Using PPLI with Foreign Grantor Trusts

Offshore Tax with HTJ.tax · May 11, 2026 · 1m

Combining Private Placement Life Insurance (PPLI) with a Foreign Grantor Trust (FGT) has become an increasingly sophisticated strategy in international estate and tax planning.When properly structured, the arrangement can provide:✅ Tax deferral ✅ Asset protection ✅ Cross-border succession planning flexibility🌍 1️⃣ Why Combine PPLI and a Foreign Grantor Trust?A Foreign Grantor Trust (FGT) is often used by:• International families • Non-U.S. persons with U.S. beneficiaries • U.S. taxpayers with global investmentsAdding a PPLI policy creates a tax-efficient insurance wrapper around the trust’s…