excluded flood losses in Texas property policies. - The official NFIP definition of a flood, including the two-property condition rule. - Why top-down versus ground-up is a study prompt rather than a…

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