Latest / SHULCHAN ARUCH YOMI: Own the Halacha in 25 minutes a day! / Yoreh De’ah 160:11-15. Interest: With Words, Favors, Verbal or Actions, Any Benefit, To the Lender or a Third Party

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Yoreh De’ah 160:11-15. Interest: With Words, Favors, Verbal or Actions, Any Benefit, To the Lender or a Third Party · SHULCHAN ARUCH YOMI: Own the Halacha in 25 minutes a day!

• 0:03
  OK, good morning. We are in Summit Kosamic Sif
• 0:09
  Ayudalis in low higher regular Hacktim lo Shalom.
• 0:13
  If he wasn't regular to say you know to to maktim lo Shalom
• 0:19
  meaning like we had we had this before.
• 0:21
  I mean to to greet him first. Also the Hakim, though, right,
• 0:27
  doesn't if the model that says so shallow, Obviously he's a lot
• 0:31
  to answer, but he shouldn't if he wasn't regular to go, you
• 0:35
  know, go, Hey, how's it going? Whatever.
• 0:37
  So then shallow relations. So then it is awesome.
• 0:41
  This is the isser of Ribis varium.
• 0:47
  There's only one little sift, but there's a bunch of you know,
• 0:50
  currently discuss a few different there a few different
• 0:53
  possibilities of Ribis varium, which are which are also that
• 1:02
  truth is, we can see, you know, let's see your bays also, then
• 1:06
  we'll discuss it a bit more. Your bays Lo yomar lo adiene in
• 1:10
  each ploni MI MI componi. You should not he should not
• 1:16
  tell him. Tell me if somebody someone's
• 1:21
  coming from a componi and notify me meaning it's a hocus whether
• 1:25
  it's the malva telling the lova the lova telling the malva the
• 1:31
  either way, it's it's going to be a problem to give them
• 1:36
  information. The question if it's the
• 1:39
  question is, is it so that's The thing is that.
• 1:56
  Yeah, I mean the town says it's the town says it's really the
• 1:58
  Malda. I do know that there is a
• 2:01
  discussion about it. We'll just go simply that it's
• 2:04
  that it's the that it's the Malda just a little bit.
• 2:08
  OK, we'll leave with that. It's the Malda, the Malvest
• 2:13
  meeting with Salva him and therefore he's giving him you
• 2:16
  know, Hana or he's he's telling him all right, Hugo, but Hain
• 2:20
  Sharma is drawing the Alma ulcer.
• 2:22
  Any rib is drawing the Alma is going to be also if you little
• 2:27
  told us I know about Alma even it's just a little, you know,
• 2:31
  even a little something extra commercials, barbers of a Simon.
• 2:36
  So what what are cases of rib is drawing?
• 2:39
  So again, the cases and he felt like he you know, the the mother
• 2:44
  says let me know by the way, because he's the mother.
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  It's not something he normally does.
• 2:49
  So he said, by the way, you know, you're going to let me
• 2:50
  know about this. Let me know about that.
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  That's a problem. You know, the gross says any
• 2:58
  Tova like the bottle that says to the Lobia, do me a favour
• 3:03
  when you're you know, you're passing it when you go to the
• 3:06
  store, pick me up, you know, pick me up and buy a bottle.
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  You know about bottle a thing of milk or some soda or something
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  is also going to be usser any tova of the hall.
• 3:20
  There is a bit. So the big discussion is what So
• 3:24
  the you know, what about saying thank you, right, That's so
• 3:28
  that's that's one of the big discussions here.
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  The is Vashti, he says he shouldn't counsel the fun of the
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  Hoydo. So the Hapstick Latoya or the
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  Varco, the fun of our shelve. You should not think him and
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  bless him forgiving, giving him alone.
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  Now the question is, is what are we talking about over here?
• 3:52
  So Zalman already says simply that we all should even that
• 4:00
  same simple thank you like it's just regular normal, some of the
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  something for you just say a simple thank you, which is, you
• 4:07
  know, etiquette is fine, you know, so just, you know, it's
• 4:11
  not it's not anything more than just saying to the Arriba or
• 4:14
  thank you so much. You know, that's that that's OK,
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  But to go ahead and to add on to that, Oh my gosh, thank you so
• 4:21
  much. You're amazing.
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  You're that was so special. Anything to, you know, to add on
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  to his to add on that's going to be that's going to be a problem.
• 4:34
  So you know, the the also the for example, Ramisha, Ramisha,
• 4:39
  right. So the true promotion that you
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  know, if someone lends someone, someone money to put a safer
• 4:45
  out. So he said he's actually he's
• 4:47
  allowed to go ahead and put in October to the safer.
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  You know, you know, beerhouse, you know, Cloney for lending it
• 4:54
  out. Whatever, because because he's
• 4:57
  not he's not giving him praise for the loan.
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  He's just giving bracha to his his Modius Ms. Shimina Shimai
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  Yvura. He's just saying that he's
• 5:09
  before for printing this, helping print it safer.
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  You know, it's just it's not it's not actually a problem.
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  However, the shaman does say that to say Chiska the mitzvahs
• 5:24
  is a problem that he says that is doctor a problem because
• 5:29
  that's that's not much about Brafa that that that's that's
• 5:37
  Mohammed Shabraka. But if he just says it like it,
• 5:41
  but that's again, it depends on his Kavanaugh.
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  You know, some people just as as a matter of physical whatever
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  that doesn't that doesn't mean anything.
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  He's not even giving you a bra that I'm not sure either you
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  know or say right, yeah, that's the problem.
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  That's you know that that's that that doesn't again, that doesn't
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  mean much if it's not, if it's not his money, it's like he just
• 6:08
  runs like Mac. Then it's also OK to say thank
• 6:11
  you and to say thank you for running the Mac and funny or
• 6:14
  whatever. But because he's not the owner
• 6:16
  of the money. So therefore it is it is, you
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  know, it's OK to to say that. And just I saw an interesting
• 6:24
  side point here is a 2 seconds. But he brings his civic Kia
• 6:29
  Smella brings a measure she says I remember saying other than
• 6:34
  half knife, half knife the Ishtai issue Michelle based.
• 6:39
  So a person has to flatter his wife as a Shalom bias and
• 6:42
  Bajhovo showing Fontendo the rabbos and then Ontario and he
• 6:46
  has to he should flatter his Bajhov that malkins him for the
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  money and his rough to teach him to.
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  The question is how is Khalifa Mutter?
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  So it seems to be that I don't know.
• 7:01
  I think the shot is that that you're allowed to say thank you
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  for not pressuring me to pay back.
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  I don't know if again, I don't know if that's that's direct
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  that that's directly saying thank you for the loan.
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  It's just, you know, thank you for you know, you know, you
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  know, thank you for not pressuring me.
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  I don't I think it's a different pool, but OK, whatever.
• 7:22
  Yeah, not the only person shouldn't overdo it.
• 7:25
  So if you so if you gimel, oh, sorry, me and middle of you
• 7:30
  Bae's a middle of the month. Also the cottage issue.
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  Hannah's Mil there. You know, chief, I have this
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  slow or my vehicles monkey's discarded show.
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  I get too much into it. Mark edition that that's also
• 7:42
  that the woman owes the money. It's also to Makata share with
• 7:48
  the fact that you know what I'll give you, you know you know I'll
• 7:51
  give you another a few another two months to pay me back and
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  I'll Makata issue with it. You know it's very nice with
• 7:56
  him. It's very special aquaponium,
• 7:59
  but you know that doesn't that that is also because that's been
• 8:03
  kaddish with ribbons. You give up Volta Laura la
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  caveiro. Hey, love zoos the the hill, the
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  Asara Dinarian Luploni It's motor for someone to say to his
• 8:16
  friend here, take a you know, take a here, take a zoos and
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  then land Asara Dinarian Luploni and give you know, and and lend,
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  you know, tending arm to Ploni. Who should lo Yapzor you can
• 8:31
  send me a lover, but that's motor.
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  But only if this person, you know, Rumina gives money to to
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  Shimon to lend a levy. That's only who should lo Yapzor
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  we can send me a lover. That's only if the the person
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  who gave the zoos doesn't go and and he doesn't go and collect
• 8:50
  the money from the lover, my grandly Omaha Leyva, Lamalva
• 8:56
  Ploni ET and Bishvili. And nor should nor should the
• 9:06
  nor should he say the lawyer say to the Malva that oh, someone
• 9:09
  else is going to pay me, is going to pay for me.
• 9:12
  The insurance should start a company.
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  Should I send you a Leyva? And also it's important that the
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  Lova should not have a agent in the middle to the face of Alva
• 9:31
  in order to go ahead and to and to go ahead and, and to, to, to
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  Valva and to to lend them money. Now this is going to be a
• 9:42
  storage exclusive. We're going to be a little bit
• 9:43
  complicated person. Yeah.
• 9:46
  So the the case over here, the case over here that is that the
• 9:56
  first case is the case where the mother, the mother tells someone
• 10:00
  here take us those and lend this person to Sardinar.
• 10:05
  That's OK if and as long as the as long as the payment for
• 10:10
  making the loan or that the loan comes from that's those is those
• 10:16
  greater than Sardinar. So not so sure, but I'll put him
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  one second that please repeat the question.
• 10:37
  Yeah, one second. Now the question is just what's
• 10:39
  the exact case Is that the the the problem over here is that he
• 10:49
  shouldn't be he shouldn't have an agent.
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  There shouldn't be an agent in between some sort of agent in
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  between setting up the setting up the loan, meaning he pays
• 11:00
  that he you know, it's about to further the model to pay, you
• 11:02
  know, to pay the guy to pay my money to go ahead and to, you
• 11:07
  know, find someone. It's to let to lend out money.
• 11:12
  But is but that. But the problem is it's going to
• 11:14
  turn into Ribbus If if the if the sorcerer collects the money,
• 11:21
  if the middleman collects the money for the lover, because
• 11:23
  then he got a zoos from the original guy.
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  He got a zoo. So that's like it's it's, it's a
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  Sosafis. He got money for lending the
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  money, even if it came from a different source.
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  And that's going to be a problem.
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  But it wasn't his money. OK, so this is where things are
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  a little bit complicated. I'll speak about it in a second.
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  But Gamlow Yoemar a loevila malva plonita.
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  But really the loeva shouldn't say to the malva.
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  I have an agent, I have someone else, he's going to pay for me.
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  So what's the case over here? So there's a few different
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  discussions. Is it could be that the question
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  you know the question is. The question here what one of
• 12:15
  the main points over here, I'll bring it up is that the is the
• 12:19
  grub brings Silvia in Kedushan that talks about a Kenyan called
• 12:24
  evict 90. Now evict 90 is that someone
• 12:28
  gives money like you know, but but just like by an evident
• 12:31
  everyone wants to be pulled to himself from his master, so he
• 12:34
  doesn't have any money himself. Someone else comes and pays,
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  pays the other and is pulled to the the evident right.
• 12:42
  So there's such a thing as a as as that is, is that also like
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  edition that if someone else gives gives the woman money for
• 12:51
  for someone else, that that person's reproductions right.
• 12:56
  So there's a there's a bit of a mahogas, whether it's it happens
• 13:00
  because he has to say something to him and it happens because he
• 13:04
  said something and there's a Honda involved or the way the
• 13:08
  other other people learn, other people learn that that's key.
• 13:12
  When he gave the money. It's key, though.
• 13:14
  The other guy gave the money. When, when when someone gave the
• 13:17
  woman money, the the, the, as it's as if the third party guy
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  gave the money. So over here too, the gross says
• 13:27
  that if the lady asked a middleman, he go pay, go pay
• 13:34
  them all the, you know, extra, you know, he gets the, the
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  middle man gets a zoos and he, he, he, he hires him, he gets,
• 13:45
  he gets like some sort of it's when, when the light was middle
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  man pays the ribbons to the to the mall.
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  That's key. You know, the light was paid.
• 13:53
  And so the gross says, that's awesome.
• 13:56
  How's Anish? I'll play a little bit more.
• 13:57
  How's Anish says someone has to pay off the loan or to get extra
• 14:00
  money not to pay if there's ribbon, if there's ribbon
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  involved. If there's ribbon, it's not to
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  pay if there's ribbon. Yeah, if there's ribbon
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  involved. If there's ribbon involved.
• 14:12
  Cesar Shalom Safety. He says that's what the House
• 14:15
  nation learns to grow. And he says, you know, comes out
• 14:18
  from here. Let's say someone, you know,
• 14:20
  someone has a bill that has ribbon.
• 14:21
  We'll get into whether bills here.
• 14:23
  That's as well whether the ribbon is motor, the interest is
• 14:27
  routed to pay or not. Well, that that's a separate
• 14:30
  issue, but on the on the side that someone holds us, Sir.
• 14:34
  So then he says, OK, you know, I've heard this.
• 14:36
  Actually, I've heard this situation before.
• 14:38
  People say like, OK, with the after company in the smile,
• 14:41
  whatever that they go, they get someone else to pay according to
• 14:45
  the grass doesn't help. It's even ribbus for the someone
• 14:49
  else to pay the ribbus for him doesn't help.
• 14:51
  It's kilo. He's paying the ribbus.
• 14:53
  So if you hold this ulcer, it's not going to it's not going to
• 14:55
  do anything. It's so, and it's also ulcer for
• 15:01
  and some people say that he shouldn't that Shalit Faseno
• 15:04
  Halloe Velasa Somal that, that he shouldn't, that the, that
• 15:13
  the, the lobe shouldn't, shouldn't try to fire someone
• 15:17
  to, you know, to give, to give them all the, the so that he,
• 15:21
  you know, so that, you know, let's say here you give, give
• 15:24
  him a little bit of money. So he'll lend me money.
• 15:26
  It's also it's also going to be a problem because it's all he'll
• 15:29
  believe that is is giving extra money to the Malva, even if he
• 15:35
  didn't actually give it. That's that's the first that's
• 15:38
  going to be the first, the first Sif sif you dial it is a is a
• 15:44
  slightly different case. It's a case of what's called
• 15:48
  Auriev, right? It's also the slogan condition
• 15:50
  and Kenyan Auriev is is where you know, the woman says, you
• 15:57
  know, tame mana Laplone. She says, give you give money to
• 16:01
  someone else and I'll be I'll be codicious to you, right?
• 16:05
  She doesn't get the money. So there's also the focus over
• 16:07
  there. How does it work?
• 16:09
  Some say that it's because that she gets Hana out of the fact
• 16:13
  that the guy listens to her and therefore she's with codicious
• 16:18
  with that Hana, that fruit of the Hana fruit of that he
• 16:21
  listened to her. And some say that no Rashba.
• 16:24
  Some say no, that he says that he gives the money to pony.
• 16:28
  It's as if she gets the money. However, the mechanics work, but
• 16:33
  that's that's how it goes so that also Lamar all the mana
• 16:37
  amanas she's eating Zeus the pony.
• 16:41
  They'll lend you money. I'm an ass and you give us those
• 16:45
  to pony. It doesn't make a difference how
• 16:46
  much but as long as he gives something right all the heck
• 16:50
  dish right. Listen, I'm going to give you
• 16:54
  I'll lend you you know whatever I lend you a $50,000 I'm an ass.
• 16:59
  So you give a donation to this organization is the problem a
• 17:05
  feeling also plenty who Oh we could have it even if he's a
• 17:08
  guy. I will be sharing a high flow
• 17:10
  even though he's not high. The Ruby's kids suits who and
• 17:15
  this is Ruby's kids suits appears she cuts it to the
• 17:18
  Histon lawsuits is considered is that if it's a tonight that you
• 17:24
  that you give something extra. It's a problem again, whether
• 17:30
  it's because they're because the Malda gets Hana so it's it's
• 17:34
  Mama He gets to handle the fact that he he paid him or gave a
• 17:38
  donation. He gets, you know, Hana's Pruta,
• 17:40
  it's Ribis Suta, you know, or, you know, or the fact that the
• 17:45
  fact that the guy gave a donation is he he gave them all
• 17:48
  there either way through Suta, the Angel vein, Omar Maha
• 17:54
  Malvika, who Marvelo missions that whether you know, whether
• 17:59
  it's the you know, the the mother says it or the woman
• 18:02
  says, listen, lending the money. Listen, if you lend me the
• 18:06
  money, I'm going to donate, you know, $100,000 to to to this
• 18:11
  stucco, whatever. It's also it doesn't make a
• 18:15
  difference. It is going to be it's going to
• 18:19
  be it's going to be awesome tests of yeah showing me also
• 18:26
  low Marlow M or le Poni. She's in the car.
• 18:30
  Dal dinar available from all. Some say it's also to say to
• 18:34
  someone tell pony to give you Dal dinarim and I'll lend him
• 18:41
  money. This is the I'll lend you.
• 18:45
  Yeah, I'll lend you money that the case is he says.
• 18:53
  So it's a bit of an arcade. They haven't possible, you know,
• 18:57
  modern day case. But whatever he says, he tells
• 18:59
  him, listen, he says, he says, you know, I'll lend you.
• 19:03
  I want to lend you a lot of money, right?
• 19:05
  I'll lend you, you know, I'll lend you $10,000 whatever.
• 19:08
  Just, you know, do me a favor, you know, go to go to go to, you
• 19:13
  know, go to Tony and you know, give, you see if he can give
• 19:16
  you, you know, you know, $500 whatever and all you 10,000.
• 19:21
  What's a person's govanas? I'm not sure that this is the
• 19:24
  case in the, in the Gemara over there, Vishnehem of, of, of Ari
• 19:28
  and Eva Kadani. It's a, the third party is
• 19:31
  lending. No, the third party is giving.
• 19:33
  There's one guy in the middle. The third party is giving him
• 19:36
  money and then the first party is lending him money.
• 19:42
  So this is Vitami Vitam Schnee and this is the already and
• 19:45
  every Kanani that the fact that number one, the fact that he
• 19:49
  listens to him and goes the the he listens to the TV of the
• 19:53
  mall. But to go ahead and get money,
• 19:55
  it gives you know, and the fact that I guess I'm not often the
• 19:59
  fact that the lobe is getting benefacted, right, right.
• 20:03
  So the case which? I've heard of, I don't know.
• 20:07
  Again, I can't it's a little bit unclear, but possible cases I've
• 20:11
  heard of, you know, someone goes for a loan from someone and they
• 20:13
  say, OK, listen, I'm going to give you X amount, but if you
• 20:17
  can, but listen, if you go, you go yourself and raise another,
• 20:22
  you know, $500. I'll match that that, you know,
• 20:28
  that's that could be a problem over here.
• 20:30
  You have to ask Shiloh about that because I did I talked to
• 20:32
  ask to ask someone and they said, Nah, that doesn't they
• 20:34
  don't mean they don't mean that they really want the money.
• 20:37
  They just want you to whatever I asked the post say, but the
• 20:40
  pasha's it seems like that's a problem.
• 20:43
  I guess I don't want a person to have to ask a personal Shiloh
• 20:46
  about, you know, that's how that's how you're lending money
• 20:50
  and that's how you want to be knowing, you know, I think you
• 20:53
  should ask Shiloh should be asked.
• 20:55
  But that's it's seen from passengers of Shukanarak.
• 20:57
  It's also, but again, we're going to get into other cases.
• 21:00
  If that's another Carvana, that one is not to get Hana out of
• 21:03
  the fact he told him to go, you know, to go raise the money.
• 21:07
  It's Kavana. It's just, you know, whatever he
• 21:09
  is getting Hana out of it. It doesn't whatever.
• 21:12
  Maybe there's what to talk about.
• 21:13
  I don't know Kapani. That would be a situation to
• 21:16
  Zion Muto Loimer al Avera Halo Zuso Emer Laplonishi Alveny.
• 21:22
  So it's a motor to tell someone, take him, take money and ask
• 21:25
  plenty to to lend money money to feel the Benamalva Motorola of
• 21:30
  arcane even to the the Ben of the Malva.
• 21:32
  It's motive Hushay Godo, the 8 of son of a shook on Aviv.
• 21:36
  You know what? Maybe we'll we'll stop here.
• 21:41
  It's a very long sift. We'll we'll stop it here.
• 21:49
  Yeah, complex.